6 Reasons Why You Need Travel Insurance

BY  Arnab Jun 20, 2023

Few experiences compare to traveling or living abroad. The thrill of immersing yourself in a vibrant new culture or experiencing the lifestyle of a different country is unrivaled. But despite the sheer joy of these adventures, many travelers and ex-pats will miss certain home comforts from time to time. Whether it’s your favorite snack or a specific brand of skincare you’ve always used, there are always things we miss when we’re abroad. But getting your hands on your favorite products when you’re abroad can be a challenge. Local international shops have limited options, and international fees can quickly get expensive. The good news is there’s a simple solution — parcel forwarding services. If you’re an ex-pat or a globetrotter looking to buy products from home, you’re in the right place. We’ve put together everything you need to know about parcel forwarding in one place. Understanding Parcel Forwarding At its core, parcel forwarding is a pretty straightforward concept- pretty much like what Canada shipping companies do. It’s a service designed to make international shopping easier and give access to a wider range of products. We’ll dig into the specific steps of how it works later, but here’s roughly how it works: Go to your favorite eCommerce store and shop as you usually would When it comes to ordering the products, you use a local delivery address that your parcel forwarding service has provided. The parcel forwarding service receives your order, usually at a warehouse where it will be processed. The company will ship your parcel to you wherever you are in the world. Essentially, the parcel forwarding service gives you a local address and then takes care of getting your parcel to you. Plus, they often offer parcel consolidation, so you can order from multiple places and just pay one shipping fee. The Benefits Of Parcel Forwarding Obviously, the biggest benefit of parcel forwarding is you can order from anywhere in the world without having to worry about shipping restrictions. But the benefits go well beyond that: Consolidation Of Multiple Purchases One of the significant benefits of parcel forwarding services is the ability to consolidate multiple purchases into a single shipment. This not only simplifies the tracking process but can also save substantially on international shipping costs. Reduced Shipping Rates Parcel forwarding companies have contracts with leading courier companies, which allow them to negotiate lower shipping rates. These reduced rates are passed on to customers, making international shipping more affordable. Reliable And Secure Parcel forwarding services are known for their reliability and security. They ensure your packages are safely stored and securely shipped to your destination. In many cases, insurance is also available for added protection. Flexible Delivery Options Whether you need express delivery, standard shipping, or other specialized shipping methods, you can select the best option for your situation. Efficient And Time-Saving Parcel forwarding takes the hassle out of international shipping. They manage all aspects, including customs documentation, which can save customers a significant amount of time. Your Step-By-Step Guide To Parcel Forwarding Now you understand what parcel forwarding is and why it's a fantastic tool for international shoppers, let's dive into how to make the most of it: Step 1: Choose Your Parcel Forwarding Service Start by selecting a parcel forwarding service provider aligned with your needs. Look for a company with a good reputation, transparent pricing, excellent customer service, and flexible shipping options. Step 2: Setting Up Your Account Once you've selected a service, the next step is to set up an account. During this process, you'll provide essential details such as your contact information, shipping address, and payment details. Step 3: Time To Shop! Now comes the fun part — shopping! When you're ready to checkout, simply use the address provided by your parcel forwarding service. Step 4: Handling Your Parcels Once your items arrive at the forwarding service's warehouse, they'll notify you. At this stage, you can choose to consolidate multiple packages