OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

Also read

Share on Social Media

Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

Leave a Reply

Your email address will not be published. Required fields are marked *

title-img Related

READ MORE Working For A Travel Agency

Working For A Travel Agency: What To Look For

BY  Ankita Nov 24, 2023

Understanding the industry's complexities can seem overwhelming in the dynamic realm of travel. Yet, with the appropriate resources like an efficient travel agent website, you can transform this intimidating task into an exhilarating adventure. A travel agent website is not merely a portal for arranging journeys; it is an all-encompassing tool that can steer your professional path in the travel sector. It offers exclusive access to deals, avenues for professional growth, and a supportive community, among other benefits. Let's explore what elements to consider when considering joining a travel agency and the significant role a top-tier company like Boardwalk Travel Agency plays in this decision. Exclusive Access To Deals As an aspiring travel agent, the initial aspect to consider in a travel agency is the provision of exclusive deals via their online platform. In the current era of digitalization, a travel agent website that presents exclusive offers leads the race in the fiercely competitive travel sector. These unique deals enable you to deliver exceptional service and distinctive packages that distinguish you from other industry players. Moreover, these exclusive deals offer a competitive advantage, guaranteeing your clients always receive the most excellent value for their investment. Commission Earnings Earning potential is a significant factor in any job search, and the travel industry is no different. When assessing a potential agency, consider how they structure their commission earnings. A well-structured travel agent website will clearly outline the commission structure, enabling you to understand your potential earnings. This transparency is vital as it builds trust between you and the agency, ensuring you are adequately rewarded for your hard work and dedication. Professional Development Opportunities In the ever-evolving travel industry, professional development opportunities are a must. A forward-thinking travel agency will offer resources through its website to help you grow in your role. These resources could include webinars, online courses, or articles on the latest travel trends. Learning is a continuous process, and the ability to adapt to new trends and changes is crucial in maintaining your relevance in the industry. A travel agent website that prioritizes professional development shows commitment to its agents' growth and success. Support Network Working in the travel industry can sometimes feel overwhelming, given the many details that go into planning the perfect trip. Therefore, a supportive network is an invaluable resource for any travel agent. Some agencies offer community features on their website where agents can share experiences, advice, and insights. This collaborative environment fosters a sense of camaraderie, providing practical support when you need it most. Reputation The reputation of a travel agency can significantly impact your career trajectory. A reputable travel agent website will feature positive client testimonials and high ratings. These testimonials assure both you and your potential clients that the agency is trustworthy and consistently delivers on its promises. When choosing an agency, look for one whose reputation precedes it. Training Training is another critical aspect to consider when choosing a travel agency. The world of travel is complex, and having the right skills and knowledge is vital to navigating it successfully. A robust travel agent website will offer comprehensive training resources to equip you with the necessary skills. These could range from making bookings, understanding travel insurance, and dealing with unforeseen circumstances. An agency that invests in training its agents will likely be committed to providing excellent service to its clients. Resources In today's digital age, having the right resources can give you an edge over your competitors. An agency that provides marketing materials through its website is committed to its agents' success. These resources can help you attract and retain clients, ultimately growing your business. Flexibility Lastly, consider the flexibility that the agency offers. In a world where remote work is becoming increasingly popular, a good travel agent website will have features enabling you to work from anywhere, anytime. This flexibility lets you maintain a healthy work-life balance while serving your clients effectively. Harnessing The Power Of A Travel Agent Website: Concluding Thoughts In conclusion, when looking for a job at a travel agency, consider these factors: exclusive access to deals, commission earnings, professional development opportunities, a supportive network, reputation, training, resources, and flexibility. By paying attention to these elements, you'll be well-positioned to find an agency that aligns with your career goals and meets your personal needs. Remember, a well-structured travel agent website benefits not only the clients but also the travel agents who use it daily to provide exceptional service. We hope this information has been helpful, and thanks so much for reading. Read Also: Brighton Bliss: Crafting Your Perfect Coastal Getaway Itinerary Hidden Gems: Unearthing The Best Things To Do In Nottingham Things To Do In Leeds: Dive Into The Dynamic Heart Of Yorkshire

READ MORE can you use bluetooth on a plane

Can You Use Bluetooth On A Plane? – Know It All Here!

