This Is What I Feel About Backpacker Travel Insurance!

Dec 28, 2023

Last Updated on: Feb 13, 2025

Travel Blog

At heart, I’m a backpacker. Despite having traveled extensively for more than ten years, I still enjoy taking inexpensive trips and value the experiences more than opulent lodging and transportation. I still enjoy meeting people from the community, eating as much local food as I can, and staying in hostels.

Despite what the general public believes, backpacking is about finding value, not about saving every penny. You must budget your money carefully if you want to travel in style and authenticity without going over budget.

Getting travel insurance is also one of the best decisions you can make if you plan to go on an international backpacking trip. I understand that purchasing travel insurance may seem like just one more thing to eat into your budget. It was a thought I had as well.

However, in the unlikely event that something goes wrong during your trip, it could also save you thousands of dollars. That, if you have a backpacker travel insurance.

Furthermore, I can tell you with confidence that something will go wrong because I have spent more than twelve years traveling the world. Here is all the information you need to know about purchasing backpacker travel insurance to help you stay safe on your next trip.

Why Do You Need A Backpacker Travel Insurance?

Why Do You Need A Backpacker Travel Insurance

You should purchase travel insurance because mishaps do occur. Things go wrong whether you’re in the country or overseas. You probably have access to trustworthy medical facilities and medical care when you’re at home.

That isn’t always the case when you are on the road.

Serious injuries do occur, despite their rarity. And it’s always preferable to err on the side of safety. However, insurance isn’t limited to urgent medical care. It also discusses a number of incidents that are far more frequent than you might imagine!

I’ve had my bags stolen, had to visit a hospital abroad, and even had a stabbing while visiting South America.

Even though thinking about these things all the time is unpleasant, you really should be ready for anything. Although it is ideal that you will never need to use your insurance plan, you should make sure you have the necessary coverage in case you do.

What Does A Backpacker Travel Insurance Cover?

What Does A Backpacker Travel Insurance Cover

Here’s a brief summary of the following items your backpacker insurance should cover:

  • Coverage for the majority of global nations
  • Emergency medical situations (hospitalization costs for surgery, medical evacuation to the closest hospital)
  • Flight cancellations and delays
  • Trip cancellations (caused by a family member getting hurt or dying)
  • Emergency evacuation (caused by harm or a natural disaster)
  • Dental emergencies
  • Misplaced or pilfered luggage
  • Death overseas

I understand that you like to travel light as a backpacker. After all, insurance isn’t free, which makes it appear like a burdensome and pointless expense. However, paying a few dollars a day is far less risky than losing your entire life savings in the event of an emergency while you are uninsured.

What Does A Backpacker Travel Insurance Not Cover?

What Does A Backpacker Travel Insurance Not Cover

Travel insurance typically covers most medical expenses and accidents related to travel, but it’s crucial to understand what it does and does not cover. After all, knowledge is power.

The majority of policies for backpackers do not cover:

  • Incidents that occur when engaging in extreme adventure sports, such as bungee jumping, hang gliding, or paragliding
  • Drug and alcohol-related incidents
  • Negligence or carelessness (like if you leave your bag unattended and it gets stolen)
  • General examinations or pre-existing conditions
  • Cash that has been stolen
  • If your government hasn’t issued an evacuation order due to civil unrest but your destination becomes unsafe (unless you have more advanced coverage from a company like Medjet)
  • You will not be eligible for trip cancellation coverage if you change your mind about the trip or break up with your travel companion or unfriend them.
  • You won’t receive reimbursement if you choose to postpone your travel if your visa to a destination is denied.

As a backpacker, there are only two companies that are worth using. Safety Wing and Insure My Trip.

Safety Wing

Safety Wing

This is the first and my personal favorite backpacker travel insurance.

Safety Wing was founded by Norwegian digital nomads who live in California. They serve low-cost travelers and remote workers by providing basic plans at incredibly low costs. Their $250 USD debit keeps the monthly fee low, and you can renew your plan while traveling abroad, making them the best option for frequent travelers. Although their coverage isn’t as extensive as that of other companies, it still covers the essentials, which makes them a good option for budget-conscious travelers.

Here is a brief overview of Safety Wing:

  • Incredibly cheap plans (with a deductible)
  • Able to buy and renew plans while traveling
  • Online claim submission is available.
  • $250,000 USD for urgent medical attention
  • Amiable and accommodating customer support
  • You retain your medical coverage in your home country for 30 days after returning from a 90-day trip (15 days if you live in the US).
  • Ideal for thrifty travelers and digital nomads

Insure My Trip

Insure My Trip

Insure My Trip is the second option.

