A Complete Guide to Grand Cayman’s Underwater Wonders

BY  Pijus Maity Jul 17, 2024

Summer in Rome: Every traveller knows Rome is one-of-a-kind; no wonder it is widely recognised as the Eternal City.  Aside from the timeless architecture and history that lives in all of its paths, one cannot get over its ethereal beauty. And can you blame? The city is charmed with an eternity of times you may explore and still discover something new for yourself. You never know what you will find in its most notable landmarks because there’s so much to see and do. Let us now start our guide on things to do, locations to see, and spots you may enjoy during your Roman summer break. Exploring Rome: It All Begins With A Plan… First, we will explore the remains of the Roman Forum and visit the Colosseum. It is the most famous symbol of the city of Rome worldwide.  Both the Pantheon, which is well-known for its dome, and St. Peter's Basilica in Vatican City offer a panoramic view from its dome. These are evergreen destinations that never fail to leave a lasting impression and have a strong and timeless historical aura.  1. The Sistine Chapel The Sistine Chapel, which is housed at the Vatican Museums, is another must-visit ​​location. However, pay attention – reservations are required in advance. Then, take in the views from the Spanish Steps and see the Trevi Fountain. Art lovers might visit the Galleria Borghese, which features paintings by Bernini and Caravaggio, and the Capitoline Museums, which are home to antique Roman artefacts. The National Gallery of Ancient Art is situated at Palazzo Barberini as well.  2. Catacombs of San Callisto For an experience like no other, visit the Catacombs of San Callisto and walk or ride along the Appian Way. The Orange Garden will offer breathtaking sunset views of Rome, and the Baths of Caracalla will provide insight into ancient Roman public baths. Rome also has an outstanding food scene. Crispy and thin Roman pizza and classic pasta dishes like carbonara, cacio e pepe, amatriciana, and gricia are examples of its traditional cuisine. Notable dishes are Carciofi alla Romana, or Roman-style artichokes, and Supplì, fried rice balls filled with cheese.  3. Relish The Roman Delicacies Also, take a chance to savour Saltimbocca alla Romana, which is veal cooked in butter and white wine with prosciutto and sage. Desserts not to be missed are classic tiramisù and maritozzo, a sweet bun filled with cream.  Take a chance to enjoy a meal at classic trattorias like Da Enzo al 29 or Armando al Pantheon, or venture to Michelin-starred restaurants like Il Pagliaccio or La Pergola for a premium experience.  4. Extraordinary Stays Of course, there are plenty of places to stay in Rome. For reasons related to transit, goods, and services, we advise selecting places close to the city centre.  Furthermore, the majority of the most well-known, highly regarded lodging options with top-notch service are found in Rome's historic centre. You may, for instance, consider the wonderful VRetreats hotels.  Rome may be chaotic, so pay attention to this step to ensure that you have the greatest holiday possible with excellent service and the ability to see all the places you want to see in less time. Here’s Your Rome Itinerary… Whether you are in the city for three days, five or a week, you need an itinerary to visit places that deserve priority. If I were to give an honest opinion, three days is fine for a tour of this ethereal destination. Here’s why: 1. Day 1 at the Palatine Hill Are you back from the Colosseum already? If so, it’s time to visit Palatine Hill and, of course, the Roman Forum. Count on me when I say this: Palatine Hill is absolutely unmissable!  Sure thing, everyone loves the Colosseum, and they’re most likely to hit their destination when they reach Rome. But why not go that extra mile to discover a not-so-hidden-gem? If you are dying for some epic views across the forum, this one destination should be on your bucket list. Welcome, home Christmas card photos dwelled with tour images.  2. Day 2 at Pane e Salame It is obvious that you should stop at a food destination with all that extra vacation stress you are carrying. I have found an incredibly amazing lunch spot in Rome, Pane e Salame. It is a paradise for those looking to gulp fresh cheese and delectable meats.  I saved some serious money on their charcuterie tray, which was the wanderer’s reward! It has got so many delicacies that you can share without feeling guilty to your friends. Also, add Aperol Spritz for that extra kick! While Venice and other north Italian cities are quite popular for their finger food-serving styles, this place does something unique. Have an amazing time at Pane e Salame and taste the authentic Italian culture in the form of food.  3. Day 3 is for a Walking Tour I will not immediately name the places, but nothing pays off like an accomplished walking tour of Rome. Art flows through every single vein of the city, and you are never going to be secluded! On this walking tour, you are most likely to cover Piazza Navona, the Spanish Steps, Campo de Fiori, the Trevi Fountain and the Pantheon. This tour shouldn’t take you more than an hour!  Important Consideration: These places are jam-packed with tourists. So, you can book your tickets for months with fewer tourists arriving, say during winter or autumn. Follow these tips, and you’ll be good to go! The Bottom Line So, what’s stopping you from discovering the gem of Italy? There’s literally so much to see and do in the city that boasts of art and culture.  Get ready to see something special and dine in the best places in Rome. Thank you for reading this article till the end!  We really hope we were helpful on your way to planning your vacation. Wishing you the best stay in Italia! Also read Roman Revelations: Unforgettable Things To Do In Rome, The Heart Of Italy! Find Hotels Near Rome’s Top Attractions And What Parts Of The City To Stay In. The Italian Train Group FS Will Launch A New “Night Train Like Hotel”: Rome To Dolomites.