BY  sagnika Jun 14, 2023

Can you use bluetooth on a plane? You have to read the airline instructions accordingly. On most airlines, passengers are instructed to turn off all electronic devices before the flight takeoff. It is an important aspect of security and safety, due to which electronic devices are asked to be switched off. When using a network, a phone or an electronic device will try to access the closest tower when on the ground. The towers are constructed based on the topography of a region; hence, on the ground, the phone tries to get the network from the nearest tower. However, when a person tries to get a signal on their phone at 30000 feet up, it causes problems because it starts accessing more cell towers. Shutting down all electronic and Bluetooth devices is a precaution to prevent network issues that might hamper overall flight networks. The Federal Communications Commission (FCC) integrates the authoritarian rules related to wireless tech on a plane. Even though Bluetooth headphones are allowed for air travel, you must follow certain rules concerning Bluetooth devices on a flight. Can You Use Bluetooth On A Plane? - Answered Here All passengers must listen to the crew and follow the rules implemented to govern the right time and way of using electronic and Bluetooth devices. Even though Bluetooth operates at a lower frequency, it cannot connect with cell towers. Bluetooth devices do not operate on the same frequency band as electronic devices. Therefore, there is a meagre chance of Bluetooth devices intercepting or preventing avionic interactions. However, if crew members ask you to remove your headphones, you must listen. Arguing against not removing headphones with the crew members can get you kicked off the flight, or you might have to pay the penalty. The decision-making concerning headphones and Bluetooth is on the airlines; however, based on the evolution of technology, it can become more difficult as time passes. With advancing technology, Bluetooth devices are developing further; therefore, it is not limited to the problems it might incur for avionic networks. The eventuality of cellular tech advancement has led to Bluetooth being used even in airplane mode. Hence, with the advancement of technology, airlines will be more careful. Can You Use Bluetooth On A Plane? Based on Bluetooth technology, the Federal Aviation Administration (FAA) may decide on further enforcement of regulations. Most airlines allow Bluetooth devices to be used in flight. However, there is no addressing of the Bluetooth aspect. Bluetooth devices such as keyboards and headphones are acceptable if connected to flight Wi-Fi and all cellular connections are deactivated. However, Bluetooth devices connected to a laptop or a tablet must be shut off before the flight takes off. All major American airlines, such as United Airlines, Delta Tell, Southwest, and JetBlue, allow passengers to use Bluetooth devices if cellular connections are off. British Airways, however, ask their passengers to switch off their Bluetooth accessories and devices during takeoff, landing, and taxing. Air Canada has integrated a different rule allowing passengers to use Bluetooth headsets or Bluetooth earbuds once the plane's altitude is 10000 feet. The headset or earbud is only allowed if the battery is removable. Wireless mouse is completely prohibited. Lufthansa is an airline that allows passengers to use Bluetooth accessories throughout the flight, takeoff, and landing. Passengers are not allowed to plug in their Bluetooth headphones to the flight's entertainment system. Airline Instructions For Using Bluetooth The Federal Communications Commission (FCC) has decided on Bluetooth devices that having Bluetooth headphones can prevent passengers from listening to important announcements made by the crew. The headphones block the ears. Hence, it gives rise to potential issues because the passengers might be missing important information. For example, if a passenger needs to attend the safety precaution presentation at the beginning of the flight, it negates the effort of the crew members. The Federal Aviation Administration (FAA) issued regulations concerning wireless devices in 2013 regarding electronic and Bluetooth devices. They have given the responsibility to the airlines to determine which devices interfere with the communication or the navigation system. Some of you must be traveling for the first time or have yet to use headphones. Does Bluetooth work on a plane? To answer the question, yes, it does. It has a low range and easily connects with other electronic devices. However, since electronic devices are being asked to shutdown, headphones connected to them will be pretty much useless. Even though Bluetooth is not messing with the flight systems, the sounds can be distracting, considering the aircraft is enclosed. Read More: Can You Bring A Razor On A Plane? Find The Answer Here! How To Use Bluetooth On A Plane? If you are asking, does Bluetooth work in airplane mode? Yes, it does. If you have an iPhone, iPod, or iPad, you can activate your Bluetooth while in airplane mode. To do that, you need to go to Settings. You need to activate Airplane mode. Then you can enable bluetooth and connect your device. In many phones, once you turn off the cellular connection and activate airplane mode, Bluetooth also shuts down. You need to go to the settings and then start Bluetooth manually. Some of the airlines also offer their entertainment library through their app. Passengers can download their app before boarding their flight and use their bluetooth devices to access the library. Using Bluetooth headphones can also reduce the power, and most airlines do not offer charging points leading to inconvenience. So when you ask yourself, can I use bluetooth on a plane? The answer is yet, but you might lose all your charge. The only valid option is the 3.5mm headphone which does not require any power source. Getting a seat with a USB port charging point is completely your luck. Conclusion The article has listed different aspects of using a Bluetooth device and why it can be both a risk and a problem. Even though it is not officially restricted, remove it if a crew member says. Can you use bluetooth on a plane is a frequent question; therefore, comment below to let us know if you have ever experienced this. Read Also: Can You Bring A Lighter On A Plane? Know It All Here! Can You Bring Cigarettes On A Plane? Know Your Answer Here! Norse Atlantic Airways Reviews And Other Information To Check Out Everything About Breeze Airways: Breeze Airways Reviews, Features, And More!

