OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

BY  Abdul Aziz Aug 24, 2023

Traveling could be among the most rewarding experiences one can have, whether it's for leisure or business. The idea of discovering a new destination and wandering its streets is really exciting. However, before you embark on a fresh journey, have you ever thought of what might go wrong during your travel arrangements? Imagine arriving at your destination only to discover that your luggage is nowhere to be found. Consider the scenario where your flight unexpectedly gets canceled. The solution to these uncertainties is travel insurance. What Is A Travel Insurance?  Suppose you missed your early flight to America or forgot your bags in China- who is going to take responsibility?  Have you ever thought about the priceless money you will lose without a stable backup? Here is when the need for travel insurance kicks in.  Travel insurance refers to an insurance type that covers financial losses related to traveling. But it doesn’t end there. Insurance for traveling can also be helpful while getting protection for international or domestic travel. Other factors that might also affect travel are also covered under this, like injury, illness, accidents, etc.  Many travelers either forget to opt for travel insurance or purposely avoid purchasing it. In both these cases, you will have to bear the consequences. Regardless of whether you are traveling abroad or within your own country, travel insurance is an essential safeguard that offers multiple advantages. Why Do You Need This Insurance Right Away: 6 Key Reasons?  Imagine going on a fun tour with your friends or your loved one, and something unfortunate happens. Nobody would ever want that, right? This is why here are the top 6 reasons why travel insurance is important when you embark on any journey. Financial Security When Traveling Abroad Imagine a situation where you visit a foreign country for the first time and find your wallet or bags stolen. What could you do in this situation? This is where your travel insurance proves its worth. In cases of unexpected emergencies, such as thefts, your travel insurance company becomes your support system, providing the necessary financial assistance to address the situation. If you're uncertain about which service provider to choose from the many available, you can easily compare prices with Utility Saving Expert and find the cheapest and most appropriate cover for your travel needs. It Covers Medical Emergencies Every Travel Insurance policy includes coverage for medical treatment expenses up to a specified limit. These policies are inclusive and do not differentiate between various types of medical emergencies. Whether it's medical treatment or accident-related expenses, the insurance company will reimburse costs up to the predetermined limit. Moreover, insurance providers maintain a roster of network hospitals where you can receive the necessary treatment. If You Lose Luggage And Personal Belongings In case your luggage is lost or significantly delayed, whether due to your negligence or the airport authority, travel insurance offers you peace of mind. The policy will provide coverage for purchasing essential items temporarily while your baggage is located. While your personal belongings may be irreplaceable, your travel experience will remain unaffected thanks to this coverage. If the Trip Get Cancelled Travel insurance additionally safeguards you in cases where you might need to cancel your trip for valid reasons, such as illness, injuries, national emergencies, or natural disasters. With travel insurance, you can be reassured that you won't lose the entire sum you invested in the trip if it happens to get canceled. When You Miss A Connecting Flight When you encounter the unfortunate situation of missing a connecting flight, perhaps due to a delay in your first flight, travel insurance comes to your rescue. This coverage enables you to seek reimbursement for the expenses incurred as a result of the missed connecting flight. The policy would allow you to file a claim for the expenses you've had to incur due to missing the connecting flight. This reimbursement can cover various aspects, including the cost of rebooking your missed flight, arranging new transportation, and even adjusting your accommodations if necessary. Fraudulent Charges Imagine yourself losing your credit/debit card during a trip, and suddenly, you start getting texts that someone is using your credit or debit card. Scary, right? You are not only losing your money, but you are losing in an unfamiliar place where assistance might be hard to come by. However, with the safety net of travel insurance, you would not have to face this problem. Your insurance coverage will reimburse you for any monetary losses incurred due to stolen payment cards, even covering transactions up to 12 hours preceding your initial report of the incident. What Is Meant By Comprehensive Travel Insurance?  Another very popular type of insurance is comprehensive travel insurance which consists of various other coverage. They are generally grouped under a single plan. Very commonly, comprehensive insurance for travel consists of a 24-hour helpline for healthcare when some emergency arrives. Alternatively, you might be able to buy every coverage type separately.  Interruption Coverage & Trip Cancellation This particular insurance helps in reimbursing a traveler for all or some prepaid travel expenses. Under it come trip cancellations, travel delays, cancellations, and trip interruptions.  Baggage Loss and Damage Coverage A frequent travel problem is your personal belongings getting either lost, damaged, or stolen. It immediately sabotages your whole mood because you have to look for replacements. However, various travel insurance policies pay only for belongings after exhausting other claims.  Rental Insurance Thirdly, vacation rental insurance coverage includes accidental damage costs from a vacation rental property. Some of these plans might also provide trip interruption and cancellation that help in reimbursing travel costs, particularly when you cannot access your vacation rental.  Conclusion Whether you're preparing for a vacation within your own country or embarking on an international journey, it's crucial to consider obtaining travel insurance. This prudent step will help guarantee a vacation that is not only secure and trouble-free but also offers you peace of mind throughout your travels. Read Also: How To Apply For A Passport Online In This Pandemic, And Which Countries Allow You To Travel Now?

