Fun Things To Do In Washington DC: 6+ Things You Cannot Miss Here (Including Free Attractions)

BY  Sibashree Nov 24, 2025

A multi-trip travel insurance policy covers unexpected financial losses for multiple trips throughout the policy period. It can be related to a medical emergency, baggage loss or trip cancellation.  As you research online, you might come across a wide range of travel insurance for multiple trips. How do you choose the most affordable multi-trip travel insurance policy?  Here are a few factors and tips that you can consider while looking for a budget-friendly multi-travel insurance plan.  Key Features: What To Look For In An Affordable Policy?  A‍‌‍‍‌ multi trip travel insurance is a policy that covers you financially against different types of risks, e.g., a trip cancellation, medical emergencies, etc., that may happen to you during multiple trips within the period of the policy.  The insurance is generally bought for a year and is therefore mostly referred to as an annual multi-trip holiday insurance policy.  Compare key coverage features, such as the ones below, across different multi-trip holiday insurance plans available online. Medical Expenses - These may include the Transportation,  vaccination, and  Repatriation of the mortal remains,  Dental treatment,  Daily allowance in the case of hospitalisation, and many other things. Trip Expenses - Delay of the trip, cancellation, interruption, missed connections, and so on. Loss of Baggage - Delay or complete loss of checked-in ‍‌‍‍‌baggage. Choosing An Affordable Policy: Does It Meet Your Needs? While you consider a multi-trip travel insurance policy instead of a separate travel insurance plan for each trip, ensure it covers all your specific needs.  Look out for the following aspects: Flexible features to customise the multi-trip travel insurance to your advantage. Online convenience and customer support to seek assistance on queries. Seamless claim settlement process and high claim settlement ratio for a reliable experience. 1. Review Your Needs For Cost-Effective Coverage While selecting basic and customisable coverage, review your needs carefully and choose the most important features. Determine the extent of coverage required based on possible risks that can affect your financial situation.  Taking this step can help you compare more effectively and lead to a better multi-trip travel insurance policy at an affordable premium. 2. Calculate Premium And Save For Multi-Trip Insurance Calculate the premium for the various annual multi-trip holiday insurance plans. It will be available on the specific insurer’s official website. Compare the price against the coverage features and benefits offered.  Some reputable insurance providers, such as Reliance General Insurance, offer premium rates for their various multi trip travel insurance policy options to make the comparison easier.  3. Save More With Exclusive Discounts As you compare features and premium rates, keep an eye out for discounts. These may apply to specific policy types, travel seasons, coverage levels, and more.  Ensure it helps you reduce the premium for an affordable policy without compromising coverage features or requirements.  4. Plan, Buy Early, And Save More Compare and buy a multi-trip travel insurance or single-trip multi-destination travel insurance plan well in advance.  Buying it much earlier can help you secure a more affordable policy by taking advantage of lower demand, better premium rates, and added coverage benefits.  What Multi-Trip Travel Insurance Does Not Cover? The first thing you should pay regard to is the limitation of every single possible length of the trip.  Next, do not allow any pre-existing medical condition. And finally, the instances that are not covered if you participate in high-risk sports. Key Exclusions You Need To Know About 1. Pre-Existing Medical Conditions:  Most of the standard checked policies will not take on the costs related to medical conditions that have existed prior to buying the insurance.  Only a couple of insurance companies may offer an extra provision at a higher price to cover the acute flare-ups! However, the planned treatments are always in the list of exclusions. 2. High-Risk Activities Suppose your program includes adventure or extreme sports such as skydiving, bungee jumping, or mountaineering.  In that case, you will understand that these activities are generally not included in a multi-trip standard policy. So, you will have to sign up for a specialised insurance policy. 3. Alcohol Or Drug-Related Incidents Suppose the event, disease, or injury happens when you are using alcohol or illegal drugs, or you are misusing prescription medication. In that case, you will most likely find that your claims will be rejected. 4. Travel Against Official Advice Insurance for incidents occurring in a specified area will most likely be voided! In case you travel to places with government advisories or warnings (e.g., war, civil unrest, or natural disasters)!  5. Self-Inflicted Harm  Generally, the inclusion of such injuries caused deliberately by  Oneself,  Suicide attempt, and  Disorders related to mental/emotional conditions (like anxiety or depression), 6. Loss Due to Negligence In a nutshell, the insurer will not compensate you for lost or stolen personal items if it finds that you were negligent (e.g., leaving items unattended in a public place or not using a hotel safe). ​‍​ ‌‍​‍Common Limitations You Will Encounter  Maximum Trip Duration: This is perhaps the most significant restriction that comes along with multi-trip policies.  