This Is What I Feel About Backpacker Travel Insurance!

Dec 28, 2023

Last Updated on: Feb 13, 2025

Travel Blog

At heart, I’m a backpacker. Despite having traveled extensively for more than ten years, I still enjoy taking inexpensive trips and value the experiences more than opulent lodging and transportation. I still enjoy meeting people from the community, eating as much local food as I can, and staying in hostels.

Despite what the general public believes, backpacking is about finding value, not about saving every penny. You must budget your money carefully if you want to travel in style and authenticity without going over budget.

Getting travel insurance is also one of the best decisions you can make if you plan to go on an international backpacking trip. I understand that purchasing travel insurance may seem like just one more thing to eat into your budget. It was a thought I had as well.

However, in the unlikely event that something goes wrong during your trip, it could also save you thousands of dollars. That, if you have a backpacker travel insurance.

Furthermore, I can tell you with confidence that something will go wrong because I have spent more than twelve years traveling the world. Here is all the information you need to know about purchasing backpacker travel insurance to help you stay safe on your next trip.

Why Do You Need A Backpacker Travel Insurance?

Why Do You Need A Backpacker Travel Insurance

You should purchase travel insurance because mishaps do occur. Things go wrong whether you’re in the country or overseas. You probably have access to trustworthy medical facilities and medical care when you’re at home.

That isn’t always the case when you are on the road.

Serious injuries do occur, despite their rarity. And it’s always preferable to err on the side of safety. However, insurance isn’t limited to urgent medical care. It also discusses a number of incidents that are far more frequent than you might imagine!

I’ve had my bags stolen, had to visit a hospital abroad, and even had a stabbing while visiting South America.

Even though thinking about these things all the time is unpleasant, you really should be ready for anything. Although it is ideal that you will never need to use your insurance plan, you should make sure you have the necessary coverage in case you do.

What Does A Backpacker Travel Insurance Cover?

What Does A Backpacker Travel Insurance Cover

Here’s a brief summary of the following items your backpacker insurance should cover:

  • Coverage for the majority of global nations
  • Emergency medical situations (hospitalization costs for surgery, medical evacuation to the closest hospital)
  • Flight cancellations and delays
  • Trip cancellations (caused by a family member getting hurt or dying)
  • Emergency evacuation (caused by harm or a natural disaster)
  • Dental emergencies
  • Misplaced or pilfered luggage
  • Death overseas

I understand that you like to travel light as a backpacker. After all, insurance isn’t free, which makes it appear like a burdensome and pointless expense. However, paying a few dollars a day is far less risky than losing your entire life savings in the event of an emergency while you are uninsured.

What Does A Backpacker Travel Insurance Not Cover?

What Does A Backpacker Travel Insurance Not Cover

Travel insurance typically covers most medical expenses and accidents related to travel, but it’s crucial to understand what it does and does not cover. After all, knowledge is power.

The majority of policies for backpackers do not cover:

  • Incidents that occur when engaging in extreme adventure sports, such as bungee jumping, hang gliding, or paragliding
  • Drug and alcohol-related incidents
  • Negligence or carelessness (like if you leave your bag unattended and it gets stolen)
  • General examinations or pre-existing conditions
  • Cash that has been stolen
  • If your government hasn’t issued an evacuation order due to civil unrest but your destination becomes unsafe (unless you have more advanced coverage from a company like Medjet)
  • You will not be eligible for trip cancellation coverage if you change your mind about the trip or break up with your travel companion or unfriend them.
  • You won’t receive reimbursement if you choose to postpone your travel if your visa to a destination is denied.

As a backpacker, there are only two companies that are worth using. Safety Wing and Insure My Trip.

Safety Wing

Safety Wing

This is the first and my personal favorite backpacker travel insurance.

Safety Wing was founded by Norwegian digital nomads who live in California. They serve low-cost travelers and remote workers by providing basic plans at incredibly low costs. Their $250 USD debit keeps the monthly fee low, and you can renew your plan while traveling abroad, making them the best option for frequent travelers. Although their coverage isn’t as extensive as that of other companies, it still covers the essentials, which makes them a good option for budget-conscious travelers.

