This Is What I Feel About Backpacker Travel Insurance!

Dec 28, 2023

Last Updated on: Feb 13, 2025

Travel Blog

At heart, I’m a backpacker. Despite having traveled extensively for more than ten years, I still enjoy taking inexpensive trips and value the experiences more than opulent lodging and transportation. I still enjoy meeting people from the community, eating as much local food as I can, and staying in hostels.

Despite what the general public believes, backpacking is about finding value, not about saving every penny. You must budget your money carefully if you want to travel in style and authenticity without going over budget.

Getting travel insurance is also one of the best decisions you can make if you plan to go on an international backpacking trip. I understand that purchasing travel insurance may seem like just one more thing to eat into your budget. It was a thought I had as well.

However, in the unlikely event that something goes wrong during your trip, it could also save you thousands of dollars. That, if you have a backpacker travel insurance.

Furthermore, I can tell you with confidence that something will go wrong because I have spent more than twelve years traveling the world. Here is all the information you need to know about purchasing backpacker travel insurance to help you stay safe on your next trip.

Why Do You Need A Backpacker Travel Insurance?

Why Do You Need A Backpacker Travel Insurance

You should purchase travel insurance because mishaps do occur. Things go wrong whether you’re in the country or overseas. You probably have access to trustworthy medical facilities and medical care when you’re at home.

That isn’t always the case when you are on the road.

Serious injuries do occur, despite their rarity. And it’s always preferable to err on the side of safety. However, insurance isn’t limited to urgent medical care. It also discusses a number of incidents that are far more frequent than you might imagine!

I’ve had my bags stolen, had to visit a hospital abroad, and even had a stabbing while visiting South America.

Even though thinking about these things all the time is unpleasant, you really should be ready for anything. Although it is ideal that you will never need to use your insurance plan, you should make sure you have the necessary coverage in case you do.

What Does A Backpacker Travel Insurance Cover?

What Does A Backpacker Travel Insurance Cover

Here’s a brief summary of the following items your backpacker insurance should cover:

  • Coverage for the majority of global nations
  • Emergency medical situations (hospitalization costs for surgery, medical evacuation to the closest hospital)
  • Flight cancellations and delays
  • Trip cancellations (caused by a family member getting hurt or dying)
  • Emergency evacuation (caused by harm or a natural disaster)
  • Dental emergencies
  • Misplaced or pilfered luggage
  • Death overseas

I understand that you like to travel light as a backpacker. After all, insurance isn’t free, which makes it appear like a burdensome and pointless expense. However, paying a few dollars a day is far less risky than losing your entire life savings in the event of an emergency while you are uninsured.

What Does A Backpacker Travel Insurance Not Cover?

What Does A Backpacker Travel Insurance Not Cover

Travel insurance typically covers most medical expenses and accidents related to travel, but it’s crucial to understand what it does and does not cover. After all, knowledge is power.

The majority of policies for backpackers do not cover:

  • Incidents that occur when engaging in extreme adventure sports, such as bungee jumping, hang gliding, or paragliding
  • Drug and alcohol-related incidents
  • Negligence or carelessness (like if you leave your bag unattended and it gets stolen)
  • General examinations or pre-existing conditions
  • Cash that has been stolen
  • If your government hasn’t issued an evacuation order due to civil unrest but your destination becomes unsafe (unless you have more advanced coverage from a company like Medjet)
  • You will not be eligible for trip cancellation coverage if you change your mind about the trip or break up with your travel companion or unfriend them.
  • You won’t receive reimbursement if you choose to postpone your travel if your visa to a destination is denied.

As a backpacker, there are only two companies that are worth using. Safety Wing and Insure My Trip.

Safety Wing

Safety Wing

This is the first and my personal favorite backpacker travel insurance.

Safety Wing was founded by Norwegian digital nomads who live in California. They serve low-cost travelers and remote workers by providing basic plans at incredibly low costs. Their $250 USD debit keeps the monthly fee low, and you can renew your plan while traveling abroad, making them the best option for frequent travelers. Although their coverage isn’t as extensive as that of other companies, it still covers the essentials, which makes them a good option for budget-conscious travelers.

