This Is What I Feel About Backpacker Travel Insurance!

At heart, I’m a backpacker. Despite having traveled extensively for more than ten years, I still enjoy taking inexpensive trips and value the experiences more than opulent lodging and transportation. I still enjoy meeting people from the community, eating as much local food as I can, and staying in hostels.

Despite what the general public believes, backpacking is about finding value, not about saving every penny. You must budget your money carefully if you want to travel in style and authenticity without going over budget.

Getting travel insurance is also one of the best decisions you can make if you plan to go on an international backpacking trip. I understand that purchasing travel insurance may seem like just one more thing to eat into your budget. It was a thought I had as well.

However, in the unlikely event that something goes wrong during your trip, it could also save you thousands of dollars. That, if you have a backpacker travel insurance.

Furthermore, I can tell you with confidence that something will go wrong because I have spent more than twelve years traveling the world. Here is all the information you need to know about purchasing backpacker travel insurance to help you stay safe on your next trip.

Why Do You Need A Backpacker Travel Insurance?

Why Do You Need A Backpacker Travel Insurance

You should purchase travel insurance because mishaps do occur. Things go wrong whether you’re in the country or overseas. You probably have access to trustworthy medical facilities and medical care when you’re at home.

That isn’t always the case when you are on the road.

Serious injuries do occur, despite their rarity. And it’s always preferable to err on the side of safety. However, insurance isn’t limited to urgent medical care. It also discusses a number of incidents that are far more frequent than you might imagine!

I’ve had my bags stolen, had to visit a hospital abroad, and even had a stabbing while visiting South America.

Even though thinking about these things all the time is unpleasant, you really should be ready for anything. Although it is ideal that you will never need to use your insurance plan, you should make sure you have the necessary coverage in case you do.

What Does A Backpacker Travel Insurance Cover?

What Does A Backpacker Travel Insurance Cover

Here’s a brief summary of the following items your backpacker insurance should cover:

  • Coverage for the majority of global nations
  • Emergency medical situations (hospitalization costs for surgery, medical evacuation to the closest hospital)
  • Flight cancellations and delays
  • Trip cancellations (caused by a family member getting hurt or dying)
  • Emergency evacuation (caused by harm or a natural disaster)
  • Dental emergencies
  • Misplaced or pilfered luggage
  • Death overseas

I understand that you like to travel light as a backpacker. After all, insurance isn’t free, which makes it appear like a burdensome and pointless expense. However, paying a few dollars a day is far less risky than losing your entire life savings in the event of an emergency while you are uninsured.

What Does A Backpacker Travel Insurance Not Cover?

What Does A Backpacker Travel Insurance Not Cover

Travel insurance typically covers most medical expenses and accidents related to travel, but it’s crucial to understand what it does and does not cover. After all, knowledge is power.

The majority of policies for backpackers do not cover:

  • Incidents that occur when engaging in extreme adventure sports, such as bungee jumping, hang gliding, or paragliding
  • Drug and alcohol-related incidents
  • Negligence or carelessness (like if you leave your bag unattended and it gets stolen)
  • General examinations or pre-existing conditions
  • Cash that has been stolen
  • If your government hasn’t issued an evacuation order due to civil unrest but your destination becomes unsafe (unless you have more advanced coverage from a company like Medjet)
  • You will not be eligible for trip cancellation coverage if you change your mind about the trip or break up with your travel companion or unfriend them.
  • You won’t receive reimbursement if you choose to postpone your travel if your visa to a destination is denied.

As a backpacker, there are only two companies that are worth using. Safety Wing and Insure My Trip.

Safety Wing

Safety Wing

This is the first and my personal favorite backpacker travel insurance.

Safety Wing was founded by Norwegian digital nomads who live in California. They serve low-cost travelers and remote workers by providing basic plans at incredibly low costs. Their $250 USD debit keeps the monthly fee low, and you can renew your plan while traveling abroad, making them the best option for frequent travelers. Although their coverage isn’t as extensive as that of other companies, it still covers the essentials, which makes them a good option for budget-conscious travelers.

