OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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BY  Sibashree Sep 12, 2024

No, it’s not the battle of the Starks, Lannisters, and other houses of Westeros. In Canada lies Kootenay National Park, the actual land of ice and fire. The glacier-made canyons and valleys sing the song of the ice, while the hot springs and grasslands keep the “fire” element alive here.  Also, the national park is a hub of ancient fossils, encouraging walks through the fossil trails. Moreover, you can take a scenic drive through the park, rich in Indigenous culture, history, architecture, and cultural landscape.   So, do you want a virtual tour of this Canadian national park? THIS is where your journey begins! THESE Are The Things You Will Do At Kootenay National Park With no cell service available in Kootenay National Park, you can get lost in the wilderness and explore the most fascinating landscape. However, being respectful to the wildlife is a must for this national park. This August, I came across disturbing news while doing my research on Kootenay National Park.  I have been in touch with a local from Radium Hot Springs for quite some time now. He told me that a grizzly bear coming out of Kootenay National Park was almost struck by an SUV on 19th August 2024.  This incident occurred on a busy highway in southeastern British Columbia, and fortunately, the Kia Sportage SUV made its way to the other side safely. Further, it was a lesson on why following the safety guidelines is crucial while driving in and around the Kootenay National Park. On the major routes of Kootenay National Park, you will have to maintain a maximum speed of 56 mph.However, on the minor routes, the highest driving speed limit will be 37 mph.  Also, around one month before the incident, on 24th July 2024, there was a minor fire in the  Sinclair Canyon slopes (near Radium Hot Springs) of the national park. It was called the Berland Ridge wildfire. This fire was under control thanks to a helicopter bucketing water on it. However, outside the park’s southern boundary, there was a blazing fire that was brought under control after pain-stricken efforts.  So, these incidents show how mindful and cautious you need to be while taking part in the following activities.  Hiking In Kootenay National Park (Hikers’ Favorite Trails) The hiking trails in Kootenay National Park are full of elevation gains and losses. Also, today, the national park has more than 70 hiking trails at easy, moderate, and difficult levels.  However, I have curated a few hiking trails in the table below. After interacting with a couple of hikers, I found out that these are the ones most preferred. Name of the Trail Difficulty LevelDistanceLocationHighlightsMarble CanyonEasy1.4 Km with 42 M Elevation Gain Located near Lake Louise, AlbertaHiking, snowshoeing, and running are the favorite activities here.It is a pet-friendly and kid-friendly trail. It is a year-long hiking trail. Stanley Glacier Trail Difficult 10.9 Km with 607 M Elevation Gain Located near Lake Louise, AlbertaSnowshoeing, camping, and hiking are popular activities on this trail.You can take your dog as a company.June to September is the best time to hike this trail. Sinclair Canyon via Juniper Trail Moderate5.8 Km with 291 M Elevation GainIt is close to Radium Hot Springs in British Columbia.You will have to hike through a beautiful cedar fir forest on this trail.The view of verdant Sinclair Canyon Falls and the Columbia Valley from this trail is breathtaking.Marble Canyon to Paint PotsModerate2.9 Km with 110 M Elevation GainRadium Hot Springs (Marble Canyon Parking Lot  - 89 km east of Radium Hot Springs, Paint Pots - 86 Km east of Radium Hot Springs).Explore a good mix of mature and burnt forest throughout the trail.Behold the Vermillion River running parallel to the trail. Floe LakeDifficult10.5 Km with 1,110 M Elevation Gain Near Radium Hot Springs (72 Km East)Backpacking and camping are popular activities on this trail. The trail leads to the Floe Lake Backcountry campground. This popular meadowy trail is known for its views of peaks, glaciers, and the beautiful Floe Lake. Numa CreeksModerate 6.3 Km with 385 M Elevation GainThe trailhead is near the Numa Falls, which is 80 Km east of the Radium Hot Springs. It is a forested trail.The trail leads to heavy avalanche paths in the park.  