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.

BY  Sibashree Dec 18, 2024

Year-round sunshine and a pleasant weather condition make Austin the hub of outdoor pursuits. So, from hiking and biking to visiting the best parks, you have a lot of unique things to do in Austin Texas.  Also, you must not forget that Austin is home to the Circuit of The Americas. It is the venue of the  Formula 1 United States Grand Prix. So, Austin is the place if you want a good mix of adrenaline rush and quiet retreat in nature.   Moreover, tourism is in the soul of Austin. No wonder that almost every renowned platform like Forbes, Money Magazine, or the US News and World Report considers Austin one of the topmost places to sell for tourism. So, do you also want to explore the things to do in Austin Texas? Here is your Tour and Travel guide.  Unique Things To Do In Austin Texas (Including Free Activities While Traveling On A Shoestring) Spring (March to May) and Autumn (September to November) are the best seasons to visit Austin. You can expect a mild temperature in these seasons, with temperatures recorded around 70 degrees F. Avoid visiting Austin in the summer. The temperature shoots up to 90 degrees F, and the high humidity in the air makes it even more uncomfortable.  Nevertheless, when in Texas, you must not miss the following activities. 1. Visiting The Zilker Metropolitan Park The Zilker Metropolitan Park is located on the banks of the Colorado River. This 350-acre space is a great space for strolling. Here, you can also take a dip at the Barton Springs Pool.  Moreover, the Zilker Metropolitan Park is the venue for some of the most happening events in the city. It hosts the ABC Kite Fest and Austin City Limits Musical Festival.  2. Hiking And Biking At Ann And Roy Butler Trail Are you looking for free things to do in Austin Texas, and want to spend some time in nature? You must visit the Ann And Roy Butler Trail for biking and hiking. The trail leads you to Lady Bird Lake.   It is also a popular place for running and walking for the locals.  The trail has a 1.3-mile boardwalk, and from here, you can enjoy the most amazing views of Downtown Texas. Moreover, the highlights here are the zinc belts featuring the lyrics of the most famous songs of Texas.  The fountains and scenic overlooks further make this place perfect for complete relaxation. Also, when you are at the Ann And Roy Butler Trail, you can see the Austin bats. Austin is famous for these nocturnal creatures and it is the biggest habitat of bats in the entire North America.  3. Planning A Visit To Texas Capitol If you are traveling on a shoestring and want to explore the best things to do in Austin Texas, a visit to the Texas Capitol is a great idea. It is free of cost, and you can explore the entire area in one to two hours. In 1986, the Texas Capitol became a National Historic Landmark. Further, it has secured a place in the National Register of Historic Places. The Texas Capitol is engineered with Texas granite and is even taller than the US Capitol in Washington DC by 14 feet.  Today, the Goddess of Liberty statue at the top of this dome is made of aluminum. The earlier statue was made of zinc and it was replaced during the massive restoration work in the 1990s.  4. A Free Visit To The University Of Texas In Austin A visit to the University of Texas in Austin is a must if you are looking for free things to do in Austin Texas. The Moody Center here is a popular venue for concerts and is widely visited by residents and tourists. Do you want to watch a grand Broadway show? You can catch a show at the Bass Concert Hall. The Bass Concert Hall even hosts small traveling acts.  However, to have the most maddening experience here, you have to visit the Darrell K. Royal-Texas Memorial Stadium. It can accommodate over 100000 visitors and the open-air setup resonated the cheer on the days of UT football games.  5. Watch The Austin City Limits Live At The Moody Theater https://www.instagram.com/p/DAByJSizAU9/ Are you a fan of The Austin City Limits? You must plan a visit to the Moody Theater. In the history of American Television, Austin City Limits is the longest-running musical series.  Before you catch a live screening of the series at Moody Theater, you can also take a tour. The tour starts from 11 AM from Monday to Saturday and continues for 90 minutes.  6. Spending Some Time By Lake Travis There is no dearth of natural wonders in Austin, and Lake Travis is surely one of the most prominent among them. Its shoreline is 271 miles and it has a length of 64 miles.  Lake Travis is created by taming the water of the Colorado River with the Mansfield Dam. You can take a drive along the dam to assess the vastness and beauty of this lake.  Furthermore, you can stop by the Mansfield Dam Park on the way. It is a beautiful place for a lot of outdoor pursuits. You can enjoy swimming, scuba diving, and hiking here.  Moreover, the sunset looks most beautiful at Lake Travis. So, it is called the “Sunset Capital of Texas.”  7. Visiting The Circuit Of The Americas https://www.instagram.com/p/DCsQW_juS8a/?hl=en&img_index=1 If you are in Austin in October and are a Formula 1 fan, you must visit the Circuit Of The Americas (COTA). It hosts the United States Grand Prix Race every October. Attend this event to experience the most beautiful fusion of light and speed. With the crowd going crazy in the stadium for their favorite teams and racers, the ambiance becomes electric during the race. The racing track also has the Germania Insurance Amphitheater. It’s the largest venue for outdoor concerts in Austin.  Moreover, you can visit the COTA tower here and reach the observation platform for a Hawkeye view of the racing track below and the entire surroundings. The ticket will cost you around $35. Are you looking for more unique things to do in Austin Texas? You must plan a visit to South Congress Avenue, Blanton Museum of Art, and Sixth Street.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.