OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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READ MORE best places to live in Australia

8 Best Places To Live In Australia For You If You Have A Family

BY  sagnika Apr 27, 2024

Let me share an overview of the eight best places or cities where you can live in Australia. Of course, I have my preferences based on certain criteria, ensuring that I live a good life with safety and positivity. Considering the distance from my workplace, transportation, and connectivity to the marketplace and shops are immensely important. If I plan my future in a place, I will choose one that has nature surrounding it and a cultural aspect of the local community. Read the article to explore eight places that are considered some of the best places to live in Australia. I will help you understand these cities better and how they can offer you some of the best opportunities related to your lifestyle and personal and professional life. 8 Best Places To Live In Australia For You If You Have A Family! Australia has some of the best cities for you to work and live in! Let me create a list of eight places that offer several opportunities for you to create a beautiful lifestyle, either as an individual or as a family person. In these cities, you can grow professionally because they offer some of the finest places to work and live. This includes top employers, the best organizations, a balanced cost of living, and more. Wondering about the best time to visit Australia? Keep reading! There are also other services, such as hospitality, customer service, and agriculture, which you can access if you plan to live in one of these cities in Australia. Whenever you plan to move to one of these cities, you get the best opportunities and enjoy your life to the hilt! 1. Melbourne Did you know Melbourne is considered the top city in Australia to live in? When you compare its affordability with Sydney, another popular city in NSW, you will see that it is much more affordable than Sydney. Over the past four decades, there is an apparent average price difference between the two cities of 1.36 times! According to the Australian Broadcasting Corporation, Sydney is 22% more expensive than regarding in terms of accommodation. One of the major reasons for this is the price of housing. Housing in Melbourne is much more affordable, along with stability, education, infrastructure, and healthcare. Melbourne's cultural scene is where you can visit museums, popular music, galleries, festivals, and other places. You can see different places that bring you closer to nature. In 2023, Melbourne was called the "most livable city in Australia"; hence, when you start living there, you will experience a life full of colours! Apart from that how can we forget about the beaches in Melbourne? 2. Sydney Sydney is the capital of the state of New South Wales and one of the most popular cities in Australia. Furthermore, Sydney is the second-best place to live in Australia. With its coastal location, it offers some of the best visuals! Now, your question: Why do I say that? Some reports also tag Sydney as the fourth best place to live worldwide. Some of Sydney's significant aspects make it quite amazing, such as excellent weather, social infrastructure, and employment opportunities. The beaches in Sydney are another reason you get to live there! There are more employment opportunities in Sydney than in Melbourne in IT, tech jobs, design, technologies, and science. Sydney's culture and food are quite good, which is alluring if you are planning to live in Australia. 3. Adelaide In my list, Adelaide is the third best city to live in Australia, especially because it is so affordable. There are many green spaces, which you can access whenever you want. When it comes to accommodation, Adelaide is the most affordable! According to Propertyupdate.com.au, you can rent houses in Adelaide at a median price of $393! If you live closer to one of the bustling markets of Adelaide, you can experience some of the best food and culture in the city. Let me also highlight that Adelaide has a family-friendly atmosphere and a relaxed lifestyle. If you want to live life ambitiously yet do not prefer the regular hustle-bustle of cities, this is the place for you. 4. Brisbane The fourth city I have included in this list is Brisbane, which is well known for its educational services and healthcare opportunities. I am here to highlight the opportunities that you will receive once you move to Brisbane. The average cost of living for a single individual in Brisbane ranges between $400 and $750 weekly. Of course, your choices, living quarters, and expenses factor into this rate, so you need to do careful budgeting if you plan to live here. At times, certain factors make it easy for people to misunderstand or misinterpret Brisbane's nature. 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Be it for job opportunities or personal reasons, you can consider these places. Why is it important for you to go through these places in detail before you plan to relocate? You learn about the little things that might not seem important at first but can matter a lot when you start living there permanently. Comment on which place you think is perfect for relocating in the list and name the reason! Learn More About: 6 Tips For A Luxurious Trip To Australia Budget-Friendly Travel Ideas In Australia 10 Things You Have To Do When You Visit Australia Top Restaurants In Maitland Australia That Give You Culinary Delights

READ MORE can you bring cologne on a plane

Can You Bring Cologne On A Plane? – Let’s Find Out!

