OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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Zanzibar Archipelago, Tanzania Location: Off the coast of Tanzania The Zanzibar Archipelago is a group of islands off the coast of Tanzania. Known for its spice trade, Zanzibar has a rich blend of African, Arab, and European influences. Zanzibar is a popular tourist destination known for its beautiful beaches, turquoise waters, and rich culture. If you’re a scuba diver looking for greater experiences, by all means, visit Zanzibar. Unique and incredible things to do here: Go Scuba diving in Zanzibar and her sister Islands like the Pemba Island. The region happens to be one of the most popular scuba diving destinations in Africa. Relax on Zanzibar's beautiful beaches and swim in the crystal-clear waters. Visit Stone Town, the historic center of Zanzibar City, a UNESCO World Heritage Site. Take a spice tour around Zanzibar’s colossal spice farms. Learn about some of the world’s most used spices and take special cooking lessons directly on the farms to discover the best of East African food. Interesting Facts & Figures about Zanzibar It is the second most popular tourist destination in Tanzania, after the Serengeti National Park. Zanzibar is one of the most popular beach destinations in Africa. Over 500,000 people visit Zanzibar each year. 7. Chobe National Park, Botswana Location: Chobe District, Botswana Chobe National Park is one of the largest national parks in Africa and is known for its large elephant population. It is also home to a variety of other wildlife, including lions, hippos, crocodiles, and antelope. Unique and incredible things to do: Take a boat cruise on the Chobe River and see elephants swimming and bathing. Go on a game drive and see Chobe's incredible wildlife up close. Visit the Savuti Marsh, a unique ecosystem that hosts a lot of wildlife. Interesting Facts & Figures Over 490,000 people visit Chobe National Park each year. It is the second most popular tourist destination in Botswana, after the Okavango Delta. Chobe National Park is a popular safari destination for tourists from all over the world. 8. Okavango Delta, Botswana Location: Okavango Delta, Botswana The Okavango Delta is a unique wetland ecosystem in Botswana. It is fed by the Okavango River, which flows from Angola into the Kalahari Desert. The Okavango Delta is a piece of hot cake, famous for its variegated wildlife, including elephants, lions, hippos, crocodiles, and antelope. Unique and incredible things to do here: Take a mokoro boat ride through the Okavango Delta and see wildlife up close. Visit the Moremi Game Reserve, a protected area within the Okavango Delta. Go on a helicopter safari and see the Okavango Delta from above. Nature walks Go camping on the 60 or so camps and lodges in the Okavango Delta. Ensure you pick the right tour guide for camping. Here are skills to look for in your tour guide.   Interesting Facts & Figures Over 100,000 people visit the Okavango Delta each year. It is the most popular tourist destination in Botswana. The Okavango Delta is a UNESCO World Heritage Site and is considered one of the most beautiful places in Africa. 9. Tsingy De Bemaraha National Park, Madagascar Location: Menabe Region, Madagascar People say Madagascar is the 8th continent, not for its Geographic isolation from Africa, but for its uniqueness– being home to some of the rarest animal species in the world. If you’re curious about wildlife in the universe, by all means, visit Madagascar. The Tsingy de Bemaraha National Park is a UNESCO World Heritage Site known for its limestone karst formations. The stingy are sharp limestone pinnacles that can reach up to 40 meters in height. The Tsingy de Bemaraha National Park is a territory for a multitude of wildlife, including lemurs, chameleons, and birds. Must-do tourist activities here: Hike through the Tsingy de Bemaraha National Park and see the incredible limestone karst formations up close. Visit the Tsingy de Bemaraha Special Reserve, a protected area within the national park. Go on a boat cruise on the Tsiribihina River and see wildlife from the water. Interesting Facts & Figures Over 87,000 tourists visit Madagascar and the Tsingy de Bemaraha National Park each year. It is the most popular tourist destination in Madagascar. 