BY  Abdul Aziz Aug 11, 2023

All aboard, travelers! If you're looking forward to a scenic and relaxed journey on the rails, it's essential to know some key train travel packing tips. They’ll make your trip a comfortable and enjoyable experience. Whether you're taking off on an exciting transcontinental adventure or just a weekend getaway, preparation is key. The right packing and planning can set the tone for a smooth ride. So, review these essential packing tips and must-haves for your next train travel adventure. Train Travel Packing Tips 1. Bring A Spacious Single Carry-On When selecting luggage, your best bet is a spacious carry-on bag. They're ideal for day trips and even those train travel packages that span a week or two. Choose a bag specifically designed for travel. It often has waterproof material and anti-theft features to protect your things inside as you focus on your trip. If you need more room for your belongings, a lightweight wheeled bag is an excellent alternative. Not only is it easy to maneuver, but it’ll also fit into the usually constrained compartments of many trains. Packing light becomes crucial here since space on trains isn't as generous as in planes. 2. Use Organisational Packing Cubes As a traveler's best friend, packing cubes help you organize your belongings. Organizing your belongings into various compartments allows you to easily locate what you need without turning your bag upside down.  Get cubes in varying sizes to fit everything from large pieces of clothing to socks and undies. Not only will these organizers save you time, but they’ll also keep your packing tidy throughout your journey. 3. Pack Clothing You Can Layer Understanding the weather and climate of your train route is vital, even if you'll be inside the train for the most part. Packing layered clothing allows for easy adjustments to fluctuating temperatures. Start with light layers and add warmth as needed. That way, unexpected weather changes won't catch you off guard. 4. Consider Bringing Multi-Purpose Items The more versatile the items in your luggage, the lighter you can pack. Think of multi-purpose garments or accessories that can serve more than one function. Bringing along a scarf that can double as a blanket, for example, saves you the need to pack too much. Now that you know how to pack effectively for your trips, check out what you need to bring for your worry-free journey via train. Train Travel Must-Haves A. Travel Documents Remember to have your necessary travel documents like tickets, identification, and any required visas at hand. A small document holder can make managing these essentials a breeze.  Failing to bring your documents could delay your trip or deny you entry on the train. Before you leave for the train, double-check these items first and last to ensure you won't forget anything. B. Personal Toiletries Some trains may provide complementary toiletry kits, but it's always a good idea to bring your own, just in case. A small toiletry bag with travel-size items like toothpaste and face wash can keep you fresh and clean during the journey. Why not pack multi-purpose toiletries like petroleum jelly or moisturizer with SPF to save more space in your kit? These items can help you pack more efficiently. Consider transferring the contents into tiny travel bottles to avoid bringing the larger original containers with you. C. Sleeping Kit For overnight journeys, a sleeping kit including a blanket, sleeping mask, ear plugs, and neck pillow will make your trip more restful. Investing in a compact set ensures comfort without taking up too much room. Pack these items together in one compartment to grab them easily before sleeping. D. Insulated Water Bottle And Snacks Even if the train offers fresh food and beverages to first-class and economy passengers, it won't hurt to bring your own for the trip. An insulated water bottle will keep your drinks at the right temperature, and snacks will fill your stomach between meals. Store your food in resealable pouches to keep the contents from spilling out and making a mess. E. Electronics And Entertainment Don't forget your charger, headphones, and favourite book or e-reader. A relaxing train journey is perfect for unwinding with a good read or movie. If possible, store your electronics, phone, and wallet in the same small bag, as these items are often considered valuables. F. Portable Clothesline A portable clothesline can be handy if you plan to freshen up some clothes during extended travel. It's light, practical, and easy to use. This train travel must-have is ideal for drying wet towels or using it as a makeshift bunk divider. Though, remember to ask for permission first before using it. G. Rubbish Bag The train may have several rubbish bins you can walk over to, but there'll be times when you just want to remain seated. A small rubbish bag comes in handy for these occasions since all you need to do is take it out and toss your waste inside. It helps keep your space clean and organized during long-haul journeys, whether luxury travels or trips planned at the last minute. Conclusion Embarking on a train journey doesn't need to be a puzzle. By following these train travel packing tips, you can have a stress-free ride anytime. From versatile carry-on choices to must-have comfort items, thoughtful planning makes all the difference. So, grab your ticket, pack wisely, and enjoy the scenic vistas through the window. The train route is waiting, and your seat is reserved!