BY  sagnika Jun 26, 2023

Have you recently traveled via airplane? Do you want to know can you bring cologne on a plane? This article will list the rules the Transportation Security Administration (TSA) established regarding carrying perfume or cologne. You can read the rules and regulations of the TSA related to carrying Cologne on airplanes and the reasons for the specific restrictions. Staying aware of the information is important because cologne comes in different forms, such as aerosols, gels, and liquids. The facts related to carrying cologne are important because it is not just about bringing it for your personal use. At times, if you are holidaying or on a work trip, you can buy new cologne for yourself, family, and friends for gift purposes. It is because some cologne is specifically available in specific countries. Following these rules and regulations ensures that you will not face any issues while boarding or in the screening process. It also provides that there are no risks inside the aircraft due to carrying cologne. Can You Bring Cologne On A Plane? Let's Discuss The reason due carrying cologne is identified as a risk is because cologne is inflammable. It can be of any form, such as liquid, gel, lotion, or aerosol; however, if it leaks and comes into contact with any flammable substance, it poses a significant risk for all passengers and crew members. When there is a question, can you bring perfume on a plane? yes, but with restrictions. It is due to the alcohol content in cologne that there is a high probability of risking catching fire in the aircraft. Considering the plane is an enclosed space, there are high probabilities of risks. It is, therefore, important for all passengers and crew members to be careful, aware, and vigilant. You must be careful as a traveler to use containers protected by caps or other means to prevent any accidental leakage. It applies to nasal sprays, sanitizers, massaging liquor, aerosol and fluid medication, and nail polish. Rules By Transportation Security Administration (TSA) For Cologne The rule of 100 ml bottles in carry-on bags applies to most countries, such as the USA, Europe, China, Canada, India, The United Kingdom, New Zealand, and Australia. If you want to carry a lot of perfume or cologne, especially as a gift, you must split it into different containers. The original packaging of the cologne must also be carried so that the officers do not raise any issues during the security screening. At times, carrying a lot of liquid, gel, lotion, or aerosol can raise suspicion; hence, limiting the amount of cologne you have is important. Can you bring perfume on a plane? Is there another question you must have? Perfume and cologne both come under the same category. All types of colognes are allowed on the plane. However, there are limits to how they must be carried. The TSA officers should be confident regarding the quantity of perfume you carry. Can You Bring Cologne On A Plane? According to the Transportation Security Administration (TSA), the rule for carrying any liquid, including cologne, in a carry-on bag or handbag is that the liquid must be 3.4 ounces. 3.4 ounces means 100 ml, which applies to all liquids, aerosols, lotions, and gels. The rule is called 3-1-1, where the 3.4 ounces of liquid should be carried in 1 transparent quart-sized bag, which applies only to one passenger. There are no specific requirements regarding carrying the cologne in the checked baggage. However, cologne in liquid, aerosol, gel, or lotion form can be risky; therefore, it must be within the limit of 17 ounces or 500 ml in one container if it is in liquid form. If the form is in gel or lotion, the quantity must not exceed 18 ounces or 0.5 kg. According to the TSA, you cannot carry more than 2 kg of gel or lotion or 2 L of liquid of the aggregate quantity of cologne in the checked baggage. Can The Cologne Be Used During The Flight? The rules for flying internationally and domestically are the same except if you travel domestically to New Zealand or Australia. New CT scanners in New Zealand and Australia make it easier for passengers to follow one rule of carrying 500 ml containers. The smaller container of 100 ml is only sometimes implemented in these countries overall, helping the passengers to follow the TSA rules. It also does not matter in which type of container you carry the perfume, be it glass, plastic, or metal. It is important to declare if you are returning to your home country while buying a lot of cologne or perfume from a foreign country for security and screening purposes. During the flight, perfume or cologne can be used. It is, however, necessary to remember not to spray on other passengers. So, It is better to apply the perfume in the bathroom. It is better to wait a bit in the bathroom so that the airplane can cycle out. You can also wipe your skin with a paper towel and water so it is not overpowering. It also saves you from the risk of catching fire in a crisis! Packaging Tips For Cologne In Plane Avoid any cologne-related issues, especially such as spillage leading to severe risks. As a traveler, you should be cautious and follow the rules and regulations established by the TSA. When packing a cologne or perfume bottle, you must put a lid on the bottle's nozzle. You can also put the fragrance bottle in a zip-lock bag and try to remove all air from the zip-lock bag. Put the cologne inside the zip-lock. In soft clothing, you must also cover or wrap the zip-lock bag with the fragrance bottle. Sealing the bottle or the cologne container in the checked baggage is important. Please carry a cologne bottle that is travel size and be observant with regards to putting the cologne bottle near a hard object. There are refillable containers available on Amazon that can be used to carry cologne. Even the small test samples for cologne are also applicable when carrying perfume on a trip via airplane. Read More: Can You Bring Deodorant On A Plane? – Read This Blog To Know! Bringing Duty-free Cologne On A Plane There are no restrictions on duty-free cologne on a plane; hence, it can be carried effectively. It is also important to remember that it might not apply to the handbag rule but to the rule of checked baggage. Can I take Cologne on a plane? Yes, you can. Duty-Free products can be carried in shopping bags allowed by the airlines; hence, you would not face any issues regarding that as long as you follow the rule of the quantity of the checked baggage for liquids, aerosols, gels, and lotions. Conclusion In the article, you have been made aware of the rules maintained by the TSA regarding cologne carrying on the plane. It also has information about the risks and how to be mindful. Let us know in the comments regarding your experience of carrying cologne on a plane. Read Also: Can You Bring A Razor On A Plane? Find The Answer Here! Can You Bring A Lighter On A Plane? Know It All Here! Avelo Airlines Reviews You Were Looking For!   Is Spirit Airlines Safe? Get Your Answer Here!

