OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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Best Dark Tourism In Canada: It Cannot Get Gloomier Than This

BY  Sibashree Sep 30, 2024

Even if you don’t believe it, Canada has many locations and abandoned sites with ghostly stories and a dark history.  Haunted places like the Fort Edmonton Park and Princess Theatre in Edmonton or the Disaster-struck Alberta Frank Slide are a few examples of how dark tourism in Canada offers a vivid experience.  Further, sites like Asbestos (now Val-des-Sources) show how mining asbestos has caused long-term health hazards to Canadian people and victims beyond borders. Also, there is Halifax, where an explosion took the lives of around 2000 people in 1917. So, let’s explore the sites that are scary and unusual.  THESE Are The Best Sites For Dark Tourism In Canada  In 2020, the small town of Asbestos changed its name to Val-des-Sources or the Valley of the Springs. However, the name change could not wipe off the history of diseases and suffering as it once had the largest asbestos mine in the world.  So, like the nuclear plantations that pushed numerous human lives to death, Asbestos in Canada was also a town of breathing poison. Today, it is one of the most prominent destinations for dark tourism in Canada.  Regarding dark tourism, Canada has many sites that tell the tale of human tragedy or are infamous for spooky experiences. Let me share brief accounts on these sites If you want to walk into the shadows.  Asbestos  Asbestos, a town in southern Quebec, once epitomized health-hazard horrors. Asbestos mining is not done here today, but breathing problems and other hazards caused by that “magic or miracle mineral” persist in the town.  The town had an open-pit mine for mining chrysotile asbestos, and it boomed for a century. However, in 2011, the mine stopped its operations.   Unfortunately, the use of asbestos became huge by the mid-20th century. It was a chosen material for roofing, insulation, and fireproofing. Slowly, it was discovered to cause many health hazards for people working in the industry or residing near an asbestos plant or mine.  Despite the drop in global demand and many other countries banning the use, import, and export of asbestos, Canada kept at it until 2018. Justin Trudeau, the Canadian Prime Minister, banned the use, sale, import, and export of asbestos in 2016, and the ban came into effect in 2018.  Nevertheless, today, the town of Asbestos, or Val-des-Sources, is a popular dark tourism site with an abandoned mine. The mine now looks like a gigantic playground. Halifax  In June 2016, the Canadian Government designated the Halifax explosion as a “national historic event.” Halifax was a busy port for the loading and unloading of food, aid, relief, and other essentials during World War I. On an unfortunate day, 6 December 1917, the French ship SS Mont-Blanc and SS Imo, a Norwegian ship, collided. Both were carrying explosives, and the collision caused a major explosion. Almost 2000 people died, and many were injured, registering it as the biggest manmade explosion before the atomic bomb disaster.  This human tragedy, however, was a milestone in changing the medical scenario of Halifax. The improvement in pediatric surgeries and the establishment of the Canadian National Institute for the Blind were the two most prominent examples in this regard. Today, the Fort Needham Memorial Park is a prominent site for dark tourism in Canada. The commemorative plaque there gives you a brief account of the incident. Also, the Halifax Explosion Memorial Bell Tower here has an annual memorial service for the explosion on 6th December. Edmonton: The Hub Of Dark Tourism In Canada  Edmonton has many destinations for paranormal encounters, and Fort Edmonton Park is one of them. At the paranormal tours here, you can explore many paranormal equipment and encounter many experts for some otherworldly experience. You can also visit the haunted buildings of Edmonton. The stories of these buildings will scare you to the bit. Also, you never know when an unknown entity gets close to you, and you can feel the breath.  Princess Theater: The Most Haunted Place In Edmonton Another important haunted landmark here is the Princess Theater. In the 1920s, the theater was about to have an additional rental space. A bride-to-be rented that space, but her fiance left her on their wedding day.  So, she committed suicide by hanging by the neck. When the staff of the hotel found her, her body was swinging from the rope.  She was wearing a beautiful wedding gown. Legends have it that her ghostly figure is still seen at the theater. She is seen climbing down the stairs, wandering the theater halls, and moving around the projection room.  Historic Mackay Avenue School Archives & Museum: Meet The Restless Spirit Moreover, when in Edmonton to experience haunted activities,  Historic Mackay Avenue School Archives & Museum should be your destination. Many people have experienced a sense of choking, being grabbed, or disturbed at this place. It is said that a construction worker called Peter fell from a third-floor window during renovation work in 1912. His restless spirit still lives here, and many informal investigations have captured strange silhouettes and erratic electromagnetic fields recorded here, which also vouch for paranormal activities here.  The Museum of Fear and Wonder https://www.instagram.com/p/CxsrNX5L7Al/?hl=en&img_index=1 It is unusual to find a rural museum of horror in the Southern Alberta rural valleys. It is eerie to the bone with Ouija boards and ventriloquist dummies.  The little jack o’lantern dollhouse, Kiddo, leather doll, and the haunted doll, Robertina, are the most prominent collectibles here. Also, the artificial human body parts and life-like human bodywork made of wax are the creepiest things you will come across.  