Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.
As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!
However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.
Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.
The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.
THIS IS Why You Will Choose FintechZoom Best Travel Credit Card
Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.
FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.
In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.
THIS Is The FintechZoom Best Travel Credit Card
Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.
1. Chase Sapphire Preferred® Card
As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.
Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.
What You Get From The Chase Sapphire Preferred® Card
The table below explains the benefits of the Chase Sapphire Preferred® Card.
Welcome Bonus
60000
Flexible Point Transfers*
14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card
5x Reward Points
Dining
3x Reward Points
All Other Travel Purchases
2x Reward Points
Annual Hotel Credits
Up to $50
Points Worth
25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus
10%
Repay Eligible Purchases
Up to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections
$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits
$500 for Each Item and $50000 for Every Account
Foreign Transaction Fees
Waived Off
Referral Point
Up to 75000 a Year on Successful Referrals (15000 Points on Each Referral)
However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.
* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.
2. The Platinum Card® from American Express
Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.
Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.
“No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.
However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes
This Is What You Get From Platinum Card® from American Express
Learn the American Express Platinum Card® benefits from the table below.
Membership Rewards
80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees
None
Flight And Prepaid Hotels Booked through the Card
5x Reward Points
Other Purchases
1x Reward Points
Airline Free Credit
Up to $200
CLEAR® Plus Membership
$199
Global Entry or TSA PreCheck® Application Fee Credit
Up to $85
Hotel Benefits
Up to $200
Digital Entertainment Credit
Maximum $240
Equinox Credit
$300
Cellphone Protection
Up to $800 for Each Eligible Card Account
Further, British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners, Marriott Bonvoy and Hilton deserve a special mention.
I am so proud to have chosen this card!
3. Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.
Unlimited 2x reward points on every purchase
75000 sign-up bonus on a $4000 purchase in the first three months
1,300+ airport lounges access
So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.
4. Citi Premier® Card
The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.
You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.
Things No One Told You About Choosing FintechZoom Best Travel Credit Card
FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.
Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.
Consider Your Travel Habits
You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?
Know the Sign-Up Bonus
When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.
Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.
Look at the Annual Fee
Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?
These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.
Know About The Foreign Transaction Fees Benefits
Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.
Flexible Redemption Options
Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.
Of course, the option of redeeming your points as cashback or gift cards is always available.
FAQs About FintechZoom Best Travel Credit Card
1. What makes FintechZoom’s travel credit card recommendations reliable?
FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.
Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.
2. Can I have more than one travel credit card?
Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.
If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.
So, use your cards strategically to optimize your travel benefits and earn more points.
3. How can I maximize my travel rewards with the FintechZoom best travel credit card?
You can follow simple tricks to optimize your travel credit card benefits.
Know and use the sign-up bonuses.
Pay your credit card bill in full and final at the end of every month.
Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.
4. Are there any downsides to using the FintechZoom best travel credit card?
Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.
Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.
Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!
If you are planning a trip to Jackson Hole, WY, you should try visiting Teton Village. Teton Village is on the bucket list of almost every new visitor to Jackson Hole. The village has places for beautiful scenic views and lots of other entertainment activities. The village isn’t even far from Jackson Hole. Teton Village is famous for being an expensive ski resort, but there are also some free activities to do if you visit during summer. In this article, you’ll learn who you should visit at Teton Village during your trip to Jackson Hill.
Not Much Crowded
One of the biggest pros of Teton Village is that it isn’t crowded like Jackson Hole. Being a popular tourist spot, Jackson Hole is crowded almost throughout the year. A stay in Teton Village is much cozier and more relaxing. The population of Teton Village is also less than 1000. Because the village is less crowded, you can get more places to roam around the village, discover new places, and create a great memory.
Close To Everything
Teton Village is located in a place where it is close to almost everything. The village is only 30 minutes drive away from Jackson Hole. Besides being close to Jackson Hole, the Village is close to Grand Teton National Park, The National Elk Refuge, Yellowstone National Park, Snake River, etc. That being said, Teton Village’s location makes it unique and reachable to other popular destinations.
