These 14 Hot Springs Near Denver Will Blow Your Mind 

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.

BY  Ankita May 31, 2023

Are you searching for the best national parks in Oregon? If the answer to this question is a YES, then you have reached the right place! The state of Oregon, which is blessed with magnificent scenery, nature, and landscapes, is situated in the US's Pacific Northwest. It has a wide range of attractions to offer. There are stunning mountains and picturesque shoreline to lush woods, vast deserts, and intriguing canyons. Oregon is a destination for outdoor enthusiasts due to its remarkable variety of landscapes. It has plenty of amazing hiking, camping, and animal viewing to be experienced anywhere you go. In this article, I will be talking about one such natural wonder— the national parks in Oregon! S, if that is something that you are searching for, there is one thing you need to do. And that is to keep reading this blog till the end… Top 10 National Parks In Oregon That You Must Visit! Despite having just one national park, Oregon is not short on beautiful landscapes. The state is full of natural beauties, including a fossil-rich desert, gorges, untamed rivers, and 360 miles of public coastline. In this article, I will be focusing on the top ten national parks of Oregon that you must visit. So, if that is something that you have been searching for, then you will find this blog to be of great help! Keep reading this article till the end to learn more… 1. Crater Lake National Park As one of the deepest and clearest lakes in the world, Crater Lake National Park in western Oregon is well-known today. But 7,700 years ago, the eruption of Mount Mazama, which formed Crater Lake, is probably one of the largest geologic catastrophes ever. After Mount Mazama erupted, it fell, leaving a crater more than 1,200 meters deep. It measured 8 kilometers north to south and 10 kilometers east to west. The crater subsequently filled with rain and snowmelt. The Crater Lake is awe-inspiring, and that is why it is the first one on the list of the best and most visited national parks in Oregon. Native Americans saw it form nearly 7,700 years ago when a powerful eruption caused a lofty mountain to collapse. Its purity and popularity as the deepest lake in the United States. It is also one of the most pristine lakes on the planet, nourished by snow and rain, astounds scientists. Photographers, artists, and tourists love the breathtaking location and crystal-clear water above the Cascade Mountain Range. 2. California National Historic Trail The California National Historic Trail, is situated geographically near a number of towns and states. With state map illustrations and driving instructions, modern auto tour routes closely resemble the historic road(s). It offers opportunities to find the trail's remains and important resources. Insight into life on the trail is provided by fascinating tales. It recorded incidents of immigrants, businesspeople, missionaries, and fortune seekers. During the 1840s and 1850s, more than 250,000 people made the largest mass migration in American history. They moved to the gold fields and fertile farmlands of California. The more than 5,000-mile-long California National Historic Trail passes through parts of ten states. Over 1,000 miles of ruts and tracks left by travelers and their overland wagons allow you to walk through history. 3. Ice Age Floods National Geologic Trail Glacial Lake Missoula, a 3,000 square-mile body of water encircling Missoula, Montana, is the result of an ice dam in northern Idaho at the conclusion of the last Ice Age, between 18,000 and 15,000 years ago. Floodwaters burst open when the dam broke, traveling across Washington, Oregon, and the Columbia River before reaching the Pacific Ocean. The Ice Age Floods affected the people, and the terrain of the Pacific Northwest, profoundly. The majority of geologists thought that glaciers and streams slowly eroded rock formations to create Washington's Channelled Scabland. Geologist J Harlen Bretz postulated that cataclysmic floods were responsible for the formation of the Channelled Scabland after finding geologic data that contradicted this theory. Bretz's theory was initially mocked, but it was later proven correct thanks to new technology like satellite photography. By the 1970s, everyone agreed that the Ice Age Floods were to blame for the ravaged terrain of the northwest United States. Today, the terrain is littered with remnants of these Ice Age Floods, including massive basalt coulees ND massive dry falls. It also has big boulders that have traveled hundreds of miles, high water lines, and tremendous current ripples. The Ice Age Floods National Geologic Trail includes spectacular examples of cataclysmic flood geology, breathtaking landscapes, and locations for scientific study. 4. Lewis And Clark National Historical Park The Lewis and Clark National Historical Park is tucked away in northwest Oregon, close to the Washington state line, just south of Astoria. It honors the remarkable accomplishments of the well-known couple who traveled the United States by bearing their names. It was at this picturesque location that Lewis and Clark finally brought their expedition to a close. They set up camp for the winter of 1805, with everything from thick rainforest and magnificent coastline panoramas to portions of the Columbia River and Pacific Coast. A copy of Fort Clatsop and a visitors center are located in the historical park. You can learn all about their journey here. They both contain intriguing artifacts and displays. Its woodlands also offer some fantastic hiking opportunities, and kayaking, fishing, and wildlife viewing are all very popular. 