Hidden Gem Escapades: Navigating Guatemala’s Treasures On A Budget

BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Abdul Aziz Mar 6, 2024

When you apply for a visa application when traveling to any country of the world, you have to submit certain documents. Hence, among them, a two-way itinerary is a must. This will show the embassy of the target country that you have planned your entire trip. Moreover, it will also disclose that you fulfilled your purpose of visiting the state and coming back to the origin.  Apart from this, when applying for various types of visas, you need other documents. Therefore, you must show your passport, photos, visa application form, cover letter, invitation letter, proof of stay, and enough financial sources. Consequently, be sure to check the guidelines of the concerned embassy through which you are applying. This article will explain everything you need to know about the two-ways itinerary for visa application. Therefore, hold on and read the following blog post. What is a two-way itinerary for a Visa Application? Its alternative names are transport booking, round-trip itinerary, or confirmed flight itinerary. This is a document the embassy needs during the visa application process. Moreover, you have to fill out a visa application form and there is a section in that form that asks you for your travel plans. This means that you have to disclose your exit and arrival countries along with other details. An itinerary is of two kinds, one-way and two-way itinerary. The one-way itinerary is when you leave for your target country and have no intention of coming back to your hometown. However, the embassy may ask for a return or two-way itinerary to show that you will be back home soon. Furthermore, it acts as evidence to present that you won't start staying illegally there after your visa expires. Besides, a two-way itinerary unfolds your flight details. This may include the place you are going, the date and time when you are departing, and how long are you planning to stay. Moreover, it is also important to share whether you will stay in a hotel or at the house of a host, such as a friend or a family member. What is proof of itinerary? You need an itinerary when applying for a visa application. This may fall into two categories. However, it is important to have a proof of itinerary to show it to the respective personnel. A POI is a confirmed ticket. The embassy gives you a confirmation code or approves your itinerary at the time of your visa application. This means that you have booked or reserved your tickets. Importance of Two-Way Itinerary: Why It Is Essential The importance of a two-way itinerary is beyond the horizon. However, it is not a real ticket. When applying for the visa application, you have to prove to the embassy that you have purchased your flight tickets. However, the officials are aware of the fact that buying an actual ticket upfront may cause you more money to lose. There are many reasons for getting a dummy ticket instead of an actual one. For instance, your visa application may get rejected or delayed due to some obvious reasons. Moreover, you are unable to have a tentatively scheduled trip. Therefore, buying an actual ticket is a bit risky especially when you have to lose a huge amount of money before your trip. On the other hand, a two-ways itinerary for visa application will save you from the trouble of the ‘no refund’ or ‘no cancellation’ policies of some embassies. Therefore, it is advisable to go with a round-trip itinerary or fake flight ticket when submitting the documents. If your visa gets approved, you can buy the actual ticket and start your journey. There are also other alternate methods through which you can compensate for this segment of your visa application process. They are mentioned beneath in detail. Related: 5 Leading Golden Visa Programs For Wealthy Investors Step-by-step Guide to Get a Round-Trip Flight Itinerary When applying for a visa to a Schengen or any other country, you need to fill out a form. Moreover, the form may have several sections that you need to complete. One of them is putting your round-trip flight itinerary information. Therefore, be sure to follow the steps mentioned below to get the procedure right. The first step is to provide information related to your flight reservation and hotel booking. This will help the embassy confirm the sites you are visiting and the place of your stay. Therefore, you need to include this information in the form as well as in the itinerary. What is the itinerary for the US visa? The itinerary for the US visa is the same as for other countries. Moreover, it may also show your inner flights scheduled. For instance, you are headed from the US to India. The inner flights may disclose where you will be traveling in India such as Mumbai, Delhi, or Agra. Secondly, you have to show your return ticket. This is especially important if you want to commute by other means instead of a flight. For instance, if you have any plans to come back on a train or want to experience the road adventure. It is one of the most important requirements of the process to provide proof of onward travel. Irrespective of the information listed above, you can also briefly discuss your travel plans. For example, this may include your daily activities or the events or business meetings you intend to attend. The second last step is to submit your visa application, along with all the other supporting documents. For instance, the flight reservation document, place of stay or invitation letter, and daily schedule of the trip. Lastly, wait patiently for the response from the embassy. It may usually take fifteen days. However, in rare cases, the embassy may take a month to reject or approve your application. Always seek a logical reason if your application is rejected. Besides this, you can look for other methods to get an itinerary. You can buy cheap flight tickets or search for airlines that offer refundable tickets. However, all these methods come with their pros and cons.  