OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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READ MORE best time to visit maldives

THIS Is When You Should Visit Maldives!

BY Sarmind SafiOct 27, 2023

The best time to visit the Maldives is between December and March. This small group of islands in the Arabian Sea is probably one of the most beautiful holiday destinations for both honeymooners as well as families. These tropical islands are hot and full of sunny weather. The heat stays between 23 degrees to 31 degrees, however, given the year-round sunny weather and the absence of winters in the Maldives, the best time to visit Maldives is anytime. Maldives In Dry Season Image Source The dry seasons in Maldives have a temperature of 31 degrees Celsius in the day and 24 degrees Celsius in the night. It is probably the best time suited to visit the islands of Maldives. You can enjoy cultural activities, sightseeing, try the local cuisine, and water sports. You can swim in the blue expanse where the average temperature of the water is 30 degrees. During these months, you can witness the Maldives at its best. The overall vibe of the islands is festive, and the crowd is thicker than usual. The weather and the beauty all around make the dry seasons ideal for visiting. Little to no rain and warm temperatures allow the seaside experience to become even more top-notch. With no precipitation, the visibility is crystal clear, making the picturesque island become even more vibrant. There are beautiful beaches, gorgeous lagoons, and colorful coral reefs to enjoy while you are here, which you won't get bored of. The country does get crowded during the peak season, but an individual resort inhabits each island, so it does not get too crowded. It will be reasonable for you to check before you plan a trip about the crowd and availability of a more personal experience. Some of the most popular locations in the Maldives are Nalaguraidhoo Island, Banana Reef, South Ari Atoll, and North Mal-Atoll. Another well-rated tourist spot is the HP Reef. 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With its geographical proximity to India, there is a lot of culinary influence that is evident in its spices, flavors, and curries. The laws here are very strict, so you must beware of carrying alcohol, pork, religious books, and tobacco products. And don’t forget to check the seasonal price hikes when booking water activities. Why Visit The Maldives? Image Source Now that you know when is the best time to visit the Maldives and you are still not sure what you could do there, we have all the answers for you. Keep reading to know what you can expect from a visit to the Maldives. Bioluminescent Water Under The Stars Image Source Visit the Vaadhoo Island in Raa Atoll, where the stars float in the water– the phytoplankton dinoflagellates that emit luminescent toxins. The small starry lights are emitted as a defense mechanism to keep other predatory fish and creatures away. You can walk through the planktons and create more stars that will be etched in your memory for the rest of your life. Maldivian Culture Image Source Along with all the natural beauty, Maldives also boasts a vibrant culture. If you want to become more aware of the culture, you must witness the Bodu Beru dance that takes place on the beach in the evenings. You can tape the moments on your camera or try dancing to the tune along with the dancers. The Maldivian boat Dhoni can also be another way you can get to know the local people and their stories. Swim With The Sharks Image Source The enormous whale sharks glide along the coral atolls, followed by smaller-sized reef sharks. They also swim around in the nearby lagoons around the resorts. This is not a matter of high alarm, as people can easily swim with these sharks, albeit with supervision. Maaya Thila, Baa, and Ari Tolls are known for shark spotting. You can encounter them at an up-close level or enjoy watching them come by daily at their feeding time near some resorts where they are given food. Best Places To Visit Image Source Here are a couple of the best places you can consider when planning to visit the Maldives. There are too many to enlist, we have brought two of the best you cannot remove from your to-do list. Alimatha Island Image Source If you are attracted by those pictures, you saw of small, single-residence villas standing in the sea and want to visit the Maldives, this is the name of the place. Instagram-worthy and absolutely breathtaking, this island is a must-visit. Tripadvisor Review “The island is wonderful. If you love peace, beauty, nature, snorkeling, diving, fishing, it's simply the place to go. Villaggio Bravo is perfect for families with kids, the miniclub organizes plenty of activities for them. The food is delicious: the buffet ha many choices. I was surprised to find mainly italians (it's an italian village) and so few foreigners. Maybe it should be better advertised abroad.” - Lushangyin Banana Reef Image Source Considered to be the home of the best reef in the Maldives, this beach makes your sunny dreams come alive. Tripadvisor Review “This is by far the best snorkeling I have ever experienced. The amount of marine life, the colors, the coral, the temperature of the water was amazing. I saw Moray Eels, Blowfish, Giant Clams and so much more. On the way out I dozens of dolphins escorted us and jumped out of the water...amazing. There is a very strong current and it is in the middles of the ocean. An absolute must tough if you can get there.” - Avery D Wrapping Up Are you planning a trip to the Maldives and want to know when is the best time to visit Maldives we hope you now know that it really is always a good idea to visit this heaven on earth. The peak season, though, is the dry months. 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READ MORE can you bring a razor on a plane

Can You Bring A Razor On A Plane? Find The Answer Here!