If you are after unlimited trips in a year, remember that the limit is set per trip, most of the time 30, 45, or 60 days, depending on the plan you select.  Age Limits: Generally, multi-trip insurance policies have an upper age limit for applicants to be covered; this limit is usually set at about 70 years.  It may be necessary for your elderly family members to look for specialised single-trip insurance policies.  Coverage Limits on Valuables: It is important to note that there are typically sub-limits on compensation for lost or stolen valuables, such as cash, jewellery, or electronic items.  Specific Documentation Required for Claims: You must furnish all required documentation to make a successful claim!  For instance, original receipts, medical records, and a police report (which should be filed within 24 hours in case of theft)! Otherwise, your claim is likely to be turned down.  As a precautionary measure, always make sure you have read the fine print of the policy you are considering and discussed any clarifications, doubts, or planned activities with the insurance company before the purchase.‌ Read Also: Coverage For Special Occasions: Travel Insurance For Canadian Festivals And Events The Convenience Of Online Long Stay Travel Insurance Top 8 Travel Medical Insurance Trends to Consider

BY  Ankita May 15, 2024

Hectic office work schedules boar you and you want a life where you can travel and work as per your own wish. If this is the case, then you must be well aware of some of the crucial tips that can help you working remotely while traveling.  Working for long hours in the office with long hours of stress can make your life difficult. You should follow the best process that can make things easier for you while meeting your dream work and lifestyle with complete ease.  Tips To Work Remotely While Travelling There are several tips you can follow while working remotely while traveling. You should not make your choices on the wrong end when you want to fulfill your requirements with ease. Some of the key factors that you should take care of here are as follows:-  1. Assessing Your Job's Remote Viability Before you pack your laptop travel bag, evaluating if your current job can be performed remotely is crucial. Begin by reviewing your daily tasks and responsibilities. Are they location-dependent, or can they be completed online?  Next, consider the need for physical collaboration with your team. Is it possible to substitute in-person meetings with video calls?  Discuss your remote work aspirations with your employer to understand their stance on remote work and to negotiate terms that benefit both parties. Assessing these factors is the first step to ensuring a smooth transition to working remotely while indulging in your travel desires. 2. Setting Up Your Mobile Office Choose a lightweight and durable laptop, as it will be your primary tool for creating an effective mobile office. Invest in a reliable VPN to ensure secure connections and protect your data, especially when using public Wi-Fi.  Portable power banks and universal adapters are essential for keeping your devices charged, regardless of location. Lastly, noise-canceling headphones should be considered for focused work sessions in noisy environments. These essentials will enable you to transform any space into a productive workspace, allowing for seamless work while exploring new destinations. 3. Managing Time Zones And Work Hours Managing different time zones and setting consistent work hours is vital when working remotely and traveling. Start by understanding the time zone differences between your location, your company's base, or your clients'.  Use online tools and apps that help track multiple time zones to schedule your work and meetings accurately. Establish a routine that aligns with your most productive periods while accommodating the essential overlap with your team's or clients' working hours.  Clear communication about your availability and setting boundaries will help prevent burnout, ensuring you enjoy your work and travel experiences. 4. Staying Connected And Productive To maintain connectivity and productivity, prioritize reliable internet service; consider portable Wi-Fi devices for consistent access. Embrace cloud storage for easy document retrieval and collaboration. Establish daily goals and use productivity apps to track progress and stay organized. Regular breaks, ideally exploring your surroundings, can refresh your mind and enhance creativity. Engage with digital nomad communities online for support, networking, and recommendations on shared coworking spaces. By incorporating these strategies, you can ensure high efficiency in your work while enjoying the freedom and inspiration that travel brings. 5. Choosing The Right Destinations When selecting destinations for your remote work and travel lifestyle, consider factors such as internet reliability, cost of living, and safety. Look for places with a strong digital nomad community, as they will likely have the infrastructure you need for productive work.  Climate and personal interests should also influence your choice, ensuring you enjoy your environment. Research visa requirements and stay durations to avoid legal issues. Destinations that balance your work needs with exciting exploration opportunities will make your remote work journey enjoyable and sustainable. 