OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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Top Rated Fun Things To Do In Austin For Adults: Enjoy A Romantic Trip With Your Partner 

BY  Sibashree Dec 11, 2024

Austin is a rage on socials. On Instagram, #austin has 15M posts, and the number is 4.8M for #austintexas. Further, Austin is a place for romance for young couples and the ones young at heart.  Also, a popular website for young couples,  FetishFinder, has termed Austin one of the topmost cities in the USA for dating. To be specific, it holds the 5th spot out of the ones mentioned in the list. So, if you are on a trip to woo your special one or want the most memorable honeymoon, you can visit Austin this season. There are many top-rated fun things to do in Austin for adults. And yes, I am not talking about the kinky stuff only.  Now, in Austin, you can visit a spa, enjoy a romantic date at the best restaurants, or just hike the urban trails. So, a romantic trip to Austin will be a wonderful fusion of passionate romance, cuddling, and relaxation. Here’s more to it. 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READ MORE rv camping colorado

Colorado Calling: RV Camping Amidst Stunning Mountain Peaks 

BY  Abdul Aziz Dec 30, 2023

Colorado is the RV heaven of America. With its undiscovered side roads, untrammeled mountain pathways, and wealth of unexpected discoveries, the Centennial State was made for RVers. Whether you're an experienced camper or a novice, Colorado offers a wide range of excellent RV camping locations, from luxurious spas to adventure camps that are perfect for families. The good news is that RVers will find Colorado to be friendly right away. Unless you want to park in specific locations, you won't require a special permit. Similarly, check local laws before visiting, as certain cities (like Colorado Springs) have particular bans on parking in residential and urban areas. RV campers in Colorado have some of the best options at privately owned-campgrounds. In addition to complete electric hookups, Wi-Fi, bathrooms, showers, swimming pools, general stores, and recreational facilities, they usually provide a wide range of amenities. Furthermore, they are frequently situated close to some of Colorado's most breathtaking natural landmarks as well as well-liked hiking routes and rivers, all within short walking distance. RV Camping Colorado: What To Expect  There are 42 state parks in Colorado that have complete electrical hookups in addition to other facilities like potable water and restrooms. Similarly, there are plenty of RV-friendly campgrounds in its four national parks, some of which even have electrical hookups. Check before you book because many national parks have length restrictions on RVs and don't permit generators. Numerous free RV camping spots can be found all over Colorado on the 8.3 million acres of state land. Make sure you research the locations before you go. Some areas, like Fruita's Rabbit Valley Motorized Area, only permit RV parking in approved camping areas. Others, however, permit parking anywhere. In these popular camping locations, the majority of RV sites provide a variety of amenities, such as fire pits and potable water. In addition, some offer Wi-Fi and electrical hookups, along with kid-friendly activities for the whole family. RV Camping Colorado  If you are looking for options for RV camping Colorado is a great place to start. Here are the top RV parking and camping areas in Colorado. Mountain Dale Cabins & RV Resort  Just a short drive away in Manitou Springs, you can get cozy with the magnificent Pike's Peak, nestled among some of Colorado's highest peaks. You can camp in the shadow of this famous mountain at Mountain Dale Cabins & RV Resort. It offers facilities like showers, complete electrical hookups, and access to fantastic hiking trails and wildlife viewing spots. Similarly, Mueller State Park nearby provides 136 campsites (of which 99 have electric hookups), magnificent hiking trails, and an abundance of opportunities to observe wildlife. Estes Park  With its stained wood chalets and coffee shops, Estes Park, the entry point to the breathtaking Rocky Mountain National Park, resembles a European ski resort town. However, it's actually a popular destination for RVers, campers,, rafters, anglers, and hikers from all over the world. Numerous RV parks are available here, all within close proximity to river activities, golf courses, and horseback riding. Elk Meadow Lodge & RV Resort is a well-liked RV park with live music, miniature golf, and a swimming pool. Rocky Mountain National Park  Rocky Mountain National Park (RMNP), the center of Colorado's most magnificent mountain range, has a lot to offer. There are stunning hiking trails, rivers for rafting, kayaking, and fishing, vast meadows of wildflowers, and amazing wildlife viewing. RVs are welcome at four of its five campgrounds (tents only at Longs Peak). Check the length restrictions for RVs at each park before visiting, though.  Tiger Run Resort This all-seasons RV resort outside Breckenridge is as high as it gets. Tiger Run Resort is an RVer's dream come true at 9,300 feet. After a day of hiking, you can unwind in the hot tub or cool off in the pool. Other features include a laundry room and hiking trails that are close by. They have some of the most breathtaking scenery in Colorado. They also have a golf course and recreation center that are only five minutes away. If you are looking for RV camping Colorado, Tiger Run is a great option. How To Prepare For RV Camping In Colorado Because Colorado's weather is so unpredictable, make sure to pack appropriately. It can get freezing at night in these high altitudes, so pack plenty of insulating layers, warm blankets, cozy pajamas, and head wear. You can take the warmers layers off as needed. When you're this high up, you're closer to the sun, so wear sunglasses, a sun hat, and lots of sunscreen. People are always able to identify newcomers because they typically have excellent Colorado sunburns. Bring lots of extra water because you'll need to hydrate much more than usual in this dry climate. It helps avoid altitude sickness in addition to preventing dehydration. Speaking of altitude sickness, descend to a lower altitude if you begin to feel symptoms. If symptoms don't go away, see a doctor. Remember that altitude sickness is a serious issue that has ruined numerous camping trips in Colorado. Safety Issues To Keep In Mind  Keep your RV door closed! A door ajar invites hungry (or inquisitive) creatures to stop by and say hello. Regarding wildlife, always maintain a safe distance. Only take pictures from a distance, store disposables in bear-proof containers, and save them to discard later in a secure location. If not, unwanted guests will be robbing your campsite. Camping is usually allowed in Colorado's designated areas. But there are some locations (like Indian Peaks Wilderness) where an overnight permit may be needed. Obtaining a fishing license is mandatory if you intend to go fishing in Colorado. The weather in Colorado can be very harsh. Keep your heat on and open the cabinet doors to allow the heat to reach the pipes in your RV. This will prevent them from freezing (heat tape helps too). Use shade and roof vent covers, close your windows first thing in the morning, and make sure your A/C filters are clean. This will keep your RV cool during the summer. RC camping Colorado sounds fun and gets even better when you stay alert and aware of your surroundings. Wrapping Up  If you have thoughts to share or questions to ask about RV camping Colorado, please leave a comment below. We would love to hear from you! 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READ MORE Bungee Jumping in India