Here is a brief overview of Safety Wing:

  • Incredibly cheap plans (with a deductible)
  • Able to buy and renew plans while traveling
  • Online claim submission is available.
  • $250,000 USD for urgent medical attention
  • Amiable and accommodating customer support
  • You retain your medical coverage in your home country for 30 days after returning from a 90-day trip (15 days if you live in the US).
  • Ideal for thrifty travelers and digital nomads

Insure My Trip

Insure My Trip

Insure My Trip is the second option.

With the aid of a policy aggregator called Insure My Trip, you can evaluate insurance providers and plans to find the one that best suits your needs and price range. Plans from more than 20 different insurance companies are available for comparison, and there are many reasonable options for travelers.

Retirees and other senior adventurers turn to Insure My Trip because they offer comparisons from insurance companies that cover older travelers (many travel insurance companies do not cover travelers over the age of 65). The main advantage of using Insure My Trip is their promise that you won’t find a better deal on the same policy anywhere else!

Here is a brief overview of Insure My Trip:

  • Low prices assured
  • Protection for elderly passengers over 65
  • “Anytime Advocates”: If you believe your claim was wrongfully rejected, ask the insurer to review it again.
  • Evaluates 23 different providers to guarantee you receive the greatest deal
  • Reviews of every policy to see what other passengers have to say

Wrapping Up

I always have travel insurance when I leave the house. I know firsthand how beneficial it can be. Over the years, it has prevented me from having to spend thousands of dollars on headaches.

The whole point of backpacking is to experience incredible, life-changing adventures without going over budget. Additionally, purchasing backpacker travel insurance is the best way to protect yourself from high (and unnecessary) expenses (keep in mind that Safety Wing is my top choice!).

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Abdul Aziz Mondol is a professional blogger who is having a colossal interest in writing blogs and other jones of calligraphies. In terms of his professional commitments, he loves to share content related to business, finance, technology, and the gaming niche.

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Top 9+ Things To Do In Banff National Park In Winter: Adventure Tourism Guide

