OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

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Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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BY  Sibashree Jun 30, 2025

Campbell Island, a UNESCO World Heritage Site, is home to sea lions and many other species of endangered animals and birds.  However, the Department of Conservation (DOC) has identified that growing temperatures in this region and increased rainfall are posing threats to the rich ecosystem here.  “Extensive rainfall events and slips will potentially have the biggest impact on nesting birds. We’d also like to find out more about how sea level rise and storm surges will affect sea lions.” - Drew Bingham, Principal Science Advisor, the Department of Conservation.  It’s indeed a grave concern, as it is home to many marine and terrestrial animals and is even crucial for global environmental conservation.  Also, it has fascinating stories of history and human intervention to share. So, the changing weather conditions of the island put a lot at stake.  Nevertheless, Campbell Island is a popular destination for tourists seeking adventures in the subantarctic zones. 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What Are The Things To Do In Campbell Island?  A close interaction with nature and adventurous activities have been the best things to do on Campbell Island.  You can also enjoy a cruise tour along the coastline.  Things to Do in Campbell IslandWhat’s So Special about Them?Birdwatching• Southern royal albatrosses (Campbell Island is home to the largest breeding population.)• Black-browed albatrosses• Grey-headed albatrosses• Endangered bird species such as Campbell snipe and Campbell teal• Terns• Pipits• Giant petrelsA visit to the Campbell Island National ParkYou will love the tree ferns and orchids here. Zodiac cruisingCruise along the coastline to spot elephant seals and various bird species. Hiking to Mount HoneyOnce you reach the mountain top, you will love the panoramic view of the island. Hiking to Northwest BayIt is a 16-km hike to explore the natural landscape of the island. Col Lyall BoardwalkYou will spot Southern Royal Albatrosses as you walk the boardwalk.  Campbell Island Shark Attack: What Happened In 1992? 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It had the largest rat eradication movement from 2001 to 2003. In May 2003, the Department of Conservation declared Campbell Island predator-free.  4. Does It Snow On Campbell Island? Yes, the high peaks of Campbell Island, with Mount Honey being the highest, experience snowfall during spring and winter.  Read Also: Exploring the Virgin Islands: Must-See Spots You Can Visit by Boat and St John Rentals Complete Guide To The Egadi Islands: What to See, Do, And Taste Paradise Islands: Discovering Italy’s Hidden Gems

READ MORE best hotels in salt lake city

Ski Retreats And City Suites: Salt Lake City’s Hotel Gems

BY  Abdul Aziz Dec 28, 2023

Salt Lake City has an incredible amount of amazing things to do. The capital of the Beehive State has plenty to see and do, From Temple Square to its vibrant LGBTQ community, from its rows of top-notch restaurants to its snow that is actually truly flag-bearing. If you are looking for the best hotels in Salt Lake City, this article is it. SLC offers a fantastic array of lodging choices for all types of visitors. It includes boutique hotels, historic inns, five-star resorts, and unusual B&Bs. However, wherever you choose to book, remember that Salt Lake 101 is charming, unique, and reasonably priced. These are our top 11 hotels in Salt Lake City with friendly service, unique décor, and incredibly low rates. Best Hotels In Salt Lake City If you want to make your overall experience wholesome, then lodging at a good hotel is a priority. Here are some of the most amazing hotels that you can check out. It will help you make the most of your trip to Salt Lake City. The Cliff Lodge At Snowbird Who said that lodging for skiers had only to have rustic, mountain-style buildings? With its spectacular Brutalist concrete exterior and modern, bright rooms, the Cliff Lodge defies convention. This contemporary lodge offers ski-in/ski-out access to some of Utah's most challenging and excellent terrain. It is tucked away in Little Cottonwood Canyon, less than 45 minutes from Salt Lake. Winter isn't the only season to visit Snowbird. Miles of hiking and biking trails appear when the snow melts. Additionally, Snowbird hosts Oktoberfest, complete with live music and steins brimming with beer, from mid-August through most of October. Inn On The Hill Bed And Breakfast This Renaissance Revival-style home stands atop Capitol Hill and offers expansive views of the city below. The 1906-built Inn served as both a residence and a law office before converting to a B&B in the late 1990s. 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Each has a beautifully designed, distinct theme. Everybody can find a suitable motif, From families with children who love pirates to adventurous couples who want to go on safari. Breakfast, sparkling cider, and cheesecake are also complimentary with a stay. If you are staying here for your anniversary, then there are lots of extra amenities available. Like a romance spa package and a candlelit bath scented with rose petals. Silver Fork Lodge The Silver Fork is well-known among the locals for its restaurant. It boasts a 70-year-old sourdough starter that gives pancakes in their best-in-state breakfast dish a serious tang. It also has a smoker that produces some of the best barbecues in the city. Aside from food, the Silver Fork is the best place to stay for travelers who are addicted to log cabins. The sauna is a must-have feature of this historic inn, which is located minutes from skiing and less than an hour from the airport. The Wasatch-Cache National Forest surrounds it. Wrapping Up Here, we enlisted the best hotels in Salt Lake City. This should guide you to choose hip and trendy hotels as well as small boutique hotels. These hotels feel uber luxurious and yet romantic and unique. So much so that you may not want to leave your room. The hotels we have mentioned will also have coffee shops, restaurants, and even museums. If you have thoughts to share or questions to ask, then please leave a comment below. We would love to hear from you! Read Also: Houston Hospitality: The Top Hotels You Need To Experience Eternal Elegance: A Guide To The Best Hotels In Rome Luxe Living: The Best Hotels In Dallas