10. Ngorongoro Crater, Tanzania Location: Ngorongoro District, Tanzania The Ngorongoro Crater is a UNESCO World Heritage Site and is the world's largest intact caldera. The crater is home to a variety of wildlife, including lions, elephants, rhinos, leopards, and buffalo. Unique and incredible things to do: Go on a game drive through the Ngorongoro Crater and see wildlife up close. Visit the Olduvai Gorge, a UNESCO World Heritage Site where early human fossils have been found. Take a hot air balloon ride over the Ngorongoro Crater for a top view of the entire wildlife. Interesting Facts & Figures Over 600,00 people visit the Ngorongoro Crater each year. It is a popular tourist destination for tourists from all over the world. There goes your top 10 must-visit places in Africa this coming 2024! Add these to your bucket list. Here are some more amazing places to visit in Africa in 2024, with relevant images: 11. Masai Mara National Reserve, Kenya The Masai Mara National Reserve is one of the most popular safari destinations in the world. It is a heaven for lovers of wild beasts and the Great Migration, an endless, majestic voyage of wild beasts —which cuts across Tanzania and Kenya. On your safari tours, you’ll come close to incredible animals like lions, elephants, giraffes, zebras, and leopards. The annual wildebeest migration takes place between July and October. Must-do tourist activities here in Kenya: Go on a game drive through the Masai Mara National Reserve and see wildlife up close. Visit the Mara Triangle, a protected area within the national reserve. Go on a ride on a hot air balloon over the Masai Mara National Reserve for a bird’s-eye view of the wildlife. 12. Lake Malawi National Park, Malawi Lake Malawi is the third-largest lake in Africa and one of the deepest lakes in the world. It is also a UNESCO World Heritage Site, and UNESCO describes the National Park as an area decked with nature’s beauty and bounty and also with the rugged landscapes around it.  It indeed forms a  contrast with the clear waters of the lake. Lake Malawi is a popular swimming, snorkeling, diving, and fishing destination. Speaking of fishing, the area hosts hundreds of varieties of cichlid fish. Not only this, nearly all the fishes are endemic to that of the  Lake Malawi. Remember to practice sustainable fishing! Must-do Tourist Activities on Lake Malawi National Park: Visit the Likoma Island, a beautiful island in Lake Malawi. Go snorkeling or scuba diving in the clear waters of Lake Malawi and see a variety of marine life. Take a boat trip on Lake Malawi and enjoy the stunning scenery. 13. Rainbow Mountains, Morocco The Rainbow Mountains are a unique geological formation in Morocco. The mountains are made up of a variety of colorful rocks, which give them their name. The Rainbow Mountains are a popular tourist destination for photographers and hikers. Must-do tourist activities here: Hike through the Rainbow Mountains and see the incredible colors of the rocks up close. Take a photo of the Rainbow Mountains at sunset or sunrise to capture their magical colors. Visit the nearby Berber villages and learn about the local culture. 14. Dogon Country, Mali The Dogon Country is a region in Mali that is known for its unique culture and architecture. People here are known for their cliffside villages and their traditional masks. The Dogon Country is a popular tourist destination for people interested in learning about African culture. Incredible things to do here: Visit the cliffside villages of the Dogon people and see their unique architecture. Learn about the Dogon people's culture and traditions. See the Dogon people's traditional masks. If you’re planning for International Travel in 2024, here are 9 great tips for a more authentic travel experience. 15. Simien Mountains National Park, Ethiopia The Simien Mountains National Park is a UNESCO World Heritage Site and is known for its stunning scenery and its population of gelada baboons. The Simien Mountains are also home to a variety of other wildlife, including mountain nyala, Walia ibex, and Ethiopian wolves. Unique and incredible things to do: Hike through the Simien Mountains and see the incredible scenery, including the Ras Dashen mountain, the highest peak in Ethiopia. Visit the gelada baboon population and see these fascinating creatures up close. Take a photo of the Simien Mountains at sunset or sunrise to capture their magical beauty. 