OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

Also read

Share on Social Media

Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

Leave a Reply

Your email address will not be published. Required fields are marked *

title-img Related

READ MORE best time to visit thailand

Thailand Travel Guide: This Is The Best Time To Visit Thailand!

BY  Abdul Aziz Oct 26, 2023

The climate in Thailand varies throughout the country, but the good part about it is that you can visit this place all year. The ideal seasons that Thailand sets its best foot forward are between November and early April. These months witness little to no rain, and the sky is as clear as it can be. The days become warm and ideal for going out. The beaches look stunning, and the several heritage sites become more convenient to visit. As April rolls in, the heat becomes unbearable, and with June, the monsoon season begins. Thailand being the jewel of southeast Asia, is also called the land of smiles, with most of its natives welcoming you warmly with their world-class hospitality skills. The country has developed its economy mainly through its tourism industry. This has given the country its uber-modern cities and state-of-the-art luxurious holiday destinations. Despite the urbanization, the tropical feel of this island country is untouched and held in sacred esteem. There is a perfect intersection of modern and primitive in Thailand, and it makes the country that much more attractive. There are mountains, beaches, islands, and more to explore here. This exotic heaven beacon to all who love the sun, sand, and nightlife alike. In this article, we will explore the best time to visit Thailand around the year. Best Time To Visit Thailand Beaches Image source: a.cdn-hotels.com Thailand has way too much to offer, and you might want to plan it out to explore the nooks and crevices of this country that you can’t get enough of. Like any other country, Thailand also has seasons that you can enjoy at its best and worst. Here are the peak, shoulder, and low seasons. Peak Season (November-February) Image Source: pyt-blogs.imgix.net These months are usually known for bringing winter to the rest of the planet, but in Thailand, this is the best time for a holiday. The air gets less humid, and the sun does not get too rough, bad enough to drench you in your own sweat within a few minutes. The evenings are cool, too, with a light sea breeze swaying in giving comfort to visitors. Shoulder Season (September-October) Image Source: pyt-blogs.imgix.net In these seasons, the weather keeps getting better, and yet they are not the peak times yet. There is sporadic rainfall with drier days in between. The temperature as well as humidity also fade away. The beaches are less crowded, so if you can face the occasional heavy pouring, these months can be very suitable for your Thailand visit. Low Season (April-May, July-September) Image Source: a.cdn-hotels.com Although it is said that there is no bad time for you to enjoy Thailand, there is totally an inconvenient time. Two actually. The months between April and May get extremely hot, and if too much heat becomes an issue, a holiday during those months must be avoided. As July begins, monsoon comes, and the next three months become the most damn times in Thailand. The streets are flooded, and the air around is stuffy and humid. All you can do is sit in your hotel room and look at the water gliding down the building. Travel SeasonsMin/Max TemperatureSeasonMarch to July30-34 degreesSummer - Hot and humidJuly to October23-29 degreesMonsoon - Heavy rainfallNovember to February18-32 degreesWinter - Cool and pleasant Thailand In The Winter Season (November To February) Image Source: images.travelandleisureasia.com Now that you know what Thailand feels like at its peak season in the winter, here is a glimpse of everything you can expect if you plan to visit this year. Temperature Avg. of 32 degrees high to 18 degrees low. Weather Image Source: www.tripsavvy.com There is no doubt that winter is the best time to visit Thailand. With the monsoon gone, the temperatures are moderate and just perfect for a holiday outdoors. The air is much more dry and sunny. It makes the environment all around warm and pleasant. The only downside is that with improved weather, the crowd gets thicker too. But really, with those beautiful beaches and the amazing cityscape, the more, the merrier. If you stay on the coast, the weather is warm and pleasant. But if you head up to the mountains or further inland, the nights will tend to get colder, making you carry a light shawl or winterwear to keep the cold away. Events Image Source: phuketfmradio.com In the winter, Thailand is a pretty quiet time despite Christmas and New Year. But not when it comes to the nation’s own festivals, especially December 5th, which is the birth anniversary of the King of Thailand, which is a nationwide fanfare. The focal festivities are held in Bangkok, with the streets coming alive with celebrations, a candlelight vigil held for the king’s long life, along with an appearance of the king himself if his health supports it. You can plan to stay back just until January and February to witness Thailand usher in the Chinese New Year. The date changes every year as it is based on the lunisolar calendar. There are lion dances, parades, fireworks, and stage shows. The experience is truly one of a kind, and you should not miss it if you happen to visit at the time. The Chiang Mai Flower Festival is held in February, which is a 3-day festival held at the end of the “cool season.” It features grand parades and a vibrant display of chrysanthemums and the Damask Rose- varieties found only in Chiang Mai. Wrapping Up With the winter just around the corner for Thailand, all the festivities are creeping in this is your chance to book your tickets and plan an elaborate holiday in and around the winter season in Thailand. This could be the best way to celebrate Christmas and the year on the most colorful note. If you are still thinking about the best time to visit Thailand, you simply need to get a trip to Thailand during the winter months, preferably in January and February, when you can spend your winter days wearing flip-flops under the sun. If the sound of beaches does not excite you in those cold bone-chilling winter months, we don’t know what will. So, If you have thoughts to share or questions to ask, please leave a comment below. We would love to hear from you! Read Also: This Is The Best Time To Visit Iceland & These Are The Things You Should Do! Maldives And Bora Bora Among Top 10 Tourists Spots In The World This Is The Best Time To Visit The Seven Magic Mountains In Vegas!