BY  sagnika Oct 5, 2023

Are you one of those who loves taking stunning photographs of monuments worldwide? The Golden Hand Bridge is one of the striking monuments that can give you the perfect backdrop for your picture or a wallpaper-worthy photo. The Golden Hand Bridge in Vietnam is an attraction in a themed park that was recently added to the list of beautiful places worldwide. The bridge's construction started in July 2017 and was completed in April 2018. A stunning and unique architectural wonder, Golden Hand Bridge deserves all the attention and popularity it is getting! It is beautifully located in the Ba Na Hills Amusement Park in one of the major cities, Da Nang, in Vietnam. The attraction has become viral due to social media platforms! In this article, I am writing about how walking on the Golden Hand Bridge in Vietnam feels! It is like walking on sunshine as the environment adds up to the beauty of the bridge! Walking On Sunshine: Exploring The Magic Of Vietnam's Golden Hand Bridge! The amusement park in which the Hand Bridge has been built is a Disney-style theme park known as Ba Na Hills. Hand bridge is another common name for the Golden Bridge! You can see it all over social media as people visit the place and create beautiful pictures. If you want to visit the Golden Bridge Vietnam, you can take a guided tour of the Ba Na Hills from Hoi An or Da Nang! Along with the bridge, other things are included in the guide, such as Fantasy Park, the French Village, and the Cable car ride. The whole trip will take at least 3 hours to cover! If you are taking a car ride from the city, it will take some time. You will have to pay 750000 dong to visit the bridge, which might seem more expensive for some, especially if the weather is overcast! You still have to visit the bridge because it is one of a kind! Costs Of Tickets To Visit Golden Bridge Da Nang! You do not have to pay any money to visit the bridge. However, the Ba Na Hills Resorts owns the Golden Bridge Da Nang Bridge. The bridge is included in the Sun World Ba Na Hills tourism complex, so the rate of visiting the resort is included in the ticket price for the cable car. You have to reach the resort by car while reaching the hilltop of Ba Na Hills by cable car. The ticket price for adults for a round-trip is $38.30! You can visit the bridge in two seasons, extending from April to September and October to December. For children whose height is between 1m and 1.4m, the round-trip tickets cost around $31.01! Children below that height can visit where their parents do not need to buy any tickets. There are also offers with a lunch buffet and combo cable car tickets priced around USD $46.38. About Golden Bridge Da Nang! One of the most photographed spots located within Ba Na Hills, Golden Bridge Da Nang is a 500-foot-long bridge with railings shining in golden color. The bridge has been constructed with such a design that it is cradled between two colossal hands. The hands are so big that they seem to be up in the clouds. Further, during rainy days, the clouds are covering the hands. The bridge is 12.8m wide with eight arches. The concept of the bridge was about walking across the hands of the God of mountains on the clouds. The Hand Bridge in Vietnam acts as a connector between the cable car station, which is located at the hilltop, and the Paradise Gardens. Further, the bridge gives you a perfect view of the Annamitr Mountains and the East Sea. I suggest you arrive early in the morning if you want an excellent picture of the attraction or get a photo of yourself on the bridge. When visiting the bridge, you can also cover fantasy parks, the French village, and a cable car ride, making it a complete circle! How To Reach The Golden Bridge In Vietnam? To reach the Golden Hands Bridge Vietnam from Da Nang City, you must go to Sun World Ba Na Hills first. You can go from Thien Thai Flower Garden or Marseille station to the Golden Hand Bridge. There are different transportation routes which you can take! Car Rental In Da Nang You can rent a car in Da Nang to travel to the bridge, especially with people ranging from 4 to 45 people. The rental vehicle is both cost-saving and flexible. The round trip ranges from somewhere $17.02 to $93.62. Taxi If you are looking for something reasonable, book a taxi if you are in a group of 4 to 7 people. The price of a round-trip taxi visit starts from $21.28 to $25.53. Bus To Ba Na If your budget is cheap, take a bus from Da Nang, which will take you to Ba Na in just 75 minutes. The bus is specifically for tourists, and the round-trip costs $6.38 per head. However, the timing could be more relaxed as tourists are picked up between 7:30 and 8:30 from Da Nang. While returning, tourists are picked up from Ba Na between 14:30 and 15:30 to return once the Bridge tour is done. For tourists, it can be restrictive at times! Transfer Car From Danang To Ba Na The transfer car starts from 72 Nguyen Chi Thanh and takes tourists to Ba Na Hills, with the round-trip ticket costing around $2.98 per head. This transportation is convenient for visitors planning to visit Ba Na in the morning, but there will be issues for evening visitors! Again, with the pocket-friendly rate, the car is restricted concerning the timing of the transfer car, which only functions between 8:30 in the morning and 18:00! Motorbike Rental If you are young and know how to ride a motorbike or your partner knows, go for the motorbike rental! It is one of the best choices for tourists because it creates opportunities for you to enjoy nature and its beauty. This transportation choice lets you stay the most active concerning your travel plans. The motorbike rental price