Here is a brief overview of Safety Wing:

  • Incredibly cheap plans (with a deductible)
  • Able to buy and renew plans while traveling
  • Online claim submission is available.
  • $250,000 USD for urgent medical attention
  • Amiable and accommodating customer support
  • You retain your medical coverage in your home country for 30 days after returning from a 90-day trip (15 days if you live in the US).
  • Ideal for thrifty travelers and digital nomads

Insure My Trip

Insure My Trip

Insure My Trip is the second option.

With the aid of a policy aggregator called Insure My Trip, you can evaluate insurance providers and plans to find the one that best suits your needs and price range. Plans from more than 20 different insurance companies are available for comparison, and there are many reasonable options for travelers.

Retirees and other senior adventurers turn to Insure My Trip because they offer comparisons from insurance companies that cover older travelers (many travel insurance companies do not cover travelers over the age of 65). The main advantage of using Insure My Trip is their promise that you won’t find a better deal on the same policy anywhere else!

Here is a brief overview of Insure My Trip:

  • Low prices assured
  • Protection for elderly passengers over 65
  • “Anytime Advocates”: If you believe your claim was wrongfully rejected, ask the insurer to review it again.
  • Evaluates 23 different providers to guarantee you receive the greatest deal
  • Reviews of every policy to see what other passengers have to say

Wrapping Up

I always have travel insurance when I leave the house. I know firsthand how beneficial it can be. Over the years, it has prevented me from having to spend thousands of dollars on headaches.

The whole point of backpacking is to experience incredible, life-changing adventures without going over budget. Additionally, purchasing backpacker travel insurance is the best way to protect yourself from high (and unnecessary) expenses (keep in mind that Safety Wing is my top choice!).

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Abdul Aziz Mondol is a professional blogger who is having a colossal interest in writing blogs and other jones of calligraphies. In terms of his professional commitments, he loves to share content related to business, finance, technology, and the gaming niche.

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5 Immensely Popular Travel Applications that India Loves

