Local Experiences: Uncover Hidden Gems With Vacation Rental Stays

BY  Sibashree Nov 24, 2025

A multi-trip travel insurance policy covers unexpected financial losses for multiple trips throughout the policy period. It can be related to a medical emergency, baggage loss or trip cancellation.  As you research online, you might come across a wide range of travel insurance for multiple trips. How do you choose the most affordable multi-trip travel insurance policy?  Here are a few factors and tips that you can consider while looking for a budget-friendly multi-travel insurance plan.  Key Features: What To Look For In An Affordable Policy?  A‍‌‍‍‌ multi trip travel insurance is a policy that covers you financially against different types of risks, e.g., a trip cancellation, medical emergencies, etc., that may happen to you during multiple trips within the period of the policy.  The insurance is generally bought for a year and is therefore mostly referred to as an annual multi-trip holiday insurance policy.  Compare key coverage features, such as the ones below, across different multi-trip holiday insurance plans available online. Medical Expenses - These may include the Transportation,  vaccination, and  Repatriation of the mortal remains,  Dental treatment,  Daily allowance in the case of hospitalisation, and many other things. Trip Expenses - Delay of the trip, cancellation, interruption, missed connections, and so on. Loss of Baggage - Delay or complete loss of checked-in ‍‌‍‍‌baggage. Choosing An Affordable Policy: Does It Meet Your Needs? While you consider a multi-trip travel insurance policy instead of a separate travel insurance plan for each trip, ensure it covers all your specific needs.  Look out for the following aspects: Flexible features to customise the multi-trip travel insurance to your advantage. Online convenience and customer support to seek assistance on queries. Seamless claim settlement process and high claim settlement ratio for a reliable experience. 1. Review Your Needs For Cost-Effective Coverage While selecting basic and customisable coverage, review your needs carefully and choose the most important features. Determine the extent of coverage required based on possible risks that can affect your financial situation.  Taking this step can help you compare more effectively and lead to a better multi-trip travel insurance policy at an affordable premium. 2. Calculate Premium And Save For Multi-Trip Insurance Calculate the premium for the various annual multi-trip holiday insurance plans. It will be available on the specific insurer’s official website. Compare the price against the coverage features and benefits offered.  Some reputable insurance providers, such as Reliance General Insurance, offer premium rates for their various multi trip travel insurance policy options to make the comparison easier.  3. Save More With Exclusive Discounts As you compare features and premium rates, keep an eye out for discounts. These may apply to specific policy types, travel seasons, coverage levels, and more.  Ensure it helps you reduce the premium for an affordable policy without compromising coverage features or requirements.  4. Plan, Buy Early, And Save More Compare and buy a multi-trip travel insurance or single-trip multi-destination travel insurance plan well in advance.  Buying it much earlier can help you secure a more affordable policy by taking advantage of lower demand, better premium rates, and added coverage benefits.  What Multi-Trip Travel Insurance Does Not Cover? The first thing you should pay regard to is the limitation of every single possible length of the trip.  Next, do not allow any pre-existing medical condition. And finally, the instances that are not covered if you participate in high-risk sports. Key Exclusions You Need To Know About 1. Pre-Existing Medical Conditions:  Most of the standard checked policies will not take on the costs related to medical conditions that have existed prior to buying the insurance.  Only a couple of insurance companies may offer an extra provision at a higher price to cover the acute flare-ups! However, the planned treatments are always in the list of exclusions. 2. High-Risk Activities Suppose your program includes adventure or extreme sports such as skydiving, bungee jumping, or mountaineering.  In that case, you will understand that these activities are generally not included in a multi-trip standard policy. So, you will have to sign up for a specialised insurance policy. 