OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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7 Reasons To Take Your Kids To Gatlinburg

BY  Arnab Aug 22, 2023

With a burst of colors, melodies of chirping birds, and the tender touch of a mountain breeze, Gatlinburg is the picture-perfect postcard town you’ve always dreamt of. It’s a place where nature’s majesty meets man-made marvels, creating a harmonious blend of adventure, serenity, history, and charm. This family-friendly haven in the heart of the Smoky Mountains offers an exciting playground for kids, with valuable lessons waiting to be learned at every corner. It’s time we cast aside the electronic distractions and headed outdoors for good old-fashioned fun and frolic. Dive into this article to discover the top seven reasons why Gatlinburg should be your next family vacation destination. 1. Cozy Corners in Gatlinburg Imagine a wooden cabin with rustic charm, crackling fireplaces, and panoramic views of lush green mountains, the perfect setting for creating lifelong family memories. These cozy cabins offer more than just a place to rest your head. They are a sanctuary for quality time, conversations, and connections, allowing you to unplug from the rest of the world and unwind in tranquility. From story time by the fireplace to star-gazing from the deck, these moments become the highlights of your trip. If you're searching for the best cabins in Gatlinburg, you won't be disappointed with the myriad of options, each promising an unmatched hospitality experience. 2.  Adventure Parks and Ziplines in Gatlinburg No kids or adults, for that matter, can resist the adrenaline rush that Gatlinburg’s adventure parks and ziplines offer. With safety always a priority, these adrenaline-packed experiences are carefully crafted to cater to the young and young at heart alike. Imagine the thrill of swooshing through treetops on a zipline or conquering rope courses at one of Gatlinburg’s top adventure parks. It's not just about the thrill. It’s about building confidence and overcoming fears together as a family. 3. 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This peaceful conclusion showcases the multifaceted charm of Gatlinburg, a city that continuously delights from morning until nightfall. Conclusion With these impressive insights, we've outlined seven compelling reasons for you and your family to visit Gatlinburg for their next family trip. This charming mountain town surpasses the typical vacation experience by providing numerous opportunities. Gatlinburg provides something for all visitors, so get ready for an enjoyable journey full of discovery and anticipation! Read Also: 4 Reasons You Must Visit Gatlinburg This Summer Tips To Make Your Vacation In Gatlinburg More Enjoyable How To Book Lodgings For A Vacation In Gatlinburg

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5 Things To Pack For Your Next Vacation

BY  Arnab Jan 23, 2023

If you have a fun trip coming up, it's important to bring things that will make it a top-notch experience. Different trips will call for different things, but here are some basics that can make a difference for your next vacation, Here Are Five Impotent Things To Pack For Your Next Vacation 1. Entertainment Of course, wherever you may go, you'll be more than entertained by the city and things to do at your destination. But, if you're planning a chill vacation, you may be left with time to lounge around, which means you'll need something to keep you entertained while lying at the beach for hours. Get used books or audiobooks before your next trip to keep your mind entertained, whether you're chilling at the beach or taking a long international flight overseas. If you're a parent traveling with kids, packing entertainment can also be helpful for a smooth and successful vacation experience. 2. Great outfits Going on vacation is an opportunity to go all out with your outfits. You may not be able to wear summer dresses to work, but you can stand out in your favorite dress on vacation. Pack all those fabulous outfits that you wish you could wear more often. Don't forget to include comfortable shoes, especially if you'll be doing a lot of walking. Make sure also to check out the weather conditions expected at your destination so that you can be sure to pack accordingly. From rain gear to summer wear, knowing the climate of your destination will make it easy for you to pack the right clothes. 3. Extra money If you want to enjoy your vacation as much as possible, set aside some extra cash so that you can do all the activities you want to, and spend a little extra on things that you typically wouldn't. Vacation is a time to treat yourself, so make sure you have the means to do so before you board that flight. Apart from making sure you have extra money to spend, set aside some extra cash so that you always have some money on you, just in case something happens with your credit cards while traveling abroad. 4. Your favorite toiletries Because you may not be able to find the toiletries you love and depend on in the destination you'll be visiting, it's essential to pack a toiletry bag with lighter versions of your main staples. Whether you need a specific shampoo or anti-acne product, take care of yourself by packing your favorite travel-size toiletries in your carry-on. 5. Extra space If you have a great vacation planned for somewhere unique, make sure to include extra space in your bag so you can bring home souvenirs and special items from the place you'll be visiting. You can find anything from tapestry to jewelry while on vacation that you wouldn't find at home, and with extra space in your bag, you don't have to feel concerned about being able to bring it back. Think ahead when packing so you can leave out some things that you may be able to buy at your destination. In Conclusion From books to comfortable shoes, there are plenty of things that you'll want to pack for a successful vacation. You will also want to bring your favorite travel-size toiletries and pack the best outfits so you can look your best on your next adventure. A vacation where you bring everything you need (but not in excess) can allow you to have a smooth and fun experience that is stress-free. What are your go-to's for the perfect vacation? Consider the list above if you need help packing for your next getaway. Read Also: Top 11 Outlets In Massachusetts You Can Visit While Traveling 3 Reasons To Consider A Cycling Vacation Tips For Vacationing In Gatlinburg