Here is a brief overview of Safety Wing:

  • Incredibly cheap plans (with a deductible)
  • Able to buy and renew plans while traveling
  • Online claim submission is available.
  • $250,000 USD for urgent medical attention
  • Amiable and accommodating customer support
  • You retain your medical coverage in your home country for 30 days after returning from a 90-day trip (15 days if you live in the US).
  • Ideal for thrifty travelers and digital nomads

Insure My Trip

Insure My Trip

Insure My Trip is the second option.

With the aid of a policy aggregator called Insure My Trip, you can evaluate insurance providers and plans to find the one that best suits your needs and price range. Plans from more than 20 different insurance companies are available for comparison, and there are many reasonable options for travelers.

Retirees and other senior adventurers turn to Insure My Trip because they offer comparisons from insurance companies that cover older travelers (many travel insurance companies do not cover travelers over the age of 65). The main advantage of using Insure My Trip is their promise that you won’t find a better deal on the same policy anywhere else!

Here is a brief overview of Insure My Trip:

  • Low prices assured
  • Protection for elderly passengers over 65
  • “Anytime Advocates”: If you believe your claim was wrongfully rejected, ask the insurer to review it again.
  • Evaluates 23 different providers to guarantee you receive the greatest deal
  • Reviews of every policy to see what other passengers have to say

Wrapping Up

I always have travel insurance when I leave the house. I know firsthand how beneficial it can be. Over the years, it has prevented me from having to spend thousands of dollars on headaches.

The whole point of backpacking is to experience incredible, life-changing adventures without going over budget. Additionally, purchasing backpacker travel insurance is the best way to protect yourself from high (and unnecessary) expenses (keep in mind that Safety Wing is my top choice!).

Read Also:

Share on Social Media

Abdul Aziz Mondol is a professional blogger who is having a colossal interest in writing blogs and other jones of calligraphies. In terms of his professional commitments, he loves to share content related to business, finance, technology, and the gaming niche.