3. Alcohol Or Drug-Related Incidents Suppose the event, disease, or injury happens when you are using alcohol or illegal drugs, or you are misusing prescription medication. In that case, you will most likely find that your claims will be rejected. 4. Travel Against Official Advice Insurance for incidents occurring in a specified area will most likely be voided! In case you travel to places with government advisories or warnings (e.g., war, civil unrest, or natural disasters)!  5. Self-Inflicted Harm  Generally, the inclusion of such injuries caused deliberately by  Oneself,  Suicide attempt, and  Disorders related to mental/emotional conditions (like anxiety or depression), 6. Loss Due to Negligence In a nutshell, the insurer will not compensate you for lost or stolen personal items if it finds that you were negligent (e.g., leaving items unattended in a public place or not using a hotel safe). ​‍​ ‌‍​‍Common Limitations You Will Encounter  Maximum Trip Duration: This is perhaps the most significant restriction that comes along with multi-trip policies.  If you are after unlimited trips in a year, remember that the limit is set per trip, most of the time 30, 45, or 60 days, depending on the plan you select.  Age Limits: Generally, multi-trip insurance policies have an upper age limit for applicants to be covered; this limit is usually set at about 70 years.  It may be necessary for your elderly family members to look for specialised single-trip insurance policies.  Coverage Limits on Valuables: It is important to note that there are typically sub-limits on compensation for lost or stolen valuables, such as cash, jewellery, or electronic items.  Specific Documentation Required for Claims: You must furnish all required documentation to make a successful claim!  For instance, original receipts, medical records, and a police report (which should be filed within 24 hours in case of theft)! Otherwise, your claim is likely to be turned down.  As a precautionary measure, always make sure you have read the fine print of the policy you are considering and discussed any clarifications, doubts, or planned activities with the insurance company before the purchase.‌ Read Also: Coverage For Special Occasions: Travel Insurance For Canadian Festivals And Events The Convenience Of Online Long Stay Travel Insurance Top 8 Travel Medical Insurance Trends to Consider

BY  Barsha Oct 22, 2025

I know what’s going on inside that pretty head of yours. You are probably thinking how many hookups I've had during my travels - especially since I am here to talk about travel hookups!  TBH, a few times for sure - not too many times, but definitely a few times. I mean, I had no idea about how the hookup culture worked during vacations - until I tried it out a few times. And now? Well, while the adrenaline is certainly thrilling, it does come with some major risks.  And while I’m nobody to stop you, it’s important that I help you out with my comprehensive list of dangers associated with travel hookups. Once you are aware, you will be safe while having ‘fun’ on vacation. Stay tuned. What Are The Dangers Of Hooking Up When You Travel? Romantic relationships on the road can be a great way to experience a foreign culture intimately, but at the same time, navigating the dating scene abroad can be a minefield.  Hooking up while traveling is an experience many actively strive for; as of 2025, 58 percent of travelers have embarked on a vacation romance, according to a recent TripAdvisor survey. Hookup culture not only accepts but actively encourages casual sex, including activities like one-night stands, without necessarily including bonding or emotional intimacy.  The term “hookup” has a broad scope because it can indicate any form of sexual activity between partners, including kissing. One can expect the dangers of hookup culture to be amplified when the partners in question have gone all the way at least once, especially regarding the following point.  In this context, let’s look at the primary dangers of travel hookups: Misaligned expectations  The risks of overindulging in alcohol The dangers of hooking up are relative  About good old-fashioned regret  The big issue of safety. 1. Misaligned Expectations: The question of whether it’s acceptable or even desirable to hook up with someone while traveling is very complicated. It first depends on the object of the hookup: a local or a fellow traveler? It seems far less complex when the person is also traveling and in a similar situation to you.  