OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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Budget-Friendly Travel Ideas in Australia You Did Not Know About

BY  Mashum Feb 26, 2019

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Witness The Beauty Of Chilko Lake In British Columbia – Travel Guide

BY  Nabamita Jan 11, 2023

If you are planning a vacation soon, then let me tell you about a wonderful destination for you to visit, which is British Columbia, Canada. This wonderful stretch of crystal clear blue, glacier-fed, water that is about fifty miles or 80 km long, is called Chilko Lake. The meaning behind name Chilko is derived from an Indian term called Chilcotin, which means ochre river. The lake is situated in the Ts’yl-os Provincial Park, with a lot of natural diversity of both flora and fauna present around. So now that you seem quite interested in Chilko Lake, then let’s know a bit more about it, and maybe then you can decide whether you are going or not. Overview Of Chilko Lake Image Source: www.uniqhotels.com If you are dreaming of a peaceful getaway from the noise of the city, then that way you can take a tour along the 65km long Chilko Lake British Columbia. The peaceful and mesmerizing atmosphere is the reason why it is one of the most beautiful places in Canada, if not the World. This stunning visually appealing stretch of water, located in the wilderness of British Columbia, is the best place for you to visit. The lake is surrounded by beautifully colored volcanic mountains, jagged peaks, vast ice fields, and wide alpine meadows. The beautiful blue color of the crystal clear water of Chilko Lake and the stunning greenery that is surrounding the beautiful Chilko Lake. Things To Do Here In Chilko Lake You might think that there won’t be much to do in Chilko Lake, but that is where you are wrong, there is a lot to do here. So if you are planning to visit Chilko Lake then keep on scrolling down below. Fishing Image Source: www.tsylos.com If you are an avid fisherman, then Chilko Lake is the best place for you to just sit down and go fishing for hours, who knows you might be able to catch 70cm of Bull Trout. So if you are really excited about a day in the lake for fishing, then if you wanna test your hand at fishing then you are about to have a great time. Paddle Sports Image Source: images.squarespace-cdn.com One of the best activity you can do here in Chilko Lake was different types of boating. On the clear blue crystal water, it is quite peaceful and tranquilizing to silently row around the Chilko Lake. Boating, canoeing, and kayaking are one of the best ways you can row peacefully, this way you are going to have the perfect family outing. Viewing Grizzly Bear Throwing Image Source: images.squarespace-cdn.com To gaze upon the true beauty of nature, the viewing of wildlife like grizzly bears in the wild. Here at Chilko Lake, you will be able to see these beautiful wild creatures, of course from a safe distance. The Chilko River side estuary is a beautiful place where there is no barrier, platform, or viewpoint, but just nature and wildlife. Hike Image Source: landwithoutlimits.com People who are very much into hiking, are going to love walking along the trails of Chilko Lake and walking around the pine forest, Chilko river, and beautiful mountain tops. The walking trails are beautiful to just sit down and even have a beautiful picnic out in the open. There you can have a grand time just spending quality time with your partner. ATV Riding Image Source: stevesatvrentals.com With just the extra power of 420CC ATVs, you can have all the thrill-seeking adventure days you want. You can spend your whole day exploring the backwood trails of Chilko Lake and view some of the amazing viewpoints along the trails. But something you should be counting on is having dirty and muddy clothes and a high adrenal rush. Horseback Riding Image Source: images.squarespace-cdn.com To get the full cowboy experience you just cannot miss out on Horseback riding. With the optimum climate, if you are lucky, you are going to have a great time horseback riding up the trails with a wonderful view of the beautiful Tatlayoko valley. Archery Image Source: www.outdoorlife.com There is no way in the city where you can really learn archery and actually enjoy it. But here at Lake Chilko, you can easily learn and even brush up your skills in archery. There are full ranges, with instructors available here. Mediation + Yoga Image Source: images.squarespace-cdn.com While there are a lot of options here for an adrenaline junky if you just wanna relax and calm yourself and your nerves down. Then the best activity for you will be to sit down and meditate and do a bit of yoga. Wrapping Up! So now that you are well aware of the beautiful surroundings of the Chilko Lake in British Columbia. The rigged wilderness, the lush greenery, and the sterling blue crystal blue water are just beautiful. So if you wanna know more about the beautiful Chilko Lake, then give us a like and comment down below to know more about the lake. Read Also: How To Plan A Best One Day Trip To Atlanta With Family? What Is Most Likely To Cause Someone To Fall Overboard? Top 10 Scenic Snowflake Cities In The U.S. To Travel To This Winter