or select your preferred shipping method. Step 5: Forwarding Your Parcels Finally, your items are forwarded to your current location. Choose your preferred shipping method, pay the associated costs, and wait for your package to arrive! Tips And Tricks For Parcel Forwarding Just like any process, there are a few tips and tricks to make parcel forwarding a breeze: Merge your packages — If you're shopping from multiple stores, take advantage of your service's package consolidation feature. This can significantly reduce your overall shipping costs. Check prohibited items — Always check the shipping restrictions of your current country before making a purchase. A good parcel forwarding service should have a comprehensive list of prohibited items for reference. Repackaging options — Look for parcel forwarding services offering repackaging to reduce shipping weight and subsequent costs. As a traveler or ex-pat, parcel forwarding is a fantastic tool for maintaining access to your favorite products without the hassle and high costs of international shipping. So the next time you crave a taste of home or spot a must-have item, don't let shipping restrictions hold you back. Read Also: Why Myrtle Beach Is The Ideal Summer Destination 6 Best Family Holiday Destinations In India A Traveler’s Guide To Lutsen

BY  Sibashree Nov 3, 2025

I visited Luang Prabang in 2022, and the capital of the ancient Laotian kingdom was slowly recovering from the rampage of COVID-19. The misty mornings were special, with hundreds of monks walking through the narrow streets with their alms bowls.  People gather and offer fruits and rice to the monks. The monks silently accept the offerings, then quietly return to the temples.  Even today, with skyrocketing tourism numbers, Luang Prabang remains one of the most unspoiled places on earth. Buddhism and a strong belief in the power of nature have helped the city to maintain its authentic charm.  Also, the 32 Buddhist temples present in Luang Prabang today are a telltale of the history, myths, and spiritual beliefs associated with the city’s origin. In this Luang Prabang temple guide, I will talk about the top Buddhist temples to visit in Luang Prabang Laos. Of course, the Golden City Temple or Wat Xieng Thong is the most famous among them. It was built in 1560.  What Are The Top Buddhist Temples To Visit In Luang Prabang Laos?  As the mornings in Luang Prabang are special with the quietude and humility of the alms giving ceremony, the evenings are magical with the evening chants of the monks in the temples.  The sound of the chants echoes through the valley with the Mekong River passing by dreamily and the outlines of the mountains fading into the darkness.  I used to get lost in my thoughts that these temples were the sites of the coronation of many Laotian kings. Also, despite their intricate designs, they look like an extension of the ethereal natural landscape here.  Nevertheless, these are the top Buddhist temples to visit in Luang Prabang, Laos.  1. Wat Xieng Thong Also known as the “Monastery of the Golden City,” Wat Xieng Thong evokes awe. Built in 1560, it is home to the famous reclining Buddha Sanctuary or the Red Chapel.  It also stands out with its architectural excellence, including the multi-tiered roofline and beautiful mosaic work.  2. Wat Mai Suwannaphumaham View this post on Instagram A post shared by Marek Kotlarski (@mkotlarski) Wat Mai, or the New Temple, is the largest in Luang Prabang. It looks exquisite with the gilded bas-relief panels on the façade.  Also, it is historically important as it served as the residence of the highest Lao Buddhist dignitary till 1975.  3. Wat Visounnarath (Wat Visoun) Wat Visoun has a distinctive, spherical, and unique stupa called "That Mak Mo” or the “Watermelon Stupa.” It has a rounded shape.  Also, Wat Visounnarath was founded in 1512. So, today, it is the oldest operating temple in Luang Prabang.  4. Wat Aham View this post on Instagram A post shared by Austin Bush (@bushaustin) Wat Aham is also known as the Monastery of the Open Hearted. It is located next to Wat Visoun.  