The Best Bungee Jumping In India: Check These Spots Out!

BY  Sibashree Aug 22, 2022

The thrill of falling without the deadly consequence of hitting the ground – is what I call bungee jumping. If you are seeking thrilling recreational activities, going bungee jumping can be the single most interesting thing you can do. Especially if you are from India, and looking for the best places for the highest Bungee jumping in India, then I might be able to help you. In this article, I have talked about the highest bungee jumping point in India with details about the location and the price, and other required info for a jump. The Top 8 Spots For Bungee Jumping In India: The List Will Surprise You!  So, without any delay, let me take you bungee jumping in the best bungee jumping locations in India. Jumpin Heights, Rishikesh  Lonavala, Maharashtra  Bir Billing, Himachal Pradesh  Ozone Adventures, Bangalore  Gravity Zone, Goa  Chhattisgarh, Jagdalpur  Wanderlust, New Delhi  Himvalley Camps, Manali  1. Jumpin Heights, Rishikesh The Jumping Heights in Rishikesh offers you the highest Bungee jumping in India. Jumpin Heights is at Mohan Chatti village in Rishikesh. Most importantly, it is the only place in India where you can experience Bungee jumping from a fixed place. There is a cantilever platform made over a rocky cliff. The platform is 83 meters from the ground. They have experienced staff to take care of all the safety precautions. If you are up for it, Rishikesh can be your Bungee jumping location. Location: Mohan Chatti village in Rishikesh. Bungee Jump Height: 83 m Minimum Age: 12 years. Cost Per Jump: INR 3500 2. Lonavala, Maharashtra Another great place for the highest Bungee jumping in India is Lonavala. On the outskirts of Pune, a tiny hill station, this is a proper location for thrilling Bungee Jumping. The jumping location is an adventure park. It is known as Della Adventures. The equipment is equipped at a height of 150 ft. The jump lasts for around and lasts about 7-10 minutes. If you are above the age of ten and weigh above 35 kg, then you are allowed to enjoy it from here. There are instructors helping you with the safety measures and instructions before the jump. The funniest part of all is that they offer you a certificate saying that you have overcome your fear of heights. Location: Maharashtra, Della Adventures in Lonavala. Bungee Jump Height: 45 m Minimum Age: 10 years Cost Per Jump: INR 1500 3. Bir Billing, Himachal Pradesh  Bungee jumping in Bir Billing is an exhilarating adventure that’s hard to forget. Imagine standing on a suspension bridge 50 meters above the ground, surrounded by breathtaking views of lush green mountains all around you. It truly feels like a leap of faith as you prepare to take the plunge. With experienced instructors guiding you every step of the way and strict adherence to safety standards, you can focus on the thrill of the jump without worrying about anything else. This adrenaline-pumping activity is available year-round, but the best times to experience both bungee jumping and the stunning paragliding are during the pleasant months of March to May and from October to November. Whether you’re an adrenaline junkie or just looking for a unique experience, bungee jumping in Bir Billing promises an unforgettable rush!  Location- Gunehar, 2-3 km from Bir bus stop, Himachal Pradesh  Bungee Jumping Height- 50 m  Minimum Age- 12-14 years  Cost Per Person (INR)- 3300  4. Ozone Adventures, Bangalore If you love adventure, then you will love Bungee jumping from a crane. Yes, unlike the other locations, Ozone Adventures offers you the highest Bungee jumping in India from a height of 80 ft. Most interestingly, the equipment is attached to a 130 ft tall crane. Doing Bungee jumping from a crane/ unfixed platform makes it riskier for jumpers. The staffs here are helpful, and they offer to take all the precautionary measures before you jump and also give you valuable instructions before you make your jump. Location: Ozone Adventures, St. Mark's Road, Bangalore, Bangalore Bungee Jump Height: 25 m Platform and 40 m Crane Minimum Age: 18 to 60 years. Cost Per Jump: INR 400 5. Gravity Zone, Goa Beach hopping is not the only thing you can do in Goa. You can also go bungee jumping. It is not the highest bungee jumping point in India, but Anjuna beach has its reasons