5. Valley Of The Rogue River State Park The Rogue River in Oregon is appropriately called and is the next one on the list of national parks in Oregon. It flows through the state's southwest and is famous for its untamed rapids, untamed beauty, and legendary salmon runs. The thirty-five-mile stretch that goes downstream from the Grants Pass is one of the best whitewater runs in the nation. Visitors can also explore the Rogue on foot along the Rogue River National recreation path. It follows the river for more than 80 miles. With a rafting-supported backpacking trip, you may explore the entirety of Rogue in one fell swoop. It is available from many local outfitters. Rafts carry camping gear downstream and give weary hikers the chance to float down the river. The Rogue River is famous for its salmon, steelhead, and rainbow trout fishing, and a number of dams have been demolished recently to reopen fish migratory routes. 6. Oregon National Historic Trail If you were an immigrant heading to Oregon, would the promises of luscious farmlands and a fresh start tempt you to leave your home and trek for days? The Oregon National Historic Trail, which spans more than 2,000 miles across six states, still bears witness to the sacrifices, tribulations, and victories of early American settlers. A number of African Americans traveled to Oregon as pioneers. Some did so voluntarily as free people, while others faced coercion as slaves. Between the 1840s and 1860s, hundreds of people certainly made it to Oregon. With state map illustrations and driving instructions, modern auto tour routes closely resemble or follow the historical road(s), offering opportunities to find the trail's remains and important resources. Thousands of wagon wheels and hooves moving west ran over the land, pounding the surface. Known as waggon ruts, their remnants can take a variety of forms depending on the kind of soil and the long-term impacts of water erosion. Visiting a trail rut and traveling back in time is one of the best ways to experience the Oregon Trail. Fortunately, you may still find places today where you can have that experience. 7. Oregon Caves National Monument And Preserve The magnificent "Marble Halls of Oregon" are tucked away in the Siskiyou Mountains. The Oregon Caves National Monument and Preserve is a well-liked and remarkable tourist destination that is located in the southwest of the state, close to the California border. The lovely cave complex, which was formed millions of years ago, glitters and shines before your eyes, with spectacular formations and exquisite stalactites and stalagmites everywhere you turn. Exploring the caverns' vast halls, fantastic passages, and dark depths while on tour is an excellent way to learn more about their history and geology. Even while the unusual underground tunnels are the main draw, the surface is just as fascinating, with sparkling rivers and streams meandering through the forest. The gorgeous preserve is the perfect location for nature enthusiasts, offering hiking, hunting, and animal viewing. 8. Nez Perce National Historic Trail The Nimiipuu (Nez Perce) people have lived in the prairies, valleys, plateaus, and mountains of the inland northwest since the beginning of time. They were incredibly tenacious, surviving the American colonization and adapting to a new world. A non-traditional national park, Nez Perce National Historical Park is made up of 38 sites that collectively depict the tale of the Nimiipuu (Nez Perce). These sites are dispersed throughout a large portion of the Nimiipuu people's modern-day homelands in Idaho, Montana, Oregon, and Washington. The visitor centers in Lapwai, Idaho, the Big Hole National Battlefield near Wisdom, Montana, and the Bear Paw Battlefield near Chinook, Montana, all have staff on hand. It might require a significant amount of time and travel over many hundreds of miles to see all the park's attractions. There are 38 locations in the Nez Perce National Historical Park that are significant to the history and culture of the Nimiipuu. Examine these locations. Find out their tales. There is just so much to do here! 9. Fort Vancouver National Historic Site This park has a rich cultural history and is on the north bank of the Columbia River, in view of snow-capped mountain peaks and a bustling urban environment. Four distinct locations share history, ranging from a frontier fur trade post to a significant military legacy, the wonder of flying, and the beginnings of the American Pacific Northwest. Learn about tales of change, settling, conflict, and community. The enormous collection of archaeological artifacts, historical artifacts, and archival records kept at Fort Vancouver National Historic Site helps to tell the site's tales. Native Americans from before and after European contact, the Hudson's Bay Company fur trade, the United States