Grand Teton National Park Animals: Into The Wilderness

BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Abdul Aziz Feb 16, 2023

Sikkim is a state in northeastern India, bordered by Bhutan to the east, Tibet to the north, and Nepal to the west. It is the second smallest state in India but is known for its stunning natural beauty, rich cultural heritage, and diverse landscape, which includes the Himalayas, rolling hills, and lush forests. Some of the popular tourist destinations in Sikkim include the capital city of Gangtok, which is known for its vibrant street markets, delicious street food, and stunning views of the surrounding mountains. Other popular destinations include the famous Nathula Pass, which offers breathtaking views of the Himalayas and the surrounding landscapes, and the Tsomgo Lake, a high-altitude glacial lake surrounded by stunning mountain scenery. Sikkim is also home to a number of historic monasteries and temples, including the Rumtek Monastery, one of the largest and most important monasteries in the region, and the famous Tashiding Monastery, which is considered one of the holiest sites in Sikkim. Overall, Sikkim is a must-visit destination on Northeast tour packages for those interested in natural beauty, culture, and history, and offers a truly unique and unforgettable experience for visitors to the region. Gurudongmar Gurudongmar Lake is a high-altitude freshwater lake located in the northeastern Indian state of Sikkim. It is one of the highest lakes in the world and is considered to be one of the most sacred sites in the region by both Hindus and Buddhists. The lake is located at an altitude of over 17,000 feet and is surrounded by the stunning peaks of the Himalayas. Despite its high altitude and harsh climate, the lake remains a popular destination for both tourists and pilgrims, who come to experience its natural beauty and spiritual significance. Gurudongmar Lake is named after Guru Padmasambhava, a revered Tibetan Buddhist saint who is said to have blessed the lake and made its waters holy. According to local legend, the lake never freezes, even in the harshest of winters, due to the blessing of Guru Padmasambhava. Visitors to the lake can take a challenging but rewarding trek through the mountains to reach the lake, or they can take a drive along a rough road to reach the lake's shores. Regardless of how they reach it, the lake offers breathtaking views of the surrounding landscapes and is a must-visit destination on Northeast tour packages for those interested in natural beauty and spirituality. Yumthang Valley The Yumthang Valley is a stunning mountain valley located in the northeastern Indian state of Sikkim. It is known for its incredible natural beauty and is often referred to as the "Valley of Flowers" due to its lush and colorful landscape. The Yumthang Valley is situated at an altitude of over 11,000 feet and is surrounded by the towering peaks of the Himalayas. During the spring and summer months, the valley is blanketed in a vibrant carpet of wildflowers, including rhododendrons, primulas, and poppies, making it a truly awe-inspiring sight. The valley is also home to the Yumthang Hot Springs, which are believed to have healing properties and are popular among visitors for their therapeutic benefits. Additionally, the valley offers a variety of outdoor activities, including trekking, hiking, and horseback riding, making it a popular destination for adventure-seekers and nature enthusiasts on Sikkim tour packages. Overall, the Yumthang Valley is a must-visit destination for those interested in natural beauty and is a truly unique and unforgettable experience for visitors to Sikkim. Namgyal Institute Of Tibetology The Namgyal Institute of Tibetology is a research center and museum located in the city of Gangtok in the northeastern Indian state of Sikkim. It is dedicated to the study and preservation of Tibetan culture, religion, and history, and is considered one of the leading institutions of its kind in the world. Founded in 1958, the Namgyal Institute of Tibetology is home to a vast collection of Tibetan manuscripts, artifacts, and works of art, including ancient texts, religious objects, and rare manuscripts. The museum also houses a large collection of Tibetan religious masks, sculptures, and paintings, making it a must-visit destination for those interested in Tibetan art and culture. In addition to its museum, the institute also operates a library and research center, which is dedicated to the study of Tibetan culture, religion, and history. The library is considered one of the most comprehensive collections of Tibetan literature and is an important resource for scholars and