BY  Mashum Apr 28, 2017

India is a vast country that is plentifully blessed with tourist destinations with scenic Travel Applications that India lover, cultural, historical and religious importance. It is one of those regions that attract a huge number of visitors every year. People from all over the world visit India to see the beauty that the area has to present to visitors.   It is a gratifying experience to visit these places. Of late, the travel industry is moving fast creating many conveniences by embracing technology. It is one of the leading travel industries all over the world. Indians have integrated technology to the travel industry to a great extent.   Software and mobile applications comprising tour management software, booking engine software, and airline reservation systems have revolutionized the way and pace of this industry. It sees travel agents and service providers delight the traveler with awesome travel experiences.  It is one of the best ways to take the travel industry to the next level. No wonder the Indian tourism industry is among the leading all over the world.   In this article, we will look at five popular mobile apps for the road travel and for the planning of trips. Let’s take a look at some of these useful apps that will help you, as you plan your travel in India:  1. RedBus Arguably, the pioneer of bus ticket booking in India is RedBus.  This app has come a long way since its inception. It has been instrumental in changing the way road travel happens in India. More and more people all over India are using it to make their dreams come true.   In India, there are places not reachable by train and by flight. At this point, buses step in as a major transportation medium. There is a high number of people who use buses when touring India.   The ticket booking for a bus just got easier through the RedBus app. The beauty about this tool is that it is very simple and user-friendly. You will not have a hard time when familiarizing yourself with this app.   The app even provides for discounts and offers from both, the bus operators and RedBus itself. This is one of the best features that you can find in this tool.   This is an important app to have on your mobile even if you are not a very regular bus traveler. The reason is that RedBus can help in those rare situations when you do have the need to use the road.  Therefore, you should not be a tourist to use this app while in India. Everyone will find it useful whenever you want to board a bus from one place to another. It is one of the best inventions in the Indian travel industry.   2. AbhiBus AbhiBus is a later entrant into the bus ticketing space. The tool has come in a big way and is another major bus ticketing company. You will find the tool in immense use among the Indian population. We can only expect the popularity of this tool to increase over time.   The AbhiBus app is similar to its counterpart app. It provides all the required information of bus routes, timings and ticket availability. You will not get lost when you rely on this app during your tour.   AbhiBus does not want to stay behind in the race to gather customers and build loyalty. Thus, ythe app also comes up with some offers and discounts for users.  You can be sure of benefiting in several ways when you begin to use this App. Most people who use it confirm that it is among the leading travel solutions in the region.   3. Ola Cabs Ola Cabs is an online taxi /cab platform that created a revolution of sorts in the taxi market in India. This application has moved ahead in terms of a number of cab owners and customers who are part of these services. This number continues to grow with each passing day.   An easy to use the mobile app, Ola primarily started with cabs in three segments. These include Prime (for the high-end traveller), Mini and Micro (for the budget traveller) and then later moved into Ola share and Luxury. The ‘’share’’ allows for customers to opt for a shared travel thus reducing the cost of the trip.  The difference between Ola and its competitor apps is the – Ola Auto. It adds to the product mix by offering the option to travel by Auto-Rickshaw. It is good to understand these features if you want to use the tool effectively.   Ola has also begun Ola Outstation in order to cater to the traveler looking to move from one city to another. Ola is a very handy mobile app to possess for a great travel convenience within the city.  In case you are planning to travel to India, Ola is one of the must-have apps. You will discover that it comes with several useful features for all travelers. The tool will offer you great assistance especially if you are new to this region.   4. Uber The American disruptor company that created waves on the US West coast is now an active part of the taxi marketplace in India. It is one of the apps that we can confidently say that it dominates the taxi industry globally.   India is one of the countries that have impressed the use of Uber.  As the other major player, Uber has amassed a good number of cab drivers and customers. Most travelers accept the fact that Uber offers some of the most affordable rates in the region.   Uber drivers have been facing stiff competition from the competitors because of the affordability of their services. The app is of great help to travel within the city and has come with different types of services.   These include Uber, UberGO (for the budget traveler) and UberPOOL (for sharing). It is good to understand how each of them works to get the maximum use of the App.   Uber also has the UberHIRE for people wanting to hire a taxi for a few hours and move to different places. The hiring service is just one of the applications that the App has to offer to the users.   5. Trip Planner Trip Planner is another useful app to plan your trip across destination spots in India. We cannot look at the most popular travel apps that Indians and leave out this one. It is among the industry leaders when you examine the travel and tour industry of India.   Trip Planner helps the users to find information on the popular tourist destinations in India. The unique thing about the app is that it even helps find information on some lesser-known travel destinations in the country.   Therefore, most people who want a better understanding of India prefer to use this application. It is a reliable App for anyone who knows how to use it well.   The app also helps get information on hotels and restaurants to take care of the user’s accommodation and gastronomic needs. Trip Planner is among the few apps that offer these unique features to the user.   It also provides an idea of‘’ things to do’’ while at some certain destination spots in India. Which another app will give you such reliable information? This app is useful for both Overseas and Indian travelers who plan to move from place to place within the city.  It is good to have this app is your phone if you want real help while touring India. It has an easy to use interface and hence you will not have a hard time using this solution.   Conclusion   Travel is an important part of our lives. First, it gives us a chance to move away from the hectic professional lives. Travelling also provides people an opportunity to ‘’refresh’’ and ‘’reboot.’’ Therefore, let no one cheat you that traveling is a waste of your valuable time and resources.   It can assist you to improve your health and even become more productive in life. You can make your tour more successful by making good use of the available travel aps. India is one of the regions that have a long list of these apps that travelers can use.   While we load our smartphones with several other apps it makes sense to have some of the travel technology platform. The best innovation creates convenience through the travel planning process. It flows all the way from Ticket booking to Tour planning to Stay and Food.   So, feel free to download these apps on your smartphone from the respective mobile platforms. If you have not been using these Apps. It is time that you begin making them part of your travel lifestyle. Look at the features that each of them has to offer and use the one that will give you the best support while touring India.   Read also:  The Easy Way to Travel in India. Top Most Expensive Hotels Of India To Enjoy And Stay Your Holidays Top 7 Places To Visit For An Asian Solo Traveler 15 Interesting Facts about India That Every Traveller Should Know

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Have You Tasted Starbucks Boba? Does Starbucks Have Boba?

