OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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BY  Nabamita Nov 29, 2023

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READ MORE closest beach to disney world

The Perfect Getaway: Discovering The Closest Beach To Disney World!

BY  sagnika Sep 12, 2023

Are you planning to visit Orlando? Did you know that the closest beach to Disney World is a captivating place to stay and do Disney rounds? I get it! If you book your stay in Orlando, you will not have to drive an hour from Cocoa Beach! But guys, wouldn't you want your vacation to be more interesting and filled with fun activities instead of just hustling Orlando's city air? Read this article to learn about Cocoa Beach, the closest to Disney World. I will also list the places you can stay and the things you can do while living in Cocoa Beach. It will make you happy along with your kids, considering only some adults enjoy the parks at Disney World and the Universals. The Perfect Getaway: Discovering The Closest Beach To Disney World! So, you ask what beach is closest to Disney World? Cocoa Beach it is! My idea of staying at Cocoa Beach and traveling to Disney World for your children is a small sacrifice, especially with the host of activities I will suggest in this article. 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The water is shallow enough to wade in, with perfect opportunities to surf! The waves are calm and consistent, and it is one of the safest places worldwide to surf. The beach is accessible daily from 9 a.m. to 4 p.m. for visitors! The weather at the beach is a bit humid! Take advantage of the beauty of the water at Cocoa Beach that glows after the sun goes down due to the brightest dinoflagellate bio-luminescence. The algae are the brightest from July to October, so as visitors, you cannot miss this beauty. The comb jellies glow during November, so you are in for a show when the sun goes down! Things To Do At Cocoa Beach Cocoa Beach is one of the best places to visit if you are in Florida or have plans to go to Disney World. The town has much to offer and is a perfect destination for day trips, water-related activities, family-based activities, and attractions. I will share some of my favorite spots to visit and activities to try out in Cocoa Beach. All amenities are available, such as restrooms, a dog park, a picnic area, service animals, showers, parking, and others. Considering Cocoa beach near Disney World will offer you a variety of activities to perform. Read the article to learn about the best spots and activities you must try if you are staying or visiting Cocoa Beach! 1. Cocoa Beach Pier It is one of Cocoa Beach's iconic places, perfect for tourists, especially with the wide variety of beach activities, shops, and restaurants. From Sunday to Thursday, the pier is open from 11 a.m. to 9 p.m., while on Friday and Saturday, it is open from 11 a.m. to 10 p.m. There is no entrance fee! However, you will need to pay at the shops or the surf stores! There are shops where you can buy clothing items, decor, or toiletries. Further, inside the park, you can go surfing and play volleyball. 2. Ron Jon Surf Shop & Surf School You must visit this beach lifestyle store for anything related to surfing. 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There is also an IMAX theater for visual content, which is interactive and impressive. Human spaceflight and rocket launches are done here, considering it is a primary site. Check the KSC's launch schedule when you plan to visit Cocoa Beach. You might catch a rocket launch, a cool site for adults and children. Note: Not getting your hopes high or anything for the rocket launches considering the launches get rescheduled or scratched constantly. 5. Eat At A Beach Bar Planning a day at the beach, and you are not going to try out bar food or, for that matter, seafood? Cocoa Beach is among the best places to check out the Floridian beach bars. The most popular bar joint on Cocoa Beach is 'Coconut'! With a menu and full bar, it provides the best location, especially just a step away from Cocoa Beach. If you want a more laid-back vibe, go to the Beach Shack just next door. You will also get live music in the shack. Another significant beach bar is Rikki Tiki Tavern, where you can enjoy the water because it is directly situated on the beach. You also cannot miss the seafood offered in popular restaurants such as Squid Lips, The Fat Snook, Fat Kahuna's, and Florida's Seafood Bar & Grill. Some of the best food dishes are pompano, snook, or speckled sea trout. 6. Take A Kayak Tour You have to take a Kayak tour to enjoy the Banana River Lagoon inside the barrier island, Cocoa Beach. It is a vibrant ecosystem, and the adventure you will have is one of the best, especially with the sightings of dolphins and manatees. 