With the aid of a policy aggregator called Insure My Trip, you can evaluate insurance providers and plans to find the one that best suits your needs and price range. Plans from more than 20 different insurance companies are available for comparison, and there are many reasonable options for travelers.

Retirees and other senior adventurers turn to Insure My Trip because they offer comparisons from insurance companies that cover older travelers (many travel insurance companies do not cover travelers over the age of 65). The main advantage of using Insure My Trip is their promise that you won’t find a better deal on the same policy anywhere else!

Here is a brief overview of Insure My Trip:

  • Low prices assured
  • Protection for elderly passengers over 65
  • “Anytime Advocates”: If you believe your claim was wrongfully rejected, ask the insurer to review it again.
  • Evaluates 23 different providers to guarantee you receive the greatest deal
  • Reviews of every policy to see what other passengers have to say

Wrapping Up

I always have travel insurance when I leave the house. I know firsthand how beneficial it can be. Over the years, it has prevented me from having to spend thousands of dollars on headaches.

The whole point of backpacking is to experience incredible, life-changing adventures without going over budget. Additionally, purchasing backpacker travel insurance is the best way to protect yourself from high (and unnecessary) expenses (keep in mind that Safety Wing is my top choice!).

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Abdul Aziz Mondol is a professional blogger who is having a colossal interest in writing blogs and other jones of calligraphies. In terms of his professional commitments, he loves to share content related to business, finance, technology, and the gaming niche.

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A Guide To The Scenic Drives In Kings Canyon National Park