BY  Sibashree Nov 11, 2024

No park in the Rockies in Canada is as beautiful as the Banff National Park. This park has a year-round allure. So, no wonder the park had 4.288 million visitors in the 2023-24 fiscal year.  However, Banff National Park is breathtaking in the winter. With an average annual snowfall of 181 inches, the park also offers thrilling winter activities.  Banff National Park Visitor HighlightsBanff National Park had 4.13 million visitors in the 2022-23 fiscal year. So, 2023-24 has seen a massive increase (31%) in the footfall.The traffic congestion in the area has increased with the most traffic in the Lake Louise area. In 2023, there were 2,547 reports of human-wildlife encounters in this national park. So, you must be respectful to the wildlife in the park.  Further, Banff National Park and its surrounding areas expect 10-15 cm of snow in October 2024. The higher terrains can even receive a snowfall of up to 25 cm. 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Skiing And Snowboarding Banff National Park offers some world-class skiing and snowboarding facilities. In fact, the skiing season here is one of the longest in North America. The skiing season starts here from the end of November until May. It is phenomenal, indeed! Further, it does not matter whether you have not done skiing and snowboarding before. You can give it a go, thanks to the guidance and rentals available here. However, if you are not confident enough, you can just get a sightseeing tour ticket and explore the park. The three skiing resorts in Banff National Park are: Mt Norquay (10 Minutes Away from Town) Banff Sunshine (20 Minutes Away from Town) The Lake Louise Ski Resort  (40 Minutes Away from Town) You can try skiing at all the resorts or at least visit one during the cold season. You have to pay a nominal fee to ski at these resorts. However, if you need guidance or rentals, you must pay extra charges. Nevertheless, here is a snapshot of the admission fee to the park for your reference. Moreover, if you want to visit a particular ski resort, you can buy lift tickets. However, if you have plans to visit all the resorts, go for the SkiBig3 tickets for a better deal.  2. Ice Skating Ice skating rinks in Banff National Park are free, and Lake Louise is the best spot in the park. It is a Canadian dream to ice skate on the frozen lake. Also, you can take part in Pond Hockey here.  Further, you can enjoy the snow-capped beauties while enjoying your time at the Lake Louise Ice Skating Rink. The mountains around this lake are: Mount Whyte Mount Niblock Hungabee Mountain Mount Godor Fairview Mountain Mount Goodsir Moreover, you will love the ice castle at the Lake Louise ice skating rink. Don’t forget to take lovely snaps against the backdrop of this ice castle.  3. Snowshoeing/Winter Hikes Snowshoeing and winter hikes are two different activities. 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The mighty and energetic huskies will make your day. While exploring the park, you will also learn about its history and why it is so crucial for the community and locality. In addition, your musher or guide will explain the dog sledding technique to you. Moreover, dog sledding is a popular activity in Banff National Park during the SnowDays  Event in January and February. It is a celebration of Everything Winter in Banff.  5. Relax In Upper Hot Springs Hours of Operation: 10 am to 10 pm (Last entry: 9:30 pm) It will be the most relaxing experience for you to soak in the warm water of the Upper Hot Springs on Sulphur Mountain in the chilling winter. You can kinda call it a Canadian tradition. So, no wonder that it has been one of the best things to do in Banff National Park in winter since 1886.  Banff Upper Hot Springs has 100% natural mineral water. Take a dip in the outdoor pool as you behold the Cascade and Rundle Mountain peaks.  Moreover, don’t forget to visit the Bath House, which is a federal heritage building that houses some interpretive exhibits. These exhibits tell you about the history and nature of the hot springs.  Did you know that Upper Hot Springs is the highest operational hot spring in Canada? 6. Ice Climbing Banff National Park is one of the most popular destinations for ice climbing in the Canadian Rockies, along with Jasper and Kootenay National Park. November to April is the best season for ice climbing in these parks.  Easy access and reliable conditions are two factors promoting ice climbing in these parks. In Banff, the canyons and waterfalls are especially brilliant spots for ice climbing. The most visited spots for ice climbing in this park are: Johnston Canyon Professor Falls Louise Falls Weeping Wall Polar Circus Cascade Falls However, ice climbing requires avalanche training, and you must abide by safety guidelines.  7. Wildlife Spotting In May 2024, the Rocky Mountain Outlook came with disturbing news of Wildlife Paparazzi putting pressure on the Grizzlies of Banff National Park to take snaps. This is a sheer disrespect of wildlife and a form of hunting trophies in the form of photos of those animals. “With cell phone cameras, the digital photos of wildlife have become the 21st Century equivalent of hunters going out and bagging an animal that they can hang on their wall.”Brian Spreadbury, Former Human-Wildlife Conflict Supervisor, Lake Louise Nevertheless, exploring the wildlife of Banff National Park in winter is a delightful experience. It is most famous for the black and grizzly bears. Further, you will find bighorn sheep, cougars, moose, elk, and wolves here.  However, you have to be at the following sports to explore wildlife here. Icefields Parkway Bow Valley Parkway Lake Louise Moraine Lake Vermilion Lakes You will also find many small mammals like chipmunks and squirrels in Banff National Park. Moreover, with bald eagles and hundreds of bird species, this park is a birder’s paradise.  8. Snow Tubing Snow tubing is an exciting winter activity that takes place at the Mt. Norquay Ski Resort. It is open daily from 10 am to 4 pm. Further snow tubing activities happen in two different time slots. The first slot is from 10 am to 12:30 pm, and the next slot is from 1:30 pm to 4 pm.  The snow tubing park in Mt. Norquay is the largest in Alberta. Moreover, the eight sliding lanes in the park let you enjoy the activity with your friends and family.  9. Northern Lights Viewing Late September to April is the best time for northern light viewing in Banff National Park. Longer nights and clear skies during these months are the best times for stargazing and northern light watching.  Vermillion Lakes in the national park is easily accessible by car and on foot. It is the best location for watching the Northern Lights.  10. Attending Festivals and Events Along with the SnowDays Festival, many events transform Banff National Park into a festive hub. You can attend the following upcoming events in the park. Event  Upcoming Date  Banff Centre Mountain Film and Book Festival 26th October - 3rd November, 2024 Power of Presence - Wellness Retreat 1st-3rd November, 2024 Embrace Joy - Your New Freedom - Wellness Retreat 7th-10th November, 2024 Banff Wine & Yoga Festival  8th-11th November, 2024 Banff Sunshine Community Ski Day 6th December, 2024 Mt Norquay Community Ski Day 7th December, 2024 Lake Louise Community Ski Day 8th December, 2024 SnowDays Play Zone January 2025 Aerial Yoga Teacher Training 16th-19th January 2025 SnowDays Festival 17th January-2nd February So, get geared up for winter fun at Banff National Park. You can reach the park from Calgary through a shuttle service.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