Activities For Everyone
Teton Village offers activities for persons of every age. There are many family-friendly places and also some places, especially for the children, where they can have fun. Teton Village has a place for shopping, dining, and spending quality time with your family. You can do paragliding, hiking, mountain biking, etc. You can also book tickets to the Jackson Hole Tram, also known as “Big Red,” and view the scenic beauty from the top of Rendezvous Peak.
If you visit Teton Village, you must visit Mangy Moose Cafe; it’s the locals’ favorite place for entertainment. Mangy Moose Cafe hosts regular live music, and if you love music, you should visit Mangy Moose Cafe; it will be worth it, and you’ll get addicted to that place.
Some Of The Best Scenic Views
Though Teton Village is not as popular as Jackson Hole, Teton Village has many spots for getting a beautiful scenic view. The most famous place in Teton Village for the scenic view is Teton Village Wildflower Trail. It is not an easy hike, but you can also get a scenic view through a ride on Gondola. Some other places for beautiful scenic views are Teton Crest Trail, Cirque Trail, Granite Canyon Trail, Casper Ridge Loop, Saratoga Loop Connector, etc. If you are staying in the Village, you should visit these places for magnificent views.
Good Places To Stay
If you are wondering where to stay in Teton Village, WY, you don’t have to worry much about it because there are many good hotels to stay. Almost every hotel provides good facilities and will make your stay in Teton Village worth your time. Book the hotel rooms beforehand if you are going to stay in Teton Village because most of the time, these hotels are always booked by people in advance.
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Spain, with its vibrant culture, historical landmarks, tantalizing food, and picturesque landscapes, is a country that captures the heart of every traveler. If it's your first time visiting, the prospect can be both exciting and a little daunting. How do you navigate this unfamiliar yet enchanting territory?
Don't worry. These five insider tips are just what you need to make the most of your trip and create unforgettable memories. Here's what you should keep in mind.
1 - Understand Spanish Culture
Familiarize yourself with Spanish customs and norms before your trip. Spanish people are known for their laid-back lifestyle and love for socializing. In Spain, meal times are later than what you might be used to; lunch typically starts at 2 p.m., and dinner at 9 p.m. or later.
Siestas are a real thing, with many shops closing in the afternoon for a few hours. The nightlife is vibrant and starts late. And one more thing: remember the Spanish love for celebrations and festivals — you might just find one happening during your visit!
2 - Explore Iconic Landmarks
Spain is rich in history and boasts of numerous World Heritage sites. From the royal palaces in Madrid, the iconic Sagrada Familia in Barcelona, the Alhambra in Granada, to the historic old town of Toledo, there's a lot to see.
You should — of course — prioritize your itinerary according to your interests and time constraints, but don't miss out on these marvels.
3 - Discover Hidden Gems
While tourist hotspots are great, the real charm of Spain lies in its hidden corners. Venture off the beaten path and explore local markets, try a cooking class, take a flamenco lesson, or visit a local vineyard. These unique experiences will give you a taste of authentic Spanish life.
If you're documenting the trip, going off the beaten path also gives you a chance to capture moments and sights that most travelers never get to experience. There's plenty of good public transportation in Spain, but if you'd like to explore, it can be smart to rent a car or charter a Yacht. The latter is easier than you might think, as the SeekSail website shows.
4 - Optimize Your Itinerary
Don't make the mistake of cramming too much into your itinerary. Spain is a country to be savored. Traveling between cities can be time-consuming, so it's better to explore a few places thoroughly rather than trying to see them all.
Remember to plan your day around the Spanish rhythm. You should take advantage of the late morning to explore, relax during the siesta hours, and soak in the nightlife.
5 - Pack Appropriately
Spanish weather can be quite variable. Summers can be scorching hot, while winters are cold, especially in the north. Pack light, breathable clothing for summer and layers for winter. Don't forget comfortable shoes for all the walking you'll be doing!
Remember, traveling is all about immersing yourself in the local culture and stepping out of your comfort zone. Use these tips to truly engage with Spain's captivating charm. And who knows, you might even come back home with a touch of the Spanish zest for life!
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Hiking has been a phenomenon for hundreds of adventure lovers.
Well, it was invented during the eighteenth century for spiritual purposes. At that time, people used to walk long distances to mitigate their spiritual thirst.