Army, early military and civilian aviation at Pearson Field, and the Kaiser Shipyards are all represented in the museum collection. In the midst of the bustling City of Vancouver, the Fort Vancouver National Historic Site is a haven of natural beauty and history. This National Historic Site includes a number of dog-friendly routes as well as a summer Bark Ranger programme for tourists and their canines. On the grounds of Fort Vancouver National Historic Site, have a picnic. The park has a number of picnic sites that are accessible from sunrise to dusk. 10. Oregon Dunes National Recreation Area The last one on the list of the best national parks in Oregon is the Oregon Dunes National Recreation Area. The vast majority of Oregon's coastline is stunningly rocky and rugged, but this 40-mile stretch of beach between the Coos and Siuslaw rivers is home to the continent's greatest stretch of coastal sand dunes. Windswept dunes that rise 150 meters above sea level here are perfect for hiking, whale viewing, riding horses, and off-roading. Both developed campsites and undeveloped locations along the Siltcoos river offer camping options. Both developed campsites and undeveloped locations along the Siltcoos river offer camping options. Reservations are advised for the state parks of Umpqua Lighthouse to the south and Jessie M. Honeyman to the north, which both provide additional sites. The quieter regions with just foot traffic are kept apart from the areas for motorized off-highway vehicles by Oregon Dunes admirably. The largest off-road area, if you're into it, extends between Spinreel Campground and Horsfall Road. While exploring the dunes on foot, by horseback, or in a dune buggy is a lot of fun, the recreation area also offers a number of campsites for visitors to use. Fishing and canoeing are also very popular here. With so much to see and do, it's a wonderful spot to travel to. Wrapping It Up! In case you were searching for the best national parks in Oregon, I hope that this article has been of help to you. If there are any other queries related to the same, feel free to let me know. All that you need to do is scroll down till you reach the bottom of the page. Then leave your comments and queries in the box below.

BY  Sibashree Nov 11, 2024

So, as a parent, you have taken up a challenging task. It’s about finding the best places to travel with kids! Every child is different. So, while a slice of wildlife or outdoor activities is enough to win their tasks, some of them may look for a destination like Disney Land, presenting the world of fantasy before them.   Further, some may be fascinated by more luxurious experiences, and one of the best examples of this will be the Dubai Parks and Resorts. Universal Studios Japan and Tokyo Disneyland are some such destinations, taking your kids on a tour of the fantasy world.  So, understanding how demanding kids can be, it is difficult to select a particular location out of many options available. Here, I have made a list of countries with the coolest attractions for children. These Are The Best Places To Travel With Kids: 8+ Must Visits For You  Traveling plays an important role in the growth of your child. When children travel, they gather memories and learn things they will never forget.  Further, traveling improves their socializing and problem-solving skills. Moreover, they learn about different human cultures, which is crucial for developing a more inclusive mindset.  Do you want to take your little one on a trip this vacation? Here are the countries you can fly to.  1. Dubai, UAE Best Time to Visit: October to March With the highest safety standards and numerous child-friendly hotels, Dubai is one of the best places to travel with kids. It offers many outdoor and indoor pursuits for the little ones, and the Dubai Aquarium and Underwater Zoo is, of course, the biggest attraction for them. Located at Dubai Mall, the Dubai Aquarium and Underwater Zoo has as many as 33000 marine animals. Your little one will be enthralled watching the sand tiger sharks, Otters, Piranha, and many other fascinating creatures.  KidZania, IMG Worlds of Adventure, Aquaventure World, and Jungle Bay Waterpark are some added attractions for kids in this beautiful city of the UAE.  2. Malaysia Best Time to Visit: April to October (East Coast) and December to March (West Coast) Malaysia can be a really cool destination if you are searching for the best places to travel with kids. This country offers unique natural experiences and cultural interactions for children.  Here is a brief overview of the activities your little one will love in Malaysia. If your little one is more into wildlife and nature, Borneo and Cameron Highlands will be the best destinations for them. Borneo has pygmy elephants and orangutans. They will also get to learn about the indigenous people here.  Further, Cameron Islands has the Mossy Forest, tea plantations, and strawberry orchards.  The other kids’ favorite destinations in the country are Langkawi, Penang, and Kuala Lumpur. Kuala Lumpur has the Petrosains Discovery Centre, Lake Gardens, and KLCC Park to entertain kids of all ages. Further, Penang is a place to learn about the rich culture of the country, and it has the best street food. Moreover, Langkawi is a relaxing hub in Malaysia, allowing you to explore the beaches and cable car rides.  