for the attraction. If you are new to bungee jumping, then this is indeed the place you can go to. Gravity Zone is a 25 m high tower and is perfect for first-timers to experience Bungee jumping. Compared to other locations, it is a smaller location for jumping. Also, the place does not charge you too much. Location: Gravity Zone, Anjuna Beach, Goa. Bungee Jump Height: 25 m Minimum Age: 14 years Cost Per Jump: INR 500 6. Chhattisgarh, Jagdalpur Another good and less overwhelming place to try Bungee jumping is Jagdalpur. If you are afraid of heights and still want to try out bungee jumping, then this is not the highest Bungee jumping in India to scare you too much. You can fight your fear of height from the 30 m bungee jumping location. Location: Jagdalpur, Chhattisgarh. Bungee Jump Height: 30 m Minimum Age: 14 years. Cost Per Jump: INR 500 Read Also: Top 5 Best Coffee Shops Of India In 2022 – Must Read! 7. Wanderlust, New Delhi If you are from Delhi and thinking of going to other states to try out bungee jumping, then we have good news. Wanderlust in New Delhi offers this sporting activity. Most interestingly, the equipment for jumping is imported from Japan. The crew there are trained from Germany. The jumping equipment is attached to a 130 ft high crane. They also provide you with a certificate and a T-shirt and cap. Location: Wanderlust, New Delhi Bungee Jump Height: 52 m Minimum Age: 14 years. Cost Per Jump: INR 3000 8. Himvalley Camps, Manali  Bungee jumping at Himvalley Camps is an exhilarating experience that takes you 25 meters up to enjoy stunning views of the valleys near Manali. While it might not be the highest jump out there, the thrill of free-falling against the backdrop of the majestic Himalayas is truly something special. Safety is a top priority at this campsite, with international standards in place and trained instructors ready to guide you through every step of the jump. It's a fantastic adventure for anyone aged 16 to 65, as long as you weigh between 35kg and 140kg. Just remember, if you're under 18, you'll need parental consent to take the plunge!  Location- Leh- Manali Highway, Manali  Bungee Jumping Height- 62.5 m  Minimum Age- 18+  Cost Per Person (INR)- 4000  Frequently Asked Questions (FAQs): If you are looking for the best bungee jumping locations in India, then these are the locations you may go to. However, here are some popularly asked questions and answers that I have answered. 1. What Is The Highest Bungee Jump? The highest Bungee jumping in the world is Bloukrans Bridge in the Western Cape of South Africa. It is the highest commercial and natural Bungee jumping in India. 2. Does A Bungee Jump Hurt? Indeed it is a thrilling and recreational activity. But, some free fallers experience serious injuries like compression fractures or herniated discs. Other serious injuries might also happen from Bungee jumping.  3. What Is The Cost Of Bungee Jumping In Rishikesh? If you are going to Jumpin Heights, then you will be charged INR 3500 for Bungee jumping. The entry ticket costs you 100 rupees. But, if you also want to do Giant Swing, you will be charged Rs 6500. A bungee jump and Flying fox combo cost you Rs 4750. 4. Where Is The Scariest Bungee Jump? If you are looking for the scariest bungee jumping location, then you have to go to Macau Tower ( 764 feet in China). You will definitely be thrilled and have goosebumps. 5. Which Place Is Best For Bungee Jumping In India?  The best bungee jumping in India is at Rishikesh, offering the highest and most scenic experience with platforms up to 87 meters high, operated by the reputable Jumpin Heights.  Choose Your Ideal Bungee Jumping In India  When looking for the highest Bungee jumping in India, you need to first visit Rishikesh. It is the best location for Bungee jumping from the highest location in India. The experience is thrilling, and you should be ready to feel your heart in your throat. All the bungee jumping locations talked about in this article are great to experience. Did you decide on where to go on Bungee jumping? Please let us know where you will go. Also, if you have any additional queries, you can leave them in the comment section. Read Also: 6 Best Family Holiday Destinations In India Learn All About the Best Solo Trip in India Right Here! 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