BY  Nabamita Oct 13, 2022

Well, who didn’t memorize each and every drink from the Starbucks menu? There are people who know even the unpopular items on the menu. But have you seen any Boba tea on their menu?  The simple answer is Yes.  Although Starbucks boba tea collection is a bit bleak, that doesn’t mean they don’t have other boba drink options. Keep on scrolling to find them out.  Does Starbucks Have Boba? No, technically, they still don’t have boba, but as of recently, Starbucks has introduced two new boba iced coffee drinks. Since Starbucks is a retail coffee chain, it primarily sells hot and cold variations of coffee. And from it opened, people loved Starbucks for its variety of novelty and regular hot and cold coffees.  Even though being a coffee shop, Starbucks has a lot of tea options and other non-caffeinated drinks as well. Although a few months back, if you asked me the question, “does Starbucks have boba,” my answer would still be, No. They never thought of Boba until recently.   Starbucks has introduced two new boba drinks that they are testing, whether they are well received or not. So all the boba lovers head to Starbucks to taste their newest boba drinks and vote whether it’s a Yay or a Nay! You May Like To Know About Cafe Creme What Are The Starbucks Boba Drinks Being Tested?  Starbucks has confirmed that they are testing out two boba coffee drinks in their US stores, but they have not yet reported on the type of drinks they are serving. But recently, a Tik Tok went viral that showed the two drinks in detail.  1. Iced Chai Tea Latte With Coffee Pearls This is the first drink that they are serving, it is primarily iced tea, but on top of the ice, there are boba pearls.  This drink seems a bit odd and can be difficult to drink for some people. The cost of an Iced Chai Tea Latte with coffee pearls is priced at $5.45. At times, you might feel as if the drink is too awkward to drink if you do not like anything solid in your liquid drink! The traditional boba is tapioca flavored along with being chewy! This might be the texture a lot of people do not like! Instead, the drink has incorporated a salty and sweet taste in the boba and the size is very similar to coffee beans. 2. In The Dark It is possible that the name is something you may have heard of, “A shot in the dark” drink. The drink seems to be inspired by this phrase. Unlike floating on top of ice like the other one, the pearls sink into the bottom for this drink. This particular drink costs $5.25. According to the Tik Tok video, the drink is “really small and awkward to drink”, and it also tastes “oddly salty-sweet.” But now, if you ask me the question, does Starbucks have boba tea, then the answer is neither Yes nor No. Though they are testing out an Iced chai tea latte with boba pearls, they don’t have the traditional types of boba tea. This drink is similar to the concept of “A Shot in the Dark '' and it is avaiable in “Grande '' size. A lot of people are already waiting for it as per reports on TikTok! The look of the drink is so beautiful and based on the drink being available in Palm Desert, you gotta try it out! Understanding What Is Boba? And It’s Popularity It is a mystery how the sudden craze for boba tea began in western countries. Boba, which is also known as bubble tea, first originated in Taiwan. It was first invented in the 1980s in Taiwan as a type of tea. Then in the 90s, boba tea became popular in some South-Eastern and Eastern countries. But it wasn’t till the mid of 2000s that boba found its way to Western countries, and there it became more hyped. This was when a lot of novelty variations of boba started to originate from the original recipe.  Different forms of boba started happening, like tapioca boba pearls, popping boba pearls, and even crystal boba pearls. Even boba ice cream became a huge invention. It might be stretching a bit, but boba cocktails and boba beer are also a thing, apparently. Boba tea has integrated itself in our regular routine so how can Starbuck stay behind! The reason why they are experimenting on two of their drinks with boba so that they can have complete exclusivity of the product. It is important to understand that their own rendition of the boba tea or drink will help in more social media popularity. Apart from the drink, the concept of ‘Coffee Pearl’ will make the drink more noteworthy among people. How To Make Your Own Boba Tea? If you can’t find a Starbucks boba tea, why not make one for yourself?  Making your own boba is not a big deal; there are a lot f make your own boba tea kit available online, so you can easily make one for yourself.  There are two ways you can buy your own starter kit. The first is to buy the regular boba starter kit that includes loose or powdered lead tea, tapioca pearls, and boba straws, along with reusable boba cups.  These homemade kits also feature flavors like classic milk tea, taro milk, raspberry milk tea, pearl milk tea, and also jasmine milk tea.  The other way is to make boba tea from scratch at home. Though it might sound a bit complicated, in reality, it's not.  By making boba at home, the number one advantage is that you can control the flavor of the whole thing. And you can also decide on the type of milk you wanna use and also how much.  Frequently Asked Questions (FAQs): If you wanna know more about Starbucks boba tea, then here are a few questions that others have asked that might help you to get more clarity. Q1. Is Starbucks Testing Boba? Yes, Starbucks is currently testing two boba flavors in their US stores. The two features flavors are In the dark and Iced chai tea latte with coffee pearls. Q2. Does Starbucks Actually Have Boba? No, at the moment, Starbucks doesn’t carry any boba tea, but two Starbucks boba tea are still in the testing phase. And after the test is over, it might be available. Q3. What Is The Cheapest Thing At Starbucks? There are definitely cheap options at Starbucks. Among them are the cheapest options on Starbucks, Teavana hot tea, and short hot brewed coffee. Wrapping Up! Boba tea has huge popularity worldwide, and Starbucks is well aware of that, so it won’t be late when they also try to profit from this trend of boba tea. So if Starbucks boba tea is not available at this particular moment, be assured that soon boba will be available here in Starbucks. Read Also: Top 5 Best Coffee Shops Of India The Speciality Of Barnaby’s Cafe Cafe Creme – Best Review By Users