7. Lori Wilson Park Visit Lori Wilson Park, with calm, shallow water and open beach space. The park has free parking with a picturesque beach so that you can click beautiful pictures. There are nature trails, forested areas, and boardwalks inside the park! What can be better than inside the park? There is a dog park where you can take your pets for a walk. 8. Brevard Zoo And Brevard Musuem Of History & Natural Science The zoo has almost 900 animals across this 75-acre area, and they are collected worldwide. The place has hands-on experiences where you can kayak along the expedition Africa exhibit, feed birds and giraffes, and zipline across the trees. Many moments are captured as exhibits across the Brevard Museum of History & Natural Sciences. You can observe Wind-over archaeological artifacts that belong to prehistoric times. The museum is also situated across 22 acres of natural trails. Places To Stay At Cocoa Beach You need to book accommodation when you visit these places and participate in diverse, fun activities. Further, when booking the places, you must evaluate your budget and the accessibility of different places from the place of accommodation. Wakulla Suites The accommodation at Wakulla Suites is all two-bedroom suites with a king-size bed, a double bed, and a twin bed. It is a perfect place to stay, especially if this is a family-based vacation. There is also a living room in the suites. Families can use a full-size refrigerator in the kitchen and an oven at their convenience. There is free Wi-Fi, and the gas BBQ grill is open for guests. There are also options for beach volleyball, a shuffleboard court, a game room, a pool, and a kid's pool. You can also rent beach chairs, kayaks, boogie boards, and umbrellas from the hotel. One suite for a night costs around $267 and is rated 4 out of 5 on TripAdvisor based on 1537 reviews. In case of a supply of toiletries, you can buy diapers or suntan lotions from the online gift store. Royal Mansions Resort The hotel is the most convenient accommodation if you are visiting Florida or, even better, Cocoa Beach, especially because of the mix of convenience, comfort, and value. The Royal Mansions Resort offers a friendly setting where travelers like you can enjoy diverse amenities. The rooms in the hotel offer free Wi-Fi, a refrigerator, air conditioning, and a flat-screen TV. Barbecue facilities and pools are available for you while staying at the resort, along with free parking. If you are craving barbecue dishes, you can book this resort as it is close to Gator's Dockside, Smokehouse Foods, and Graham's Smokehouse. You will be charged $133 for a room in the inn. Take advantage of the exploration tower, which is located pretty close to the resort, considering it is one of the most popular landmarks of Cape Canaveral. Homewood Suites By Hilton The hotel Homewood Suites By Hilton has rooms with theme park features. You can access free Wi-Fi, a fitness center that you can access, free hot breakfast as a part of your booking, and a heated outdoor pool accessed all year round. You can visit the Orange County Convention Center. It is close to the hotel so you can also see it! The hotel has a kitchenette, suites, a coffee machine, and a 50-inch flat-screen cable TV! You need to pay $25 for a room per night, and it is centrally located with theme parks. According to Tripadvisor, the hotel has been rated 4.5 out of 5. A dining area and a sofa bed accompany every room in the hotel. Apart from that, the toiletries are free while each room of the suite has a private bathroom. If you want to visit the theme parks, there is a complimentary shuttle. Courtyard By Marriott Cocoa Beach The hotel by Marriott Cocoa Beach has almost 156 contemporary and spacious rooms, each offering beautiful river and ocean views and a private balcony. You can access free Wi-Fi apart from the streaming digital services accessed from every room on the HD TV. The hotel recently opened a new restaurant called the Courtyard Cabana Bar at the poolside. You can also access evening room service offering healthy food and beverages from their in-house restaurant, The Bistro, which is quite refreshing! Based on the 1331 reviews on Tripadvisor, the hotel has been rated as 4.5 out of 5, charging $275 per room per night! Surf Studio Resort Cocoa Beach Are you planning a romantic getaway with surf, sand, and water? Well, book your rooms at Surf Studio Resort Cocoa Beach! The air-conditioned rooms of the hotel have a kitchenette along with a refrigerator. You will also get free Wi-Fi in this hotel as well. A picnic area, beach chairs, and sun umbrellas are also available in the Surf Studio Resort Cocoa Beach. There is also a pool on the property, which you can enjoy all year! There are also free parking services. The price of the rooms in the hotel charges $205 on a per-day basis. If you are a Chinese food lover, there is a restaurant called Yen Yen Chinese Restaurant close to the resort. Where Do We Stop? You will be pretty busy with all the activities, including surfing, fishing, swimming, wildlife, food, and others! With children, you have to visit the Disney World theme parks and the Universal Studio. What other plans might you have when you visit Orlando considering the beach area is one of the best for fun? You can also access playgrounds and parks, which will help you keep your children in line. Comment below to let us know about your favorite place in Cocoa Beach or the one spot out of the list that you will visit! Read Also: Check Out These Beaches That Are Closest To Tennessee’s Knoxville! Top Fun Things To Do In Nashville TN For Couples – Fun Guide Top 10 Beaches In Gloucester In Massachusetts – Travel Guide Closest Beach To Nashville – Top 10 Beaches You Can Visit