This Is What I Feel About Backpacker Travel Insurance!

Dec 28, 2023

Last Updated on: Feb 13, 2025

Travel Blog

At heart, I’m a backpacker. Despite having traveled extensively for more than ten years, I still enjoy taking inexpensive trips and value the experiences more than opulent lodging and transportation. I still enjoy meeting people from the community, eating as much local food as I can, and staying in hostels.

Despite what the general public believes, backpacking is about finding value, not about saving every penny. You must budget your money carefully if you want to travel in style and authenticity without going over budget.

Getting travel insurance is also one of the best decisions you can make if you plan to go on an international backpacking trip. I understand that purchasing travel insurance may seem like just one more thing to eat into your budget. It was a thought I had as well.

However, in the unlikely event that something goes wrong during your trip, it could also save you thousands of dollars. That, if you have a backpacker travel insurance.

Furthermore, I can tell you with confidence that something will go wrong because I have spent more than twelve years traveling the world. Here is all the information you need to know about purchasing backpacker travel insurance to help you stay safe on your next trip.

Why Do You Need A Backpacker Travel Insurance?

Why Do You Need A Backpacker Travel Insurance

You should purchase travel insurance because mishaps do occur. Things go wrong whether you’re in the country or overseas. You probably have access to trustworthy medical facilities and medical care when you’re at home.

That isn’t always the case when you are on the road.

Serious injuries do occur, despite their rarity. And it’s always preferable to err on the side of safety. However, insurance isn’t limited to urgent medical care. It also discusses a number of incidents that are far more frequent than you might imagine!

I’ve had my bags stolen, had to visit a hospital abroad, and even had a stabbing while visiting South America.

Even though thinking about these things all the time is unpleasant, you really should be ready for anything. Although it is ideal that you will never need to use your insurance plan, you should make sure you have the necessary coverage in case you do.

What Does A Backpacker Travel Insurance Cover?

What Does A Backpacker Travel Insurance Cover

Here’s a brief summary of the following items your backpacker insurance should cover:

  • Coverage for the majority of global nations
  • Emergency medical situations (hospitalization costs for surgery, medical evacuation to the closest hospital)
  • Flight cancellations and delays
  • Trip cancellations (caused by a family member getting hurt or dying)
  • Emergency evacuation (caused by harm or a natural disaster)
  • Dental emergencies
  • Misplaced or pilfered luggage
  • Death overseas

I understand that you like to travel light as a backpacker. After all, insurance isn’t free, which makes it appear like a burdensome and pointless expense. However, paying a few dollars a day is far less risky than losing your entire life savings in the event of an emergency while you are uninsured.

What Does A Backpacker Travel Insurance Not Cover?

What Does A Backpacker Travel Insurance Not Cover

Travel insurance typically covers most medical expenses and accidents related to travel, but it’s crucial to understand what it does and does not cover. After all, knowledge is power.

The majority of policies for backpackers do not cover:

  • Incidents that occur when engaging in extreme adventure sports, such as bungee jumping, hang gliding, or paragliding
  • Drug and alcohol-related incidents
  • Negligence or carelessness (like if you leave your bag unattended and it gets stolen)
  • General examinations or pre-existing conditions
  • Cash that has been stolen
  • If your government hasn’t issued an evacuation order due to civil unrest but your destination becomes unsafe (unless you have more advanced coverage from a company like Medjet)
  • You will not be eligible for trip cancellation coverage if you change your mind about the trip or break up with your travel companion or unfriend them.
  • You won’t receive reimbursement if you choose to postpone your travel if your visa to a destination is denied.

As a backpacker, there are only two companies that are worth using. Safety Wing and Insure My Trip.

Safety Wing

Safety Wing

This is the first and my personal favorite backpacker travel insurance.

Safety Wing was founded by Norwegian digital nomads who live in California. They serve low-cost travelers and remote workers by providing basic plans at incredibly low costs. Their $250 USD debit keeps the monthly fee low, and you can renew your plan while traveling abroad, making them the best option for frequent travelers. Although their coverage isn’t as extensive as that of other companies, it still covers the essentials, which makes them a good option for budget-conscious travelers.