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4 Most Interesting Cruises To Try During Your Exciting Trip to Lan Ha Bay

BY  Sibashree Sep 27, 2024

Imagine gliding through emerald waters, surrounded by towering limestone karsts and lush greenery, as the gentle breeze whispers tales of adventure. Welcome to Lan Ha Bay, a hidden gem in Vietnam that promises an unforgettable trip. Not just that, but if you want to visit the place for business purpose and open a branch there you need some expert assistance. However, for now, let’s just focus on the focusing on Lan Ha Bay and what is has to offer. But what truly sets this destination apart are the unique cruises that offer a blend of luxury, culture, and thrill. In this article, we’ll dive into the four most interesting cruises you must try during your exciting trip to Lan Ha Bay. Most Interesting Cruises At Lan Ha Bay With its pristine and peaceful landscapes, including islands, caves, and forests, Lan Ha is not only an ideal destination for relaxation but also a great choice for exciting trips. To fully explore this bay, let’s look through the five most interesting cruises below! Capella Cruise (from US $213/pax) Capella Cruise is the only 5-star Lan Ha Bay cruise featuring interesting facilities like a Water Slide and Cigar/ Poker Club with many entertaining board games. Tourists will experience privileged services only on this ship, particularly personalized service. This includes everything from private dinners to speed boats and an exclusive deck for meetings with various opulent facilities.  Capella Halong Bay Cruise has excellent customer satisfaction rates (9.6/10) and good reviews. The cruise ship has a variety of amenities that meet the demand of passengers onboard; the most prominent ones are a fitness center, mini golf, and bar & karaoke.  Besides kayaking and swimming in beautiful attractions in Lan Ha Bay, there are many exceptional activities, such as enjoying the thrill of sliding into the water of the Ao Ech Area. In addition, you will get plenty of opportunities to enjoy the picturesque scenery and rocky Karst mountains and learn to make traditional Vietnamese food in the cooking class.  Capella Cruise offers top-notch service and full itineraries (2-day to 4-day) in Lan Ha Bay. Heritage Binh Chuan Cruise (from US $186/pax) If you seek a tour that harmoniously combines the beauty of Vietnamese history, cuisine, and culture while exploring Lan Ha Bay, Heritage Cruises Binh Chuan is a perfect choice. It provides most lavish cruise experience while sailing from Lan Ha Bay to Cat Ba Island. The cruise exclusively offers artisanal boutique products along with an impressive art gallery and a culinary adventure with a royal-themed dinner. Alongside exploring famous destinations such as Dark & Bright Cave and Viet Hai Village, you can use many services and activities to entertain while staying on the ship, such as reading in the library, practicing Vietnamese martial arts in the Vovinam Class, squid fishing, seeing the art gallery, etc. Boasting Vietnamese traditional aesthetics, Heritage Cruise is a top choice for culture vultures. Le Theatre Cruise (from US $162/pax) Le Theatre Cruise Halong Bay can be an ideal option for discerning travelers who are looking for a new adventure but with an elegant experience. Only on this cruise can tourists exclusively explore a unique itinerary while sailing from Lan Ha Bay towards Cat Ba Island. Each cabin on the ship is furnished with modern facilities and a contemporary style. During the journey, you will participate in fantastic activities such as kayaking or swimming in Ao Ech Area, the most beautiful area in Halong Bay, and cycle around Viet Hai Village village, an ancient fishing village.  