OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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7 Modes of Transportation Analyzed: What is the Most Cost-Effective Way to Reach the Airport?

BY  Abdul Aziz Jun 24, 2024

If you are planning to fly out of an airport this travel season, you need to spend a little time thinking about how you will get there. Transportation to an airport can quickly get expensive, and perhaps you do not have a whole lot of extra cash at the moment, especially if you’ve spent a lot on tickets, hotel accommodations, etc. Finding a more reasonably priced option means you can save money that will likely come in handy at another point during your trip. Maybe you need to save cash for a Los Angeles van rental or for getting into museums and other attractions once you arrive at your destination. In these circumstances, keeping as much money in your pocket as possible when heading to the airport is often crucial. We will discuss seven modes of transportation that are worth your consideration in the following article. Most Cost-Effective Way to Reach the Airport Read this article till the end to know which is the most cost-effective ride to the airport. 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READ MORE fun things to do in Nashville TN for couples

Top Fun Things To Do In Nashville TN For Couples – Fun Guide

BY  sagnika Feb 13, 2023

Are you planning a trip to Nashville? Do you want to know what romantic activities there are in Nashville, Tennessee? Are you confused about planning the perfect romantic weekend for you and your partner? Then you have arrived at the right destination. Stay tuned to read about all the romantic things you can do with your partner in Nashville, Tennessee! Top Fun Things To Do In Nashville TN For Couples - Fun Guide   Welcome to Tour & Travel’s ultimate Nashville guide! Today we will talk about all the fun things to do in Nashville for couples. With Valentine’s Day around the corner, you can find the closest beach to Nashville and go for a weekend getaway. But that’s not the only thing you can do - hitting the beach seems like a pretty great idea, but there’s so much more to do in Nashville. Stay tuned to find out! 1. Visit The Grand Ole Opry:   The Grand Ole Opry is an iconic spot and perhaps the top attraction you will find in Nashville. This is the show that actually made country music really popular. How can you miss this show, especially when you are traveling with your partner? Review By Lisealleyne:   I fulfilled my wish to visit the Opry, and it was really everything I thought it would be and more. We didn't arrange a tour but were able to pick one up easily when we arrived and did the backstage tour, which gave us views of the dressing rooms and culminated with going on stage and seeing the 'golden circle. 2. Explore The Ryman Auditorium:   A Nashville romantic getaway would be incomplete without a visit to the Ryman Auditorium. The auditorium is so much more than just a tourist spot. It’s literally a slice of history. This is exactly where Johnny Cash first met June Carter - come on!!! Review By Isa B:   We did the VIP tour on a Wednesday's summer morning. To learn all the intimate information about the Ryman and its singers, we had reserved the VIP tour. We were very pleased. 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Review By Brandi S: This was a blast! 4 friends on a weekend getaway and this was a great addition to our trip! Would highly recommend. There was minimal hiking. 7. Centennial Park It is a well known place even though a little out of place but one of the unique things to do in Nashville TN! The park has a Parthenon which is quite a replica of the popular temple at Athen, Greece. It was during the Tennessee Centennial Exposition in 1897 that a temporary structure was intended. It was appreciated so much that the structure was not removed. The statues inside of the structure have also been replicated so it creates a significant and substantial art collection. There are tree-shaded paths and monuments across the park! Review By Christine C: The park is gorgeous and parking is free. Lots of places to lay out or have a picnic or run around. Family friendly place and shaded areas if you get too hot. The Parthenon makes a great backdrop. 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Going Dancing At Honky-Tonk This is one of the coolest places to visit Nashville with a street lined by bars with some of the best live music to offer! You can enjoy your heart out with this play as they do not cover any extra charges when you visit these venues. So go dancing with your partner and enjoy yourselves to your heart’s content. You can visit some of the best places in this area such as Legends Corner, Tootsie’s Orchid Lounge and Robert’s Western World. Review By SophieWilliams: We were looking for a meal & they were still serving food at 9pm which was great. It was quite loud even at the back of the room but it's a great atmosphere in there when bands are playing. My husband ordered the nachos & our eyes nearly… 10. Celebrate Love At Love Circle A Hilltop landscape, the Love Circle is a perfect escape for you to take your partner for a picnic. The hilltop is located 745 feet above sea level and is a mile north of the Centennial Park!  The address is Nashville, TN 37212, USA! One of the vantage points in Nashville, it is quite high and implies that couples can share their time either to picnic, romantic evening strolls or scenic views of Music City! Review By William M: This is a local spot to get great views of Nashville, grab a picnic lunch and make a time of it. Today we saw someone propose. It was great. Frequently Asked Questions (FAQs):   Check out the most frequently asked questions about the fun things to do in Nashville TN for couples mentioned below in detail! 1. What Should Couples Do In Nashville?   Ans: Couples can do several fun things in Nashville, like,Take a walk to admire the beautiful murals.Check out a popular Nashville Absinthe Bar called Green Hour.Take a ride on a carriage and explore downtown Nashville.Check out Ryman Auditorium.Take a scenic ride on horseback. 2. Is Nashville A Good Place For Couples?   Ans: There are serval cities in the United States that are great couple getaways, and Nashville is one of those places. Known for being the flagbearer of country music, Nashville has some of the best dining options and other exciting romantic attractions. 3. What Is The Number One Thing To Do In Nashville?   Ans: The most popular activities to do in Nashville are as follows,Go to the Nashville Zoo.Visit the Frist Art Museum.Check out The Hermitage.Hog at Bluebird Cafe.Explore the Country Music Hall of Fame & Museum. 4. What Is There To Do In Nashville, Not Bar Hopping?   Ans: So you don’t want to do bar hopping in Nashville, but you still might be up for some alcohol. In that case, you will be happy to know that Nashville is not just home to country music - the city is also home to several distilleries, breweries, and Wineries. And It’s A Wrap!  And that’s a wrap on the top five fun things to do in Nashville TN for couples! What next? Are you already planning a trip to Nashville? Please, tell us about your thoughts on choosing Nashville for your next romantic getaway. Don’t forget to share your travel experience with us in the comments below! Read More: Top 10 Best Travel Apps To Use The Best Tips To Travel Around The World Where Is The Most Popular Spot In The World To Take A Selfie?

