This Is What I Feel About Backpacker Travel Insurance!

Dec 28, 2023

Last Updated on: Feb 13, 2025

Travel Blog

At heart, I’m a backpacker. Despite having traveled extensively for more than ten years, I still enjoy taking inexpensive trips and value the experiences more than opulent lodging and transportation. I still enjoy meeting people from the community, eating as much local food as I can, and staying in hostels.

Despite what the general public believes, backpacking is about finding value, not about saving every penny. You must budget your money carefully if you want to travel in style and authenticity without going over budget.

Getting travel insurance is also one of the best decisions you can make if you plan to go on an international backpacking trip. I understand that purchasing travel insurance may seem like just one more thing to eat into your budget. It was a thought I had as well.

However, in the unlikely event that something goes wrong during your trip, it could also save you thousands of dollars. That, if you have a backpacker travel insurance.

Furthermore, I can tell you with confidence that something will go wrong because I have spent more than twelve years traveling the world. Here is all the information you need to know about purchasing backpacker travel insurance to help you stay safe on your next trip.

Why Do You Need A Backpacker Travel Insurance?

Why Do You Need A Backpacker Travel Insurance

You should purchase travel insurance because mishaps do occur. Things go wrong whether you’re in the country or overseas. You probably have access to trustworthy medical facilities and medical care when you’re at home.

That isn’t always the case when you are on the road.

Serious injuries do occur, despite their rarity. And it’s always preferable to err on the side of safety. However, insurance isn’t limited to urgent medical care. It also discusses a number of incidents that are far more frequent than you might imagine!

I’ve had my bags stolen, had to visit a hospital abroad, and even had a stabbing while visiting South America.

Even though thinking about these things all the time is unpleasant, you really should be ready for anything. Although it is ideal that you will never need to use your insurance plan, you should make sure you have the necessary coverage in case you do.

What Does A Backpacker Travel Insurance Cover?

What Does A Backpacker Travel Insurance Cover

Here’s a brief summary of the following items your backpacker insurance should cover:

  • Coverage for the majority of global nations
  • Emergency medical situations (hospitalization costs for surgery, medical evacuation to the closest hospital)
  • Flight cancellations and delays
  • Trip cancellations (caused by a family member getting hurt or dying)
  • Emergency evacuation (caused by harm or a natural disaster)
  • Dental emergencies
  • Misplaced or pilfered luggage
  • Death overseas

I understand that you like to travel light as a backpacker. After all, insurance isn’t free, which makes it appear like a burdensome and pointless expense. However, paying a few dollars a day is far less risky than losing your entire life savings in the event of an emergency while you are uninsured.

What Does A Backpacker Travel Insurance Not Cover?

What Does A Backpacker Travel Insurance Not Cover

Travel insurance typically covers most medical expenses and accidents related to travel, but it’s crucial to understand what it does and does not cover. After all, knowledge is power.

The majority of policies for backpackers do not cover:

  • Incidents that occur when engaging in extreme adventure sports, such as bungee jumping, hang gliding, or paragliding
  • Drug and alcohol-related incidents
  • Negligence or carelessness (like if you leave your bag unattended and it gets stolen)
  • General examinations or pre-existing conditions
  • Cash that has been stolen
  • If your government hasn’t issued an evacuation order due to civil unrest but your destination becomes unsafe (unless you have more advanced coverage from a company like Medjet)
  • You will not be eligible for trip cancellation coverage if you change your mind about the trip or break up with your travel companion or unfriend them.
  • You won’t receive reimbursement if you choose to postpone your travel if your visa to a destination is denied.

As a backpacker, there are only two companies that are worth using. Safety Wing and Insure My Trip.

Safety Wing

Safety Wing

This is the first and my personal favorite backpacker travel insurance.

Safety Wing was founded by Norwegian digital nomads who live in California. They serve low-cost travelers and remote workers by providing basic plans at incredibly low costs. Their $250 USD debit keeps the monthly fee low, and you can renew your plan while traveling abroad, making them the best option for frequent travelers. Although their coverage isn’t as extensive as that of other companies, it still covers the essentials, which makes them a good option for budget-conscious travelers.