READ MORE Exploring Pigeon Forge As A Weekend Getaway

Exploring Pigeon Forge As A Weekend Getaway

BY  Ankita Nov 18, 2023

Pigeon Forge is a scenic refuge that effortlessly blends natural tranquility with vibrant entertainment. This charming Tennessee town is an ideal spot for a weekend getaway. The ease of access and well-maintained roads ensure your journey is as pleasurable as your stay. Pigeon Forge is jam-packed with weekend activities like exhilarating rides at Dollywood, serene trails in the neighboring Great Smoky Mountains National Park, and luxury shopping at The Island. The town extends a warm invitation to you to pause from the every day and smell the fresh mountain air. Arrange your itinerary with these things to do in Pigeon Forge for thrills and an outstanding weekend escapade! Arriving In Pigeon Forge Journeying through Pigeon Forge is a visual treat. As you navigate the winding roads, each turn reveals the Smoky Mountains' grandeur. The lush greenery and the soft murmur of the Little Pigeon River escort you through a rustic expedition. The appearance of quaint cabins in the morning mist signals your arrival into this enchanting town. Pigeon Forge truly extends itself when it comes to lodging options that are ready to cater to your varied preferences and budgets. Seeking a cozy retreat? Visit Hearthside Cabin Rentals for rustic cabins that blend modern comfort with a charming old-world ambiance. On the flip side, if you are looking for a touch of luxury, Pigeon Forge doesn't disappoint. Luxurious resorts like Oak Haven Resort & Spa offer plush accommodations and indulgent amenities. From rejuvenating spas to gourmet dining, they ensure a lavish and comforting stay. Day One: Immerse In Natural Beauty As dawn breaks, Pigeon Forge's alarm is the sweet tune of nature. Begin your morning at a local eatery, where the scents of fresh coffee complement the hearty offerings of a Tennessee traditional breakfast. The friendly chatter of locals at spots like Reagan's House of Pancakes or the Old Mill Restaurant adds a warm touch to your hearty meal. French toast, sizzling bacon, and fluffy biscuits are ready to fuel your adventure! Next, prepare to hit the trails of the Great Smoky Mountains. The nearby Great Smoky Mountains National Park opens up a world of tranquil hiking trails and nature walks. Every step along these paths brings you more in tune with nature. The sounds of bird songs, rustling leaves, and bubbling brooks are a gentle reminder of the world outside the urban hustle. The afternoon provides a chance for a scenic picnic. Places like Cades Cove offer stunning panoramic views for a leisurely meal. As you lay out your picnic blanket, the vast expanse of rolling hills creates a surreal setting. The hours gently roll by with each moment spent in the unspoiled beauty of the hills and meadows near Pigeon Forge. As dusk arrives, head to the neighboring town of Gatlinburg for a satisfying meal at a cozy mountain-side diner. Restaurants like the Cliff Top Grill at Anakeesta offer a menu as attractive as the panoramic views from your table. Post dinner, enjoy watching the sunset from places like the Gatlinburg Space Needle or Gatlinburg SkyLift Park. The setting sun painting the sky and sinking