READ MORE Exploring Italy On A Self Guided Tour

You Cannot Miss These Places To Visit In Italy: Exploring Italy On A Self-Guided Tour

BY  Arnab Oct 28, 2022

A lot of developments have again brought Italy tourism into the limelight. One of the best places to visit in Italy, Lake Como, now allows visitors to take home the most unique souvenirs. You can now carry back 100% pure canned air from this beautiful lake.  ItalyComunica, a communication company, has started this initiative. Their Lake Como Air Cans have 400 ml of pure air from Lake Como and are now available at $11.  "A luxurious souvenir, perfect for those who wish to rediscover the peace and elegance of this heavenly corner, sealed in a tin.." - ItalyComunica Further, as you take this can of pure air home, you can open it and experience the tranquility of Lake Como.  Along with Lake Como, there are many other places to visit in Italy. Of course, everyone knows about the capital city of Rome and the beautiful Venice. However, this time, I have curated some other hotspots in the country.  Here Are The Four Best Places To Visit In Italy A lot of people like to take themselves on Italy tours to try and see it all, but with so much to see, it’s not always possible in one trip.  But if you’re planning a trip to Italy, keep reading and discover all the best places that you should visit!  1. Florence Florence is the capital of Italy’s Tuscany region, and it is often said to be the home of some of the greatest art and architecture in the world. It’s often thought to be the birthplace of the Renaissance, so you can imagine just how glorious the art is. Florence proves this by having one of the most famous art galleries ever, housing the Uffizi Gallery which contains pieces from classic artists like da Vinci, Raphael, and even Michelangelo! Florence is also a little bit slower-paced than other historical cities like Rome, allowing you to really soak in your surroundings without all the hustle and bustle. If architecture is something you love to gaze at when visiting other countries, then Florence could be the answer to your dreams. With beautiful structures like the Cathedral of Santa Maria del Fiore, you’ll be blown away by just how beautiful this city really is. So, if you want to visit a place with just as much historical significance as Rome but without the tourists, head down to Florence.  2. Verona Fans of Shakespeare’s “Romeo and Juliet” will have of course heard of the city of Verona, as it’s the setting for one of the greatest tragedies of all time. Verona itself may not be at the top of everyone’s list, but it definitely should be. It’s big enough that you can spend a whole day exploring, but it’s also small enough to feel like a walkable city. Verona may be a modern city with lots of stunning restaurants to visit, but it also pays homage to the star-crossed lovers with a museum in a building named “Juliet’s House”. There you’ll find different outfits from movies and plays that have been performed throughout history and all sorts of historical artefacts from the time period of the play. You can even get the perfect photo op on Juliet’s balcony and look longingly out onto the view of Verona and ask the question “Wherefore art thou Romeo?”. A little way down the road, there’s a small tomb that’s said to belong to Juliet as well, so you can pay your respects to the ill-fated lady. Travel-wise, Verona’s train station is right in the centre and has links to all the surrounding cities, allowing you to make it a simple day trip on your itinerary.  