16. Dahab, Egypt Location: Sinai Peninsula, Egypt. Originally a Bedouin fishing village, now a popular diving destination. Dahab attracted over 1 million visitors in 2021 (Egyptian Ministry of Tourism and Antiquities). Dahab is peculiar for The Blue Hole, a renowned diving site that attracts thousands of scuba divers around the world. Things you just can’t miss: Dive or snorkel in the Blue Hole. Explore the Desert of Sinai on a camel safari. 17. Etosha National Park, Namibia Etosha National Park is a large national park in Namibia, reputed for its salt pan, which is one of the largest in the world. The park has now become the top tourist attraction of Namibia with more than 140 000 visitors recorded annually. Beyond the salt pan, Tourists visit Etosha National Park to experience a diversity of wildlife, including lions, elephants, rhinos, and giraffes. Unique and incredible things to do: Visit the Etosha salt pan and see the animals that come to drink from the waterholes. Go on a game drive through the Etosha National Park and see wildlife up close. Visit the Okaukuejo waterhole and see the animals that come to drink at night.   18. Addo Elephant National Park, South Africa Addo Elephant National Park is one of South Africa’s proud National Parks,  reputed for hosting arguably the largest population of elephants in the world. If you’re a fan of these giant creatures, you should be visiting South Africa’s Addo Elephant National Park in 2024. About 120,000 people check out this park every year. The park is also home to a variety of other impressive wildlife, including lions, rhinos, and buffalo. Things you can’t miss here: Go on a game drive through the Addo Elephant National Park and see elephants up close. Visit the Shamwari Game Reserve, a private game reserve within the Addo Elephant National Park. Take a helicopter safari over the Addo Elephant National Park and see the wildlife from above. 19. Bwindi Impenetrable National Park, Uganda Location: Southwestern Uganda, at the junction of the plain and mountain forests. Just realized we haven’t talked about Gorillas so far. Thankfully, there’s the Bwindi National Park, which is popular for the 400 Bwindi Gorillas and Mountain Gorillas. The Bwindi Impenetrable National Park is known for its exceptional biodiversity, with more than 160 species of trees and over 100 species of ferns 1. It is also home to many types of birds and butterflies. Impenetrable National Park is a UNESCO World Heritage Site and is home to the largest population of mountain gorillas in the world. Stuff you can’t miss here: Go on a gorilla trekking tour and see mountain gorillas up close. Visit the Mubwindi Swamp, a unique ecosystem within the national park. Take a hike through the Bwindi Impenetrable National Park and enjoy the stunning scenery. 20. Kilimanjaro, Tanzania Location: Kilimanjaro Region, Tanzania We’re ending the list with a place that’s known as Africa’s roof – The Kilimanjaro. A dormant volcano, Kilimanjaro is Africa's highest peak, a place that attracts around 50,000 climbers/hikers each year. As you hike the largest free-standing mountain in the world (20,000 ft), you’ll experience multiple climatic zones, from tropical rainforest to arctic ice cap. Visiting Kilimanjaro is different from hiking other mountains in the world, such as the Seven Magic Mountains in Vegas, because almost all the variants of the ecological system are traced on the mountain. Not only this, they are also traced to the rain forest, heath, moorland, alpine desert, cultivable lands, and an arctic summit. Did you know? Nearly every climber who has summitted Uhuru Peak has recorded his or her thoughts about the accomplishment in a book stored in a wooden box at the top. Activities you can’t miss here: Trek to the summit for a sunrise view. Explore the diverse flora and fauna along the trails. Need help planning your trip to Africa? Check out our Top planning tips for your next trip abroad. Read Also: Maldives’ Luminescent Secret: The Mesmerizing Sea Of Stars! The Stairway To Heaven Hawaii: Hiking Adventure’s Hidden Gem Walking On Sunshine: Exploring The Magic Of Vietnam’s Golden Hand Bridge!