READ MORE can you bring a razor on a plane

Can You Bring A Razor On A Plane? Find The Answer Here!

BY  sagnika May 16, 2023

There are a lot of security measures that a person has to go at the airport, prior to boarding a plane. These strict measures are set in place so that the passengers on board can have a safe and secure travel experience. There’s nothing more the ask other than compliance with these rules. In this article, I will discuss - can you bring a razor on a plane and much more on the prohibited items on a plane. Keep reading till the end to find out more information on the same! A Secure Travel Experience To ensure the passengers’ secure and reliable travel experience - here are some classified items that are prohibited to be taken on a flight, such as dangerous goods and weapons. If the airline security catches you with any of these items in the carry-on baggage, then the person would need to surrender the items at the screening point. The surrendered items are then dealt with in accordance with the relevant territory and state legislation. If you are still determining whether an item is eligible to be carried onboard, then make sure to check in with your airline - before arriving at the airport. In a few cases, a passenger is able to carry such items in their checked baggage. In just a bit, I will be talking about can you bring a razor on a plane! Prohibited Items There are a lot of items that are prohibited to be taken while onboard a flight. It varies significantly from airline to airline, hence you should make sure that you are checking in with your airline before arriving at the airport with said materials. Below, I will list a few categories of objects that generally fall under “prohibited items” for almost all types of flights. Items With Sharp Edges That Can Injure A Person Here are a few list of items that are capable of injuring a person and hence would not be allowed on flights: axes, hatchets, or similar utility knives crampons box cutters drills darts ski poles ice skates ice axes and ice picks meat cleavers knives or even knife-like items open/straight razors metal cutlery saws screwdrivers, crowbars, hammers, pliers, and wrenches Scalpels Tip: Can you bring a Gillette razor on an airplane? Well, Razor blades are actually very easy to remove, and hence safety razors are definitely not permitted to be carried in carry-on luggages with the blade. They are absolutely fine to be packed in the carry-n without the blade. One must also remember that the blades must be stored in the "checked-in" luggage. Items That Are Capable Of Causing Harm By Penetration Here is a list of items that can, with or without modification, cause harm to a person by penetration: razor blades letter openers hypodermic needles (if it is for medical purposes, then proof needs to be shown) pointed metal scissors, manicure scissors bodkins Tip: Can you bring a shaving razor on a plane? The answer to this question is a “no,” as that can be used as a potential weapon to harm people. Now you might be wondering - can you bring an electric razor on a plane? You certainly can! They are permissible to carried in both carry-on and checked bags. Blunt Items That Can Be Used To Threaten A Person Here is a list of a few blunt items that cannot be carried on flights. Blunt items are not sharp, but they can be used nonetheless to threaten to bludgeon a person: pieces of wood, metal, or any other materials which are big enough to be able to threaten a person baseball, cricket bats, and softball golf clubs hockey and lacrosse sticks billiard, pool, or snooker cues Tip: In the earlier section, I answered can you bring a razor on a plane? If you haven’t read that, you can return and read it. Weapons Here is a list of the weapons which are not allowed on the flight at any cost: gun powders, flares, and firearms star knives, throwing irons, sabers, stars, and similar things like swordsticks incapacitating or disabling chemicals, sprays or gases, capsicum or pepper spray animal repellant sprays and acid sprays blackjacks, billy clubs, or blackjacks martial arts equipment tasers, stun guns, and cattle prods explosives, dynamite, or any other form of fireworks smoke cartridges infectious substances and biotoxins chemical warfare agents Read More: Can You Bring Cigarettes On A Plane? Know Your Answer Here! Some Tips Regarding Airport Security Here are a few tips, following and compliance with which would make you get through the airport security lines much quicker: 1. Put Your Laptop In A Separate Bin TSA agents are known to examine laptops for explosives that appear harmless, but could very well have explosives hidden within their body. The TSA can check your laptop more easily if it is placed in an isolated bin. 2. Place Liquids, Gels In Clear Ziplocked Bags The majority of the people wouldn't understand how their small bottles of liquid could seem dangerous. But there have been many dangerous incidents where, people were caught with small-liquid explosives who threatened to blow up many air vessels with them. After such instances, the TSA thoroughly checks the small liquid compartments as well. You need to make sure that you are keeping the liquids that you are carrying together for the screening process to go more quicker and efficiently. 3. Remove Shoes, Jackets, Hats, And Belts Any form of small weapons or hazardous items can be very easily hidden in these items. TSA nowadays screens loose items separately. Even metals, belts, and other accessories cause metal detectors to ring with false alarms. After removal of them, the alarm gets to detect the other prohibited metal items on a person. Read More: Can You Bring A Lighter On A Plane? Know It All Here! To Wrap It Up! That was all for information regarding the prohibited items on a plane. Thank you for reading up till here. I hope you found the information useful. Let me know in the comments your thoughts on the same. Read Also: Avelo Airlines Reviews You Were Looking For! Everything About Breeze Airways: Breeze Airways Reviews, Features, And More! Using Flightscanner To Find Cheap Flights In 2023? All That You Need To Know!