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Feast Your Way Through Europe: Best Tour Packages For Foodies

BY  Ankita Aug 11, 2023

For food enthusiasts, Europe is a gastronomic wonderland that promises an exquisite journey of flavors and culinary delights. From hearty Italian pasta to delicate French pastries, each country in Europe offers a unique and delectable culinary experience. If you're a foodie at heart and dream of savoring the best dishes the continent has to offer, look no further. In this blog post, we will explore the best Europe tour packages for foodies, curated by the experts at Guide to Europe, to help you embark on a mouthwatering adventure through the flavors of Europe. The Art of Italian Cuisine: A Taste of Italy Italy, with its rich culinary heritage, is a paradise for food lovers. From the tantalizing aroma of freshly baked pizza in Naples to the indulgence of creamy gelato in Florence, Italy captivates taste buds like no other. The "A Taste of Italy" tour package takes you on a gastronomic journey through iconic cities like Rome, Venice, and Milan. 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This package allows you to savour the best dishes from Italy, France, Spain, Greece, and more in one delectable journey. Indulge in pasta in Rome, enjoy a leisurely wine tasting in Bordeaux, experience the lively atmosphere of tapas bars in Barcelona, and embrace the Mediterranean charm of Santorini. The "European Delicacies: A Continental Sampler" package is a whirlwind culinary adventure that caters to the diverse palates of foodies. How to Choose the Best Europe Tour Package for Foodies Selecting the ideal Europe tour package for foodies depends on your culinary preferences, budget, and the countries you wish to explore. Here are some tips to help you make the best choice: Cuisine Preference: Consider which European cuisine excites you the most. If you're a pasta lover, Italy is a must; for seafood enthusiasts, Spain and Greece offer delightful options. Activities and Experiences: Look for packages that include culinary activities, such as cooking classes, wine tastings, and food tours, to enhance your gastronomic journey. Duration and Itinerary: Review the duration and itinerary of the package to ensure it aligns with your travel preferences and available time. Local Expertise: Check if the package offers the guidance of local experts who can provide insights into the culinary culture and hidden gems of each destination. Budget and Inclusions: Compare the cost of each package and the inclusions, such as accommodations, meals, and guided tours, to find the best value for your money. Conclusion Feasting your way through Europe is a dream come true for foodies, and the best Europe tour packages from Guide to Europe make it all possible. From the art of Italian cuisine to the flavours of France and the Mediterranean delights of Greece and Spain, each package promises a delectable journey through the continent's culinary treasures. Whether you crave pasta in Rome, tapas in Barcelona, or the aromatic spices of Morocco, there's a tour package designed to tantalize your taste buds and create unforgettable memories. So, pack your appetite and embark on a gastronomic adventure that will leave you savoring the flavors of Europe long after your journey comes to an end. Bon appétit! Read Also: Feast Your Way Through Europe: Best Tour Packages For Foodies 3 Of The Best European Holiday Destinations For Wintertime How To Prepare An Enjoyable Bus Tour In Europe