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Glacier National Park: A Geological Wonder With Fossils And Rich Wildlife

BY  Sibashree Oct 28, 2024

Glacier National Park, or the “Crown of the Continent,” boasts unique geology, fossils, ecosystems, and thriving wildlife.  “Far away in northwestern Montana, hidden from view by clustering mountain-peaks, lies an unmapped corner—the Crown of the Continent.” - George Bird Grinnell, Editor, Forest and Stream It is also a hiker’s paradise with trails of varying difficulty levels. In addition, a drive through the park will allow you to visit more than 700 lakes and learn about the history of American-Indian tribes like the Blackfeet, Kootenai, Salish, and more! Let’s explore the miles of wonders and help you make an itinerary with a guide on things to do and places to stay in the park. Having said that, the park offers boating, bus rides, and horse riding tours. However, hiking is the best way to get to know the park well.  Where Is Glacier National Park? How To Reach It? The 1,583 square miles of wilderness of Glacier National Park is in northwestern Montana, United States. It is close to Waterton Lakes and the Canada-United States border.  Furthermore, Columbia Falls is the nearest city to this national park. If you want to visit the park, you can reach its southern boundary through Highway 2. However, if you want to enter the park from its east side, you must take Highway 89.  Moreover, the nearest airports to this national park are Kalispell and Great Falls. From there, you will have to reach the park by road.  Visitor Centers of the Park Apgar Visitor Center St. Mary Visitor Center Logan Pass Visitor Center Operating Hours: The park is open 24 hours a day. You can visit the park on 365 days of the year.  You will have to pay some fees at the entrance. The entrance stations will not always be human-crewed. However, you must make a self-payment following the instructions at the entrance.  Where To Stay In Glacier National Park? Once you have reached the park safely, you will, of course, look for safe accommodation. Camping and wilderness camping are surely the best options if you want to make the most of the park experience.  However, you can always explore the lodging options for more comfort. The park also has restaurants and stores, providing you with basic amenities.  Lodges In Glacier National Park  Look at the table below for details about the lodging options at Glacier National Park. Lodging Facility OperatesContact Information Glacier National Park Lodges/Xanterra Parks & ResortsVillage Inn MotelLake McDonald LodgeRising Sun Motor InnSwiftcurrent Motor Inn(855) 733-4522 (USA)(303) 265-7010 (Outside the USA)Glacier Park Collection Apgar Village LodgeMotel Lake McDonald(844) 868-7474Sperry Chalet & Granite Park Chalet (These are two backcountry chalets in Glacier National Park.)Sperry ChaletGranite Park Chalet(888) 345-2649 It is always better to check the availability at the lodges in advance. Further, some of these lodges have historic associations. For example, the Lake McDonald Lodge became a “National Historic Landmark” in 1987.  Did you know that Lake McDonald Lodge is one of the best examples of Swiss chalet architecture, and it is a member of the Historic Hotels of America? Talk to the staff in the lodges to unearth more stories and anecdotes about these places.  Camping In Glacier National Park Glacier National Park has 13 front country campgrounds. Along with putting up a tent, these campsites are also suitable for RVs and other vehicles.  These campgrounds are available on a first-come, first-served, or reservation basis. So, let’s explore the options.  