READ MORE Shopping When You're On A Holiday In Pigeon Forge

Tips For Shopping When You’re On A Holiday In Pigeon Forge

BY  Ankita Oct 16, 2023

Pigeon Forge may be a modest town with a population of 6,500, but that doesn’t mean it lacks in any way. When it comes to shopping in particular, there are more than 300 stores spread across the town that offer gifts, handmade items, souvenirs, and a wide variety of other items. You come to Pigeon Forge, and there is no chance that you will go back empty-handed. Here are some of the best shopping tips when you are out on a spree in Pigeon Forge: Here Are Some Famous Gift Shops In Pigeon Forge While out on vacation, most people either buy gifts to take back for their loved ones or get souvenirs that can serve as a reminder of their trip. If you are looking for either of these purchases, Pigeon Forge has a plethora of gift shops that you can hit up and find the ideal items to give to almost any person, regardless of their age or gender. Here are some of the most famous local gift shops for you to explore: a. Three Bears General Store Three Bears General Store in Pigeon Forge is the ideal place to go if you want to buy something that keeps reminding you of your travels. This enormous store, which is just off the Parkway, contains whatever you can think of. Numerous products with a Smoky Mountain motif are available, including clothes, blankets, and figurines. Additionally, this business offers jewelry, snacks, accessories, and a lot more. It is by far one of the most famous Pigeon Forge gift shops to explore. b. Mountain Mile General Store Another prominent and often-visited local gift shop is the Mountain Mile General Store. Located on Teaster Lane, this shop is one that offers almost everything that you could possibly imagine as a gift. There are home décor items, magnets, buttons, Smokies-themed apparel, and a lot more besides. Whether you are looking for a birthday gift or just something to carry as memorabilia, this store has it all, making it a must-visit spot in Pigeon Forge. The Best Local Stores It’s not just Pigeon Forge, but anywhere you visit, it is important that you take a trip to some of the famous local stores. It gives you an idea of what the area is known for, what residents make and sell that is not available anywhere else in the country, as well as to get a glimpse of cultures and traditions that are upheld in the city. When talking about Pigeon Forge, some of the renowned local stores include: a. Goats On The Roof Yes, that is the actual name of a general store in Pigeon Forge, and it is exactly what the name indicates. In fact, the store is part of a larger attraction with the same name where real goats are kept on the top of the building. The location also has a mountain coaster for families to enjoy. The store has a lot of items that are related to goats, but there are local clothing, home décor, and edible items available, too. b. The Old Mill General Store The Old Mill is one of the most iconic locations in Pigeon Forge, and this store is a famous attraction within it. The 200-year-old Mill is still operational as it grinds fresh wheat and corn. You can buy a wide variety of freshly ground flours at the store. And that’s not all. You can pick up homemade pickles, jellies, and jams, all freshly produced. Then there is also the available range of toys, souvenirs, candies, and a lot more besides. Some General Shopping Tips While Traveling Shopping is naturally an essential part of every vacation. However, all that stuff you buy definitely increases your luggage, which may not be a problem if you travel to Pigeon Forge in an RV or your own car, but if you took a flight and intend to take one back, weight is something you will need to take into account. And that’s just one thing to take care of. Here are a few tips that make travel shopping significantly easier: a. Pack light There is a good probability that you will go shopping everywhere you go, whether you are traveling domestically or internationally. Since you are aware of this, it is best to bring minimal luggage. This is an important consideration if you are flying, but if you drive across the country and have room in your vehicle, you might not need to consider it. b. Browse Before You Pick There are a lot of different shops selling a wide variety of items across Pigeon Forge. At times, you may feel like buying almost everything in a store, but that’s not always practical. A great thing is that despite there being more than 300 stores, they are all located in relatively close vicinity. So, it is better to browse different places before buying anything. You can always come back to a store if you find something you like and can’t find it anywhere else. c. Be Careful With Edible Items In Pigeon Forge, the Old Mill store is not the only place where you’ll find edible items to buy. Almost every famous general store in the town offers some local delicacy that you would want to take back home. However, carrying edible items is tricky, irrespective of whether you are traveling by road or by car. Freshly ground flour, in particular, can be difficult to transport. Make sure that you get a plastic container for it, or else you run the risk of getting that white powder in various places that you’d have to clean up later on. Conclusion Pigeon Forge is a comprehensive travel destination that offers a lot in terms of entertainment and considerable shopping choices. From memorabilia to apparel, from edibles to décor products, you can find almost everything down here, but it is important not to go crazy and shop wisely. Read Also: Eight Outdoor Attractions In Pigeon Forge For Thrill-Seekers 8 Reasons To Spend Your Spring Vacation In Pigeon Forge Top Tips For A Terrific Vacation