The hikers’ words about the trails in this national park are quite encouraging. Let’s find out what they are saying about the mesmerizing hiking trails.  “This is a beautiful, deep canyon hike. The trail crosses the canyon multiple times to view the ferocious Kootenay river below. Hiking boots aren't necessary since it is a well-traveled trail.” - Deborah Turcotte on the Marble Canyon Trail  “The trail was mostly dry and in very good condition. No snow on the trail, just a few short wet spots. Trek up is mostly sheltered but a bit chilly and windy in the bowl so bring layers as the temp changes quickly when the sun is behind clouds. Still lots of snow in the bowl. Found one rock with fossils. There are a few small waterfalls on Stanley Peak. Lots of boulders at the base of the bowl to sit and enjoy a lunch and 360 views. An easy to moderate 3-4 hour hike with nice views of Stanley Peak, Storm Mtn, and the Kootenay Valley.” - Sue W on the Stanley Glacier Trail  Kootenay National Park Camping  Kootenay National Park is a wonderful place for frontcountry and backcountry camping. You can even live in oTENTiks and spend some unforgettable days in the park under the sky.  Frontcountry Camping You can camp near the Vermillion, Kootenay, and Simpson rivers. Also, you can find some quiet spots near Radium Hot Springs village.  Summer is the best season for front-country camping in the national park. However, the sites remain crowded. So, you must go for a prior booking.  Further, the daytime temperature in the national park remains between 16-23 degrees centigrade. Still, the temperature at night can drop below 0 degrees centigrade. So, abiding by the camping rules is crucial, and especially, be particular about the things you will have to carry. Moreover, like camping in any national park, here also you have to ensure that you don’t leave any trace behind as you leave the site.  Backcountry Camping Backcountry camping and backpacking are the best ways to explore the wilderness of this Canadian national park. However, you must make a prior booking and carry a backcountry permit if you want to spend some days and nights amidst grizzly bears, black bears, wolves, elks, and cougars.  Further, there are six backcountry camping grounds in the park, five of which are located along the  Rockwall Trail. The  Verdant Creek Trail has the sixth camping ground.  Random camping is not allowed during summer, as protecting the landscape and vegetation is crucial. This restriction applies from May to October.  However, in the winter months, you can do random camping in the designated areas. You will still need a permit for this. As I have mentioned, the Rockwall trail is the most prominent place for backcountry camping in the park. This site is also popular for the presence of various multi-day hiking trails. These trails are: Honeymoon Pass and Verdant Creek Tumbling - Floe The Rockwall  Tumbling - Helmet - Ochre Loop Numa Creek Helmet Creek and Falls Tumbling Creek Helmet - Ochre Junction In the popular backcountry camping areas, the trails are maintained quite well. Further, there will be amenities like food storage cables, food lockers, picnic tables, and tent pads.  Living in oTENTik An oTENTik is a modern fusion of a cabin and a tent. In the park, you will find the oTENTik site on the Redstreak campground’s A loop.  If you stay in an oTENTik, you will wake up amidst nature, and taking a bath at the hot springs will be the most rejuvenating experience. Then, you can explore the nearby hiking trails and gorge on traditional meals cooked in the campfire.  Relaxing At Radium Hot Springs  Beneath the colorful Sinclair Canyon mountains lie the most refreshing hot springs. Further, the mineral-rich water of the hot springs does not have any odor, and you can take a bath with your entire family.  To reach the Radium Hot Springs, you must drive from Banff and Lake Louise for around 1.5 hours. Further, the journey is as interesting as the destination, as you will get to small turquoise lakes, falls, canyons, and bridges over rivers as you drive through the Kootenay National Park. Also, don’t forget to stop at the following locations to make the most of your journey. Continental Divide (The line diving the Pacific and Atlantic watersheds) Marble Canyon Hike Paint Pots Trail Numa Falls Kootenay Valley Viewpoint (It is the place to get the most beautiful view of Vermilion and Mitchell Ranges.)  