Given the significant financial gap and ensuing power imbalance between tourists and locals in destinations like third-world countries, there’s no shortage of potential problems. The traveler might see it as a fling, and the local – as real love, finally. Streams of messages over different online apps will follow the interaction, which can get awkward and, ultimately, one person could decide to block the other and move on.  2. The Risks Of Overindulging In Alcohol: It’s a fine line between lowering inhibitions and becoming too intoxicated to make smart decisions about what you do or don’t want to engage in. Overindulging in alcohol makes you more vulnerable to assault and theft, not to mention risking alcohol poisoning and ruining your entire vacation. 3. Relative Dangers Of Hooking Up: That only begins to scratch the surface of the dangers faced by women. Trust your intuition if a situation feels wrong or unsafe. Don’t assume you’re safer leaving a bar in a foreign country with someone you just met than you would be back home.  The sometimes misleading sense of security you feel while on vacation can make you vulnerable. Other vacationers won’t necessarily have your best interests at heart. Safe sex is about more than wearing a condom; it’s about not ending up on the news as a cautionary tale.  4. About Good Old-Fashioned Regret:  An online survey of 1,468 college students found that more than 27% felt embarrassed about a recent hookup, just under a quarter reported emotional difficulties, a fifth felt a loss of respect, and a tenth shared they had problems with their long-term partner.  78% of women and 72% of men who had casual sex reported experiencing regret thereafter, according to a Canadian survey of 200 undergraduate students.  5. The BIG Issue Of Safety: Obviously, this is perhaps the most important issue associated with travel hookups. When you reside somewhere unfamiliar, you become more open and vulnerable to any kind of sexual assault.  Both drug use and alcohol are common parts of travel, and both can sufficiently increase risks when you are traveling. Why? Well, it can impair your judgement, increasing risks in the process. As per travel data on Satista, sexual violence in international trips is typically perpetrated by strangers or even recent acquaintances.  Of course, this is correct, considering you won’t have your usual security network of family and friends who can interfere or even help in case of something dangerous. Moreover, in a foreign land, you might not be familiar with social cues or even local emergency support.  How To Minimize Risks Associated With Travel Hookups? Now that I’ve highlighted the major risks associated with travel hookups, I have a few tricks up my sleeve to minimize the dangers associated with travel hookups: Always meet in Public! If you are meeting someone from a dating or hookup app for the first time, and that too while you are traveling, then it's best to meet them in a public spot. And best to avoid drinking - what if they spike your drink? But if you still want to be a little tipsy, drink a little, depending on your tolerance, and then go meet someone new.  Always confide in someone about your plans. So what are they miles away from you? My best friend lives on another continent, but I always message her - she knows what to do if she doesn’t hear from me every few hours. Also, I always share my live location with her - just to be extra safe.  While you can do a thousand other things, it is best to trust your gut. If something feels off, then trust your instincts and leave. You don’t need to hook up with someone who doesn’t make you feel comfortable at the onset. And if you are meeting in public, then leaving is always an easy option. Lastly, never disclose personal information. This basically means don’t tell your tour ‘date’ which hotel you are residing in, what your plans are for the next few days, and stuff like that. This is because once you do leave, considering something feels off, they might just follow you and make it unsafe for you.  The Dos Of Hooking Up When Traveling: It’s not about avoiding hookups while traveling, but approaching them the right way. To make sure you don’t regret the experience, don’t lower your standards. Always be selective and don’t hook up with people in your tour group or who are staying at your hotel – it will prevent the awkwardness of running into them after a disappointing experience.  Follow the golden rule: come and leave with friends and look out for each other and, ideally, other travelers. Being an active bystander will make sure no one looks back on situations abroad with regret. 