Here is a brief overview of Safety Wing:

  • Incredibly cheap plans (with a deductible)
  • Able to buy and renew plans while traveling
  • Online claim submission is available.
  • $250,000 USD for urgent medical attention
  • Amiable and accommodating customer support
  • You retain your medical coverage in your home country for 30 days after returning from a 90-day trip (15 days if you live in the US).
  • Ideal for thrifty travelers and digital nomads

Insure My Trip

Insure My Trip

Insure My Trip is the second option.

With the aid of a policy aggregator called Insure My Trip, you can evaluate insurance providers and plans to find the one that best suits your needs and price range. Plans from more than 20 different insurance companies are available for comparison, and there are many reasonable options for travelers.

Retirees and other senior adventurers turn to Insure My Trip because they offer comparisons from insurance companies that cover older travelers (many travel insurance companies do not cover travelers over the age of 65). The main advantage of using Insure My Trip is their promise that you won’t find a better deal on the same policy anywhere else!

Here is a brief overview of Insure My Trip:

  • Low prices assured
  • Protection for elderly passengers over 65
  • “Anytime Advocates”: If you believe your claim was wrongfully rejected, ask the insurer to review it again.
  • Evaluates 23 different providers to guarantee you receive the greatest deal
  • Reviews of every policy to see what other passengers have to say

Wrapping Up

I always have travel insurance when I leave the house. I know firsthand how beneficial it can be. Over the years, it has prevented me from having to spend thousands of dollars on headaches.

The whole point of backpacking is to experience incredible, life-changing adventures without going over budget. Additionally, purchasing backpacker travel insurance is the best way to protect yourself from high (and unnecessary) expenses (keep in mind that Safety Wing is my top choice!).

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Abdul Aziz Mondol is a professional blogger who is having a colossal interest in writing blogs and other jones of calligraphies. In terms of his professional commitments, he loves to share content related to business, finance, technology, and the gaming niche.

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Eleven Essential Tips for Students Planning to Study Abroad

BY  Abdul Aziz Jan 29, 2021

Moving to an unknown country for a study program can be one of the exciting and thrilling experiences. However, it can come with some challenges as well. Being in a new place among new people can be daunting. It is quite different from visiting a foreign land as a tourist. Hence, it is always good to be prepared for your stay so that your experience can be a pleasant one. Here’s a look at some of the tips that will help your stay in a new country easier: 1. Learn the local language Way before you reach the new country, you need to get acquainted with their local language. Though English can help yet, locals might not understand it. If you are not familiar with the local language, you will find it difficult to communicate with locals on a routine basis. Once your admission is finalized, start learning the local language. You can take online classes for language. If you don’t get time or resources to learn in advance, you can take classes once you reach there. 2. A local SIM card Another important thing that comes on the priority list is getting a new SIM card. If you are going to live in a foreign country for a few months or a year, your current SIM is not a feasible option. You would need a local SIM and a good data plan. Try to get the local SIM as early as possible, or you would end up spending a lot of money on phone calls and data. You can search for local plans before traveling. 3. Get a debit/credit card that can be used abroad Don’t be keen on using cash when your reach abroad and save it for an emergency. Get a suitable card that can be used in the country you are going to travel to without being charged with the heavy foreign transaction fee. Get a card that can be used across the globe and in all ATMs so that you are never out of money in a foreign land. 4. Find a suitable accommodation Finding suitable student housing in milan (or anywhere) can be the toughest task when going abroad for a course. If you are looking for a suitable and safe accommodation based on your specific needs and choices, Amber Student can help! It is a one-stop-destination for finding the right accommodation at the right price from several options. You can make the booking fast with the help of end-to-end support and paperwork assistance. If you want a shared accommodation, you can find a roommate as well via Amber Student’s extensive community. Amber strives to offer you a home away from home and book your accommodation near top universities across the globe. When you have your accommodation needs in place, it sorts out way too many things. Trust Amber with your accommodation needs abroad. 5. Get familiar with locals When you travel abroad for a study program, it is always great to be friends with local students. Believe us, it can make your life a lot easier. Local friends can help you get acquainted with places and local culture. They can also teach you a thing or two about the local language, places to visit, and a lot more. They can help you adjust to a new place. And most importantly, you will not feel all alone or isolated in a new place. 6. Never book your tickets for a flight home in advance When you book your flight tickets, don’t book a ticket for the flight home. It is always better to get a one-way ticket only so that you can keep your return date flexible. Most students like to stay for a while after completion of the course so that they can explore newer places or surrounding cities. If you already have your tickets booked, you will miss this chance. You never know what opportunity awaits you at the end of your program, so keep your return tickets flexible. 7. Sort the VISA in advance It is better to research every tiny detail in advance if you need a VISA for your study program. You must get counseling from the study abroad advisors from your university if you are not clear about the mandates. Getting VISA can be stressful, so it is better to start preparing for and applying well in advance. The last thing you would want to do is have your tickets booked and still waiting for your VISA! 8. Keep necessary documents When preparing for the travel, you must take your important documentation along with you so that you are always prepared in need. These documents should include your ID proofs, certifications, etc. 9. Download Google Maps It can be difficult to find places in a new location, and hence Google maps can be your partner. You can download and use them offline. 10. Keep safety in mind It is important to be careful about your safety, especially if you are in a country where your appearance can tag you as a tourist. It is better to ask your local friends about places that are safe to visit and what behaviors to be wary of. Also, ask about safe modes of transportation for navigating the city. 11. Make memories and document them Your time abroad will fly sooner than you believe. It is going to be a new and adventurous experience. This once in a lifetime kind of phase of your life should be well documented. Try to take as many pictures as you can of the college, friends, surroundings, places you visit, and food you eat. You can also maintain a journal of important events that happen during your stay. Writing a diary can also be a good way of writing down your experiences and feelings. All these will be a keepsake for years to come and let you visit memory lane. Going abroad for a study program can make you anxious about adjusting to a new place. Keeping these helpful tips that will make your stay in a new country a little less challenging and a lot more joyful. Read Also: Top 7 Places To Visit For An Asian Solo Traveler 10 Useful Tips For Planning A Trip That You Will Love Making The Most Out Of Your Next Flight