Read Also: From Sunrise To Sunset: A Day’s Itinerary For Exploring Benidorm Viva Las Vegas: Your Ultimate Travel Itinerary For An Unforgettable Trip! Temples, Markets, And More: Your Ultimate Bangkok Itinerary

BY  Sibashree Sep 30, 2024

India is leading the dark tourism scenario With an expected CAGR of 5.1% (2024-2034),. Dark tourism in India thrives as it is the land of history and heritage. Also, travel a few miles, and you will get to know folklore or common myths related to paranormal activities.  So, dark tourism in India takes you to places associated with human tragedy or something that raises our curiosity. Endless warfare and the rule of various dynasties have drenched its soil in blood from time immemorial. Further, superstitions and oppressive customs in various parts of the country have caused human casualties that can give you a chill down your spine.  However, dark tourism in India or any part of the world is not just about people’s fascination with the macabre or its inclination to encounter the grey zone. Many dark tourism sites like the Cellular Jail in the Andaman and Nicobar Islands or Jallianwala Bagh tell the tales of a collective past.  So, these are often popular destinations for educational tourism or excursions. With endless stories and mysteries spread in every corner, India will spoil you with the choices of dark tourism spots. Here is a list of places you just can’t miss! Dark Tourism In India: These Are The Places You Need To Visit  For me, dark tourism in India is like communicating with the past. These places and the remnants there convey a message that can trigger our moral emotions such as empathy, gratitude, disgust, or sadness. Further, these moral emotions can change our perspective about ourselves, various communities, and society.  Moreover, curiosity is present in people’s love for the occult. Some categories of dark tourism, such as ghost tourism, thana tourism, and disaster tourism, especially urge many to get into the shadows. We absolutely agree with Karan Anand, the Head of Relationships at Cox & Kings. So, which places does dark tourism in India take us to? Here is a curated list! 1. Port Blair Cellular Jail | Kala Pani | The Prison Of Death Location: Andaman and Nicobar Islands  One of the most prominent witnesses of British atrocities in the country, the Port Blair Cellular Jail tops almost all the lists of dark tourism in India.  The British government made a hell of concrete in 1906 in the form of a prison, and it was almost impossible to escape or come out of it.  Vinayak Damodar Savarkar, a freedom fighter in India, was the only person who had escaped the Port Blair Cellular Jail.  The British Raj sent convicts with the highest punishment to this jail. Once, this jail housed as many as 80000 prisoners, and among them, at least a few hundred were the freedom fighters. The freedom fighters received the “Kalapani ki Saza” to lead a life of isolation.  Constructed in the shape of a starfish, the Port Blair Cellular Jail is witness to inhuman tortures and genocides. Along with the atrocities of the British Raj, it has also seen the genocides operated by the Japanese.  When at the Cellular Jail, don’t forget to attend the “Light & Sound” show in the evening. It is like time travel, giving you goosebumps.  2. Jallianwala Bagh Location: Amritsar City, Punjab The 13th of April 1919 saw one of the worst examples of British acts of barbarity in India. Innocent people had gathered at Jallianwala Bagh in Amritsar City to peacefully protest against British rule. Jalianwala Bagh was blocked from all sides, and Brigadier-General Dyer ordered his men to open fire at these innocent and unarmed people. The 1650 rounds of firing continued for 10-15 minutes, taking the lives of more than 500 people.  Today, when you visit Jallianwala Bagh, you can see many bullet holes struck in the structures there. In 1951, a memorial was built here to pay respect to the Indian revolutionaries. Further, in 2019, the inauguration of the Yaad-e-Jallian Museum took place. The museum depicts the most authentic account of the massacre.  A century later, in 2019, an official acknowledgment of “regret” came from British Prime Minister Theresa May on the Jalianwala Bagh massacre. This substantiates how grave and gruesome the act of mass killing was.  3. Roopkund Lake  Location: Uttarakhand Located at a 5000-meter altitude, Roopkund Lake is one of the most popular trekking destinations in Uttarakhand, India.  