3. Praiano If you’re wanting that picturesque Italian experience, then Praiano could be your dream vacation. A small town situated on the cliffs of the Amalfi Coast, you can enjoy gorgeous beach views and breathtaking architecture. There’s the 15th-century church in the middle of the town called the Church of San Gennaro which showcases the best of the baroque architecture. The beach itself is absolutely amazing, with crystal blue waters and surrounded by rocky cliffs, you’ll be able to enjoy the sun and relax in the shade at the same time. If you like an active vacation, then you might want to check out the Sentiero Degli Dei, or the Footpath of the Gods. This trail is 7km long and goes all the way from Praiano and up to Nocelle near Positano city. However, you’ll need to be prepared for the staircase that awaits you at the start, as you’ll need to climb 1,900 steps! Praiano is one of the lesser-known areas of the Amalfi Coast, but that doesn’t mean it’s lesser than any of the other areas. So, make sure you add it to your holiday plans!  4. Padua  Finally, if you want to go somewhere that’s steeped in history and gives you a truly authentic Italian experience but without all the tourists of Venice, then Padua is the place for you. Padua, or Padova in Italian, is a small city that’s just outside of Venice. Padua has a train station right in the centre that has a direct line to Venice, and all sorts of other places like Florence and Rome. This makes it a great place to stay without having to fall into the tourist traps of Venice and enjoy some tranquillity at the same time. Padua has the second oldest university in the whole of Italy, which was founded in 1222! There’s also the Basilica of Saint Anthony who was a Portuguese Catholic Priest that passed away in 1231. The Basilica is visually stunning and has a museum that you can visit inside which is dedicated to the saint as well. There’s also a gorgeous outdoor area that’s brimming is history too.  The Prato Della Valle which is the biggest square in the whole of Italy and has statues of Italy’s most renowned intellectuals. If you’re an avid foodie, then you want to head on over to Piazza Dei Signori. There you’ll find all sorts of authentic restaurants and proper Italian gelato too. It’s also home to the Torre dell’Orologio or in English, the astronomical clock. This clock tower was built in 1430 and the clock face shows the different zodiac signs. It really is a magnificent sight to see, and it looks even better when you’re enjoying a plate of good food in the beautiful afternoon sun.   Italy has some of the most popular tourist destinations in the world, but that doesn’t mean they’re the only place with beauty. In fact, there are plenty of other cities and towns within Italy that could offer you even more than places like Venice! This list just goes to show that you don’t have to only visit the tourist areas to get a real view of Italy. So, why not add some of these places to your list of places to visit? You’ll be blown away at how wonderful they all are, and you’ll find yourself wishing you were back there time and time again. 5. Lake Como Located in the Lombardy region of Italy, Lake Como is one of the deepest lakes in Europe. It looks heavenly with the Bergamo Alps surrounding it, and you can see the reflections of snow-capped peaks in the water.  Further, Lake Como looks different with changing seasons. In summer, you will find the lake surrounded by greens. In winter, of course, it’s all snowy and white as far as you can see.  6. Pompeii, A UNESCO World Heritage Site The Roman architectural site Pompeii is one of the most interesting places to visit in Italy. Such is its appeal that now managing tourism here is a challenge for the management. The first Sunday of October in 2024 had around 36000 visitors to the park. However, from 15th November, the park authority is planning to limit the number of visitors to the park on a daily basis.  Now, only 20000 people can visit Pompeii in a day. Further, you will need to pay an entry fee of €18 to visit Pompeii.  Read Also: Japan Is Now Accepting Travelers: So Why Aren’t Tourists Going Back This Year? Common Pitfalls Of Destination Wedding In Italy And How To Avoid Them Which Is The Best Time To Visit Ladakh? – Travel Guide