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Best Asian Restaurants In Florida – A Must Visit For Food Lovers

BY  Barsha Dec 14, 2022

On most days, stepping out for dinner or even brunch doesn’t have anything to do with Asian food - yes, the occasional, why not Asian food craving is something we all deal with, but wait…what about that ‘I really need to find the best Asian restaurants near me’ craving? Yes! That’s exactly why we are here to list the top Asian restaurants in Florida! The sunny state might be known for a lot of things, but typically the state’s name is not linked to Asian food. But that doesn’t mean the state doesn’t have places that serve delectable and traditional Asian cuisine!  Keep reading to find out more - don’t forget to stick around till the end for the best names! Best Asian Restaurants In Florida - A Must Visit For Food Lovers! Image Source: images.miamiandbeaches.com If you are a foodie like most of us, you would know that typing something like ‘best Asian restaurant San Francisco or New York’ on Google won’t fetch you the results you have been looking for - instead, you will land up in a bunch of overrated restaurants serving overpriced food!  So without wasting a single second, scroll down and check out all the best Asian restaurants in Florida.  1. Bamboo Creek Restaurant: Service OptionsDelivery | Takeout | Dine-inAddress800 Belle Terre Pkwy Suite 214, Palm Coast, FL 32164HoursMonday - Thursday: 11 Am - 10 PM | Friday - Saturday: 11 Am - 10:30 PM | Sunday: 11 Am - 9:30 PMPhone(386) 446-9888 Located in Palm Coast, the Bamboo Creek Restaurant has a crazy menu with delectable Chinese favorites! Review By Warnicorn: “Good food and fast, friendly service. The restaurant was clean and had nice decor. The portions were of a good size. We were able to feed a family of 4 with three entrees, and it was very fresh. The freshest egg rolls I've had in a long time” 2. Singing Bamboo Chinese Restaurant: Image Source: cdn.vox-cdn.com Service OptionsDelivery | Takeout | Dine-inAddress2845 N Military Trl, West Palm Beach, FL 33409HoursMonday - Sunday: 11:30 AM - 9:30 PM | Wednesday: ClosedPhone(561) 686-9100 Another Plam beach wonder, You don’t have to google ‘restaurants near me Asian’ the next time you are in Florida - just visit the Singing Bamboo Chinese Restaurant! Review By Celestine Jalm: “Absolutely fantastic experience! My friends and I had been looking for a place that serves good Peking Duck, and we hit the jackpot here. The food and service were both phenomenal. We're already planning to go again.” 3. Dosunco: Image Source: twomonkeystravelgroup.com Service OptionsNo-Contact Delivery | Takeout | Dine-inAddress3310 W Kennedy Blvd, Tampa, FL 33609HoursTuesday - Friday: 11:30 Am - 2:30 PM & 5 - 10 PM | Saturday: 5 - 10 PM | Sunday - Monday: ClosedPhone(813) 605-5741 Voted to be one of the best Asian restaurants in Tampa Bay, there’s no way you can miss out on this Japanese wonder!  Review By YayIts K: “The ramen was excellent! I had the spicy veggie one super good! I would totally come back!Our server was so helpful & the place is pretty nice!” 4. Taipei Taipei Tea House: Image Source: turquoisetea.com Service OptionsDrive-through | Delivery | Dine-InAddress322 N Broad St, Brooksville, FL 34601HoursMonday - Saturday: 11:30 Am - 8 PM | Sunday: ClosedPhone(352) 777-4909 Forget about your Asian food San Francisco stories because it can’t get better than a visit to the Taipei Taipei Tea House, popular for serving traditional Japanese food! Review By Cheng-Yen Pan: “Fabulous! Really authentic Taiwanese restaurant! The people are nice and the owner keeps the delicious and Taiwanese flavor in their foods. You don't want to miss the home-made dumplings. It is really juicy with many stuffing, which you can't eat it outside. Their rice, five flavor chicken and fired tofu are great!” 