Here is a brief overview of Safety Wing:

  • Incredibly cheap plans (with a deductible)
  • Able to buy and renew plans while traveling
  • Online claim submission is available.
  • $250,000 USD for urgent medical attention
  • Amiable and accommodating customer support
  • You retain your medical coverage in your home country for 30 days after returning from a 90-day trip (15 days if you live in the US).
  • Ideal for thrifty travelers and digital nomads

Insure My Trip

Insure My Trip

Insure My Trip is the second option.

With the aid of a policy aggregator called Insure My Trip, you can evaluate insurance providers and plans to find the one that best suits your needs and price range. Plans from more than 20 different insurance companies are available for comparison, and there are many reasonable options for travelers.

Retirees and other senior adventurers turn to Insure My Trip because they offer comparisons from insurance companies that cover older travelers (many travel insurance companies do not cover travelers over the age of 65). The main advantage of using Insure My Trip is their promise that you won’t find a better deal on the same policy anywhere else!

Here is a brief overview of Insure My Trip:

  • Low prices assured
  • Protection for elderly passengers over 65
  • “Anytime Advocates”: If you believe your claim was wrongfully rejected, ask the insurer to review it again.
  • Evaluates 23 different providers to guarantee you receive the greatest deal
  • Reviews of every policy to see what other passengers have to say

Wrapping Up

I always have travel insurance when I leave the house. I know firsthand how beneficial it can be. Over the years, it has prevented me from having to spend thousands of dollars on headaches.

The whole point of backpacking is to experience incredible, life-changing adventures without going over budget. Additionally, purchasing backpacker travel insurance is the best way to protect yourself from high (and unnecessary) expenses (keep in mind that Safety Wing is my top choice!).

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Abdul Aziz Mondol is a professional blogger who is having a colossal interest in writing blogs and other jones of calligraphies. In terms of his professional commitments, he loves to share content related to business, finance, technology, and the gaming niche.