BY  Sibashree Sep 5, 2025

Every year, Thailand attracts millions of business travellers. While it faces competition from Singapore for the title of Southeast Asia's business hub, its superior size and geographic diversity make it many people's go-to destination for meetings, incentives, conferences, and events (MICE).  It's also one of the region's most open economies and an important trading partner for many countries, attracting visitors who are looking to do business with the country as well as in it. Nonetheless, it is a country with its own cultural quirks and unique ways of doing things, and it pays to be prepared if you want your trip to go smoothly.  So, whether you're hosting a meeting in Chonburi or attending a conference in Bangkok, here are five important things to make sure you prepare in advance for your business travel in Thailand.  Things To Prepare In Advance For Business Travel In Thailand  The International Trade Administration has a detailed guideline on business travel in Thailand. There are specific directives on visa requirements, telecommunications, currency exchange, and transportation.  However, here, we will talk about the preparations you need to make well in advance. 1. Take Care Of Travel Documents, Copies, And Connectivity Thailand receives many tourists each year due to its relaxed visa requirements for short-stay visitors. However, these generally only apply to visitors who are coming exclusively to sightsee and vacation.  If you're planning to do any kind of work, even if it's just a meeting, you'll need to apply for a non-immigrant visa at your local embassy or consulate. This should be done well in advance of your arrival in the kingdom. Make sure: Your Passport has at least 6 months of validity Make copies of your passport and visa Keep copies of your hotel booking and travel documents handy Lastly, make sure you've brought roaming data for your phone to stay in touch with people back home. 2. Ensure That You Have Access To Adequate Meeting Facilities It's important to remember that if you're travelling for business, you'll likely need access to a meeting room. Find out what you can in advance about your hotel's facilities, if that's what you plan on using.  Space Equipment Support These are the three most crucial factors.  If you need to book a meeting venue last-minute, or your hotel doesn't offer the facilities you need, translate your search, like "book meeting room in Chonburi" into Thai (จองห้องประชุมชลบุรี). You'll see the Thai results too, sometimes with lower rates. But once you click on the websites, there's usually a button to switch the language back to English. 3. Plan Your Recreational Activities Recreational activities are benefits that will carry over into work hours, both on your trip and back home. Thailand offers plenty of choices. Areas like Bangkok and Pattaya are, of course, known for their nightlife, but many modern visitors prefer to book into wellness retreats and spas. Chonburi, which is growing in popularity as a business destination, has a vibrant sports scene. It's home to the Chonburi Bluewave Futsal Club and the Supreme Chonburi Volleyball Club, which are both very popular across the country. 4. Have Access To Finances And Legal Advice As it's a business trip, we're sure you've got your budget covered. However, that means little if you can't access your money when you need it.  Make sure that you've informed your company's credit card provider of your travel plans so that they don't block it by mistake. It's also advisable to carry some cash at all times. Card payments are rarely used for everyday transactions, with the locals preferring cash or mobile app payments. Thailand has strict laws around foreign ownership of properties and businesses. You may also have local taxes and labour regulations to consider if you are setting up or investing in a Thai business.  It's also sensible to have any contracts reviewed by an expert who understands Thai law. So, get a legal advisor.  Moreover, Thailand has recently revised its visa policy. So, the duration of a visa-free stay for foreign tourists is now just 30 days instead of 60 days. This will impact visitors from around 93 countries across the world.  This new revision is aimed at controlling illegal business developments, such as unlawful condominium developments, in Thailand.  However, when you are traveling with a business Visa, or the Non-Immigrant "B" Visa, you can stay in the country for 90 days.  Do you have to suddenly extend your stay for business purposes? You can get in touch with the Immigration Bureau to get approval. Here also, provide the detailed documents and establish your requirements to get the approval.  So, irrespective of the country you are from, you need a constant consultation with an immigration expert and a lawyer.  5. Stay Aware About Local Culture And Etiquette The Western approach to business and personal interaction is a lot more direct than the Thai way of doing things.  In order to get along well with any Thais you meet and to ensure that your meetings go smoothly, you should honour the local customs. The most important concept to keep in mind is that of "saving face." This is the avoidance of direct or public confrontation with others to save them from embarrassment. Furthermore, you must always address the mistakes in private. Also, you must greet with a traditional gesture, “Wai”, before a handshake. Moreover, respect the hierarchy.  Stay Prepared To Make Your Business Travel In Thailand A Success From Chonburi to Chiang Mai, Thailand has many MICE cities that are well-equipped for the needs of business travellers.  However, keeping your documents handy and knowing the visa policies are very crucial if you are planning a business travel in Thailand. Also, if your business trip means that you have to work in Thailand, you will need a Thai Work Permit.  Moreover, the visa requirements can change in Thailand. Documentation can also get stricter. So, Read the visa policies Know the documents required Consult with an immigration expert Talk to your business counterpart in Thailand Seek legal help regarding documentation if needed All these will ensure a seamless visa application and approval for your next business trip in Thailand.  Read Also: 5 Must-Visit Places In Thailand: Should I Go To Phuket Or Krabi? 3 Reasons Why Thailand Is The Ultimate Wellness Destination Thailand Travel Guide: This Is The Best Time To Visit Thailand!