All the collectibles in the museum are carefully placed to create a sense of fear. The aim is to show how people emotionally react to certain things. Also, Brendan, one of the founders of the museum, does not believe that things can be haunted or they can be related to paranormal activities.  According to him, things, at the most, can cause a sense of uneasiness. Thus, all the items in the museum provoke discussion about the psychological impacts of different objects on different people. For example, an adorable doll can be an object of fear or discomfort for a person who has suffered childhood trauma.  Even dolls or toys can get old and develop an eerie appearance through wear and tear. They can look messy or dirty, creating repulsive feelings. Thus, the Museum of Fear and Wonder is not about paranormal experiences or activities. It is a place to understand the human psychology behind fear and wonder.  Saskatchewan Ghost Towns – Insinger As India has Kuldhara, Canada has Saskatchewan, where time stands still, and the deserted town lives in the shadow of the past. Unbearable winter in the Prairie region made the residents desert the place. In the 1800s, many European people came to Canada and got free land to set up a working farm within a year. Thus, this prairie became a bustling residence of farmers and their families. Visiting Saskatchewan And Its Many Wonders In Saskatchewan, you will notice a Ukrainian Orthodox Church. The old church with a domed roof stands as a witness to the bygone era. Do you know that Saskatchewan has so many ghost towns (more than 30) that there is a “Ghost Town Trail” here? You can drive around the route to explore the towns individually. As you walk through the ghost towns of Saskatchewan, you will never feel alone. There is a constant feeling of someone following or walking with you. Even looking at the most dilapidated structure, you will feel like someone will come out of it any moment. I had plans to get inside some of the structures. However, a knotty feeling in my stomach stopped me. As hours passed, I started feeling anxious and left the place. The Ghost Towns of Alberta – Rowley If I were to decide, I would name Alberta the capital of dark tourism in Canada. If the haunted places of Edmonton are not enough, you can explore Rowley.   The small hamlet of Rowley in Alberta has deserted railway cars and buildings. However, it also tells some inspiring stories. Rowley used to be a town with 500 inhabitants in the 1920s. The Great Depression hit the place, making the residents leave. A lack of rain led to the drying up of the crops.Moreover, a fire destroyed many of the small buildings.However, only eight surviving residents of Rowley did a commendable job of transforming Rowley into a heritage site in the 1980s. They transformed some of the buildings.  Very few people know that movies like Bye Bye Blues or Legends of the Fall have some of these buildings as their locations. Visit Rowley in the summer, as it offers free tours in the season. Also, the pizza parties here on the last Saturday of every month are fun! These pizza parties are fundraisers for restoring the buildings and preserving history here.  THESE Are The Places You Can’t Miss At Rowley The historical buildings to visit in the ghost town of Rowley are: Rowley Trading Post (Built in the 1920s) A Printing Press A School Now Abandoned Former Hospital Abandoned Railway Tracks A Saloon with Swinging Doors (Dedicated to the memory of a previous owner) Municipality of Starland Office Canada National Telegraphs Building Along with these historical structures, you will also find a building labeled Funeral Home and Embalming. Going inside, you will find paraphernalia and historical artifacts used in Bye Bye Blues. The only thing I find creepy about Rowley is the mannequins. The residents have used mannequins in many places to recreate the scenarios of the 1920s.  So, if you have a faint heart, avoid peeping through the glass windows of the historical buildings. It is not very pleasant to find a mannequin looking back at you.  However, overall, the experience was like being at the location of a classic Western movie.  Alberta Frank Slide  Alberta Frank Slide is one of the most tragic spots for dark tourism in Canada. 121 years ago, this place witnessed the deadliest slide in Canada. The tragic incident took the lives of 100 people. What Happened At Alberta Frank Slide? It was 4:10 am on 29th April 1903. The 600 people in the mining community were still asleep as Mount Turtle crumbled down and released 110 million metric tonnes of rock. This incident took the lives of around 100 people.  Even today, if you pass through Highway 3 of Alberta or visit Frank Slide, you will find bodies and various belongings still buried under rocks.  “It was loud enough they could hear it up by the town of Cochrane, 200 kilometers away,” said Joey Ambrosi, the facility supervisor of the Alberta Frank Slide Interpretive Center. This interpretive center, built in 1985, tells the true stories of human tragedy and dismisses the myths around it.  However, the intrigue around this biggest slide does not end here. The mountain moves a few kilometers from each other, and scientists suspect it will come down again.  Having said that, there is still time for such an incident, and it will not be as deadly as the one that happened in 1903.  When at Alberta Frank Slide, don’t forget to visit The Crowsnest Pass. A landslide and a mine explosion in 1910 badly hit the area. Again, at a stone’s throw away is the Hillcrest town where 189 miners died of a coal-dust explosion on 19th June 1914.  Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13 Famous Wonders Of India That You Must Visit! [Updated 2024] Top Tips For Motorbike Rental In Phuket – A Guide To Exploring The Island On Two Wheels.

