Ultimate Guide to Stress-Free Holiday Travel

BY  Pijus Maity Nov 20, 2024

Puerto Rico is more than just a beach vacation. There is a reason why it is all over the internet, with a 22% surge in the search volume in 2024 (year-on-year). The UN Tourism report further highlights Puerto Rico as the second-most searched Caribbean destination.  The tourism attractions in Puerto Rico are diverse, and there is a sincere attempt from the government to develop the tourism infrastructure.  San Juan, the capital of Puerto Rico, has a vital role to play in the tourism boost of Puerto Rico. Along with being a stunning destination, San Juan also has vibrant street art and a happening neighborhood. Moreover, it is a quintessence of joie de vivre.  Need more reasons to head to San Juan? It has many activities that will not charge you a single buck. Sounds fun, right? Let’s explore the best things to do in San Juan, Puerto Rico, for free.  You Can Try The Following Things To Do In San Juan, Puerto Rico, For Free | Budget-Friendly Travel Ideas In The Caribbeans  It will not be a jugglery of words if I call San Juan a “Caribbean Gem.” By the end of the 1800s, San Juan became a part of the USA. Further, San Juan, the capital of Puerto Rico, is the oldest city under the USA jurisdiction. Did You Know?Some airlines in Puerto Rico have increased their line of flights. Avelo Airlines is one of them and it has added a flight in “The Lakeland (LAL) – San Juan (SJU) route.” Further, it is the second route it has added to its itinerary outside the continental USA.  The flight will have 20000 more seats, and this addition is expected to yield an economic impact of $6.3 million only in the first year of the line’s operations. This news corroborates the prospects and boost of tourism in San Juan.“The strengthening and expansion of air access to the island is key to the full development of the local tourism industry, so negotiations to attract new airlines and the increase in routes and frequencies is decisive for everyone. We share the enthusiasm of Avelo management with this new non-stop route since this new service between Puerto Rico and Florida will result in economic benefits for the entire tourism industry.”Carlos Mercado-Santiago, Executive Director, Puerto Rico Tourism Co. (PRTC) The city has rainforest, beaches with cobalt blue waters, century-old architecture, heritage, and of course, the things to do in San Juan, Puerto Rico, for free.  So, why not try them? 1. Explore The Street Art In Santurce El Patio de Sole is a local restaurant on Calle Cerra and it is one of the highlights of Santruce, the most happening neighborhood of San Juan.  Murals and larger-than-life art pieces by street artists have transformed this locality into a vibrant art gallery.  Calle Loíza, the “Foodie and Arts Avenue” of Santruce, is another great place to explore street art here. Moreover, Aguacates and Las Musas are some of the best larger-than-life installations here. Did You Know?Almost 10 years back, San Juan, Santurce, and the entire Puerto Rico were going through an economic crisis. Through the Santurce Es Ley street art festival and the Color Libre engagement project, the street artists addressed social problems.   2. Enjoy Bird Feeding At Parque de las Palomas Parque de las Palomas is a public park and it is a place to relax amidst or after a tiring day at work. You can just sit on the benches overlooking the ocean and enjoy the cool breeze here.  Further, feeding birds at Parque de las Palomas is one of the best things to do in San Juan, Puerto Rico, for free. This park is home to pigeons. You can collect bird seed from the park kiosk and feed these playful creatures.  3. Indulge In Street Food At Piñones Piñones on the beach bustle with local street foods. You can have fresh coconut here. Also, the alcapurrias and empanadas available at the local kiosks are amazing. Tour And Travel Note Don’t forget to get some honey and souvenirs from local vendors and artisans here. You can also take a stroll along the boardwalk or enjoy a bike ride in the mangrove forest.  