However, you can see hundreds of human skeletons near the lake, named  the “Lake of Skull.”  Researchers have found that around 200 pilgrims died of heavy snowfall in the place in the 9th century. So, there are so many skeletons around the lake. Roopkund Lake is also known as the “Mystery Lake,” and there are stories about the pilgrims getting turned into stones or the Goddess getting angry.  However, Veena Mushrif-Tripathy, a member of the 2004 investigation and a professor of archaeology at Deccan College in Pune, mentioned that the theory of the pilgrims was reasonable as there were no traces of weapons.  4. Shaniwar Wada Location: Pune, Maharashtra Shaniwar Wada, built in 1732 by Bajirao I, is a historically significant fort and stands out for its architectural excellence. This fort was once the seat of the Maratha Peshwas. This fort became a tourist attraction after the 2015 magnum opus of Sanjay Leela Bhansali, Bajirao Mastani. However, Shaniwar Wada is a favorite dark tourism in India destination because of a popular ghost story or folklore associated with it. Narayanrao, the son of Bajirao I, was killed by his uncle Raghunathrao in 1773 in this fort. Since then, people have experienced paranormal activities in the fort. Many have claimed to have encountered the dead prince.  5. Kuldhara  Location: Jaisalmer, Rajasthan How about visiting a village abandoned by its people around 200 years ago? Kuldhara, the cursed village of Jaisalmer, was the residence of the Paliwal Brahmins. They left the village because of water scarcity and the high taxes imposed by Diwan. Another story is about Salim Singh, the local prime minister, who wanted to marry the daughter of the village head. The villagers did not agree to his demands and vacated the place overnight. They also cursed the place, saying that no one could settle there.  Further, some even associate the overnight evacuation with paranormal activities. Whatever the reason, many people have tried but failed to spend a night in this village. Today, abandoned houses, temples, and other architecture speak of excellence, craftsmanship, and intrigue. It is also a favorite destination for movie-makers and photographers today. Films like “Agent Vinod” are shot here. Moreover, the village is now a “Protected Monument of the State Archaelogy Department.”  6. Dumas Beach Location: Surat, Gujarat Dumas Beach is one of the most haunted places in Gujarat. With its black sand and paranormal activities, this beach transforms into a hellish spot as the Moon shows up.  The beach was earlier a cremation ground. The black color of the sand comes from the ashes of those corpses. While we could not see the moving orbs or any prominent paranormal activity, I felt eerie at the beach. Also, I can’t explain, but there is something very depressing about this beach. It feels like you can hear the whispers of the lost here, and someone will suddenly appear in the shadows.  There have been reports of many tourists going missing from Dumas Beach. Also, one day, local people discovered the corpse of a man at the beach. His tongue was popping out. To date, no explanation has been found behind these tragic incidents.  7. Bhangarh Fort In the Aravallis, the Bhangarh fort has the remains of a deserted marketplace, Havelis, and temples. The architectural excellence of the fort is beyond question, and it speaks of a prosperous past.  However, Bhangarh Fort is the most haunted place in India. It has stories and myths enough to scare you to bits.  Bhangarh Fort Story: 1 The Archaeological Survey of India has banned entering or staying in the Bhangarh Fort after the Sunset. According to the local people, no one entering the fort at night has been able to come out alive. The fort becomes a site of paranormal activities in the darkness.  Bhangarh Fort Story: 2 Guru Balu Nath used to meditate at this place. When Raja Madho Singh visited him with a request to build a fort here, he agreed on one condition. He asked the king to promise that the shadow of the fort would not touch him. Despite the king’s promise, it did not happen. Furious, the hermit cursed the castle and the village.  Bhangarh Fort Story: 3 No house in the area has a roof. People believe that the roofs of those houses were destroyed due to the curse of the hermit. All attempts to rebuild the roofs went in vain. Many of those roofs also collapsed, causing human casualties.  Bhangarh Fort Story: 4 (Accidents And Deaths) Three people once decided to stay in Bhangarh Fort at night. They had a powerful torch, but one group member fell into a well. The two others rescued him and took him to the nearby hospital. However, they met with a fatal accident on the way to the hospital and lost their lives.  Do you want to explore more sites that are suitable for dark tourism in India? Visit the Taj Palace Hotel in Mumbai, Union Carbide Factory, Bhopal, Sites Of Indus Valley Civilization, Savoy Hotel, Mussoorie, and Gandhi Smriti, Delhi.  Listen to hushed murmurs and the stories these places have to share to make a journey to the past!  Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13 Famous Wonders Of India That You Must Visit! [Updated 2024] Top Tips For Motorbike Rental In Phuket – A Guide To Exploring The Island On Two Wheels.