Best Hotels In Vienna: Heading Toward A Sustainable And AI-Driven Future

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.

BY  Sibashree Sep 18, 2025

A proposal can be a very dramatic event. And it deserves to be: this is a grand, life-defining gesture, and, if you’re the one posing the question, you’ll want the moment to be as magical as possible. Perhaps the most significant factor of all is the setting. While a good solitaire engagement ring is a key consideration, it’s your surroundings that you’ll remember when you reflect on the moment, years from now. The good news is that the world is filled with inspiring places. Many of which will provide a sense of grandeur that you find extremely helpful. Let’s run through some of the best of them. What Are The Best Places To Plan A Destination Proposal? Know The Classical Locations And The Hidden Gems Do you remember the dreamy Ramona Agruma and Rebel Wilson proposal at Disneyland? José Bastón also proposed to Eto va Longoria during a vacation in Dubai. And the list continues… A destination proposal beautifully blends the leisure activities of a vacation with romance. Do you also want to plan an unforgettable marriage proposal for the love of your life?  Check out these best places to plan a destination proposal.   1. United States, Timeless Locations You don’t have to look any further than the United States if it’s inspiration you’re looking for. There are options to suit couples of every taste and inclination.  Do you want an urban proposal? Perhaps as part of a visit to a major city? Then you might look at Baker Beach in San Francisco or Central Park in New York City.  For some, a natural backdrop might be better: the Grand Canyon is an obvious choice, as is Napa Valley, in California. 2. Europe, Romance, and History The so-called Old World can provide a sense of depth and history that the United States can’t match.  Plus, if you’re American, you might be looking for something a little more unfamiliar and exotic. The iconic canals of Venice or Amsterdam might be a great place to start. Many proposals have been made while drifting across the water in these places.  There are also historic city centers, like those of Prague, Paris, and Berlin. Many of these places have romantic connotations of their own, and, by choosing them as a venue for your proposal, you can take advantage of those associations.  If you’re enjoying a candlelit dinner in view of the Eiffel Tower, then the temptation to get down on one knee might be overwhelming. 3. Hidden Gems & Underrated Locales On the other hand, you might prefer to shun the big cities and the obvious (or even cliché) destinations. You may think of something a little more secluded and obscure.  Certain smaller towns, or parks, or stretches of woodland, might have a personal significance for you. Or, they might appeal to your wallet. What’s important is that you don’t feel that you have to visit the same popular destinations as everyone else. You don’t even need to spend a certain amount for your proposal to have value. 4. Romantic Beaches & Coastal Escapes When you’re looking for inspiration and mental refreshment, a trip to the beach is always a good bet. The crash of surf, the salty tang of the sea air, and the beauty of the sunset! These are all the sorts of things that great proposals are made from. In the United States, there are many beaches to consider. Kauna’oa Beach in Hawaii, or La Jolla Shores in San Diego, might be great candidates. 5. The Wilderness Of Africa Did you know that Bollywood star Ranbir Kapoor proposed to Alia Bhatt at the Masai Mara? Such a unique choice, right? This huge natural reserve in Southwestern Kenya is home to elephants, leopards, rhinos, buffalo, and lions, or the big five.  Furthermore, the place, getting its name from the original inhabitants, the Masai people, also helps you experience a unique culture and a specific way of living in close contact with nature.  You can enjoy wildlife safaris at the Masai Mara, and a hot air balloon ride can be the most romantic experience here. Imagine you both enjoying a hot air balloon ride, and when the balloon is soaring high, you take out a ring and propose to your beau.  Magic is made like this! 6. The Magical Middle East  Dubai is the location where José Bastón proposed to Eto va Longoria. Also, if you want a good mix of tradition and modern amenities, Dubai is one of the best places to plan a destination proposal in the Middle East.  Dubai also allows you to indulge in the best adventures and romantic outdoor activities. If you love a serious adrenaline rush, you can take your S/O on a desert safari and propose to them during a candlelight dinner under the stars.  Furthermore, if you want a touch of luxury, you can plan a private yacht cruise in Dubai accompanied by a sunset dinner. You can enjoy the beauty of water and the surrounding landmarks while uttering the three magical words.  Also, do you want to propose to your love mid-air? Why don’t you go for a romantic helicopter tour or a hot air balloon ride?  Moreover, you can keep it simple yet memorable by choosing the Burj Khalifa, Dubai Miracle Garden, or Dubai Fountain as the destination for the proposal.  With all the excitement for the day culminating in a romantic proposal, you can enjoy a relaxing massage at a lavish spa in Dubai and indulge in the ultimate relaxation.  How To Choose The Best Places To Plan A Destination Proposal?  What do you and your partner prefer? Something grand or an intimate moment that will stay in your memory forever? Also, does your partner prefer outdoor locations or adventures, or are they more comfortable in a luxurious indoor setting?  Consider all these questions when you are trying to find out the best places to plan a destination proposal.  Furthermore, if your significant other enjoys the joy of little things and moments, you can choose the place you first visited as a couple for the proposal. With a sincere “Yes” awaiting your proposal, I wish you “Love Forever!” 