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Pre-Trip Caravan Servicing Checklists

BY  Ankita Dec 7, 2023

Your caravan is a durable vehicle designed to withstand the stress of travel in the rugged outbacks of Australia. Yet, despite the strength and durability of the caravan and attached tow vehicle, you still need to have it checked regularly to ensure it’s in good shape. This ensures safety and keeps your vehicle from breaking down when you’re on the road. In this article, we’ll provide a simple servicing checklist you can follow to keep your caravan in great condition at all times.  Check the weights  Before you get on the road, do a quick check to ensure that the caravan’s weight matches the weight of the tow vehicle you’re using. This should take the load carried in the caravan into consideration since it adds to the overall weight of the vehicle.  General vehicle checks  Before getting your caravan on the road, do a basic maintenance check on the tow vehicle you’re driving. Some of the general things to check in the two vehicles include the engine oil and coolant fluids, brake fluid, washer fluid, battery lights, and so on. Check the vehicle’s instruction manual for a list of additional service checks to do before you get on the road.  Check the tyres Checking the tires is one of the major things to do during a caravan servicing check. You should check the caravan tires themselves and that of the attached vehicle. Check the age of the tires and also look out for signs of wear and tear. The tire pressure is also important. In some cases, you might need to adjust the tire pressure to the recommended level based on the load the caravan is expected to carry. You should also check the wheel nuts and make sure they’re tightened to the specified torque.  Inspect the towbar & coupling  The Towbar is the connection between the tow vehicle and the attached caravan. Check to see if this is in good condition and has been properly fitted. Inspect for signs of rust or cracks in the towbar. You should also check any loose bolts and tighten them too.  photo: Cub Campers Lights  Check the internal lights and indicators on your caravan to make sure they’re in good working order. Those indicators will let your car’s vitals such as the brake and engine be in good working order. You should also check external lights such as the tail lights, parking lights and stop lights.  If possible, carry a few spare globes with you on your trip just in case you need to replace the lights.  Mirrors Your mirrors should see both sides of your caravan and its back clearly. Generally, it should cover a distance of about 4 meters on both sides and up to 20 meters behind you.  Check to see if this is in order before your trip begins. In some cases, you might need to get extension mirrors to achieve the desired range for these mirrors.  Safety checks  Inspect the caravan’s safety features, such as fire extinguishers, smoke alarms, and fire blankets. Ensure they’re all in good condition and are easily accessible in the event of an emergency.  Read Also: Why Travel Trailers Are The New Vacation Norm From Beaches To Mountains: Ideal Routes For Car Travel In Dubai Exploring Cheap Car Rentals Las Vegas Airport: Book Cars To Travel In Vegas!

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8 Things To Do And See In Punta De Mita

BY  Abdul Aziz Sep 13, 2021

Punta de Mita is a beautiful fishing town on the Mexican Pacific coast, an ideal tourist place to be relaxed near the sea. Its beautiful beaches with little waves and diversity of fauna and flora, annually invite hundreds of tourists to visit this small peninsula, which offers attractions for the whole family. Let's get to know the 8 things to do traveling in Punta de Mita, a Mexican paradise. 1. Get to know the peninsula by boat Let's start our list with an exciting speedboat ride. The best way to get to know Punta de Mita is on a boat ride, where in addition to enjoying a sunny day, you will see its beautiful marine fauna up close. These tours are perfect for those who like to fish and dive because professional help is offered in both activities. 2. Marismas Beach You can enter and bathe in the sea of ​​Marismas beach walking through the restaurants in the area. Its main attraction is to observe and learn about marine fauna such as cucumbers and sea spiders, clams, or the birds that perch on palm trees. Visit it very early so that the intense afternoon sun does not hurt you. Check out out our exclusive observation on the best time to visit Morocco 3. Swim with dolphins Swimming with dolphins is another of the must-see activities in this beautiful peninsula, especially for the little ones in the house who always enjoy this experience. Visit the Dolphin Adventure Center to swim, meet and learn from the bottlenose dolphins that abound in the region. 4. El Anclote Beach Unlike other beaches in the area, El Anclote beach has large waves, ideal for surfing or practicing other water activities. Taste delicious tropical food and cocktails on the shore of the beach, while you share a pleasant afternoon with your friends and family. 5. Walkthrough its villages Taking a walk through the coastal towns of Punta de Mita is a good opportunity to learn about their culture and enjoy the bohemian atmosphere that is felt in its streets. Sayulita and San Pancho are the most visited towns in the area, both with cozy cafes and restaurants where the food is exquisite. 6. Visit the golf courses on the coast Punta de Mita is also known for its wide and exotic golf courses. National and international champions of this sport often travel to this peninsula to enjoy its golf courses, high-quality facilities, and beautiful views. 7. Walkthrough Guachimonton Very close to Punta de Mita are the pyramids of Guachimonton, considered as archaeological jewels of the region and an important part of the most valuable archaeological monuments in Mexico. Visit the town of Higuera Blanca to learn more about the history of its pyramids. 8. Horse ride along the beach A horse ride on the shore of the beautiful beaches of Punta de Mita is a gift that you have to give yourself, for having a very pleasant and comforting feeling. Some beaches offer the service with guides that will help you with whatever you need. Are you now ready to go there? Bonus for you: Latest Guide to National parks in Idaho is absolutely free for you. Check out.