4. Flying Kites At El Morro El Morro, a famous fort in San Juan, is located on the top of a hill, and it overlooks the bay. The grassy land in front of the fort is a big draw to the visitors.  The high winds here make the grassy stretch ideal for flying kites. You can carry your own kites or buy one from the local vendors and enjoy your time with kids and the ones young at heart.  5. Sunbathing Playa Ocean Park, a hub of offshore reefs, is the highlight of Condado, the most popular beach in San Juan. Condado and all other beaches of Puerto Rico are free as those are public land. Further resorts like Condado Vanderbilt Hotel and La Concha make visiting Condado one of the best things to do in San Juan, Puerto Rico. Moreover, you can go kitesurfing or just relax on the beach and enjoy a sunbath.  6. Paseo De La Princesa Scenic Walk Paseo De La Princesa is an esplanade. This 19th-century promenade from the cruise port to El Morro fort stands out due to its European vibe. As you take a walk along Paseo De La Princesa, just outside the city wall, you will find large trees making arches. Further, the antique street lamps will grab the attention of any connoisseur. Moreover, you will find many food vendors as you enjoy the scenic walk. Are you travelling with your partner? Visit Paseo De La Princesa during sunset for the most romantic experience.  7. Experience The Best Of Night Life At La Placita De Santurce Do you want to experience the happening nightlife of San Juan? You must visit La Placita De Santurce after 9 PM as most of the bars here open after 9 or 10 PM and remain functional till early morning. Especially on the weekend, La Placita, or the famous market square, is the most vivacious with people on the street. Enjoy the Salsa moves and the grooviest reggaeton music.  8. Take A Walk In The San Juan Botanical Garden Operating Hours: 6 AM to 6 PM The San Juan Botanical Garden is a great place for the study of local plants and animals. The botanical garden is on the University of Puerto Rico campus. You can take a free entry here, and you also don’t need to pay any charges for parking.  This is a great place to relax and exercise in San Juan. It is also perfect for a picnic. Moreover, you can explore the Japanese bridges and trails to make the most of your time here.  9. Pray At San Juan Cathedral Operating Hours: 8 AM to 4 PM (Sunday - Up to 2 PM) Mass Times: 7:25 AM and 12:15 PM on Weekdays, 7 PM on Saturdays, 9 AM and 11 AM on Sundays The Catedral de San Juan Bautista, or San Juan Cathedral, is the oldest church in the entire Western Hemisphere.  Juan Ponce de Leon rests here, and the church also houses the mummified remains of a martyr from the first century, St. Pio.  Attending the Noche Buena mass on 24th December is a one-of-a-kind experience at this church.  To make the most of these fun and free things to do in San Juan, Puerto Rico, you need comfortable accommodation in the city. The table below has a list of some of the best hotels in San Juan with contact details.  Hotel In San Juan, Puerto RicoContact Number Courtyard by Marriott Isla Verde Beach Resort+1 787-791-0404Residence Inn Isla Verde+1 787-961-1155Hyatt House San Juan+1 787-977-5000Dream Inn PR+1 787-200-6340Condado Vanderbilt Hotel +1 787-721-5500Tropica Beach Hotel+1 787-728-8119La Concha Renaissancece San Juan Resort+1 787-721-7500Dreamcatcher by DW+1 787-455-8259Hotel El Convento+1  787-723-9020AC Hotel San Juan Condado+1 787-827-7280 If you are planning to explore the best things to do in San Juan, contact any of the hotels first to book your accommodation.  Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13+ Famous Wonders Of India That You Must Visit. Top Tips For Motorbike Rental In Phuket – A Guide To Exploring The Island On Two Wheels.