Wat Aham is famous for its two ancient banyan trees on its grounds. Locals believe that these trees are home to the guardian spirits of the city.  5. Wat That Luang Locals call Wat That Luang the Monastery of the Royal Stupa. The ashes of King Sisavang Vong, who died in 1959, are present in the golden stupa in the temple grounds. Even before that, it was used to cremate many members of the royal family.  6. Wat Chom Si Located on the top of Mount Phousi, Wat Chom Si was the best temple I visited in Luang Prabang. The spiritual energy there was so high.  I don’t know whether it’s the joy of reaching the temple after a trek or the magical views of the Mekong River from the top! Everything looks and feels so magical here! 7. Wat Sop Sickharam The structure of the Wat Sop Sickharam temple, what we see today, is the renovated form of the 19th century. However, the origin of the temple goes back to the 16th century.  Its architecture is a wonderful fusion of the French Colonial Style and traditional Lao architecture.  8. Wat Pa Phai The congregational hall or the traditional Lao-style sim is the highlight of Wat Pa Phai. Furthermore, its facade is unique with exterior columns and a verandah.  It also has another name, “The Monastery of the Bamboo Forest.”  9. Wat Sene Souk Haram Wat Sene Souk Haram looks dazzling with its golden and red ornamentation. It is known as the Temple of 100,000 treasures, as it was built with 100,000 stones collected from the Mekong River in 1718.  10. Wat Nong Sikhounmuang Wat Nong Sikhounmuang has recently gone through a major renovation. It is home to one of the largest and richest pagodas in Luang Prabang.  Furthermore, you can spot it from a distance due to its vibrantly colored roof in the traditional Thai style.  11. Wat Khili View this post on Instagram A post shared by Nat & Ricky Dunn (@lifedunndifferently) The large gold Wheel of Life on the front gable of Wat Khili will be the first thing to catch your notice. Furthermore, it has low roofs and a red facade with golden columns.  It shows influence from the Xieng Khouang province and was built in 1773.  12. Wat Phon Phao Wat Phon Phao has a unique octagonal structure, and with the sunlight falling over it, it uses its golden glow to illuminate the city.  The paintings in the interior of this temple are beautiful, and they depict the Buddhist philosophy of life and death.  13. Wat Manorom Wat Manorom is home to a 6-meter-high bronze Buddha statue, which dates back to the 14th century. Apart from being a temple, it is also an important community center for the locals.  In fact, all the temples in Luang Prabang help nurture community bonding. Also, historically, it used to be the home of the largest number of monks.  14. Wat Ho Pha Bang (inside Royal Palace) The Wat Ho Pha Bang, or the Temple of the Pha Bang, houses the Phra Bang Buddha image, the palladium of Laos.  This temple is located inside the Royal Palace grounds.  15. Wat Mahathat Wat Mahathat was founded in 1548. It houses the ashes of the revered Prince Phetsarath, who declared the independence of Laos in 1945.  It also has a highly ornamented facade.  16. Wat Xieng Mouane View this post on Instagram A post shared by nrq (@nrqpapa) Wat Xieng Mouane is important for its role in promoting traditional art and culture. Furthermore, I loved the gilding and traditional woodwork in the temple.  17. Wat That Phoun Wat That Phoun is one of the most peaceful temples I have visited in Luang Prabang. Also, once you enter the temple, it’s like an art gallery with a wonderful display of paintings.  The entrance gates are adorned with serpent deities or Nagas, and the temple also functions as a cremation location.  18. Wat Long Khoun “Wat Long Khoun is where our kings once meditated. It’s quiet, sacred, and often overlooked.” - Somsack, my local guide.  This former royal meditation retreat is a wonderful example of Lao architecture in the 18th century, and it has the most illustrious Jataka murals, depicting the last lives of Lord Buddha.  19. Wat Phra Bat Tai Wat Phra Bat Tai in Luang Prabang is very similar to Prabhas Tirtha in India. Prabhas Tirtha has the footprints of Lord Krishna, and War Phra Bat Tai has a huge footprint of the Buddha.  Furthermore, its architectural style shows a wonderful fusion of Thai, Lao, and Vietnamese architectural styles.  