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A Guide To The Scenic Drives In Kings Canyon National Park

BY  Sibashree Aug 29, 2024

Kings Canyon National Park is as grand as its name as it has to offer the most versatile landscape. The granite walls, the flowing streams, and the rugged terrain make it a paradise for hikers and geology enthusiasts.  However, with its diverse vegetation of pine trees, grass, and sequoias, the park is also known for its unique driving experience. The rocky roads with the embrace of green trees are surely worth exploring if you want to make memories for a lifetime.   So, if you are a national park freak and want the most memorable experience, your road should lead to the Kings Canyon Scenic Byway.   Kings Canyon National Park Scenic Drive (Kings Canyon Scenic Byway)  As you drive on the main Highway 180 and turn to the east, you will find the Kings Canyon Scenic Byway stretch. The first stoppage along the stretch will be the Junction View.   From Junction View, you can have a panoramic view of the Middle and South Forks of the Kings Canyon. The Kings River carving its way through the landscape makes the view unbelievable. Your journey can continue till the late afternoon, and Knapp’s Cabin will be the final major highlight of your scenic drive.  The table below will give you a brief overview of what the scenic drive along Kings Canyon Drive is going to look like.   Highlights Things to Do  Cedar Grove Drive east from the road to reach the Kings River.  From there, go to the Cedar Grove Visitor Center and gather information about the park trails.   You can grab your quick lunch at the facility stores here.   Canyon Viewpoint Behold the gigantic granite rocks and the U-shaped formations. Look at the nearby pine trees.  Zumwalt Meadow Trail (Hiking) This is a short and power-packed hiking trail.  Bridge over the Kings River Enjoy the scenic views and take pictures from the bridge.  Arriving at Zumwalt Meadow The Zumwalt meadow looks like the most picturesque painting.   Behold the green grass, dark pine trees, and rocky walls made of monolithic granite stone.  Beware of mosquitoes and bugs here, and use repellants.  Following the Trail along the River Maintain a decent pace while walking through the trail along the river, and thus, you will reach the other side of the Zumwalt meadow. Explore the Rocky Side of the Loop Explore the unique and gigantic rock formations on this rocky side.   The calm meadow here offers an immersive experience.  Relax by the Knapp’s Cabin This cabin tells you the tales of George Knapp, who built this cabin in 1925.  It can be a nice escape for clicking pictures and playing hide and seek.   Once you are done exploring the Kings Canyon National Park, you can come back to the Kings Canyon scenic byway. Behold the changing colors of the afternoon there and click the most mesmerizing photographs.   Other Things To See In Kings Canyon National Park   As the name suggests, the Kings Canyon National Park offers you the most majestic experience. The moment you enter the park at the Big Stump Entrance, you will find the Big Stump Picnic Area, and from there, you can start exploring the big stumps in the park along the Big Stump Trail.  The jungle of old pine trees and the magnificent sequoia trees will offer you the most quaint experience. You will feel humbled by the presence of these towering trees. However, the Mark Twain Stump is the biggest highlight of this trail. This gigantic stump has stairs so that you can climb to the top.   Once you have visited the Mark Twain Stump, you can take up the following ventures.  Visit The Grant Grove Village   From the Big Stumps Trail, you must make your journey toward the Grant Grove Village. There, you will find the Kings Canyon Visitor Center.  You will meet rangers at this visitor center and find the best recommendations about your journey in the national park. Once you know the hiking points and the highlights of the park and have a hiking map handy, you are all set to make the most of the national park.   The rangers will also guide you with instructions about the routes to be avoided for a particular season.   Hike Through The General Grant Loop Trail   As the name suggests, the General Grant Loop Trail is filled with gigantic trees. You can take a peaceful walk here.   Keep Walking Through The Fallen Monarch   A giant fallen sequoia tree with a hollow trunk is known as the Fallen Monarch. It is fun to play around with the hollow trunk, and you can use it as a shortcut to connect two sides of the General Grant Loop.   