5. Hong Kong Chinese Restaurant: Image Source: upload.wikimedia.org Service OptionsDine-In | Delivery | TakeoutAddress4373 Commercial Way, Spring Hill, FL 34606HoursMonday - Thursday: 11 AM - 9 PM | Friday - Saturday: 11 AM - 9:30 PM | Sunday: 12 - 9 PMPhone(352) 596-5968 The name Hong Kong Chinese Restaurant is pretty common, but this place located at Lakewood Plaza is one of our favorite Asian restaurants in Florida - how can you not go here? Read More: Top 12 Perdido Key Restaurants – Reviews & Budget Review By Arlene Rosenberg: “We ordered Pork Egg Foo Young for two consecutive Saturdays. It was absolutely delicious cooked perfectly, moist and full of Pork pieces. We highly recommend this restaurant.” 6. 88 Chinese: Image Source: 2.bp.blogspot.com Service OptionsDine-In | Delivery | TakeoutAddress4175 Town Center Blvd, Orlando, FL 32837HoursMonday & Thursday: 11 Am - 10 PM | Friday - Saturday: 11 Am - 10:30 PM | Sunday: 12 - 9:30 PM | Wednesday: ClosedPhone(407) 438-0388 There’s no point thinking about those memories related to ‘Asian restaurants Philadelphia’ and similar stories! Instead, check out 88 Chinese, and we promise you won’t be disappointed! Review By Jennifer Hummel-Weimer: “First time delivery and won’t be the last! Thank you for such delicious yummy food! And you included mustard and hot sauce packets for our egg rolls and soup.. something that is always forgotten with other places we have ordered from!” Bonus Section: Some More Asian Restaurants In Florida! While the Asian restaurants in Florida are all popular Asian joints, there are a few hidden gems that you can check out, especially when you want to go easy on the money but can’t help giving in to your cravings! Scroll down to check these places out! 7. Royal Orchid Thai Cuisine 8. Fuji Asian Bistro 9. King’s Wok 10. Christina Wan’s Mandarin House 11. Joto Japanese Steak House 12. Kotobuki Japanese Steak House 13. Pho Quyen Vietnamese Cuisine 14. Mr. Cebiche 15. Aki Sushi Frequently Asked Questions (FAQs): Check out the most frequently asked questions related to Asian restaurants mentioned below! 1. What Are Some Asian Restaurant Names? Ans: Some of the most creative Asian restaurant names are as follows,Wok 'n Roll,Fu King Chinese,Big wong,Hot Duck Wok, andFook Hing Restaurant.  2. What State Has The Most Asian Restaurants? Ans: The states with the largest number of Asian restaurants in the United States are as follows,California, with 31,770 businessesNew York, with 20,647 businesses; andTexas, with 18,499 businesses. 3. What Us City Has The Best Food Scene? Ans: The US cities with the best food scene are as follows,Chicago, located in IllinoisNew York City, located in New YorkSan Francisco, located in CaliforniaCharleston, located in South Carolina; andHouston, located in Texas. 4. What City Has The Best Chinatown? Ans: The cities that have the best Chinatown are as follows,New York City,San Francisco,Honolulu,Chicago, andLos Angeles. And It’s A Wrap! And that’s a wrap on the best Asian restaurants in Florida! Why don’t you save this article for future use? In fact, the next time you are searching for Asian food, remember that typing stuff like ‘Asian restaurants Nashville’ or some other location won’t fetch you the results - instead, take some time and do some effective research. Trust us, you won’t be disappointed! So, what are your thoughts on these Asian restaurants? Tell us now! And don’t forget to share your experiences in the comments below! Read Also: 6 Best Delicious Destinations That You Can’t Miss  Best Group Friendly Restaurants In Las Vegas In 2022 Top 12+ Block Island Restaurants For You – Travel & Food Guide