Leave a Reply

Your email address will not be published. Required fields are marked *

title-img Related

READ MORE

Discover Joshua Tree National Park: Unique Fun Facts Revealed

BY  Sibashree Oct 28, 2024

With mountains, faults, monoliths, deserts, and unique geological formations, Joshua Tree National Park has emerged as an important ecological hub of California. Further, as the name goes, the park has the most amazing Joshua Tree, a Yucca palm species that became famous with the Joshua Tree album by U2.  Spanning 800,000 acres and situated at 5000 feet above sea level, this national park is like a natural tapestry. Further, 85% of this national park is still pristine wilderness. So, there is no wonder that a place like this harbors the best secrets and fun facts that are yet to be explored.  Here, I will share some amazing info about the park’s history, fossils, cryptobiotic crusts, and more. Joshua Tree National Park is about to complete 30 years of its designation as a national park on 31st October 2024. President Franklin Delano Roosevelt designated it as a national monument in 1936. Things No One Talks About Joshua Tree National Park  The basics are boring! There is no fun in visiting a place that does not have stories to tell. However, this national park, designated in 1994, has mountains and ecological units that echo the tales of history, changes, and humanity.  Let’s get into the stories, but before that, let me give you a brief account about when and how to visit the park. September to November is the best time to explore the park due to pleasant weather conditions.  Further, the Annual Night Sky Festival occurs in the park in October. It’s a delightful experience for people of all age groups. Thomas Crochetiere writes many fascinating stories about Joshua Tree National Park in his “The History of Joshua Tree National Park: A historical, informational, and educational timeline of Joshua Tree National Park.” If you are interested in the park’s history, you can grab a Kindle edition of the book.  1. Fascinating Historical Tales About Joshua Tree National Park  Human history in Joshua Tree National Park is as old as 15000 years. Two archaeologists, William Campbell and Elizabeth Campbell, further discovered the existence of Pinto culture in this park. Pinto Culture In The Park  People belonging to this Pinto Culture used to stay in cool grassland environments here, and they were primarily hunters. Pinto culture in the national park was discovered by archaeologists thanks to the triangular-shaped spears, scraping and cutting tools, and seed-processing tools.  All the implements that established a Pinto connection to the place indicate that the Pinto people led a bohemian lifestyle. Along with hunting, they also practiced seasonal harvesting.  Native Americans Occupying Joshua Tree National Park  Europeans came to Joshua Tree National Park in the late 18th century. However, the park had three groups of Native Americans. They followed the Pinto culture, thriving locally in the park. These three tribes were: Cahuilla Serrano Chemehuevi The Chemehuevi tribe was the latest to occupy the national park, and they came to this park from the Great Basin of Nevada in 1500.  All these tribes adopted the tools of the Pinto people, and they improved and diversified them.  Cattlemen First Occupied The Joshua Tree National Park  Joshua Tree National Park has every element of a Western movie. The western side of the park had higher elevations during the 1870s. These areas also received a higher rainfall and had different species of native grasses.  As a result, many cattle owners used to flock to these parts of the park for cattle grazing.  William “Bill” McHaney was the earliest cattleman in this park. He was a legendary figure, and he took his Texas Longhorns to these higher valleys. He will be known for living in the national park and exploring the area for around 60 years. Further, his brother, Jim, built a gang to steal cattle from Mexico and Arizona.  Discovery Of Gold In Joshua Tree National Park  The 19th century was the biggest highlight in the Joshua Tree National Park. Miners flocked to this park in great numbers for the discovery of gold. Twentynine Palms was the first area to have mining expeditions in the park in the late 1860s.  The presence of water in the Oasis of Mara was the main reason behind extensive mining expeditions at Twentynine Palms. Gold was collected from dirt using dry washing. The process was fun, and it involved throwing dirt mixed with dust into the air. The dirt was caught as it came down in the air, and this process continued until the mix only had gold dust.  Desert Queen Mine was a more successful gold mining venture in the park. It was Frank L. James, an employee of the Lost Horse Mine, who discovered the vein of gold in the Northern Queen Valley. Unfortunately, he had to lose his life at the hands of  Charles Martin. Martin was a part of the notorious cattle-rustler gang of Jim McHaney. Jim McHaney was the brother of William “Bill” McHaney, a legendary figure in the park.  