LoraNocarter+Absecon: 10 Best Things To Do There

BY  Rishab Dey Oct 30, 2023

In this article, we will explore the exquisite health and spa facilities that grace the magnificent decks of cruise ships. Far from being a mere floating hotel, these vessels are an oasis of serenity and tranquillity. They offer a holistic approach to well-being amidst the ocean. Prepare to embark on a journey of decadence and self-care as we unravel the secrets of the plentiful amenities. They bring harmony and wellness to passengers sailing the high seas. Types of Health and Spa Facilities on Cruise Ships Cruise ships like Silversea cruises are renowned for their exceptional health and spa facilities. They are designed to cater to the diverse needs and desires of passengers seeking relaxation and rejuvenation. These floating sanctuaries provide a haven for both body and mind. It has state-of-the-art gyms equipped with top-of-the-line exercise equipment to luxurious spa retreats offering a wide range of treatments. One of the highlights of health and spa facilities on cruise ships is the variety of treatments available. Passengers can indulge in massages, facials, body wraps, and much more, all performed by highly trained professionals. These treatments enhance physical well-being and promote mental and emotional relaxation. In addition to the rejuvenating therapies, many cruise ships offer extensive wellness programs, including yoga classes, meditation sessions, and nutritional consultations. Whether you're looking to unwind with a soothing massage, break a sweat in the fitness centre, or simply bask in the luxurious atmosphere of the spa, cruise ships have it all. Fitness Classes and Programs on Cruise Ships Fitness classes and programs on cruise ships are an integral part of the wellness experience offered to passengers. These classes cater to all fitness levels and provide various options, including yoga, Pilates, spinning, and cardio workouts. Whether you are a beginner looking to kickstart a new fitness routine or an experienced fitness enthusiast, these classes provide a fun and effective way to stay active while on board. Cruise ships also offer state-of-the-art fitness facilities equipped with the latest exercise equipment. These facilities are usually spacious and offer panoramic ocean views, creating a serene and inspiring environment to work out. In addition to fitness classes, passengers can also use personal training services. They can also participate in fitness challenges or boot camps, all under the guidance of certified professionals. The fitness programs on cruise ships are designed to cater to the holistic well-being of passengers. In addition to physical fitness, there is also a focus on mental and emotional well-being. Many cruise ships offer wellness seminars, workshops, and activities. For example, there are meditation and mindfulness sessions aiming to provide a well-rounded wellness experience for passengers. These fitness programs ensure that passengers can access a wide range of options. They aim to help maintain their health and well-being while enjoying their cruise vacation. This is regardless of whether you participate in group fitness classes or prefer to work out independently. Integrating Wellness into Daily Cruise Activities Cruise ships have recognized the importance of promoting well-being and have incorporated various wellness activities into their daily schedule. Passengers can now embark on a self-care journey while sailing the high seas. It offers services ranging from yoga and meditation classes to fitness workshops and spa treatments. Cruise ships have integrated wellness into daily activities by offering a wide range of fitness options. Passengers can start their day with a refreshing sunrise yoga session on the deck and a workout at the state-of-the-art gym facilities. If you prefer more adventurous activities, there are opportunities for rock climbing and swimming. You can also participate in a friendly onboard sports tournament. These activities not only promote physical well-being but also provide an opportunity for passengers to connect with like-minded individuals and create lasting memories. In addition to physical activities, cruise ships have also focused on providing holistic relaxation experiences. Spa facilities onboard offer a sanctuary of tranquillity, where passengers can indulge in various treatments and therapies catering to their individual needs. From therapeutic massages to facials and body wraps, these wellness activities allow passengers to unwind and rejuvenate amidst the soothing sounds of the ocean. Cruise ships are also incorporating educational workshops and seminars on nutrition, mindfulness, and stress management. It will ensure that passengers can learn about developing healthy habits for their daily lives even after the cruise. Read Also: You Won’t Believe The Best Things To Do When In Fiji! Some Of The Best Things To Do In Navarre Beach, Florida These Are The 30+ Things To Do In Mexico City That You Must Try!

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.