Additionally, the cruise also offers a wide range of services that make your vacation more exhilarating.  Some of the most interesting ones include squid fishing with guidance from the coach, a Tai Chi class, and a cooking demonstration class where you can prepare traditional Vietnamese dishes. Le Theatre Cruise provides a vibe of modern simplicity on Lan Ha Bay. Emperor Cruise (from US $264/pax) This is a small cruise ship that provides a truly all-inclusive cruising experience. Inspired by Emperor Bao Dai and his lavish lifestyle, Emperor Cruise offers you a royal-like experience with exquisite cuisine, and available butler service during your overnight cruise in Halong Bay.  Moreover, The ship only has 10 high-class cabins with aristocratic decor inspired by royal style.  Spending your trip on the Emperor Cruise will definitely give you a memorable experience with thrilling activities.  This includes exploring Me Cung Cave, which is a magnificent complex cave with stalactites and stalagmites in Halong Bay, and kayaking/ swimming in Ba Trai Dao, the most stunning beach in Lan Ha Bay. Moreover, you can also try Vietnamese martial arts in the Vovinam class, which starts in the morning on the sundeck. Emperor offers distinctive itineraries to explore Halong and Lan Ha Bay on a 3d2n cruise. How To Pack For a Cruise Vacation: Tips and Advice Packing for a cruise vacation can be both exciting and a bit challenging, but with the right tips, you'll be ready for smooth sailing! Here are some handy tips and advice to help you pack efficiently: Know Your Itinerary  You need to research the destinations of your cruise very well. Also, check the weather and activities at each port of call to pack appropriate clothing and gear. In addition, you should go through the list of excursions and Activities being offered onboard. Accordingly, plan outfits for excursions, formal dinners, and onboard activities. Pack Smartly  When packing for a cruise vacation, layering is Key. Bring light layers to adapt to varying temperatures on the ship and at different destinations. Most cruises have formal nights, so pack a couple of dressy outfits along with casual wear. Most importantly, don’t forget swimsuits, cover-ups, and flip-flops for poolside lounging. Pack Essential Items First  When packing for your cruise vacation, keep your essential items like your passport, cruise tickets, and any necessary visas handy. While most cruise ships have medical centers, it is better to bring enough prescription medications and pack a small first-aid kit. What’s more, sunscreen, sunglasses, and a hat are essential for sunny days on deck. Here are some more tips on how to pack for a cruise vacation. Laundry Options: Check if the cruise offers laundry services or pack some detergent for hand-washing.  Roll Your Clothes: Rolling clothes instead of folding can save space and reduce wrinkles.  Packing Cubes: Use packing cubes to organize and compress your items.  Multi-use Items: Choose items that can serve multiple purposes, like a sarong that can be used as a scarf, beach cover-up, or blanket. Lan Ha Bay possesses many stunning and offbeat tourist attractions that are waiting for travel lovers to explore. If you are looking for the most interesting cruise options in Lan Ha Bay, please contact BestPrice Travel - a local expert and a reputable service provider with the most choices available. Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.