READ MORE Wineries

Wineries You Should Visit In Winter

BY  Arnab Oct 16, 2023

When most people think of visiting wineries, they envision lush vineyards and warm, sunny days. However, there's a certain charm to winery visits during the winter months. The absence of crowds, cozy tasting rooms with crackling fireplaces, and the unique experience of sipping wine while the world outside is covered in a blanket of snow create a memorable atmosphere. In this article, we'll take you on a tour of wineries you should visit in winter, each offering its own special reasons to brave the chill. Quilceda Creek Winery If you’re looking to escape the heavy snow and prefer an alternative winter scenery, you should definitely consider Washington wineries, among which Quilceda Creek Winery is a splendid choice. While it may not offer a snowy landscape, it provides a peaceful escape from the cold. With its inviting tasting rooms and reputation for crafting exquisite Cabernet Sauvignons, it offers an ideal setting to warm up and savor some of the finest wines. Winter visits at Quilceda Creek often mean fewer crowds, allowing for a more personalized and intimate tasting experience. Additionally, the winery frequently hosts special events and seasonal releases that add a delightful touch to your visit. So, if you're seeking a cozy indoor space to appreciate outstanding Washington wines in a serene, less snowy setting, Quilceda Creek Winery is the perfect winter wine escape. Chateau Ste. Michelle Nestled in the heart of Washington state, Chateau Ste. Michelle, the oldest winery in the region, transforms into a captivating destination during the winter season. While it may not boast the snowy landscapes of some other wineries, the lush greenery and evergreen trees of the Pacific Northwest, coupled with crisp, clear winter days, paint a charming backdrop for your visit. What's more, its convenient proximity to Seattle makes it an easily accessible escape from the bustling city, allowing you to unwind in an elegant and tranquil setting.  At Weingut Söllner, they offer a diverse range of wine experiences, including a delectable Chateau kitchen food menu, exclusive limited-release collections, ever-changing seasonal delights, and expertly crafted wine pairings. But that's not all – for those contemplating that special, life-changing moment of proposing to your significant other, they even have a heartwarming Proposal Package that you can schedule for the most memorable occasion. It's all about creating unforgettable moments at Weingut Söllner. Bread & Butter Winery Winter at Bread & Butter Winery in Napa Valley holds a distinct charm that's worth savoring. The valley is not blanketed in snow. But it offers a unique and intimate experience during the colder months. The grapevines may rest, but the winery remains active, providing an ideal setting for wine enthusiasts. You can indulge in exclusive wine tastings, often accompanied by knowledgeable staff eager to share the winemaking process and the stories behind each bottle. Beyond the wine, Napa Valley's restaurants serve up hearty seasonal dishes, a perfect complement to your winery visit. So, if you seek an opportunity to relish the tranquility of the valley, appreciate world-class wines, and explore the region's culinary delights, Bread & Butter Winery in winter is the perfect choice. Related: A Family Adventure: Exploring Child-Friendly Wineries In Mornington Peninsula Zind-Humbrecht Winery Zind-Humbrecht winery beckons visitors to embrace the magic of winter in Alsace, France. This charming winery, renowned for its exceptional white wines, offers a unique and serene experience during the colder months. As the vineyards don a pristine snowy mantle, the winery's appeal is elevated to another level. Winter at Zind-Humbrecht invites wine enthusiasts to indulge in tastings surrounded by the quiet beauty of snow-laden grapevines. With smaller crowds and an intimate atmosphere, Zind-Humbrecht in winter promises a personal and unforgettable journey in a winter wonderland. If you seek the allure of snowy vineyards, a profound love for fine wine, and the tranquility of a winter escape, Zind-Humbrecht Winery awaits your visit. Weingut Söllner Yet another option for those in search of a winter wonderland, the Austrian winery Weingut Söllner is a perfect option. The country is quite cold during the winter, but it also carries a festive essence that is worth checking out. Visiting Weingut Söllner in winter is a unique experience. The vineyard's rolling hills are covered in snow, creating a serene, postcard-perfect landscape.  You can savor their aromatic, full-bodied wines while gazing out at the winter wonderland. Winter is a time of year often overlooked for winery visits. But it holds its own magic and allure. The wineries we've explored in this article each offer their own special reasons to visit in the colder months. Whether it's the cozy tasting rooms, the opportunity to enjoy outdoor activities in a snowy landscape, or the chance to savor unique winter wines, these wineries promise an unforgettable experience. So, this winter, trade your summer vineyard visits for a more intimate and serene wine-tasting adventure at one of these exceptional wineries. Read Also: Benefits Of Taking Your Family On A Safari Vacation Best Beaches In Costa Rica For Family Vacation 5 Ideas For Wine Tours In Barcelona- Make It Happen