It is also where I found it the easiest to interact with the monks and share our philosophies about life.  20. Wat Phon Heuang The traditional stenciling on the temple's ceiling instantly evoked a sense of awe. Furthermore, I saw how it is an important social area or hub for the local community. It is so because it is one of the prime locations for participating in the alms-giving ceremony.  In addition, when I visited, it had not been extensively renovated. So, it was like connecting to the past for me.  Wat Xieng Mouane: The Lesser-Known Temple Of Luang Prabang  View this post on Instagram A post shared by Ruprecht Lin (@boblinize) Wat Xieng Maen is a hidden gem if I talk about the top temples to visit in Luang Prabang. It was founded in 1592.  I took a ferry across the Mekong River to reach this temple. It is a quiet escape, and it is significant as it was home to the famous Phra Bang Buddha image for a short period.  Accessibility Ratings Of The Best Temples In Luang Prabang  Check out the table below to know about the most accessible Buddhist temples in Luang Prabang.  TempleWheelchair AccessStairsQuiet ZonesWat Xieng Thong✅Minimal✅Wat Mai✅Few steps✅Wat Visoun✅Ramp available✅Wat Aham✅Flat terrain✅ Photography Tips Golden Hour: 6:00–7:00 AM and 5:00–6:30 PM. Best Angles: Capture rooflines from low angles; use temple doorways for framing. Respectful Shots: Avoid interrupting rituals or photographing monks without consent. Gear: Use a wide-angle lens for interiors and a tripod for low-light shots. Temple Etiquette & Dress Code In Luang Prabang Dress Modestly: Shoulders and knees covered. Avoid tight or revealing clothing. Remove Shoes: Always take off footwear before entering the temple interiors. Avoid Pointing Feet: Never point your feet toward Buddha statues or monks. Photography: Ask permission before photographing monks or rituals. Alms Giving: Participate respectfully in morning alms (Tak Bat) by kneeling and remaining silent. What Is The Best Time To Visit The Temples In Luang Prabang? Luang Prabang’s temples are open year-round, but timing enhances the experience: MonthHighlightsNovember–FebruaryCool, dry weather is ideal for walking tours.Mar–MayHot but less crowded and good for early morning visits.June–OctoberRainy season, and it stands out with its lush greenery and fewer tourists. Best Time of Day To Visit The Temples In Luang Prabang  Sunrise: Wat Chom Si after a climb to Mount Phousi Midday: Wat Mai, with its shaded interiors, is the perfect late morning and afternoon refuge.  Sunset: Wat Xieng Thong is ideal for golden hour photography.  Walking Routes & Maps: Exploring The Best Temples Of Luang Prabang  Visiting all the temples in Luang Prabang is not possible in a single visit to the city. Instead, for a short trip to the city, you can follow these temple tour routes.  1. Temple Trail Route (2–3 Hours) Start at Wat Xieng Thong.  Walk to Wat Sop Sickharam.  Continue to Wat Sene.  Visit Wat Mai.  End at Wat Visoun. 2. Sunset Spiritual Loop (1 Hour) Climb Mount Phousi to Wat Chom Si. Descend to Wat Aham. Finish at Wat That Luang. Luang Prabang Temple Guide: Frequently Asked Questions (FAQs) Here are some frequently asked questions and answers about the Luang Prabang temple guide.  1. How Many Temples Are In Luang Prabang? Luang Prabang, a UNESCO World Heritage Site, has 32 operational Buddhist temples. These temples with their beautiful murals, paintings, and sculptures depicting the life and lessons of Lord Buddha, are prominent social, religious, and community centers. Furthermore, they show a wonderful fusion of Lao, Thai, and Khmer architectural styles in their architecture.  2. Can I Visit The Temples In Luang Prabang During Festivals? Yes, you can visit the temples in Luang Prabang during major festivals such as Boun Pi Mai, the Lao New Year, and Boun Khao Phansa, or the start of the Buddhist Lent. However, you have to be patient as there will be crowds, and you have to follow the etiquette. 3. Are Women Allowed To Give Alms? I found out that people taking part in the alms-giving ceremony were mostly women. However, my guide told me to follow some strict rules. You cannot touch the robes of the monks or make any physical contact with them. Also, you must kneel down before them while offering the alms. 