behind the endless ridges is the perfect way to end your day. Day Two: Adventure And Entertainment Day two promises even more Pigeon Forge adventures. Start the morning at a famed local bakery, like The Donut Friar, where the aroma of fresh croissants and cinnamon twists sets a cheerful tone for the day. After some donuts and a hot cup of coffee, you're fueled up for a heart-pounding adventure at Dollywood. This iconic amusement park symbolizes the spirit of Pigeon Forge. The exhilarating rides and the echoing laughter are infectious. If you fancy a different kind of amusement park, venture out to the Rocky Top Mountain Coaster or Rowdy Bear Mountain in Pigeon Forge. Both are guaranteed to add excitement to your day. Afternoon Shopping And Exploration How about a leisurely stroll in the warm glow of the afternoon sun? The Island in Pigeon Forge offers a captivating blend of retail, dining, and entertainment. The water fountains and the moving crowd provide a lively backdrop as you pop into quaint boutiques and specialty shops. Make your next stop at The Village Shops in Gatlinburg. This "European hamlet" is a charming reconstruction of an old-world village. Its cobbled walkways lead you to a collection of unique shops where you'll find hand-crafted gifts, local artwork, and delightful souvenirs. Evening Of Leisure Once the daylight transitions to a soft evening glow, it's time to satisfy your appetite with a heartwarming dinner at one of the local eateries. Many of them offer live music. You could also attend one of the famed dinner shows like Dolly Parton's Stampede. The blend of music, food, and theatrical performances is an exhilarating yet satisfying way to close out your day. Day Three: Relax And Reflect Enjoy a relaxing day of reflection in Pigeon Forge as your weekend comes to an end. Begin with a late morning brunch at the Local Goat, where the freshest ingredients, international wine selection, and large HDTVs bring the whole family together. After brunch, visit a local spa or wellness center. The Spa at RiverStone Resort comes highly recommended. The gentle aroma of essential oils and the skilled hands of massage therapists work together to melt away any stress and rejuvenate your spirit. In the evening, find a secluded location along Little Pigeon River and listen to the gentle hum of the water flowing over the rocks. The soft rustle of leaves and the occasional chirp of birds create a delightful serenade that will drift in your memory for many nights to come. In Conclusion Each day in Pigeon Forge reads like a new chapter, whether it's the peaceful nature walks, the heart-pounding amusement parks, or the wellness retreats. The blend of beauty and excitement creates memories that stay with you long after you depart. The weekend may have whisked by, but the thrill of new discoveries urges you to plan your next Pigeon Forge getaway. So, if you seek a simple break from the daily grind, Pigeon Forge invites you to create lasting memories in the backdrop of the Smoky Mountains. Read Also: 10 Best Things To Do In San Diego (USA) Cooking In Dublin: 7 Restaurants To Dine In With Your Family The Ultimate Guide To Travelling When You Have No Money Make Your Honeymoon A Truly Memorable Affair: Here’s How