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.

BY  sagnika Mar 21, 2025

A perfect place for high-energy travelers, San Juan is quite a bustling place for a trip! If you are wondering is San Juan safe? Let me share with you a piece of detailed information about things to do in San Juan so that you can enjoy the vibrant place.   You know you can book one of the best Caribbean cruises to reach San Juan in Puerto Rico. I can bet you can enjoy one of the most vibrant vacation experiences of your life.   Additionally, the art museums, tropical beaches, historical places and sites, and salsa music make sure you have the time of your life when visiting San Juan. Let us go through the different elements that are necessary to establish the basic safety tips when traveling to San Juan.   Is San Juan Safe for Solo Women Travelers?   San Juan is quite safe for solo women travelers if some basic precautions are taken. I would suggest avoiding walking alone in unknown neighborhoods especially if they are poorly lit. Additionally, it is also important for you to learn the navigation of the city so, go through the maps to know better.   If you are walking at night, coming back to your accommodation, try to do that in a trusted group or with a friend. However, if you are solo traveling, you must know your route well. Yes, at times, the wrong place wrong time thing is true.   However, it is also necessary for you to be aware of the surroundings, limit your alcohol intake along with being careful when visiting pubs and bars. Let me share with you some of the safest places to stay, safest places to eat, and things to do safely.   Safest Place to Stay in San Juan   Let me share with you some of the safest places to stay in San Juan, Puerto Rico as a tourist. As a place, yes there are petty crimes and theft, but no place is completely clean. There might be some issues however, most places are safe for travelers, especially with some precautions taken!  Condado – a tourist-based area where the people are quite friendly and helpful to the tourists. Furthermore, with a thriving nightlife scene, this place is perfect if you can stay here.   Henceforth, visiting museums and other important places becomes easier. Let's not forget that you can hop to clubs and restaurants regularly if you stay close!   Santurce – One of the most populated areas of San Juan, this location is quite safe for you to book your accommodation here. Starting from museums, and art and music, you will get everything here. Admittedly, you will also enjoy the different types of cuisines available in this locality.   Things to Do in San Juan   If you want to enjoy visiting San Juan safely, let me share with you some of the coolest places that are worth visiting. History speaks here along with offering you some of the most picturesque places across the city.   Starting from the beaches to the streets, San Juan offers you beautiful places to explore. Let me share some of the things to do in San Juan, Puerto Rico for free! These activities will make sure you have the time of your life!   El Yunque National Forest   This place is beautiful, especially if you are a natural person, this is it for you. Go visit nature and check out those beautiful waterfalls. You can also hike through the rainforest experiencing some of the best places in San Juan.   You can take a guided tour, or you can venture alone based on your experience of hiking. I would suggest you take an extra set of clothes along with extra hiking boots because chances are you will catch rain when you go across the trail.     Ocean Park Beach   This is one of the most popular beaches in San Juan, as people visit this beach for swimming and surfing. A large beach that is accessed by the public is in the neighborhood of the barrio of Santurce in Puerto Rico.    There is a little restaurant at this beach, but you probably won’t get a lot of options. It is better if you carry your drinks and order something minimalistic from the restaurant and accordingly enjoy the beach vibe.   Cobblestone Streets   Beautiful museums, colonial churches, and architecture across the cobblestone streets will take your breath away. I am sure you will start admiring the place when you take a stroll across these streets.   The streets are paved with blue cobblestone pavers, the beauty of it will just make you stare. You can get amazing pictures along with learning about the colonial past of the Island from these cobblestone streets. La Fortaleza   A UNESCO World Heritage Site, La Fortaleza is a historic fortress. You can take a guided tour of this place. You can see the current residence of the Governor-General of Puerto Rico, there is also an arsenal here.   Furthermore, you cannot roam around the fortress at your own will, instead try to book the 30-minute guided walking tours across the place from Monday to Friday from 8:15 a.m. to 3:30 p.m. The tour is inclusive of the interiors of the fortress when the government is not in session and the luscious gardens.   Santa Maria Magdalena de Pazzis Cemetery   The cemetery is historically profound especially because it is filled with graves of significant Puerto Rican figures. Salvador Brau, Jose Ferrer, Rafael Hernandez, Jose de Diego, and others are all buried here.   You will find them one of the most beautiful places as the cemetery faces the Atlantic Ocean. It is all about the symbolization of the journey of the souls in their afterlife!   Food to Have in San Juan   Are you a foodie like me? Whenever I travel somewhere, what I find very necessary is to try the food that the locals enjoy. This shows how the way a place develops a relationship with the local food, the people, and the culture there.   La Placita de Santurce – With several bars and food stalls, this place is as lively as a festival, the market square attracts you like no other. One of the hotspots of Puerto Rico, both travelers and locals are attracted to this place.   La Factoria – This bar is popular and known for its creative cocktails such as espresso martini, lavender mule and lager beer, hijos de Borinquen, and others! A low-lit salsa-filled ambiance is quite homely with their delicious fish tacos, stuffed mushrooms, fried goat cheese balls, and others.    Chicharron - One of the most delicious tapas menus, this restaurant is one of the best places to taste the Puerto Rican malanga soup. Let's not forget to try the Mofongo from here.   Deaverdura - A small restaurant, giving a farm eatery vibe offers you some of the best pernil in San Juan. You also need to try the pollo al ajillo with rice, which is to die for. It is located right in the heart of the city; the lively Latin American restaurant gives you the perfect taste of local cuisine.   Molini’s - A hidden gem of a restaurant, the menu keeps changing every day offering you some of the best local cuisines. If you are looking for an authentic Puerto Rican dish, try their Arroz con gandules. You are in for a treat!   Safety Tips for Solo Women Traveler   The safety tips that I am sharing with you are from my experience as a solo female traveler! My experiences have helped me create a checklist for myself especially when I am traveling alone, both domestically and internationally.   Select your accommodation area in a well-lit neighborhood. This will ensure your safety even when you are returning late to your hotel or leaving early to visit a tourist place. Another thing to keep in mind, if you are walking alone, try to be on proper-lit roads, especially at night.   It is important to be aware of your surroundings at all times, even when in a crowd. I recently traveled to a crowded city in India, and I realized, that pickpockets and petty theft are most rampant in crowds. Even at night, you must be aware of your surroundings.   When using transportation, use reputable and trusted individual drivers and organizations for ride-sharing services, organized tours, and taxis.   Try not to flaunt too much in terms of clothing or accessories. For example, it is better if you do not wear expensive watches, expensive bags, jewelry, and large amounts of cash.   You must keep track of the weather in San Juan and check the forecast before you make the plans. It is better to be prepared especially because you are a visitor to the city hence, you might not get help whenever you need it. Better take precautions instead of worrying about what will happen later.   Wrapping Up!   In conclusion, when you visit San Juan, you must enjoy the beautiful places, enjoy the local Puerto Rican dishes, and experience their culture. And when you ask, is San Juan safe? You will know yourself if you keep all the safety tips discussed above in this blog.   Comment below on what you think is the must-visit place in San Juan and why. Furthermore, it is also significant for you to plan your trip, especially if you are traveling solo. Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13+ Famous Wonders Of India That You Must Visit.