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How To Plan A Best One Day Trip To Atlanta With Family?

BY  Abdul Aziz Oct 7, 2021

Before you plan an uplifting vacation in Atlanta, let's get a grasp of what the city is all about. There are a number of attractions that are great if you are visiting with your partner or even with your kids. Atlanta family vacations are really very charming for you, your family, and your kids. Many Georgians are asking about family day trips near me.  But do you know Atlanta is the best place for family vacations? Because this place has many day trips for the Atlanta family. Many kid events in Atlanta are organized in the holidays. The city of the forest is full of natural parks and hiking spots for young children. Here are the top motivations, from its brilliant wall paintings around the city to its extraordinary food choice. It also is the capital of the radiant state of Georgia, United States. The Best Season To Visit Atlanta As a family day out, Atlanta is the best place. Hence the fun day trips in Georgia are also very popular places among travelers. Check out the best season for Atlanta family vacations. Highlighting some of the facts: Atlanta no doubt offers a monstrous scope of traveler areas and joint spots to nearby individuals. It guarantees you a decent place for getting away for sightseeing from all around the world. You will find the best show lobbies and galleries here in Atlanta. The art portrayal of this city. It portrays the greatness of South American traditions to the divine sorts of the south. The Essence Of The City Art and culture are the essences of Atlanta. The city has a general fast ambiance; ongoing quality but the preservation and portrayal of history are divine. The nature parks are the best place for day trips for kids.  Apart from the natural parks, the stone mountain is another good traveling place for young children. Olympic park and high museum art are the best choices for young children and toddlers. Even Atlanta has a children’s museum for toddlers and younger than 8 years children. Especially great traveler areas, fantastic cafe destinations, and safeguarded history reviews, particularly from the 1960s. The city was an immense arrangement in the progressing common battle around then. There are endless Social attractions or places of interest as we state that contribute fundamentally to the characteristic and hugeness of this excellent city. Planning A Getaway In Atlanta? Depending on what sort of excursion you're going for, you can without a doubt place in several days in the city. Looking for connecting with exercises in Atlanta isn't hard anyway getting aware of how the city limits and how you can exploit your trip matters a ton. On the off chance that you are new to researching the wonders of "New York of the South", make yourself comfortable and read this article quite far to get a decent sight on what to do while you're in the courageous city of Atlanta, so you never abandon Fun activities in Atlanta. In this article, we are going to look into some information on the things to do with the family in Atlanta that you wouldn't want to leave behind. The main center of attractions at Atlanta family vacations. Atlanta is famous for some of the Best campgrounds in Georgia The food cuisine is southern and amazingly captures the whole southern American vibe for you Historic places Natural heritage preserved. Music festivals Arts and culture beautifully portrayed Atlanta's hallmark is shopping variety. Nature-connected spots. Atlanta is a city known for constant fun and relentless experience. While discussing fun activities in Atlanta outdoors has been known to feel comfortable around the vacationer's heart. Atlanta family vacations are full of enticements, and from the age of 4 to 100, everyone can enjoy the vacations. At the point where, you get away from the metropolitan zone in Atlanta. There are trails, forests, lakes, and streams or lakes to research out in the commonplace zones, so whichever campground zone you pick, you're sure to find experience and fun. Depending on what is your place of interest you choose, you would surely find marvelous spots to stay and have fun in. The top three places that you can visit easily