BY sagnika sinhaMay 16, 2023

There are a lot of security measures that a person has to go at the airport, prior to boarding a plane. These strict measures are set in place so that the passengers on board can have a safe and secure travel experience. There’s nothing more the ask other than compliance with these rules. In this article, I will discuss - can you bring a razor on a plane and much more on the prohibited items on a plane. Keep reading till the end to find out more information on the same! A Secure Travel Experience To ensure the passengers’ secure and reliable travel experience - here are some classified items that are prohibited to be taken on a flight, such as dangerous goods and weapons. If the airline security catches you with any of these items in the carry-on baggage, then the person would need to surrender the items at the screening point. The surrendered items are then dealt with in accordance with the relevant territory and state legislation. If you are still determining whether an item is eligible to be carried onboard, then make sure to check in with your airline - before arriving at the airport. In a few cases, a passenger is able to carry such items in their checked baggage. In just a bit, I will be talking about can you bring a razor on a plane! Prohibited Items There are a lot of items that are prohibited to be taken while onboard a flight. It varies significantly from airline to airline, hence you should make sure that you are checking in with your airline before arriving at the airport with said materials. Below, I will list a few categories of objects that generally fall under “prohibited items” for almost all types of flights. Items With Sharp Edges That Can Injure A Person Here are a few list of items that are capable of injuring a person and hence would not be allowed on flights: axes, hatchets, or similar utility knives crampons box cutters drills darts ski poles ice skates ice axes and ice picks meat cleavers knives or even knife-like items open/straight razors metal cutlery saws screwdrivers, crowbars, hammers, pliers, and wrenches Scalpels Tip: Can you bring a Gillette razor on an airplane? Well, Razor blades are actually very easy to remove, and hence safety razors are definitely not permitted to be carried in carry-on luggages with the blade. They are absolutely fine to be packed in the carry-n without the blade. One must also remember that the blades must be stored in the "checked-in" luggage. Items That Are Capable Of Causing Harm By Penetration Here is a list of items that can, with or without modification, cause harm to a person by penetration: razor blades letter openers hypodermic needles (if it is for medical purposes, then proof needs to be shown) pointed metal scissors, manicure scissors bodkins Tip: Can you bring a shaving razor on a plane? The answer to this question is a “no,” as that can be used as a potential weapon to harm people. Now you might be wondering - can you bring an electric razor on a plane? You certainly can! They are permissible to carried in both carry-on and checked bags. Blunt Items That Can Be Used To Threaten A Person Here is a list of a few blunt items that cannot be carried on flights. 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Weapons Here is a list of the weapons which are not allowed on the flight at any cost: gun powders, flares, and firearms star knives, throwing irons, sabers, stars, and similar things like swordsticks incapacitating or disabling chemicals, sprays or gases, capsicum or pepper spray animal repellant sprays and acid sprays blackjacks, billy clubs, or blackjacks martial arts equipment tasers, stun guns, and cattle prods explosives, dynamite, or any other form of fireworks smoke cartridges infectious substances and biotoxins chemical warfare agents Read More: Can You Bring Cigarettes On A Plane? Know Your Answer Here! Some Tips Regarding Airport Security Here are a few tips, following and compliance with which would make you get through the airport security lines much quicker: 1. Put Your Laptop In A Separate Bin TSA agents are known to examine laptops for explosives that appear harmless, but could very well have explosives hidden within their body. 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Read More: Can You Bring A Lighter On A Plane? Know It All Here! To Wrap It Up! That was all for information regarding the prohibited items on a plane. Thank you for reading up till here. I hope you found the information useful. Let me know in the comments your thoughts on the same. Read Also: Avelo Airlines Reviews You Were Looking For! Everything About Breeze Airways: Breeze Airways Reviews, Features, And More! Using Flightscanner To Find Cheap Flights In 2023? All That You Need To Know!

READ MORE Bond

Stop Getting Bond Wrong

BY ArnabSep 15, 2023

Whether you’re a travel buff or a film buff. Or both! The famous “James Bond Island” in the south of Thailand is surely on your bucket list. Its natural beauty, location, and connection to the iconic hero of numerous top-notch spy thrillers make it a “must-visit” destination for anyone with a sense of adventure to match 007’s himself. And here’s a great way for the more adventurous sightseer to experience Ko Tapu (to give it its “Sunday” name) in the stunning Phang Nga Bay, where you will be thrilled to discover that it looks as wonderful in “real life” as it does on the silver screen. Getting There The locally based John ‘Caveman’ Gray and his Sea Canoe Company offer daily morning or afternoon tours from their base in nearby Phuket. These trips are designed to suit your requirements, whether you’re an early riser or prefer going out later in the day. They will collect you – and drop you off afterward – at your hotel or from the airport. It couldn’t be easier. And with nearly 25 years of experience, you know you’re in good hands on a James Bond island tour from Phuket. What To Expect All tours are led by highly experienced, expert guides, who will be with you every step (or paddle) of the way, to ensure you get the most from your excursion. The personal touch is important to John and his knowledgeable, well-trained team. You will also be kitted out in the latest state-of-the-art safety gear and get your very own top-of-the-range canoe. The early trip includes breakfast and a light buffet lunch, while the later outing offers a delicious Thai dinner. Now doesn’t that sound enticing?! It’s Not Just About The Canoes Once you have arrived at your destination, you have the option to explore further – maybe check out the wonderful, natural caves – or laze on the golden Thai beach and have a dip in the beautiful clear blue ocean. The choice is yours. Or you could act out all your Roger Moore-inspired fantasies by recreating your favorite scene from ‘The Man with the Golden Gun’. If you’ve chosen the later jaunt, you can sit back and admire the gorgeous sunset. And all this while being kind to the planet thanks to John’s commitment to caring for the environment. It really is a lovely part of the world, which you can read about in more detail here It's Affordable, Too The cost of the package depends on what time of day you wish to venture out. The early start is priced at THB32,000, while the afternoon and evening tours come in at THB44,750. The cost includes entrance fees to the national park and insurance. What are you waiting for? Sign up today for the experience of a lifetime with the company that proudly boasts “We don’t do anything normal!” as its motto and guarantees you the trip of a lifetime in one of the most beautiful places on Earth. Click here for tourism info on Thailand. Read Also: 5 Unmissable Ibiza Boat Parties In 2023 Explore The Beauty Of The Mountains Of Kenya! Witness The Beauty Of Chilko Lake In British Columbia – Travel Guide