BY  Sibashree Aug 29, 2024

Kings Canyon National Park is as grand as its name as it has to offer the most versatile landscape. The granite walls, the flowing streams, and the rugged terrain make it a paradise for hikers and geology enthusiasts.  However, with its diverse vegetation of pine trees, grass, and sequoias, the park is also known for its unique driving experience. The rocky roads with the embrace of green trees are surely worth exploring if you want to make memories for a lifetime.   So, if you are a national park freak and want the most memorable experience, your road should lead to the Kings Canyon Scenic Byway.   Kings Canyon National Park Scenic Drive (Kings Canyon Scenic Byway)  As you drive on the main Highway 180 and turn to the east, you will find the Kings Canyon Scenic Byway stretch. The first stoppage along the stretch will be the Junction View.   From Junction View, you can have a panoramic view of the Middle and South Forks of the Kings Canyon. The Kings River carving its way through the landscape makes the view unbelievable. Your journey can continue till the late afternoon, and Knapp’s Cabin will be the final major highlight of your scenic drive.  The table below will give you a brief overview of what the scenic drive along Kings Canyon Drive is going to look like.   Highlights Things to Do  Cedar Grove Drive east from the road to reach the Kings River.  From there, go to the Cedar Grove Visitor Center and gather information about the park trails.   You can grab your quick lunch at the facility stores here.   Canyon Viewpoint Behold the gigantic granite rocks and the U-shaped formations. Look at the nearby pine trees.  Zumwalt Meadow Trail (Hiking) This is a short and power-packed hiking trail.  Bridge over the Kings River Enjoy the scenic views and take pictures from the bridge.  Arriving at Zumwalt Meadow The Zumwalt meadow looks like the most picturesque painting.   Behold the green grass, dark pine trees, and rocky walls made of monolithic granite stone.  Beware of mosquitoes and bugs here, and use repellants.  Following the Trail along the River Maintain a decent pace while walking through the trail along the river, and thus, you will reach the other side of the Zumwalt meadow. Explore the Rocky Side of the Loop Explore the unique and gigantic rock formations on this rocky side.   The calm meadow here offers an immersive experience.  Relax by the Knapp’s Cabin This cabin tells you the tales of George Knapp, who built this cabin in 1925.  It can be a nice escape for clicking pictures and playing hide and seek.   Once you are done exploring the Kings Canyon National Park, you can come back to the Kings Canyon scenic byway. Behold the changing colors of the afternoon there and click the most mesmerizing photographs.   Other Things To See In Kings Canyon National Park   As the name suggests, the Kings Canyon National Park offers you the most majestic experience. The moment you enter the park at the Big Stump Entrance, you will find the Big Stump Picnic Area, and from there, you can start exploring the big stumps in the park along the Big Stump Trail.  The jungle of old pine trees and the magnificent sequoia trees will offer you the most quaint experience. You will feel humbled by the presence of these towering trees. However, the Mark Twain Stump is the biggest highlight of this trail. This gigantic stump has stairs so that you can climb to the top.   Once you have visited the Mark Twain Stump, you can take up the following ventures.  Visit The Grant Grove Village   From the Big Stumps Trail, you must make your journey toward the Grant Grove Village. There, you will find the Kings Canyon Visitor Center.  You will meet rangers at this visitor center and find the best recommendations about your journey in the national park. Once you know the hiking points and the highlights of the park and have a hiking map handy, you are all set to make the most of the national park.   The rangers will also guide you with instructions about the routes to be avoided for a particular season.   Hike Through The General Grant Loop Trail   As the name suggests, the General Grant Loop Trail is filled with gigantic trees. You can take a peaceful walk here.   Keep Walking Through The Fallen Monarch   A giant fallen sequoia tree with a hollow trunk is known as the Fallen Monarch. It is fun to play around with the hollow trunk, and you can use it as a shortcut to connect two sides of the General Grant Loop.   Meet The General Grant Tree  The 1700-year-old General Grant Tree is surely the pride of the Kings Canyon National Park. The massive scar at the bottom of the tree trunk gives it a gothic appearance, and it shows how the tree has survived extreme weather conditions throughout the years.   Nevertheless, it’s great to find the “Nation’s Christmas Tree” in a magnificent condition despite the ravages of time.   Did You Know?  The General Grant Tree was designated as a “National Shrine” in 1956.  President Eisenhower declared it a National Shrine to commemorate men and women in the USA armed forces.  It is the only living “National Shrine” in the USA.   Visit The Hume Lake  If you are in for an immersive experience, don’t forget to spend your time by the Hume Lake. This mountain lake is known for its pristine beauty and green water.   The pine trees and unique rock formations surrounding the lake make it appear all the more special.   The Hume Lake is one of the least visited places in Kings Canyon National Park. So, keep the park map handy so as to not miss the beauty of the lake.   Relax At The Gamlin Cabin   The Gamlin Cabin, built by Israel Gamlin, was once used as the U.S. Cavalry storehouse. This wooden cabin with a stone fireplace inside has a quaint appeal.   After catching your breath at Gamlin Cabin, you must continue walking along the trail. At the end of the trail, you will find the other side of the Fallen Monarch tree trunk. The hollow trunk of the tree is a favorite of kids and young adults for some mischievous activities.   From here, you can plan other activities in the national park or get back on the main road 180.   Final Words: Is Kings Canyon Worth The Trip?    With magnificent sequoias, colossal rock formations, and many trails, the Kings Canyon National Park is a favorite of outdoor enthusiasts. Further, a drive through the Kings Canyon Scenic Byway offers you some of the most beautiful scenic views of California. Filled with endless bends and twists, this road is only available for driving from April to October.   Also, this glacier-carved valley with deep canyons and high mountains stands for its geological diversity. In addition, this national park is home to the General Grant Tree, the Christmas Tree of the Nation, and Boyden Cavern, with the most intriguing rock formations.   So, overall, this park is a paradise for hikers, geological enthusiasts, wildlife lovers, and people who want to indulge in diverse outdoor pursuits. No wonder that it had 643,065 visitors in 2023. (Source)  Do you want to watch glaciers and meet diverse wildlife? Pay a visit to the Wrangell-St. Elias National Park.   Kings Canyon National Park FAQs   How Long Should You Stay In Kings Canyon National Park?   Based on how well you want to explore the Kings Canyon National Park, your stay in the park should be between one to four days. You can finish taking a walk in the grove of the big trees and visiting the most beautiful trails in one day.  However, if you want to explore the Alpine peaks and the deep canyons to the fullest, you will need to stay at least three to four days in the park.   Which Is The Most Beautiful Part Of The Grand Canyon National Park?   The south rim of the Kings Canyon National Park is the most beautiful area according to most visitors to the park. You can experience the most unique views of the Grand Canyon from the southern rim.  Further, from the southern rim, you will get to enjoy the most amazing view of the Colorado River.   What Not To Visit The Grand Canyon National Park?   You must not visit the Grand Canyon National Park in July and August. The weather is hot and humid during these months. Further, thanks to a diverse landscape and unique vegetation, it’s hard to say which season is the best to plan a trip to this park. Different parts of the park become the most attractive in different seasons.  For example, the North Rim of the park is the best place to pay a visit during May and October. The temperature is pleasant during these months, and the crowd is smaller. Similarly, you must hit the southern rim of the park in the fall. The cooler temperature makes hiking and biking in the southern rim easier during the fall season.   Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13 Famous Wonders Of India That You Must Visit! [Updated 2024] Top Tips For Motorbike Rental In Phuket – A Guide To Exploring The Island On Two Wheels.