6. Balancing Work And Travel Finding the right balance between work and travel requires discipline and flexibility. Set clear work goals and allocate specific times for sightseeing and relaxation to avoid overworking or underworking. Make the most of your travel days by planning work around your travel itinerary, focusing on lighter tasks during travel periods. Remember, the beauty of working remotely while traveling lies in the freedom it offers, so allow yourself some spontaneity to enjoy unexpected adventures. You can achieve a fulfilling blend of productivity and exploration by managing your time and responsibilities effectively.    7. Decide Weather You Will Be Check In Or Check Out  You must review the policies of your company for your remote work so that it can meet your time off expectations. Additionally, you must discuss this with your managers and team members regarding your workload management during your travel.     Ensure that you match the time of your work with your fellow team members while traveling. This will make the process of work smoother and you can finish off all your tasks and work within the deadline. Thus, within the comfort of your home things can become easier for you.  8. Plan Your Workload Around Your Travel Itinerary  You should prioritize all your tasks before leaving. This thing requires proper evaluation of your task before you leave for your work. Try to track the work time and evaluate the fact how long it will take to complete your task.  Try to schedule all your work tasks around the given time. This will help you to finish of your task within an estimated time frame. In order to maximize the level of your productivity you should utilize the complete travel time for your work. 9. Find Out The Potential Workspace That Plays Around Your Productivity Style  You should find out the potential workspace that plays a vital role in increasing your productivity.  which means the workspace must be comfortable for your focused work. Ensure that you have selected the ergonomics and tried to reduce the distractions as much as possible. To enhance the level of productivity and comfort, you can make an investment in tools that are essential for external monitors and ergonomic accessories. Here, you have to focus on things that can make things easier and perfect for you.  10. Be Strategic With Your PTO  You should maximize the level of flexibility in remote work. There, you have to strategically plan the time off that can make things easier for you. The more you can make your choices perfectly, the better you can reach your goals.  The best strategy here is to split up your PTO days to balance your work and leisure activities while traveling. You have to seek out the best options that can help you to meet your objectives.  11. Create Easy To Pack Work Station You should create an easy-to-pack workstation that can boost the chances of your brand development in perfect order. Ensure that you follow the best process that can help you to balance work and time in perfect order. This will help you to attain your goals with complete ease.  Investing your money in a Laptop backpack can be a great option for you. As it can help you to meet your requirements with ease. Figure out which workstations you will require during your traveling. This mind mapping will also help you to ease your load during the travel.  Final Take Away Hence, if you want to maintain your work-life balance then you can follow the mentioned points. Here, you need to identify the best solution that can boost the scope of your work requirements with complete ease.   As you navigate this exciting path, stay adaptable, continuously seeking ways to optimize your work and travel experiences. Let each destination inspire you, fueling your creativity and passion for your job. Here's to your adventures across the globe, where your office is wherever you choose. Learn More Also: 9 Tips For Authentic Travel Experiences Thailand Travel Guide: This Is The Best Time To Visit 5 Tips To Improve Holiday Experience For Next Vacation

BY  Sibashree Nov 11, 2024

The wildlife of Yellowstone National Park is as fascinating as its geology. So, along with the geysers, many tourists also visit this park to explore its wildlife. The grizzly bears, wolves, bison, and more make the park the biggest concentration of mammals in the lower 48 states. However, the park is also a popular birder hub with ospreys, eagles, and falcons. You just need to know the spots well to encounter these wild creatures, with respect, of course.  Here, I will give you a brief idea about the mammals, birds, reptiles, amphibians, and fish found in this park. I will also share where to spot them.  Mammals You Will See At Yellowstone National Park May to June or spring is the ideal season for watching mammals at Yellowstone National Park. You will especially get to see many bears and wolves in this season. Further, at the advent of the fall season, this park has elk bulls in great numbers.  Moreover, mammals like elk, bulls, and bison are also visible in the park in winter. Winter is also a great time to glimpse the Lamar Valley wolves. So, watching wildlife at Yellowstone National Park is a year-round activity.  Tour and Travel Tips For Wildlife Watching At Yellowstone National ParkTrek the park in the early morning or evening to have better visibility of the wildlife. The temperature remains moderate during these hours of the day.Further, you will need spotting scopes or binoculars to see the wild animals.Maintain at least 25 yards of distance from elk, bison, and other wild animals. However, for bears and wolves, you must maintain at least 100 yards of distance.  Let’s learn about the most prominent mammals in the park in detail.  