Joshua Tree National Park Had An Important Role To Play During World War I  The dry, desert climate of Joshua Tree National Park was beneficial for the war veterans suffering from the effects of the mustard gas. This gas was so lethal that it had to be banned after World War I. Did You Know?The Geneva Gas Protocol Treaty, signed in 1925 by most countries, banned the use of biological and chemical weapons in war.  Germans introduced mustard gas in 1917, and any contact with the gas used to cause skin burns, blisters, and respiratory problems. Patients hit by this gas needed to get hospitalized for the treatment of chemical burns and respiratory issues.  Moreover, the survivors of the mustard gas attacks had greater risks of developing cancer.  2. Fossils Of Joshua Tree National Park  https://www.instagram.com/p/ClHXsRDS2Xq/?img_index=1 The fossils in the Joshua Tree National Park tell us about the geological evolutions, extreme natural events, and biodiversity. So, what were the animals that roamed here when the earth was a cooler and greener space? Let’s have a look at the list below.  Columbian mammoths Dire wolves Camels Horses Llamas Giant ground sloths Saber-toothed cats  Bison American Pronghorn Did Dinosaurs Live At Joshua Tree National Park? Scientists believe that Joshua Tree National Park had dinosaurs. Some of the oldest rocks in the park are from the dinosaur era. However, being metamorphic and igneous, these rocks could not preserve the skeleton of the dinosaurs. So, there is no “black and white” evidence regarding the existence of dinosaurs in the park yet.  The oldest fossil found in the park is the tooth of a pocket gopher. It was found in a 7.8 million years old sediment. The park has many other microfossils that are even older.  Moreover, the midden of the pack rats has been a gold mine for finding plant and insect species. At least 12 species of plants were found in the midden, and the oldest was around 30,000 years old. In addition, the darkling beetle fossils in the midden come from various ages. The oldest dates back to  34,000 years ago, and the latest is as old as 1000 years old.  Above all, the human artifacts and bones collected in this midden speak of human history and the evolution of their lifestyle.  3. Cryptobiotic Crusts Of Joshua Tree National Park  What are cryptobiotic crusts? They are hidden biotic organisms present on the surface of the park soil. Blue-green algae or cyanobacteria are the leading cryptobiotic crusts at Joshua Tree National Park. The other forms of cryptobiotic crusts present in the park soil are: Mosses Lichens Microfungi Bacteria Green algae Now, these cryptobiotic crusts are important to bind the sand and soil particles of the park together. In other words, they prevent soil erosion caused by wind and water.    4. Spiritual Stories And Symbolism Around Joshua Tree National Park “The Joshua Tree” album by Irish band U2 brought the spiritual connection or symbolism around the Joshua trees in the park under the spotlight. The album explores the gap between the promised land and the real land of America. The desert also stood for the desolation of the soul, while the Joshua trees, surviving in extreme weather conditions, became the symbol of hope and prayer. However, you must go back around 180 years to trace how Joshua trees have always been associated with symbolism and Biblical stories. In the 1850s, the Mormon pioneers crossed the Mojave Desert and saw these trees.  The upraised branches of the trees reminded them of Joshua, who stretched his arms to the sky for prayer and led the “Israelites into the Promised Land.” So, this is how these Yucca Palm trees got their new name.  5. Joshua Tree National Park Is The Best For Stargazing  As International Dark Night Sky, Joshua Tree National Park is one of the best places in California for stargazing. The following parking lot areas are best for Joshua Tree National Park stargazing. Hidden Valley Ryan Mountain Quail Springs Cap Rock Along with these places, you can also choose Pinto Basin for an amazing stargazing experience.  How To Reach Joshua Tree National Park? Joshua Tree National Park has three entrances. The table below details these entrances and will help you pick the right one based on the location you are traveling from. Park Entrance GateLocation Ideal For Tourists FromWest EntranceAt Park Blvd Off Highway 62Los AngelesPalm SpringsSan DiegoNorth Entrance29 Palms, Off Highway 62Las VegasSouth EntranceCottonwood Spring, Off Highway 10Salton Sea area The West Entrance is the main entrance to Joshua Tree National Park. You must drive through California Highway 62 or Interstate 10 road to reach here.  Further, if you are traveling by air, you must reach Palm Springs Airport, and from there, you can rent a car. The Los Angeles International Airport is also 150 miles away from this park.   Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