researchers from around the world. Visitors to the Namgyal Institute of Tibetology can take a guided tour of the museum and view the incredible collection of artifacts, as well as attend lectures and workshops on Tibetan culture and history. Overall, the institute is a fascinating destination that offers a unique glimpse into the rich culture and history of Tibet and is a must-visit destination for those interested in the region. Zuluk Zuluk is a small village located in the Eastern Himalayas in the Indian state of Sikkim. It is situated at an altitude of around 10,000 feet and is known for its stunning views of the surrounding mountains and rolling hills. Zuluk is becoming a popular destination among tourists and adventure-seekers, thanks to its unique location and breathtaking scenery. The village is located on a historic trade route that was once used by traders traveling between Tibet and India, and its winding roads offer spectacular views of the surrounding landscapes. One of the main attractions in Zuluk is the Zuluk Loop, a stunning mountain road that offers breathtaking views of the surrounding landscape. The loop is a popular destination for road trips, and visitors can take a drive through the mountains to experience the incredible scenery and views of the Himalayas. Zuluk is also home to a number of historic monasteries and temples, including the Tukla Monastery, which is one of the oldest and most important monasteries in the region. Visitors can attend prayer ceremonies and learn about the rich cultural and spiritual heritage of the area. Overall, Zuluk is a must-visit destination for those interested in natural beauty, culture, and history, and offers a truly unique and unforgettable experience for visitors to the region. Do-Drul Chorten Do-Drul Chorten, also known as the Stupa of Reality, is a Buddhist stupa located in the city of Gangtok in the northeastern Indian state of Sikkim. It is one of the most important religious and cultural landmarks in the region and is considered a sacred site by the local Buddhist community. The Do-Drul Chorten was built in 1945 by the head of the Nyingma order of Tibetan Buddhism and is considered one of the most important centers of Buddhism in Sikkim. The stupa is surrounded by 108 prayer wheels, which are turned by visitors as a form of meditation and prayer. The Do-Drul Chorten is also home to a number of Buddhist shrines and statues, including images of the Buddha, Guru Rinpoche, and other important figures in Buddhist history. Visitors can attend prayer ceremonies and learn about the rich cultural and spiritual heritage of the area. Overall, the Do-Drul Chorten is a must-visit destination for those interested in Buddhism and the culture of the region and offers a unique and fascinating glimpse into the spiritual beliefs of the local community. Whether you are a spiritual seeker or simply interested in the rich history and culture of the region, a visit to the Do-Drul Chorten is sure to be a memorable and enriching experience. Read Also: Exploring The Unexplored: Which Is The Best Time To Visit Darjeeling? Top 5 Best Tourist Places In Coimbatore – Travel Guide Best Places For River Rafting In India

BY  Abdul Aziz Jul 1, 2021

The rapid growth in the economy and spreading globalization have led to increased travel demand for passport and passport-related services from the past few years. In 2010, MEA (Ministry of External Affairs) had launched an online Passport Seva for the people's convenience.  All Indian citizens who want to depart from India must have a valid passport or any valid travel document. Under the Passports Act 1967, the Government of India issues various types of passports and travel documents. For example, the Ordinary citizen Passport, Official Passport, Diplomatic Passport, Emergency Certificate, and Certificate of Identity are the most frequent forms of identification during traveling. These passports and the identifications are presented as the ID card of the Indian citizens.  