Meet The General Grant Tree  The 1700-year-old General Grant Tree is surely the pride of the Kings Canyon National Park. The massive scar at the bottom of the tree trunk gives it a gothic appearance, and it shows how the tree has survived extreme weather conditions throughout the years.   Nevertheless, it’s great to find the “Nation’s Christmas Tree” in a magnificent condition despite the ravages of time.   Did You Know?  The General Grant Tree was designated as a “National Shrine” in 1956.  President Eisenhower declared it a National Shrine to commemorate men and women in the USA armed forces.  It is the only living “National Shrine” in the USA.   Visit The Hume Lake  If you are in for an immersive experience, don’t forget to spend your time by the Hume Lake. This mountain lake is known for its pristine beauty and green water.   The pine trees and unique rock formations surrounding the lake make it appear all the more special.   The Hume Lake is one of the least visited places in Kings Canyon National Park. So, keep the park map handy so as to not miss the beauty of the lake.   Relax At The Gamlin Cabin   The Gamlin Cabin, built by Israel Gamlin, was once used as the U.S. Cavalry storehouse. This wooden cabin with a stone fireplace inside has a quaint appeal.   After catching your breath at Gamlin Cabin, you must continue walking along the trail. At the end of the trail, you will find the other side of the Fallen Monarch tree trunk. The hollow trunk of the tree is a favorite of kids and young adults for some mischievous activities.   From here, you can plan other activities in the national park or get back on the main road 180.   Final Words: Is Kings Canyon Worth The Trip?    With magnificent sequoias, colossal rock formations, and many trails, the Kings Canyon National Park is a favorite of outdoor enthusiasts. Further, a drive through the Kings Canyon Scenic Byway offers you some of the most beautiful scenic views of California. Filled with endless bends and twists, this road is only available for driving from April to October.   Also, this glacier-carved valley with deep canyons and high mountains stands for its geological diversity. In addition, this national park is home to the General Grant Tree, the Christmas Tree of the Nation, and Boyden Cavern, with the most intriguing rock formations.   So, overall, this park is a paradise for hikers, geological enthusiasts, wildlife lovers, and people who want to indulge in diverse outdoor pursuits. No wonder that it had 643,065 visitors in 2023. (Source)  Do you want to watch glaciers and meet diverse wildlife? Pay a visit to the Wrangell-St. Elias National Park.   Kings Canyon National Park FAQs   How Long Should You Stay In Kings Canyon National Park?   Based on how well you want to explore the Kings Canyon National Park, your stay in the park should be between one to four days. You can finish taking a walk in the grove of the big trees and visiting the most beautiful trails in one day.  However, if you want to explore the Alpine peaks and the deep canyons to the fullest, you will need to stay at least three to four days in the park.   Which Is The Most Beautiful Part Of The Grand Canyon National Park?   The south rim of the Kings Canyon National Park is the most beautiful area according to most visitors to the park. You can experience the most unique views of the Grand Canyon from the southern rim.  Further, from the southern rim, you will get to enjoy the most amazing view of the Colorado River.   What Not To Visit The Grand Canyon National Park?   You must not visit the Grand Canyon National Park in July and August. The weather is hot and humid during these months. Further, thanks to a diverse landscape and unique vegetation, it’s hard to say which season is the best to plan a trip to this park. Different parts of the park become the most attractive in different seasons.  For example, the North Rim of the park is the best place to pay a visit during May and October. The temperature is pleasant during these months, and the crowd is smaller. Similarly, you must hit the southern rim of the park in the fall. The cooler temperature makes hiking and biking in the southern rim easier during the fall season.   Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13 Famous Wonders Of India That You Must Visit! [Updated 2024] Top Tips For Motorbike Rental In Phuket – A Guide To Exploring The Island On Two Wheels.