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The Blue Train: A Luxurious Expedition Across South Africa

BY  Abdul Aziz May 22, 2023

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Top 5 Smallest Islands In The World – Have A Look

BY  Abdul Aziz Apr 28, 2021

You are staying in a beautiful tiny piece of land surrounded by seawater and floating on the ocean. It not only sounds gorgeous, but this place is also the most precious destination on the entire earth. The smallest island in the world is the best choice of travel destination, especially for travelers who are searching for tiny islands to spend their holidays. The least populated islands are always the best travel destination for travelers seeking a less crowded place. Do you know where the tiniest island in the world is? Bishop Rock is counted as the smallest island on the entire earth. But this bishop rock is too small to stay. But on the entire earth, there are many islands where only one cottage is available to stay. And from your stay, you only can see the endless sea. Now you are going to ask what the smallest island on earth is? The smallest one means in a small house is present on the island. And you are like floating in the sea. 5 Tiniest Islands In The World  Are you in love with the Caribbean Sea? Do you know what the smallest island in the Caribbean is? The Isla Mujeres is the smallest Caribbean sea island online, 4.3 miles long and 2,130 ft wide.  The tiniest island is just right in the middle of the Caribbean sea. Choosing all the tiny means you are in love with a beautiful, less crowded place to stay. Not only the tiny islands, the smallest beach in the world, Gulpiyuri beach in Naves is also a very romantic tourist destination. Like this, many other smallest islands in the world are also present in the list of small islands. Take a look at the five smallest islands in the world, which are not only tiny small islands in size. These five are the most popular tourist destinations in the world. 1. Just Enough Room Island - New York Among the smallest islands in the world, the first name which comes to our mind is just enough room in New York. This is the smallest inhabited island, covering up to 3,300 square feet. One small tiny house is present on the entire island. This small island is part of the islands which are just sitting in the middle of New York and Ontario.A small house with one tree and a small porch along with a very tiny beach. This is a privately owned patch from 1950. The sea route is going through the Saint Lawrence River. 2. Simping Island - Indonesia Indonesia is an all-time very gorgeous tourist place in the entire world. The natural beauty of Indonesia is preserved by the combination of many beautiful spots. Indonesian volcanic islands are quite popular among international and local tourists. Simping Island Indonesia is one of the popular volcanic islands among the 17 508 volcanic islands. These all volcanic islands are available in different sizes and shapes. Among the list of islands of the world list, Simping Island is a popular tourist destination among local and international tourists. This small island has many green branches, small tiny beaches, and stones. Most of the local tourists are visiting the island to worship. This small Island has very convenient connectivity with the shore. 3. Little St. Simons Island - Georgia The virtually untouched Little St.Simons island is a small 11,000 acres barrier island. This is the least developed and isolated island in the world. The little St.Simons is not the smallest island in the world, but the least developed island of Georgia’s Golden Isles is privately owned. This entire island has only six cottages along with a small itsy bitsy tiny piece of 7 miles long beach. The place’s main attraction is its unusual wildlife and the unblemished and very less populated island among all islands in the world. This small island is the perfect place to feel nature and birdwatching or just walking around the place. 4. Isla Mujeres - Mexico The convergence of the Caribbean Sea and the Gulf of Mexico is turning this place into a paradise. This island is only 13 kilometers off the coast. The island is less populated, and this less populated island is turning into the most beautiful tourist place. In the list of the smallest islands in the world, this island is relatively more extensive than the previous three. The island is 4.22 km square, and the population is approximately 12,840. The population is more than the privately-owned islands. At least the population is less than the most populous islands on earth. If you love adventure sports like snorkeling and scuba diving. This island is the best place for you. You get varieties of entertainment. Along with the entertainment, you get to see the remains of the ancient Maya temple and the sanctuary of the sea turtle. Also Read: Best National Parks In Hawaii 5. Sea Lion Island - Falkland Islands Sea Lion Island is the largest island in the sea line group of islands. This small island is floating in the South Atlantic Ocean. This small island is only 9.05 km long. This is not the smallest island in the world. But the wilderness of the island is attracting many nature-loving tourists to visit the spot. This small island is the home of different types of sea animals, including at least five types of different species of Penguin. And if you want to spend the night here, there is a very small cottage present on the Island. But most tourists are visiting places to see the beautiful free sea animals in nature. Wrapping It Up: You are on the smallest island in the world. And you are enjoying the view of the smallest inhabited island in the pacific or Caribbean and enjoying the beautiful, less crowded beach when you are seeking the natural place to enjoy your tourist destination. The small is the new trendy one to bring out beauty and nature. And when you are seeking a tourist place which is less populated, these are the best among all. So what about your next vacation planning? Do not forget to comment back to us. You May Also Like:  Alabama Travel Guide Make Your Summer Vacation Fun-Filled And Enjoyable This Year Things To Do In Maryland – Free Places To Visit In Maryland