Below Are The Steps To Apply For A Passport Online: - Log in to the official passport website to apply for passport online. Enter the accurate details in the passport application and then select the passport office you want to visit. Once the details have been filled in, enter the Captcha characters, and after that, click on the register button given below. Now log in to the Portal with the registered ID. After that, click on the applying for a fresh passport/re-issue of the passport. Fill in the details correctly on the screen and click the submit button. Before clicking on pay, you can calculate the fee for an online passport service through an online fee calculator. After that, click on schedule the appointment and pay the fees. These will let you book your appointment, and you have to pay a fee for booking the appointment. Click the print for the receipt to print your appointment receipt for the online passport application. You will also receive your appointment details on your mobile via SMS. Now, you can visit the nearest Passport Office with the print of the appointment letter. List Of Documents Required For Applying For A Fresh Passport For Adult Or Minor: -  For Adults:     Aadhar Card     Pan Card     Driving License     Birth Certificate     Voter's ID     Bank Passbook     Utility Bill (Electricity bill / Telephone bill / Water bill)     Proof of Gas Connection     Parents Passport Copy     Rent Agreement     Ration Card     Spouse's passport copy     Certificate from Employer of the company on letterhead     Matriculation Certificate     10th Certificate,   School leaving certificate     12th certificate, Higher Educational Pass Certificate     Student ID Card issued by any Govt. Recognized Institutions      Date of birth of policyholder issued by a public life insurance company     Income Tax assessment order     Landline or Postpaid mobile bill For Minor:    Parents self-attested copies of the passport    Proof of current address    Photo of passbook of running bank account    Birth certificate    Date of birth of policyholder issued by a public life insurance company     Aadhaar card or e-Aadhaar    PAN Card    School leaving certificate/ Secondary school leaving Certificate    School or university 10th standard mark's card  Which Countries Allow You To Travel Now? Traveling in this pandemic is risky, but still, some people love to travel abroad with the decrease in Covid cases in certain countries. Some travelers already kept packing their luggage to leave the country and are prepared to head towards their much-needed vacation. Several foreign countries are opening their doors for Indian visitors. Here is the list of the countries where you can visit as an Indian citizen. 1.Russia: Covid Requirement: Passengers entering the Russian Federation must carry a printed negative COVID-19 PCR test result issued at least 72 hours before their arrival. That means the testing is compulsory before traveling. 2.South Africa: Covid Requirement: Passengers 5 years of age and older entering South Africa must submit a negative PCR COVID19 test result no later than 72 hours before travel departure from the first boarding point.  3.Iceland: Covid Requirement: Upon arrival, a valid vaccination certificate and negative PCR test are required. Passengers will be tested for COVID19 at the border upon arrival, but if the test result is negative, then quarantine is exempted.  4.Egypt: Covid Requirement: During travel, you do not require the documents. After arriving in Egypt, all visitors will undergo a health check, and all visitors must complete a health declaration. Beginning August 15, all arrivals must submit to a negative RT PCR test within 72 hours.  5.Afghanistan: Covid Requirement: Passengers arriving at the airport do not need to have an RT PCR test certificate or don’t have to give the Covid 19 test. However, they are advised to isolate themselves at home for 14 days upon arrival.  6.Mauritius: Covid Requirement: Passengers over 18 years of age must be fully vaccinated against Covid19. They must take an RT PCR test 5-7 days before departure; only those with negative results can enter the island country.  7.Dubai: Covid Requirement: From the start of Dubai travel, passengers departing from India must take a COVID19 Rapid Antigen or Rapid PCR test at the airport before departure.  8.Mexico: Covid Requirement: There are no tests required. Upon arrival, a completed health form should be submitted to the immigration department. The online health form is including every detail of the travelers, including the nationality and other information. 9.Bahrain: Covid Requirement: Passengers must have a COVID-19 PCR or RTPCR test negative at least 48 hours before departure. Unless they have a rehabilitation certificate, they will also need to take a second test upon arrival. It should be isolated until the test results are received. Conclusion: Register or apply for a passport online to travel worry-free to any country affected by the pandemic. During the pandemic, traveling to different countries is always a little bit risky. Your health and safety are getting the top concern. Keeping a safe distance and maintaining the correct protocol is alltime the best way to stay away from the infection.  Read Also: Travel Insurance: What Is It And Why You Should Get One Canadians Can Forget Their Winter Vacations Despite COVID-19 Travel Insurance