Olive Lake Trail and Day-Use Area However, the highlight of the journey, of course, is the Sinclair Canyon, where you will also find big horn sheep roaming. As you hike through the Juniper / Sinclair trail, you will get a “bird’s eye view” of Sinclair Canyon.  Further, as you enter the Radium Hot Springs village, you will see an iconic steel horn sculpture. The “Bighorns Public Art Sculpture” was officially unveiled on 7th April 2021. Moreover, Clara Reinhardt, the mayor of Radium in 2021, said,  “We chose something that implies a sense of arrival to Radium, the Columbia Valley, and beyond. We captured the undeniable natural beauty of the curved horns through a Fibonacci spiral—the golden ratio in nature and art.” “We wanted to create a piece of art that speaks to both the history and the future of bighorn sheep in Radium. We captured the undeniable natural beauty of the curved horns through a Fibonacci spiral—the golden ratio in nature and art.” - Adam Meikle (Artist of the Bighorns Public Art Sculpture) Burgess Shale Fossil Hike  The Burgess Shale Fossil Hike in the national park will give you access to Mount Stephen and Walcott Quarry. These are UNESCO Restricted Sites. Further, you will get to see some of the oldest fossils in the world here.  However, in total, you have three routes to explore in the Burgess Shale Fossil Hike. Let’s discuss them in detail.  Walcott Quarry Starting Point: Takakkaw Falls Difficulty Level: Difficult  Elevation Gain: 825 Meters Duration: 11 Hours Return Distance: 22 Kms Walcott Quarry is a classic example of a fossil hike. Also, the top view of the Emerald Lake from here is amazing. Further, you will find Burgess Shale creatures here, which were found in fossilized conditions at the mountaintop in the Yoho National Park.  “The Burgess Shale organisms lived 508 million years ago in a time period that Geologists call the Cambrian, which began at 541 Ma (million years ago) and ended by 485.4 Ma. The first fossil occurence of most animal lineages (at the phylum and class levels) occur in the Cambrian. As a result of this fact, and because the fossils are well preserved, Paleontologists studying the Burgess Shale fossils can deduce a great deal about the ancestory of animal lineages.” The Burgess Shale fossils were discovered at the Walcott Quarry site in 1909 by Charles Doolittle Walcott. 1 Mount Stephen Difficulty Level: Difficult  Elevation Gain: 795 Meters Duration: 7.5 Hours Return Distance: 9 Kms As you hike through the Mount Stephen trilobite beds, you will get to overlook the “town of Field” in British Columbia. Railway workers in the 1880s used to call the town of Field the space of “stone bugs.”  Further, during this trek, you will see trilobite fossils (now extinct and one of the earliest marine arthropods), and the view of the Kicking Horse River from the trail is amazing.  Stanley Glacier Difficulty: Moderate Return Distance: 10 km Elevation Gain: 385 m Duration: 7.5 hours You will start hiking the Stanley Glacier in a fire-swept forest. The forest has lodgepole pine and wildflowers. Further, along your route, you will get to see a turquoise river, waterfalls, and the best view of the Stanley Glacier. Moreover, you will get to see the fossils of hyolithids, sponges, trilobites, and sponges here, and they are from the Eldon Formation.  Cambroraster, an ancient arthropod, and many other species are found in the quarry near the Stanley Glacier. Further, the shell of a Cambroraster looks like the Millennium Falcon spaceship in its shape. Important Kootenay National Park Data At A Glance  Before you start for the Kootenay National Park, don’t forget to have a look at the stats. Location: British Columbia, Canada Established: 21st April, 1920 Area: 1,406 km² Highest Landscape: Deltaform Mountain (3,102 m) Designation: UNESCO World Heritage Site in 1984 (As Part of the “Canadian Rocky Mountain Parks ) Visitor Center: Kootenay National Park Visitor Centre (7556 Main Street East; Radium Hot Springs, B.C.) How to Reach: Via Highway 1 from Banff, AB or Calgary, AB/Via Highway 95 at Radium Hot Springs, BC Also Read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.