OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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Is Indianapolis Safe? Things You Must Know Before Planning An Indiana Tour

BY  Sibashree Jan 30, 2025

Despite having famous cultural trails and many important museums in the USA, Indianapolis tourism has always been affected by safety concerns. Is Indianapolis safe? This is the question that people keep asking, considering the high crime rate.  2024 was a relatively good year for Indianapolis as the crime rates decreased from 2023.  So, Indiana's public safety leaders are planning to keep the momentum with public safety plans.  Further, there are endeavors to bring positive changes in the community. So, despite having a 43.82 crime rate and 100 homicides taking place in Indianapolis in 2024, it is making every effort to change for the better.   Moreover, the homicide rate in the state has gone down consistently every year since 2021. So, is Indianapolis safe to travel to? You can travel to some parts of the state as they are safer.  Do you want to know about these safer areas in Indianapolis? Here is the list with brief details about the places to visit. Is Indianapolis Safe? 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READ MORE Sports Cities

The Sporting Road Trip: A Journey Through Iconic Sports Cities

BY  Ankita Jan 5, 2024

Sports have been an integral aspect of the human experience for centuries, spanning across all regions of the world. Families form strong connections via their mutual enthusiasm for certain interests. It is through attending sporting venues such as ballparks, arenas, and stadiums. Children admire their sports idols, donning their jerseys, amassing their cards, and honing their skills at home. Cities fervently support their teams and clubs, forging a strong connection between the city's identity. Ultimately, the world of sports, resulting in an everlasting bond. Here, we will explore the world's iconic cities for sports. Each of these cities has a unique connection to sports whether due to their exceptional achievements! You will see that there are fanbases, or prime locations for watching or betting on games. London, England   From a strictly sporting perspective, everyone knows London for its exceptional football matches. 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READ MORE Winter Destinations in Saudi Arabia

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BY  Pijus Maity Jan 15, 2025

Saudi Arabia has a typical climate of a desert: hot, dry and intense. People visiting KSA often get fed up with the extremely hot weather conditions, especially in summer. Even in winter, the temperature doesn’t fall below 25 Degrees Celsius. Therefore, it is difficult for people to stay here, especially the ones traveling from cold climatic regions. Pilgrims of Umrah packages from UK and tourists often come here during winter as it offers pleasant weather. Yet, if you want to escape the desert heat, Saudi Arabia houses several cooler regions to your surprise. Here are 6 must-visit winter destinations in Saudi Arabia. Al Bujairi Heritage Park. Al Bujairi Heritage Park is a cultural oasis in Riyadh that comes to life in the winter season. Its traditional architectural style, lush greenery, and various tourist activities add to its significance. Spreading over an area of 60,000 square meters, it hosts various workshops and light shows for visitors. In addition, you can indulge yourself in the local culture through traditional and roadside food stalls.  There are also rides and play areas available for children to enjoy. Al Bujairi Heritage Park is your best choice for a day trip during winter in KSA. Plan a picnic with your family here and spend the day with your loved ones in this scenic and happening area.  Abha. Abha is the ‘City of Fog’ in Saudi Arabia. Present in the Asir region, Abha is famous for its lush green surroundings and misty peaks. The cherry on top, the winter season brings snowfall here as well. Therefore, if you are planning a visit to the Asir region, Abha is the destination you should not miss. Especially if you are a nature lover. Asir National Park here is also a popular tourist spot as it houses more than 300 species of birds. There are also various trails and hiking treks for you to cover and have a memorable stay. So if you are applying for a Ramadan Umrah Packages 2025 UK online plan a visit to Abha after Umrah rituals. Snowy mountains in Tabuk. Tabuk is one of the favorite winter destinations of locals and tourists alike in Saudi Arabia. Covering the northern region of KSA, Allous Mountain is the coldest peak of the Tabuk region. It often receives snowfall during the winter season. Therefore, becoming an ideal spot for skiing, ice skating and snow sledding.  There are more than 15 mountain ranges in the Tabuk region, each offering a unique landscape and cold temperatures. Jabal Al-Lawz (also called ‘Mountain of Almonds’) wears the crown for the tallest peak here. It has a height of 2,549 meters above sea level, present near the Saudi-Jordan border. As Tabuk is a popular tourist destination in winter, there are numerous luxury resorts and restaurants to facilitate them. You can enjoy various winter sports here as well. Such as hiking, camping, skiing, and picnics in the breath-taking scenery. Rawdat Khuraim. Rawdat Khuraim Oasis has its second name, ‘King Abdul Aziz Forest’. It is a serene oasis that possesses stunning lakes, lush green palm trees, and a number of walling trials. This particular tourist spot is popular throughout the year. Though spring is the ideal time to visit this oasis, winter is the second best choice.  Present near Riyadh, you can see diverse flora and fauna here during your visit in winter. Many rare flowers bloom here during the winter season that are not seen elsewhere in the kingdom. So make it a place worth visiting with cheap Umrah packages.  Edge of the World. Jabal Fihrayn (Edge of the World) holds the title of being the tallest peak of the Tuwaiq mountain range in KSA. This cliff suddenly falls off to the ground at a height of 1,131 meters. It’s a truly breathtaking yet thrilling experience.  There are various hiking trails that you can use for trekking to reach the top and have panoramic views of the surroundings. The winter season further adds to your comfort for trekking as pleasant weather conditions persist in the region. Yet, this destination is not for the weak of the heart.  Thumama Desert. A visit to the Thumama Desert is a must during your winter trip to KSA. Though the desert experiences intensely hot weather in the summers, winter brings lush green valleys covered in white snow here. It is the perfect place for traditional Bedouin-style camping and stargazing at night. When you apply for your Umrah visa UK online during winter, plan a visit to these 6 destinations necessarily. Weather In Saudi ArabiaWinter: Here, the winter season is very mild. The Average temperature ranges from 8-20°C (46-68°F).Spring: Saudi Arabia offers a warm and pleasant spring with temperatures ranging from 20-30°C (68-86°F).Summer: Summer feels very hot and dry in SA. The temperature can exceed 40°C (104°F).Fall: You may experience a very warm to hot, with temperatures ranging from 25-35°C (77-95°F). Now Comes The Most Important Part: What To Pack! Knowing what to pack for a trip to the winter destinations in Saudi Arabia is the ultimate key to a successful holiday. When you are traveling to earnestly conservative countries, you would require a lot of pre-planning and, most importantly, an excellent packing list.  ClothingLong-sleeved shirtsLight sweater or fleeceWarm jacketComfortable trousers or jeansScarf and hat for cooler eveningsSocks and underwearModest swimwear for hotel poolsComfortable walking shoesToiletriesToothbrush and toothpasteDeodorantShampoo and conditionerBody washMoisturizerSunscreenLip balmShaving kitElectronicsSmartphone and chargerTravel adapter (Type G plug)Power bankCamera and memory cardHealth And SafetyFace masksHand sanitizerPersonal medicationBasic first aid kitMiscellaneousBooks or e-readerTravel journal and penReusable water bottleDocumentsPassport VisaTravel InsuranceFlight ticketsHotel reservationPhotocopies of important documentsTravel AccessoriesBooks or e-readerTravel journal and pensReusable water bottle Final Words!  Whether you are planning to go hiking to the edge of the world, enjoy the beautiful weather at Rawdat Khuraim, or maybe be escaping this bustling city life to look for a serene place like the snowy mountains in Tabuk, this guide will help you to choose your ultimate winter gateway!  Also read Top 10 Most Popular Paraguay Food That You Must Try. 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