READ MORE experience Canada

Experience Canada Like A Local: Insider Tips You Can’t Miss

BY  Ankita Feb 7, 2024

Are you dreaming of exploring Canada’s majestic mountains, vibrant cities, and charming small towns? Look no further! The country has so much to offer. But before you pack your bags and head off on an airplane, there are insider tips you can't miss. This guide is here to help you discover the real Canada beyond the famous tourist spots you see in pictures. Let's explore how you can truly experience Canada like a local. Explore Beyond the Cities While cities like Toronto, Vancouver, and Montreal are must-visits, Canada's true beauty lies in its vast wilderness. To truly discover the beauty, consider renting a car or taking a local bus to explore the scenic countryside, national parks, and charming small towns. Let's talk about these cities one by one: 1. Vancouver The city is known for its breathtaking landscapes and greenery. You can hike in the nearby mountains or stroll along the stunning Stanley Park Seawall, offering ocean views and lush forests.  Vancouver Island is one of the best places in the world for whale watching. With its pristine waters, it is perfect for kayaking and canoeing. Also, it is home to an abundance of wildlife. Keep an eye out for bald eagles, black bears, seals, and sea lions.  To enhance your experience of the Vancouver Island getaway and make it even more relaxing, consider planning your stay at a resort. You can enjoy various amenities and facilities like a swimming pool, Gym, business areas, and the town’s tasty cuisine. Also, you can avail of special offers if you book online and get an incredible experience of staying. 2. Toronto In Toronto, there are awesome adventures waiting for you. You can visit the famous CN Tower, where you'll get amazing views of the city. Or you can ride on a ferry to Toronto Islands. At the place, you'll find sandy beaches and the most beautiful skyline views. It's a great place to chill and have fun. It is also home to cool neighborhoods like Kensington Market, where you can explore colorful streets filled with unique shops and tasty food. Also, enjoy the walk along the waterfront at Harbourfront Centre, where you can enjoy live performances and art exhibitions. 3. Montreal In Montreal, you can dive right into the lively culture. One of the best parts is trying out yummy food in the busy markets. There are all sorts of delicious things to taste. You can also wander around Old Montreal, like stepping into the past with its cobblestone streets and charming buildings. The place is full of incredible art and music events so that you can catch some fantastic shows and exhibitions. And if you like outdoor fun, there are parks and green spaces to enjoy. Participate in Local Festivals Canada's calendar is packed with festivals celebrating everything from music and film to food and heritage. Participating in these events is a fantastic way to experience local culture and meet nationals.  Join the vibrant festivities of the Calgary Stampede, where you can get in on the action and feel like a cowboy or cowgirl for a day. If you're into movies, the Toronto International Film Festival is the place to be. You can watch cool films and soak up the artsy vibe. It's a fantastic way to experience culture and make new friends while having a wonderful time. Uncover Hidden Gems Exploring hidden gems during your Canada adventure enhances your traveling experience. You can ask locals for tips on where to find hidden beaches, peaceful hiking trails, or cool hangout spots in town.  