on a one-day trip: 1. Georgia Aquarium: One of Atlanta Georgia’s biggest attractions is the Aquarium. The aquarium is a must-visit if you are traveling with kids. Adults, too, are likely to find some of the experiences to be particularly breathtaking in nature. Without seeing the beautiful sea animals, your Atlanta family vacations are remaining incomplete. The Aquarium also plays a major role in the conservation efforts of marine life. If you are traveling to the Aquarium, you will be able to see exotic aquatic animals like- Sharks Beluga Whales Alligators Dolphins Penguins Sea Lions Manta Ray In addition, the aquarium also houses some of the world’s best viewing galleries. The galleries have been designed in a manner that allows you to view the animals in all their natural glory. This is a far cry from some of the aquariums that keep animals in enclosed facilities. The Aquarium also has a number of Programs going on every day. If you are serious about volunteering, you can choose to become a part of the many volunteer programs the aquarium has to offer. When you are vacationing in Atlanta as a family do not skip the gorgeous Aquarium. There are also Gift Shops and Souvenir Shops inside the aquarium where you can pick up gifts for your near and dear ones back home. 2. Martin Luther King Jr. National Historic Site: Start at the guest place and afterward work your way around the three primary destinations in this noteworthy park: Seeing the glorious history of America is turning your Atlanta family vacations a more joyful holiday family vacations. The home wherein the head of the Civil Rights development in America was conceived. The congregation where he lectured The dedication site where he is covered. A significant Atlanta fascination, the recreation center draws around millions of guests every year and still hasn't gotten old for a tourist spot. 3. The World Of Coca-Cola Coca-Cola is one of the biggest companies in the world. However, very few people know that the global giant started its humble origins in Atlanta, Georgia. If you are visiting Georgia, you need to definitely visit the World of Coca-Cola. Here you can get to know some amazing facts on how Coca-Cola is made and how the first ingredients were chosen, and what did they lead to. If you are someone who loves Coca-Cola as much as I do, trust me, you would not want to miss this for anything in the world. There is a defined lounge where you can taste all the early and present flavors; check out some of the most memorable artifacts, including early Coke bottles, photos, and videos, as well as illustrations from the ages. You can also carry back some souvenirs from the trip with you to gift to your friends and family members. And yes, the vault where the original Coca-Cola recipe is kept is also open to the public. Frequently Asked Questions (FAQs) Is Atlanta good for the family?  Atlanta has been ranked 77th for being the best place to start a family. In short, the place is sputtered. Its family-friendliness is burgered between Carrollton and Fairburn. How many days are perfect for visiting Atlanta? Roundabout 3 days. In three days it will cover all the tourists attraction in Atlanta. You can start from the Atlanta Center.  How long does it take to explore the Georgia Aquarium? It takes 3-4 hours to complete the view of the entire aquarium. The weekends get very busy, so make sure you arrive there early.   How much does it cost to get into the Georgia Aquarium? General admission tickets cost 35.94 dollars, barring age and arrival time Children aged 2 or below do not need tickets. The parking spot costs, 17 dollars but the members of the aquarium pay 11 dollars. There is a 12 dollar discount for aquarium guests.  Conclusion If you are looking to visit the heart and soul of America, you cannot afford to miss Atlanta. While cities and places like New York and Las Vegas have their own set of contemporary appeal, Atlanta is where America was truly made. There are plenty of things to do with the family in Atlanta that you will certainly enjoy. Atlanta family vacation planning is the best way to enjoy your holiday with your family and friends. Especially when you are in Georgia, do not waste a single moment and make a travel plan for Atlanta.