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BY  sagnika Mar 27, 2025

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BY  Ankita Mar 6, 2024

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BY  Abdul Aziz Dec 27, 2021

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Where to get a national parks access pass in Ohio? You only have to Buy the American annual pass and enjoy the park. The annual pass system has a special discount for military professionals and children. 2. John Bryan State Park Address: 3790 OH-370, Yellow Springs, OH 45387 Hours Open: One and a half hours before Sunrise to half an hour after Sunset Contact Number:  +1 937-767-1274 Fees: Free John Bryan state park is an extensive 752-acre state national park in Ohio. You hear about the Miami River, and This large green park is just right below the yellow spring and the Clifton. This park is a prevalent clamp ground among the local people. Apart from the beautiful scenic beauty, the long industrial history of the United States is adding more points. In the 19th century, industrial activity increased; therefore, water is no longer the economic source of water. For this reason, many of the factories are getting abandoned. And no longer in use. But the Clifton mill, which was built in 1802. This mill is now becoming a popular visiting place among tourists. 3. Nelson-Kennedy Ledges State Park Address: 12440 OH-282, Garrettsville, OH 44231 Hours Open: 7 AM to 7 PM Contact Number:  +1 330-235-0030 Fees: Free This park is a 167-acre public recreation park. When you are near Nelson township, this place is the best hiking spot for you. The Ledge park is full of hiking trails and camping spots. Beautiful waterfalls and native green plants are making this park look like heaven. This park is one of the best hiking spots for travelers as well as the national parks in Ohio. Nelson Kennedy ledges state park has a 3 miles long hiking trail.  As the park is situated on the natural landscape. Many dangerous paths are present in the park, but the marked hiking trails are guiding the right path of hiking. 4. 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The park belongs in the Butler and Pable country of Ohio city. It covers nearly 3000 acres of area and has 625 acres of a human-made lake. The state was bought in 1941. Initially, it was a prison camp, and after 1957 the park was open to regular visitors. And now, this is one of the best national parks in Ohio. This park has 12-mile long hiking trail and 19 miles of bridle trails along with 20 miles of mountain biking trails. The place’s camping facility is very organized, along with the hiking trails, golf course, and lodging facility. Also Read: Best National Parks In Hawaii 6. Hocking Hills State Park Address: Logan, OH 43138 Contact Number: +1 740-385-6842 Hours Open: 10 AM to 5 PM Entry Fee: Free Are you searching for any national parks near Columbus, Ohio? Hocking Hills State Park is a good choice for you. This park belongs in the hocking hills region. A big part of Hocking state forest belongs in the hocking hills state park. This park has seven separate types of hiking areas, including different hiking trails. Cantwell Cliffs, Ash Cave, Conkle's Hollow, Old Man's Cave, Rock House, Cedar Falls, and a popular hiking route Hemlock Bridge Trail to Whispering Cave Also Read: Best National Parks In Missouri 7. Charles Young Buffalo Soldiers Address: 120 US-42, Wilberforce, OH 45384 Hours Open: 9 AM to 4:30 PM (Monday Closed) Contact Number:  +1 937-352-6757 Fees: Entry Free Do you want to see a national monument in Ohio? Visit this park, and you can see monuments along with enjoying the beautiful natural view. Charles Young Buffalo is one of the historical figures in his first days of life. He was an escaped slave. He was the first afro American soldier in the United States army. The house of the Buffalo soldier is one of the famous historical destinations among travelers. This is one of the most popular iconic monuments in Wilberforce, Ohio. When you plan to visit the Ohio parks, do not forget to visit this monument because the American civil war history was attached to this monument. 8. Dayton Aviation Heritage National Historical Park https://www.instagram.com/p/CjxhlbMMIAw/?img_index=1 Address: 16 S Williams St, Dayton, OH 45402 Contact Number: +1 937-225-7705 Hours Open: 9 AM to 4 PM (Monday Closed) Entry Fee: Free For all the literary enthusiasts and dark academia fans, Dayton Aviation Heritage National Historical Park in Ohio is one of the best places to visit. It remembers Paul Laurence Dunbar, an eminent poet and author.  The park also honors the aviation pioneers Orville and Wilbur Wright. A tour of this park will be a fulfilling and educational experience. Throughout the park, you will come across the following important spots: Carillion Historical Park Wright Cycle Shop Huffman Prairie Flying Field Paul Laurence Dunbar House Wright-Dunbar Interpretive Center Huffman Prairie Interpretive Center You can even opt for a ranger-guided tour of this best national park in Ohio. The only disadvantage of the park is that it does not have a camping ground. So, you cannot stay here.  However, you can always put up your tent in the private and public campgrounds near the park. So, check out the website of the Greene County Convention & Visitors Bureau to locate and reserve the campgrounds.  Frequently Asked Questions On National Parks In Ohio (FAQs) Q1: What is the newest state park in Ohio? A: Jesse Owens state park is the newest state park in Ohio. it is named after a world-famous athlete. It was created in the year 2018 out of a coal mining land that was owned by American Electric Power.  Q2: Which is the smallest state park in Ohio? A: Oak Point state park is known to be the smallest one in Ohio. Measures at 1.5 acres, despite being the smallest state park, it still offers a wide range of facilities for boaters, sightseers, and picnickers.  Q3: Are state parks free in Ohio? A: Ohio is one of the few states in the country that do not charge general admission and parking fee at its 74 state parks.  Wrapping It Up: All the Ohio state parks camping is the most favorite for the fitness enthusiast. The collection of these places are the most popular tourist destination among local and international travelers. National parks in Ohio list quite a long list. But these seven parks and sites are the best places where you can enjoy the hiking trails and camping.  If you are planning to visit Ohio parks for adventurous hiking, do not skip these popular parks. So what is your plan to visit? Do not forget to comment back to us. 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