BY  Sibashree Sep 30, 2024

Guest speakers from Dark Ranger Telescope and NASA attended the “Astrofest Festival” at Badlands National Park this year (July 5 to 7, 2024). In this celebration of the night sky and astronomy, the guest speakers discussed various aspects of space. The 2024 fest included the following activities. Scale model of the solar system in the afternoon An early evening solar viewing program Guest speaker session “These are objects that have been important to our culture since we could probably talk. So, we think it’s important to maintain that connection and bring back that connection to these things that used to be so important to us for thousands of years.”Ed Welsh, the education specialist at Badlands National Park  The yearly Astrofest Festival at the park indeed has a role in making the park a favorite for star gazing and exploring the night sky. Also, the remote location of the park and minimal light pollution here make it a wonderful site in South Dakota for watching the celestial bodies in action.  Further, this park is a wonderful place to soak in the beauty of sunrise and sunset, making it the land of light and stones! Night Sky Viewings/ Stargazing At Badlands National Park View this post on Instagram A post shared by Badlands National Park (@badlandsnps) Everyone talks about the geology, wildlife, and fossils of Badlands National Park. However, if you are an introvert and always seek an immersive experience like me, night sky viewing will be your favorite activity at the park.  In fact, I feel that watching the night sky is the chef’s kiss in the park tour. The stargazing activity takes place near the park’s Cedar Pass area, which is close to the visitor center.  Further, the rangers inform you about the celestial bodies you will see. You just need to keep your eyes glued to the telescope to explore celestial bodies, such as the Milky Way, star clusters, planets, satellites, and nebulae.  The table below gives a quick excerpt of the stargazing and night sky viewing experience at Badlands National Park.  Stargazing And Night Sky Viewings At Badlands National Park LocationCedar Pass AmphitheaterSpecialtyMore than 7500 stars are exposed to each visitor. They especially enjoy the clarity of the Milky Way. Add-onsFly-overs by the International Space Station and many satellitesTelescopes Provided By Celestron and Badlands Natural History AssociationBest Season for StargazingSpring, Summer, and Fall In summer, the Night Sky Viewing Program starts after the evening star gazing session every day. The park rangers conduct this program. Further, its timing keeps changing based on the sunset hours.  Best Places For Stargazing At Badlands National Park  https://www.instagram.com/p/Cc1WjJfoGBB/ Badlands National Park has earned a name in astrotourism thanks to its pristine nature. With fewer pull-outs and roads, the north unit of the park especially has many amazing stargazing destinations. Let’s explore them! The Space Tourism Guide features the Badlands National Park and the Badlands National Park Observatory as some of the best places for stargazing in South Dakota. Badlands Observatory became accessible to visitors in May 2021. It is a privately owned facility in the Badlands National Park. Also, it works for astronomical education and research.  Cedar Pass Campground Amphitheater Between Memorial Day and Labor Day, the Cedar Pass Campground Amphitheater has a Night Sky Viewing event every day. This experience is about gathering more information by stargazing in a structured setup.  You must visit the Ben Reifel Visitor Center every day to learn about the program.     Badlands Loop Road Like many other parts of the Badlands National Park, the Badlands Loop Road also allows you to find your spot for stargazing. However, two of the best spots along the loop are: Burns Basin Overlook Yellow Munds Overlook These locations are especially great for taking photographs and indulging in tranquility.  Sage Creek Rim Road The Sage Creek Rim Road is one of the least crowded spaces in the park. You will also get to see very few cars passing through the area.  The Sage Creek Basin Overlook and Hay Butte Overlook are some of the best spots for stargazing on Sage Creek Rim Road. However, as very few people visit this area, you can find a stargazing spot of your own.  Big Badlands Overlook Big Badlands Overlook may appear last on my list of places to stargaze in Badlands National Park. However, it is the first overlook for someone accessing the park from the Northeast Entrance or the Sioux Falls.  Take a short walk and reach the best stargazing point in the Big Badlands Overlook. From here, enjoy a 360-degree view.  The Backcountry  The open backcountry of the Badlands National Park is a wonderland for camping and stargazing. So, just set your camp and enjoy stargazing for the entire night.  Watching Sunrise And Sunset At Badlands National Park The magic hours of Sunrise and Sunset paint the Badlands National Park with the most vibrant shade of red. The table below shows the best points for watching the sunrise and sunset and the accessibility points. ActivityBest Spots In The ParkAccessibility Points with Boardwalks and for Visitors with Wheelchairs SunriseDoor TrailNorbeck Pass AreaDillon Pass AreaBig Badlands OverlookPanorama PointCastle Trail WestBig Badlands OverlookDoor Trail Panorama PointSunsetPinnacles OverlookCastle Trail EastNorbeck Pass AreaBigfoot Pass Picnic AreaConata Basin OverlookPinnacles Overlook Conata Basin OverlookBigfoot Pass Picnic Area  As the Sun rises, its warm golden and red lights spread over the pinnacles that face the east. Further, the drama of light and shadow makes every frame mesmerizing. So, many photographers flock to Badlands National Park’s sunrise and sunset points for the best captures.  Stargazing At Badlands National Park: Plan Your Trip Well  There are two easy ways to reach the remoteness of the Badlands National Park.  Reach the Rapid City Regional Airport and ride for an hour to Badlands National Park.  Further, you can reach the Sioux Falls Regional Airport and take a road trip to Badlands National Park. This trip through South Dakota will take you around 4 hours. If you want to have the best stargazing experience at Badlands, you need to stay there overnight. You can reserve a room at the Cedar Pass Lodge in advance or stay at the Sage Creek Campground or Cedar Pass Campground.  However, if you are an adventurous soul and want the most immersive experience, put a camp in the backcountry or the north and south units of the park. Don’t forget to collect your permit for backcountry camping in the Badlands National Park.  Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13 Famous Wonders Of India That You Must Visit! [Updated 2024]