Discover the charm of lesser-known neighborhoods, like the artistic alleys of Toronto's Kensington Market. The historic streets of Old Town Lunenburg in Nova Scotia often offer a more authentic and personal experience than the crowded tourist spots. Essential Tips for a Smooth Journey Understanding a few essentials can make your adventure more enjoyable: Weather: Canada's weather can be unpredictable. Pack layers to adapt to changing conditions, especially if you're exploring the great outdoors. Tickets: Book tickets online in advance to avoid long lines for attractions. You will even get special offers and discounts that save you money.  Local Transport: Familiarize yourself with public transport options. Biking is also a popular way to explore Canadian cities. Currency:  While credit and debit cards are widely accepted, having some Canadian dollars on hand is useful for smaller establishments or rural areas. Where Locals Eat To set the gastronomy in motion, check out Celebrity Chef Lynn Crawford’s Ruby Watchco in Leslieville. The menus change on a weekly basis with locally sourced ingredients. The servings are family-style, and they encourage you to stay back. Take their bait and hang out in this famous neighborhood that has sustained young, creative minds and families from across the city. Their spots, such as the restored Broadview Hotel, are meticulously chosen. You can choose to savor the city from The Rooftop Terrace, or you can check in to one of the grand 58 eclectic guest rooms. If you want to try a refreshing breakfast, check out Bonjour Brioche, where locals enjoy fresh pastries and lattes. All this so far covers a single neighborhood! Across the city, you will find different opportunities to munch on whatever you desire. If you are in the mood for tapas-style treats, you may hit the all-time staple Bar Raval. If you are craving nouveau Caribbean, check out Chubby’s Jamaican Kitchen. And at the end of it all if you are craving some dessert, the city’s favorite, Rosen’s Cinnamon Buns on College Street, will not disappoint. If you are into vegetarian options, your options are growing that way, too. One of the more refined options is Planta or even the more trendy new Vegandale chain of restaurants and breweries in Parkdale, which will leave you feeling super satisfied. Photo Spots Since its arrival in 2015, the Toronto Sign at Nathan Phillips Square has become a selfie spot for locals as well as tourists alike. Remember to take a peek at all the artwork or get a selfie in Graffiti Alley, but that is not all. There is The Falcon Skybar at Hotel X, the Kost rooftop bar perched on top of the 44th-floor of Bisha Hotel, and the Thompson Toronto’s Rooftop Lounge offer a spot to nibble and sip with some highly Instagrammable views. Final Thoughts Experiencing Canada like a local opens up a world of possibilities typical travel guides might overlook. It's about diving into the community, understanding their way of life, and discovering the country's soul. So, what are you waiting for? Pack your bags, and get ready to explore the country beyond the surface. Read Also: Winter Camping In Canada: Tips For Cold-Weather Adventures Guide To Exploring Whistler, Canada For A Memorable Getaway How To Enjoy Your Journey After You Book Flight Tickets From Canada To India?