3. Mauritius Best Time to Visit: May to December Mauritius is nothing short of a natural wonder, being a volcanic island with the best beaches in the world. However, Mauritius is often underrated as one of the best places to travel with kids.  The  La Vanille Crocodile Park is the best place in Mauritius if your little one loves animals and is interested in wildlife. The Nile crocodiles are the biggest attractions here. However, you will also find the following animals here. Giant tortoises Phelsumas  Mini tortoises Pigs Deer Bat Fat-tailed sheep Goat Donkeys Among them, goats, donkeys, and fat-tailed sheep are important contributors to the country's livestock.  The Mauritius Aquarium is one of the best places to travel with kids and introduce them to the intrigue of marine life. Along with sponges, fish, and corals, this museum has more than 200 species of invertebrates.  Some other places your kids will love in Mauritius are Casela Nature Park (Watch out for the white tigers.),  Curious Corner of Chamarel and the Blue Bay Marine Park.  4. Australia Best Time to Visit: September to November The diversity of Australia makes it a favorite of children and youngsters. From spending time with the most adorable kangaroos to watching the penguin parade, your little one will surely have a fun time here.  Visit Taronga Zoo Sydney A night safari in Taronga Zoo Sydney is something that you will cherish for your entire life. A kingdom of 4000 animals will unfold wonders before your eyes as you go on a night safari and take part in the Roar and Snore Program. Koalas and red kangaroos are the biggest attractions of this zoo. Visit Phillip Island To See The Most Amazing Penguin Parade  You will see tiny penguins on a parade and a mission for hunting fish at Phillip Island. You can book an underground viewing experience so that your little ones can see the penguins from an eye level. The other place to visit with your kids in Australia is Monkey Mia Reserve (They can feed dolphins here.). Moreover, Lone Pine Koala Sanctuary in Queensland and Tasmanian Devil Unzoo in Tasmania are destinations to get up close and personal with these adorable animals.  Also, Luna Park Sydney offers an amazing spin in a hand-painted carousel, and the Great Barrier Reef is the best place to see colorful corals. 5. Japan Best Time to Visit: September to November and March to May Are you traveling to Japan with your kid? You can take them to Rabbit Island or Ōkunoshima. This scenic inland sea area in Japan is home to thousands of rabbits who roam around freely.  Your little one will love feeding them with their hands. Further, they can visit Silver Pavilion and Gold Pavilion to find lively turtles and fish and feed them.  Further, in March, Japan becomes the land of cherry blossoms. Osaka Castle and Ueno Park are some of the best places to spot the beautiful flowers in full bloom.  6. USA Best Time to Visit: September to October and March to May Housing endless best places to travel with kids, the USA will spoil your little one with choices. The country has amazing national parks, including the Grand Teton, Yellowstone, and Rocky Mountain National Parks. These national parks have many kid-friendly hiking trails that will allow you to explore the wildlife, geological wonders, and scenic beauty.  Rocky Mountain National Park Rocky Mountain National Park is one of the highest national parks in the USA. Along with being the house of Rockies, it also stands out due to its different ecosystems, hiking trails, and mineral richness.  Yellowstone National Park With more than 10,000 geothermal sites, Yellowstone National Park is the hub of the natural geysers of the world.  Grand Teton National Park  Grand Teton National Park is the best place for camping and hiking. Your kids will also love the best views of the Rockies at this national park.  7. South Africa Best Time to Visit: May to September With amazing wilderness, South Africa is one of the best places to travel with kids and see wild animals. For me, the most amazing spots to visit in South Africa with children are: Cape Point Nature Reserve Knysna Elephant Park  Kruger National Park The Cape Point Nature Reserve is a World Heritage Site, while the Knysna Elephant Park has amazing African elephants. Further, the Kruger National Park is home to zebras and other amazing wild animals.  8. Finland Best Time to Visit: June to August For children in love with the fantasy world, Santa Claus Village in Finland is the best destination. It is the official hometown of Santa Claus.  Some other attractions for your kids in Finland are Esplanadi Park, Ranua Zoo, and Helsinki Cathedral.  9. Canada Best Time to Visit: September to November Canada is one of the best places to travel with kids, and it offers an eclectic experience with its natural wonders and historic monuments.  For your kids, the best spot in Canada is Marine Land, Niagra Falls. This amusement park in Ontario is the best place to encounter playful dolphins, Beluga Whales, walruses, and sea lions. The La Ronde amusement park in Montreal, the Children’s Museum, the Royal Tyrrell Museum, and the Toronto Zoo are other kids’ favorite destinations here.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.