READ MORE Travel

5 Reasons To Travel When You Retire

BY  Ankita Jan 9, 2024

In the mosaic of life, retirement marks a significant transition. While some fully embrace leisure and relaxation, others opt for a more dynamic approach—partial retirement. This innovative concept allows individuals to savor retirement benefits while engaging in meaningful activities, including travel. You can find out if partial retirement might be right for you at https://boomerbenefits.com/could-partial-retirement-be-right-for-you/. As you embark on this new chapter of life, whether fully or partially retired-here are five compelling reasons to make travel an integral part of your journey after employment. One of the most profound aspects of travel is its opportunity for cultural enrichment and continuous learning. As you step out of your comfort zone and explore diverse destinations, you encounter new traditions, cuisines, and perspectives. The world becomes your classroom, offering lessons beyond a book's pages. Whether visiting ancient historical sites, immersing yourself in local customs, or trying a dish you've never heard of, every journey becomes a lesson in cultural understanding. Travel during partial retirement allows you to fill your days with experiences that broaden your horizons and contribute to your personal growth. Strengthening Social Connections Retirement often comes with the promise of more leisure time, and what better way to spend it than by cultivating and strengthening social connections? Traveling in your retirement years provides ample opportunities to share experiences with family and friends. Whether a reunion with old friends or a multigenerational trip with family, these shared adventures create lasting memories and deepen your bonds. Additionally, travel introduces the chance to meet new people, fostering social connections with like-minded individuals who share your passion for exploration. Shared experiences and shared stories become the threads weaving the tapestry of your social connections during your partial retirement. Health and Well-being Travel is not just a feast for the soul; it can also positively impact your physical health and overall well-being. Engaging in new activities, exploring different landscapes, and staying active during travels contribute to a healthier lifestyle. Whether hiking through scenic trails, strolling along picturesque beaches, or participating in local activities, travel provides opportunities for exercise that feel like adventures rather than routines. The mental stimulation derived from navigating new environments and embracing novel experiences can also contribute to cognitive well-being. By incorporating travel into your partial retirement, you are nurturing your wanderlust and your body and mind. Rediscovering Passion and Hobbies Retirement is the ideal time to rediscover and indulge in your passions and hobbies. Whether you love art, history, nature, or adventure, there's a destination waiting to reignite your interests. From exploring art galleries in Paris to hiking the trails of Machu Picchu, travel offers many opportunities to immerse yourself in activities that bring you joy. Partial retirement allows you the flexibility to design your itinerary around your interests, ensuring that each trip becomes a personalized adventure tailored to your passions. The world becomes a canvas on which you can paint the vibrant strokes of your hobbies, rekindling the flames of enthusiasm that may have flickered in the busyness of work life. Creating Lasting Memories The essence of travel lies in the memories it creates—moments that linger long after the journey concludes. During your partial retirement, you have the luxury of time to savor and appreciate these moments. From the awe-inspiring beauty of natural wonders to the laughter shared with loved ones in a bustling market, every experience becomes a treasure. Traveling in your retirement years allows you to build a collection of memories that serve as a testament to a life well-lived. These memories enrich your personal narrative and become a source of inspiration for the generations that follow, creating a legacy woven with the threads of your adventures. Read Also: A Backpacker’s Guide: Must-Have Camping Essentials Secrets Of Forest Camping: Tips For An Unforgettable Getaway Sorting Out Christmas Vacation: 11 Best Places To Visit On Christmas This Year!