BY  Arnab Feb 19, 2024

Embarking on a journey to New Zealand, acknowledged for its breathtaking natural landscapes and thrilling adventure sports, is a thrilling prospect. However, amidst all the excitement, it is vital to not forget the importance of journey coverage. Travel insurance offers economic safety and peace of thoughts in case of unexpected activities or emergencies throughout your journey. In this weblog submission, we can discuss the important thing factors you want to understand approximately tour insurance before your New Zealand journey.  Why Travel Insurance is Essential for Your New Zealand Trip Travel coverage is critical for any international journey, and New Zealand is not an exception. It gives insurance for numerous conditions which include scientific emergencies, trip cancellations or interruptions, lost or stolen assets, and private liability. The fee of medical treatment and emergency evacuation can be exorbitant, and having travel insurance ensures that you are not burdened with hefty charges in such conditions.  When buying your insurance on your New Zealand experience, it's miles vital to search for a policy tailored to your precise desires. Consider factors inclusive of the length of your journey, any pre-existing clinical situations, and the value of your belongings. Compare different coverage alternatives and select a coverage that gives complete coverage at a reasonable fee.  Remember, travel insurance is your safeguard against unexpected situations and provides peace of mind throughout your trip. Don't underestimate its importance when planning your New Zealand adventure. Purchase travel insurance in NZ today to ensure a worry-free and enjoyable trip. Types of Travel Insurance Coverage for New Zealand When selecting a travel insurance plan for your New Zealand trip, it is important to understand the different types of coverage available. These typically include medical coverage, trip cancellation, and interruption coverage, baggage and personal belongings coverage, and personal liability coverage. Travel insurance policies vary in coverage, so it's essential to choose one that meets your specific needs. Common coverage options include: Medical Expenses: This covers the costs of medical treatment and hospitalization in case of illness or injury during your trip.  Trip Cancellation and Interruption: In the event of trip cancellation or interruption due to unforeseen circumstances such as illness, natural disasters, or emergencies, this coverage reimburses you for non-refundable expenses. Baggage and Personal Belongings: This coverage provides compensation for lost, stolen, or damaged luggage and personal items during your trip. Emergency Evacuation and Repatriation: In case of a medical emergency requiring evacuation or repatriation, this coverage ensures you receive proper medical care and transportation back to your home country. Understanding the New Zealand Healthcare System for Travelers While New Zealand has an excellent healthcare system, it is significant to understand that tourists are not eligible for free medical treatment. Travel insurance helps cover the costs of medical treatment, hospital stays, and emergency evacuations. It is advisable to familiarize yourself with the healthcare system and ensure your travel insurance provides adequate coverage for medical expenses. While New Zealand has an exceptional healthcare system, it is significant to understand that tourists are not eligible for free medical treatment. Travel insurance that covers covid, helps cover the costs of medical treatment, hospital stays, and emergency evacuations. It is advisable to familiarize yourself with the healthcare system and ensure your travel insurance provides adequate coverage for medical expenses. Key Exclusions and Limitations of Travel Insurance in New Zealand Travel insurance policies often have exclusions and limitations that you need to be aware of. Common exclusions may include pre-existing medical conditions, injuries resulting from high-risk activities, and loss of belongings due to negligence. Familiarize yourself with the policy's terms and conditions to ensure you understand what is covered and what is not. How to Choose the Right Travel Insurance Plan for New Zealand Choosing the right travel insurance plan for your New Zealand trip can be overwhelming. Consider factors such as coverage limits, deductibles, exclusions, and the reputation of the insurance provider. It is crucial to read the policy terms and conditions carefully and assess your specific needs to find a plan that provides comprehensive coverage at an affordable price. Preparing for Your Trip: A Travel Insurance Checklist Before embarking on your New Zealand adventure, make sure you have a comprehensive travel insurance checklist. This should include reviewing your policy coverage, carrying a copy of your insurance documents, knowing the emergency contact details, and understanding the process of making a claim. Additionally, it is always wise to share your travel itinerary and insurance details with a trusted person back home. Conclusion As you plan your trip to New Zealand, prioritize obtaining travel insurance to protect yourself against unforeseen events and emergencies. Understanding the coverage options, exclusions, and claims process will enable you to select the right travel insurance plan. With the right travel insurance, you can explore stunning landscapes and engage in thrilling activities with peace of mind, knowing that you are financially protected. Read Also: 6 Reasons Why You Need Travel Insurance Luxuriate In Paradise: Unveiling The Pinnacle Of Luxury Travel In New Zealand Vacationing Without Travel Insurance? Here’s What Might Happen If You Need It!