OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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BY  Arnab Oct 14, 2023

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BY  Abdul Aziz Mar 4, 2024

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What Is The Best Time To Visit Saudi Arabia?

BY  Sibashree Jan 11, 2025

Thinking about what's the best Time To Visit Saudi Arabia? The colder months are always the best time to visit Saudi Arabia. Most tourists come here for the purpose of their Hajj. But, Saudi is also a place for exploration apart from it being a pilgrimage for the Muslims.  It’s a big country that tends to have different climes. This region has desert, mountain, and coastal regions. While some places have reasonably pleasant winters, others are better suited for visits during the colder months.  As for the history of the kingdom and its culture, it will also be interesting to mention. Tourists come to see historical and archaeological sites, as well as modern structures and places of worship. Travel agencies providing Islamic Travel Agency, including flights,  frequently offer additional services during the visit. So, what’s the best time to visit Saudi Arabia? Read on to find out the right answer.  How to Choose the Best Time to Visit Saudi Arabia?  The time to go also differs. It may rely on customs, events, occupations, and the current climate.  For instance, the days in the summer are extremely hot in some regions. However, it is completely different during winter since the climate is comparatively much better.  Depending on your interests, the post will highlight the right time to visit the KSA. This means that scheduling to visit a certain destination based on activities that interest you is important. The Weather in the Kingdom The kingdom has a largely desert-like or arid climate. Besides, the temperature is high and can, on some occasions, rise up to 40 C 104 F in the desert region.  On the coastline, relative humidity can amplify the heat, making it even hotter than it literally is. As for winter, it will be mild. This makes it a perfect time to go out and complete outdoor activities. It also depends on the region in the kingdom but in general, the best time to visit is during winter. Summer heat can be intense in the central and the Northern areas of this country. However, temperatures remain tolerable, especially in the Western and southern parts of the country.  Basically, the southern and central kingdom’s best temperatures for traveling are from October to April. Choose Umrah packages including flights in winter during your pilgrimage. Cultural Events invite There are several cultural holidays observed in the KSA. It is critical to eat local cuisine and enjoy the atmosphere of festivals and other religious events.  The most specific rite is Hajj, which is performed once per year and involves a pilgrimage to the city of Mecca. This convenience occurs in the Islamic lunar calendar month of Dhu al-Hijjah. It can occur in summer or early in the next autumn.  Regarding the various events of Hajj. However, the spiritual pilgrimage is limited to Muhammad's followers, many other parts are open to tourism. The Janadriyah Festival is probably one of the most famous festivals in the KSA.  It takes place in Riyadh annually in February or March. The celebration pays homage to Saudi traditions and customs. There are traditional dances, songs, cuisine, etc. If you're interested in the country's culture, now is a great moment to visit the kingdom.  The other event is Saudi National Day which takes place on September 23. It is commemorated by a decorated parade and a fireworks display. Best Time to Visit Saudi Arabia for Outdoor Activities There is no better time to visit the KSA for outdoor activities than before the summer. From October to April, the weather is fairly good for surviving and enjoying outdoor activities. The best seasons for trekking, hiking, and other forms of natural exploitation are spring and fall.  There are lower odds of encountering a desert. If you are planning for a Hajj package, this is an ideal time. The Asir region in the southwest has cooler climatic conditions, and it formed terrains endowed with natural beauty. The majority of the region is mountainous, providing excellent opportunities for outdoor sports; the climate is temperate all year. The summer resort area is located in the 'Asir region, which is also home to the city of Abha. On the other hand, the climate of different cities in the desert is very hot in summer. Exploring the desert dunes is best done in the winter because the heat is too harsh for travelers.  Ideal Time for Visiting Coastal Regions The country has a good length of shoreline along the Red Sea and Arabian Gulf. There are some stunning sandy beaches and fauna in the coastal areas.  This is because October through April, the dry season, is the best time of year to explore these places. It can be smelly during the summer, and the beaches are not all that comfortable. Jeddah, the biggest city on the Red Sea coast has beautiful beaches for sun tanning and beautiful resorts. A lot of tourists choose Hajj packages, including those coming in search of snow during the winter season.  The breeze is ideal for sunbathing and swimming in the tempting, clean waters of the sea. These events create a frenzy of festivals, and different celebrations happen throughout the city during this time. In contrast to the Red Sea coast, the Arabian Gulf coast, which includes Dammam and Al Khobar, experiences scorching summers. Consider Ramadan when Planning Your Visit When arranging your trip to the Kingdom, you should also consider the Ramadan time. This is the Islamic month of fasting. Ramadan is an Islamic lunar month. The dates for observing it vary from one year to another. It is a special time when even the daily rhythm in the KSA is quite different. During Ramadan, many establishments and tourist destinations have shortened hours. While some travelers avoid visiting during Ramadan, others eagerly await the opportunity to tour the kingdom.  Avoid eating or drinking in public during Ramadan. For example, one is not permitted to eat, drink, or smoke in public throughout the day. It may still be hot during Ramadan but observing the month in the Islamic world makes for interesting cultural discovery. Summary The duration of a trip to the kingdom depends entirely on the traveler's goals and desired destination. The dry season, which lasts from October to April, is the best time of year for outdoor enthusiasts. In terms of cultural events and festivals, it is best to visit during the winter or spring. The greatest time to travel inland or visit the beaches is between November and March. Remember that traveling during Ramadan and the Hajj trip will be very different. Read Also: Do I Need a VISA to Visit Saudi Arabia? Yachting In Dubai – A Memorable Experience Best Time To Experience Dubai: The City Of Gold