READ MORE Adobe Express Background Remover

Adobe Express Background Remover: Simplifying Visual Design

BY  Barsha May 19, 2025

In the world of digital content creation, clean and professional visuals are essential. It can involve anything and everything, including  Designing a social media post Crafting a product advertisement Building a personal brand In the abovementioned cases and many more similar cases, you will find out that isolating subjects from their backgrounds can elevate your work.  Where can you get such help? Well, dont worry. We have Adobe Express, a user-friendly design platform with a powerful Background Remover tool. What a relief, isn’t it! Guess what? This efficient tool makes this process fast, intuitive, and accessible to novices and seasoned designers.  This article explores the features, applications, and benefits of Adobe Express Background Remover and why it’s a game-changer for visual storytelling. What Is Adobe Express Background Remover? Adobe Express is a cloud-based design tool that combines simplicity with professional-grade features, and Adobe Express background remover is one of its standout functionalities.  Adobe’s advanced AI technology powers this tool. It is very efficient at what it does, automatically detecting and removing the background from images with just a few clicks.  Guess what it does? The tool isolates the subject, whether it’s a photo of a person, a product, or an object.  Moreover, post that, it leaves a transparent background or allows users to replace it with a new one.  Available within the Adobe Express web and mobile apps, it’s designed to streamline workflows and make it easier for its users.  And guess what? This tool is a must-have for travel creators who need quick, high-quality results without diving into complex software like Photoshop. Adobe Express Background Remover: How It Works Using the Background Remover is straightforward. Therefore, it is ideal for users with minimal design experience.  When you are done uploading an image to Adobe Express, you can select the “Remove Background” option.  The rest of it is a smooth path, where you wait and watch the results being unveiled. What does the AI do? The AI will give you the desired result in just three easy steps— It analyzes the image Then, it identifies the foreground subject It proceeds to remove the background in seconds.  Therefore, what do we get? The result is a clean, transparent PNG that can be layered onto new backgrounds, such as solid colors, gradients, or custom images.  Moreover, for finer adjustments, Adobe Express allows users to refine edges or manually tweak the selection.  Although the AI’s accuracy often minimizes the need for such edits, it's often best to have something handy.  The tool supports a variety of image formats, including JPEG and PNG, and works seamlessly across devices.  Furthermore, the process remains consistent whether you’re editing on a desktop or a smartphone. This ensures flexibility for creators on the go.  Additionally, Adobe Express offers templates and design assets that pair perfectly with the Background Remover.  This enables users to create polished graphics without starting from scratch, saving them time and making their work more efficient.  What Are Some Practical Applications Of Adobe Express Background Remover? The versatility of Adobe Express’s Background Remover makes it a valuable tool for diverse use cases: Online sellers can showcase products with clean, distraction-free visuals. By removing cluttered backgrounds, products stand out. Removing their background enhances their appeal on platforms like Etsy, eBay, or Instagram. Influencers and marketers can create eye-catching posts by placing subjects against branded backgrounds or trendy designs.Therefore, this ensures consistency across their feeds and boosts their online growth. What a blessing!  Furthermore, from custom invitations to photo collages, hobbyists can use the tool to add a professional touch to personal creations. Moreover, small businesses can produce high-quality promotional materials, including flyers or banners. And wait! Did I mention they can do this without investing in expensive software or hiring designers? Adobe Express Background Remover: A Boon For Travel Influencers Now, let’s talk about one of the most important sectors that benefit from the Adobe Express Background Remover.  Now guess what? As travel content influencers, we face numerous challenges regarding editing our travel pictures and vlogs.  We must be very particular about the lighting and the contrast, and showcase the location at its best. And the most important part? The background.  Whenever we try to take a good picture of a place, some distracting element pops up and photobombs the image—annoying, much?  Oh, but guys, we dont need to worry anymore. We can remove these distracting elements easily with the help of Adobe Express Background Remover.  Furthermore, we can also create enhanced visuals and compelling scenarios and tweak them according to the aesthetic of our pages.  What Are The Benefits Of Using Adobe Express Background Remover? The Adobe Express Background Remover is beneficial in more than one way. The Background Remover offers several advantages that set it apart from other tools: The AI-driven process takes seconds. Therefore, this saves time compared to manual editing in traditional software. Furthermore, no design expertise is required, making it accessible to beginners while still meeting the needs of professionals. Adobe Express offers a free tier with access to the Background Remover. And the best part? Unlike Adobe’s more advanced tools, its premium features are affordable. Moreover, the tool integrates seamlessly with other Adobe Express features, creating a one-stop shop for design needs. These features included– Templates Fonts Stock images Consequently, the AI delivers precise cutouts with smooth edges, rivaling the output of more complex editing software. What Are The Limitations and Considerations Of Adobe Express Background Remover? Well, people, this is a very important part to consider. While the Background Remover is highly effective, it’s not without limitations.  Moreover, images with complex backgrounds or subjects with fine details (like hair or intricate patterns) may require additional manual adjustments for perfect results.  Additionally, while the free version includes the tool, some advanced features or high-resolution exports may require a premium subscription.  Furthermore, users should also ensure their images are well-lit and clear for optimal AI performance. Boost Your Brand’s Visual Impact With The Right Scope For businesses and creators looking to maximize the impact of their visuals online, tools like Adobe Express’s Background Remover are just one part of the puzzle.  Furthermore, to stand out, you need strategic guidance in branding, content optimization, and SEO. That’s where The Right Scope comes in.  As a full-service SEO and digital marketing agency, The Right Scope empowers brands to boost visibility, drive traffic, and create lasting digital impressions. Moreover, it combines tools like Adobe Express with a data-driven strategy for faster and more powerful results, which is a much-needed combination.  Adobe Express Background Remover: The Future Seems Bright So, folks, you already know what to do next! Get your hands on Adobe Express’s Background Remover. As we have already discussed in the article, it is a powerful yet accessible tool that democratizes professional-grade image editing.  Stunning results will await your presence. Well, not to be dramatic, but let’s say you combine AI precision with an intuitive interface. What do you get? A solid tool that empowers creators to produce stunning visuals without the steep learning curve of traditional design software.  And the best part? You can incorporate and tweak this in any sector you ned it in. Whether you’re a small business owner, a social media enthusiast or just a a casual creator This tool offers the flexibility and quality needed to bring your ideas to life. As part of the broader Adobe Express platform, it’s a testament to Adobe’s commitment to making design inclusive and efficient. Therefore, it is the dream tool of design. Try it today and discover how easy it is to transform your images into works of art.