American Bison Where to Find: Lamar and Hayden Valleys and the Grasslands Best Time to Find: July to August Did you know that bison in Yellowstone make up the largest (remaining) bison population on American public land?  The biggest mammals of the park, bison, have been there since pre-historic times. A male bison weighs 1,800 pounds on average, while the weight of a female bison is close to 1300 pounds.  Black And Grizzly Bears Where to Find: Mammoth and Tower Areas (Black Bear) and Lamar and Hayden Valleys (Grizzly Bears) Best Time to Find: May to June Black and grizzly bears co-exist in many parts of the national park. Grizzlies are bigger than black bears, with a hump on their shoulders and a rounder face. Bear safari is a popular activity in the park. However, you need to maintain a distance of at least 100 yards and follow all safety regulations, as bears can get violent, especially when they are with their cubs.  Elk Where to Find: Lamar Valley, Madison Canyon, Mammoth Valley Best Time to Find: September to November Due to the impressive antlers, elks are probably the most photographed animals in this national park. Do you know that the antler of an elk can grow up to 6 feet? Moose and deer, closely related to elks, are other prominent park mammals. Moose is the largest of the Cervidae family, and elks are the second largest.  Further, moose are seen in the park’s marshy areas and near water bodies. Bighorn Sheep Where to Find: Gardner Canyon and Near the Yellowstone River Best Time to Visit Bighorn Sheep in Yellowstone National Park - November and December The large and curved horns of bighorn sheep make them stand out. You will find these horns on the males. Bighorn sheep live in a herd, and in the fall season, the males get involved in loggerheads to win over their female companion.  There is one fascinating fact about bighorn sheep. When a baby bighorn sheep (lamb) is born, it can climb and walk within one day. Wolves Where to Find: Throughout the Park Best Time to See Wolves: May to June Around 100 wolves live in the Yellowstone National Park. Leopold packs, Yellowstone Delta, and Slough Creek are the biggest wolf packs in the park.  Wolves are native to the park. However, in 1995, they were re-introduced here.  Along with the types discussed, you will also find mammals like coyotes, martens, red foxes, wolverines, mule deer, marmots, and more in the park. Overall, around 67 species of mammals live here.  Amphibians In Yellowstone National Park Thanks to a unique geology, there are various ponds and wetlands across the Yellowstone National Park. Here, you will find the following varieties. Boreal Chorus Frog Western Tiger Salamander Western Toad Columbia Spotted Frog Plains Spadefoot Toad Further, these amphibians play a crucial role in the maintenance of the terrestrial and aquatic ecosystems of the park. Many mammals, birds, reptiles, and even fish prey on them. Also, they eat many vertebrate and invertebrate creatures to balance the food chain. Moreover, the amphibians in the park are indicators of high pollution rates or changes in the weather. They even indicate the advent of diseases and the arrival of any nonnative species.  So, research on amphibian populations in the park is crucial to know about any impending danger that may affect the ecosystem.  Reptiles At Yellowstone National Park Yellowstone has six species of reptiles. However, there is a greater scope for studying and identifying these reptiles. As of today, the reptile species found in the park are: Terrestrial garter snake Common garter snake Rubber boa Prairie rattlesnake Bullsnake Sagebrush lizard Prairie rattlesnake is the only venomous snake in the park, while bullsnake is the largest variety found here. Yellowstone National Park: A Birder’s Paradise A 2018 survey in Yellowstone National Park announced the presence of 82 species of birds in the park.  Further, the species of birds here are varied, and the table below mentions the variety you will come across in the park. OwlsNorthern saw-whet owl Northern pygmy-owlBoreal owl Great-horned owl EaglesBald eagleGolden eagleColony Nesting BirdsPelicanHeronsIbisesSong Birds Ruby-crowned kinglet American RobinDark-eyed junco You will also find birds like woodpeckers, ducks, geese, swans, falcons, and ospreys in this national park.  Fish In Yellowstone National Park Yellowstone National Park is home to many native and non-native fish species. Eastern Brook Trout, brown trout, lake chub, rainbow trout, and lake trout are some non-native fish species in the park. Further, this park has native fish species, such as mountain sucker, speckled dace, Utah chub, Redside Shiner, etc.  Human Imprint On Yellowstone National Park  The home to Native Americans, Yellowstone National Park displays a human tapestry of almost 11000 years. The natives of the place have survived on hunting and fishing. Further, they have known the medicinal properties of the herbs available in the park. In addition, the healing properties and religious importance of the thermal water here had a major impact on the local human lives.  Yellowstone National Park: At A Glance  How to Reach Yellowstone National Park: Reach the Yellowstone Airport and take a cab or bus to Yellowstone National Park. Highest Point: Eagle Peak Established: 1st March 1872 Designation: UNESCO World Heritage Site for “globally unparalleled assemblage of surficial geothermal activity.” Entry Fee: $25-80 based on the entrance pass  Visitor Centers: Albright Visitor Center, West Yellowstone Visitor Information Center, Grant Visitor Center, etc.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.