But the concept changed a lot over time, and the word became more popular with adventure lovers. Now it's only to experience the beauty of our world. No matter where you plan to go, make sure you are firm with the plans. Planning a multi-day hike will be hard.
Well, these days, travel agents are fixing all the itineraries for adventure lovers. But if you have decided to explore some routes where people still don't go now and then, you must follow some DIY instances.
If you are taking responsibility, you have to take it properly. Undoubtedly, you will enjoy the whole trail, but hiking is mostly on foot, so you need to take care of your health as well.
From choosing the locations wisely to keeping all the gears, you need a wholesome plan to manage the whole adventure without difficulty.
Be Prepared For Your Multi-Day Hiking Trip.
If you are preparing for a multi-day hiking trip, ensure that you have managed to take care of all these below-mentioned hiking essentials.
These will help you to get rid of falling into difficult situations. Going on an adventure is simple but planning before it is difficult. If you miss the planning part, it's sure that you are going to be in trouble every now and then.
Remember, it's not a one-day trek, but it's a multi-day hike. Time is important, and when you have more than one day to follow your trail, you also have better planning chances.
1. Decide The Location Wisely
It's not a one-day trail that you can easily go by listening to your friends. If you are going to multi-day hiking, make sure that you like the location. It's not about one location, but hiking is more about the adventure than the destination.
So, after taking suggestions, it's your time to sit and search through the internet to decide the whole path of hiking. Do not just stick to a particular place or area; you can decide to go through water and mud on the same trail.
Don't let your soul put its finger on your face after you come back from the trail, not being satisfied fully.
2. Test Your Gears
Multi-day hiking is not the purpose of using new gear. In fact, it's time to use gears that are tried and tested properly.
For instance, if you are carrying a new stove and on the first day, you see that the stove is not lit, it's simply the end of your adventure.
It's not the time to use a new smartwatch that you have not unpacked yet. In the morning, when the trial is going to start, if you see that the watch is not working properly, there will be no chance to replace it immediately, and that might make you more upset than using an old smartwatch.
The only solution is to keep all the gears that you have used properly in practical situations. Well, you might not have some gear that you might need to buy for this trail but make sure that you buy it in advance and use it before bringing it to the hiking.
3. Keep Lightweight Gears
This is an essential part of your hiking. When you are going on a multi-day trip, it's clear that you have to carry more things than a usual small adventure.
On the other hand, you don't want to miss the adventure part due to the lack of itineraries. In a multi-day trip, people usually consider a location with lakes beside the mountains.
Coming back without sailing to the lake can be dissatisfying. On the other hand, sometimes, you may need to cross small rivers to continue to a beautiful hiking trail.
So what’s the solution?
Well, you can simply go with inflatable sailboats, which are lightweight, and you can keep them by breaking them into small parts when not in need.
If you are confused about where you will find such inflatable boats, you can have a look at some inflatable sailboats for sale.
They bring the best quality with the particular product you want. So, it will not be a problem for you to find the particular inflatable boat to bring life to your multi-day hiking adventure.
4. Make Plans For Staying Hydrated
This is a crucial step to take. Taking care of your health is a prominent step, and you need to take care with proper planning. Make sure that you are planning for a healthy diet, including minerals.
Keep fruits, water, and electrolyte with you all through the trail. When you are walking, you lose more energy, and you need constant delivery of water and things that can help you be hydrated.
It's time to take care of your health if you want to complete the multi-day hiking with ease.
5. Keep Reliable Navigation
Keeping reliable navigation materials with you is necessary.
So, don't forget to keep such gears that will help you to navigate through the areas. You are going to a lone trail, and you were not on that road before. So, the only help you get is from the internet.
But when the internet will not work, what will you do?
Well, the navigators might help you to be on track when you are out of the internet. This is a particular step that will save you from getting lost. Being on dangerous roads or situations is not uncommon for hikers, and thus, they always keep navigators with them.
6. Pack All Weather
Last but not least, you need to keep all-weather dresses. For instance, track pants, waterproof dresses, hiking boots, waterproof shoes, puffer jackets, and so on.
It's time to keep everything you can with you. Do not try to be a hero without any cause, and be responsible and safe.
All the best for your multi-day hiking trip. Stay healthy, stay fit.
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