ranges from $4.26 to $6.38 per head. What Is The Best Time To Visit The Golden Bridge Da Nang? What is the perfect time to visit Golden Hand Bridge in Vietnam? The opening hours of the bridge start at 8:00 AM, while it closes at 18:30. Considering it is one of the recent and popular attractions on social media, there is a huge crowd. You must know the crowded time while visiting the bridge is between 9 AM and 17:00. So, if you plan to visit the bridge to avoid the rush or the crowd, you must visit either before 9 AM or after 17:00 PM. You can experience four seasons, namely summer, winter, spring, and autumn when you go to the bridge. The cool atmosphere you enjoy up on the bridge is amazing, along with the beautiful scenery. When taking pictures of the attraction, you have to include one of the hands in your photo! It looks majestic! Along with that, you can also opt for panoramic photos. Either simulate the hand or stand inside it to show the magnificent perspective of it. Places To Visit While On the Golden Hand Tour! Based on my understanding of other people's experience of the place, you can visit the place either in the morning or afternoon. If you are hoping for foggy pictures or with the sun rising high on the clouds, go in the morning! Sometimes, you can also catch birds flying, which is a beautiful visual! However, if you are looking for more light, glowing sun in your pictures, you can go in the afternoon. The sunset is just perfect in the afternoon, with a romantic vibe. If you are visiting with your partner, it is the perfect time to go, especially when the photographs will be to die for! Apart from the Golden Hand Bridge, remember that there are other places to visit, such as an amusement park called the Fantasy Park. How can you remember the restaurants and cafes that are of different styles? You have to try the delicious food and beverages there. Further, you gotta visit the Ling Ung Pagoda and the flower gardens. Weather Must Be Taken Into Consideration! Image Source : images.rove.me/ The Golden Hand Bridge has been constructed to be up in the clouds. It is, therefore, important to consider the weather when visiting the Golden Hand Bridge. According to a review on Tripadvisor by udontnomee3e, an overcast day is a bad day to visit the bridge! If the weather is rainy, cold, and cloudy, there is a high chance that you will not be able to enjoy the attraction or take good pictures. The issue, however, with it is that you cannot know what the weather will be when you go up from below because the weather is completely different! During bad weather, the visibility becomes terrible, and the steps become slippery. It isn't obvious because when you are on the ground, you will not realize the weather status on the bridge. At the top, it might be completely different! Highlight Of The Golden Hand Bridge! Image Source: d13jio720g7qcs.cloudfront.net The bridge has hosted a fashion show called "A Walk on a Cloud" fashion by the Fashion Voyage. It is a groundbreaking achievement, especially with the spectacular natural view and a harmonious blend of architecture. The bridge has inspired many designers from the fashion industry to create something that represents out-of-the-world structure. Many couples have done their wedding photo shoots, especially if the location has been accessible. Even though it looks artificial, the bridge is quite interesting in becoming a worldwide photography sensation. It is nothing close to Disneyland, but the amusement park in which it has been made has created quite a stir and an awareness! Accommodation At Ba Na Hills! If you are planning to stay at Ba Na Hills, consider the tour of the Golden Hand Bridge, which can be completed in less than one day! There are other features and attractions that you have to complete, and then you have to book your accommodations there. Some of the best hotels or resorts that you can book while on a trip to the Golden Hand Bridge are as follows: Monarque Hotel - This hotel is a beautiful stay with all the amenities made available! The hotel is mostly for accommodation as the outside is so beautiful and filled with activities and attractions for you to visit. The distance of the hotel is 27.7 km from the Golden Bridge. If you are on a romantic trip, this hotel is definitely for you, as it is perfect for a romantic getaway! As partners, you can enjoy yourselves in the pool apart from the beautiful scenery outside. Muong Thanh Luxury Song Han Hotel - This hotel is 24.6 km from the bridge and is one of the best regarding family stays. The hotel has all the services and amenities, especially with amazing staff services. Traveling as a family, this hotel will ensure all your and your family's requirements are met. Ba Na Hills Mountain Resort - The distance between the resort and the Golden Bridge is 25 km with an altitude of 1487 m! It is one of the favorites based on the guests' ratings and reviews. Apart from having exotic theme parks, the resort offers many recreational activities! Start Packing… Have you started packing yet? Now that we have discussed all about Golden Hand Bridge, Vietnam, you have to visit once in a lifetime. Attractions like these worldwide urge us to see them and create memories of a lifetime. As humans, we are supposed to enjoy the beautiful scenic views worldwide. Even artificial ideas, along with the beauty of nature, confirm our growth and survival. Golden Hand Bridge is worth visiting, along with facilitating accommodations and other attractions. Comment below to tell me why you want to visit Golden Hand Bridge, or have you already checked it off the bucket list? 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