BY  Sibashree Dec 17, 2024

Are you ready to explore Dallas for the holidays? Winter is here, making your list of things to do in Dallas even bigger and better.  I was talking to a local friend, Mia. She just visited the Grapevine Bar at Butler Street last night with her boyfriend and she was all praises about the quirky bar getting into the festive spirit. She is my go-to guide whenever I need to know anything about Dallas. After knowing all she had to suggest for this weekend's fun, I also started my own research.  Being a scorpion and a number 7, I had to really  must have to get into the thick of it before I share an account of the things to do in Dallas with you.  While checking out the Visit Dallas social pages, I indeed found that Yellow Rosa Deep Ellum, a holiday pop-up bar, is promisesing a snowfall every 30 minutes. Further, the Dallas Zoo Lights look all more amazing with a festive spirit and nip in the air.  Moreover, if you are a music lover or want to watch live performances, you can attend a show at the Morton H Meyerson Symphony Center.  Want to know about more things to do in Dallas in winter? Here is a Tour and Travel guide to make your winter weekend more happening.  Things To Do In Dallas In Winter: Make Your Weekend The Most Happening Dallas, one of the warmer states in the USA, has a mild winter. Further, the temperature hovers around 2-14 degrees Celsius during these months.  So, the weather conditions in this Texas city’s conditions are just perfect for exploring and having all the fun. However, this time, Texas in winter can be even warmer with 40-50% lesser chances of rainfall or precipitation.  That’s great for people who want to visit Dallas to beat the chill this winter. Having said that, it’s time to check the best things to do in Dallas this winter.  1. Visiting A Holiday Pop Bar And Enjoying Snowfall https://www.instagram.com/p/CzuteZQo5_R/ The holiday pop-up bars in Dallas are the best place to visit when the holidays are happening. Seasonal spirits get high and you can expect the best Dallas delicacies during these days.  Again, there are venues like the Yellow Rosa Deep Ellum, promiseing you artificial snowfall every 30 minutes. This year, Yellow Rosa Deep Ellum has started the Christmas pop early, with the fun beginning on 21st November.  While soaking in the festive spirit here, you can try the best cocktails here, including Mestizo, Montenegro 75, Frozen Blueberry Mojito, Montenegro 75, etc.  The address of the Yellow Rosa Deep Ellum address is 2901 Commerce St, Dallas, TX 75226. Further, you can reach out to them at +1 214-300-5490.  2. Taking Part In The Dallas Zoo After Dark https://www.instagram.com/p/C5Rm1zprLTV/?hl=en With December setting in, the Dallas Zoo After Dark is waiting for you. It is scheduled on 12th December 2024, and it will take place between 6-9 PM.  Further, with lights from Reliant, the Dallas Zoo will glow in the darkness. You can take a stroll through the illuminated landscape. Also, as you take a stroll, don’t forget to relish the seasonal delicacies and drinks. You can even take part in the holiday games and events. Moreover, this year, Dino Projection and the Dinoland presented by Reliant  will are going to be the biggest attractions.  Entry Fee For the Dallas Zoo After Dark Wild LightsMembers: $25 Per PersonGeneral Public: $35 Per PersonParking: $12 Per Person 3. Taking A Ride On The Mline Trolley https://www.instagram.com/p/DBhQsNoRLUg/ McKinney Avenue Transit Authority or Mline Trolley allows you to explore the heritage of Dallas. These heritage street cars run every day, and you can ride these for free.  “Our mission is to link the past to the present, providing safe, reliable, and convenient public transportation within Uptown and Downtown Dallas.”McKinney Avenue Transit Authority Providing transit services for more than 34 years, the Mline Trolley has 400,000 passengers every year. Moreover, 35% of the riders use the trolley to explore the city. So, if you have to travel to Dallas like a local, you must enjoy a ride in these trolley cars. Moreover, you will find top tourist destinations like the Dallas Museum of Art and West Village on the route.  4. Visiting The Dallas Arboretum and Botanical Garden Address: 8525 Garland Road, Dallas Contact Number:  +1 214-515-6615 Hours Open: 8 AM to 5 PM The Dallas Arboretum and Botanical Garden is a 66-acre area with an extensive display of trees and shrubs. Further, this place looks resplendent with seasonal flowers in full bloom. Also, it is a chosen place for many educational events.  The Dallas Arboretum and Botanical Garden Entry FeeDaytime Entry - $22 (13-64 Years), $18 (64+ Years), $13 (2-13 Years), Free for MembersHoliday at the Arboretum at Night (6-9 PM): $22-$37 (13-64 Years), $20 (64+ Years), $15-$17 (2-13 Years), $13-17 (Members) However, attending “Holiday at the Arboretum” is one of the best things to do in Dallas in winter. It’s a special or seasonal event here, and the dates for this year are 13th November 2024 to 5th January 2025.  Reliant has already transformed the space into a winter wonderland. Now, it looks like a perfect Christmas Village with Gazebos. Furthermore, the event, celebrating its 10th year in 2024, is going to be even bigger and better.  5. Watching Concerts And Performances At Morton H Meyerson Symphony Center https://www.instagram.com/p/DAl3-3Qus04/?img_index=1 Address: 2301 Flora St, Dallas Phone Number: +1 214-849-4376 One of the greatest orchestra halls in the world, the Morton H Meyerson Symphony Center is a great place to visit during winter. Flaunting the best of modern architecture the Symphony Center also stands for inclusivity and equity in the field of music and otherwise. The building itself showcases a belief in touching and changing lives through music.  Nevertheless, this holiday season, the most prominent events at the Symphony Center are KINGS ReJOYCE! On 11th December, Christmas Pops on 12th-15th December, Christmas At The Meyerson on 23rd December, etc. (Please refer to the events calendar  forto know about more events.) Now that I have mentioned all the major things to do in Dallas in winter, I want to draw your attention to the local food scenario. Knife Steakhouse, Haywire, and Bowl & Barrel are some places you must explore to relish the festive cuisine. Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.