Type of BookingName of the CampgroundHighlights First-Come, First-Served Bowman Lake CampgroundIt offers the best view of Bowman Lake.Further, it is known for its serene ambiance. Cut Bank CampgroundThe Cut Bank Campground is the best for backcountry trips.It is also close to many day-hiking trails. Kintla Lake CampgroundI found this campground the most picturesque camping destination in the park.Sitting on the Kintla Lake, it is a quiet place for camping. Logging Creek CampgroundThis campground is close to Logging Lake.Also, you will love it if you prefer some solitude. Quartz Creek CampgroundIt is the smallest campground in the park, and you will love it for its pristine charm. Rising Sun CampgroundYou can enjoy the best view of Red Eagle Mountain from this camping ground.Further, as the name suggests, it offers beautiful sunrise views. ReservedApgar CampgroundThe evening programs at the Apgar Amphitheater are the most entertaining thing to do in the park.You can take a short walk from this camping ground to enjoy the sunset views of Lake McDonald. Avalanche CampgroundAvalanche Campground is great for wildlife viewing, especially birdwatching.In addition, it is connected to many day-hiking trails. Fish Creek CampgroundIt offers decent views of Lake McDonald.Also, you can enjoy some privacy here. Many Glacier CampgroundIt is the best camping ground to experience wilderness in the park. Further, you can see bears and bighorn sheep here. St. Mary CampgroundIt is the hub of interpretive programs and many other events in the park.Also, it is the largest campground on the park’s eastern side. Sprague Creek CampgroundCamping is comfortable here with shades of trees.Further, it offers the best view of Lake McDonald. Two Medicine CampgroundIf you want red bus and boat tours, Two Medicine Campground is the best for you. Further, it offers better privacy than other campgrounds.Also, it leads to the Running Eagle Falls and many other popular hiking trails.  So, choose a campground based on your desired experience and other preferences. For reservation, contacting the park authority at least six months before your visit is better.   Wilderness Camping In Glacier National Park You will need a wilderness permit if you’re going to do wilderness camping in the park. If you ask me, camping by the riverside is the best option. Further, if you want to be more adventurous, you can try wilderness camping in winter with special permits.  Here, I will only discuss the best riverside camping options in the wilderness. You will need river camping permits and must abide by the camping regulations on the riverside.  North Fork Flathead River The undesignated wilderness camping along the North Fork Flathead River is a great place if you want to try paddling or angling. Boating in the river is also a popular activity here.  Middle Fork Flathead River  The Middle Fork Flathead River camping is the best choice to explore the Bob Marshall Wilderness. Further, the primitive setup here offers you the most adventurous camping experience.  What To Do In Glacier National Park? Try Hiking To Know The Park's Best  It does not matter whether you want a short hiking expedition or a long backpacking experience. The Glacier National Park has you covered. So, let’s know about some of the trails.  Avalanche Lake  Difficulty Level - Easy to Moderate Trek Distance - 5.9 Miles  This trek route is close to the Lake McDonald Lodge, and before you start the trek, you can enjoy a boat ride in Lake McDonald before starting your day.  You will see many waterfalls and mountains while hiking through this beautiful and easy trail.  Highline Trail Difficulty Level - Moderate Trek Distance - 7.2 Miles  If you want to experience the core essence of the Glacier National Park in one day, you must trek through the Highline Trail. You will visit Alpine meadows, snow-capped peaks, and the best wildflowers throughout your hiking expedition. Further, the Continental Divide makes the pain-stricken hike worth it. However, be careful during the last 4 miles of the trek, as trekking downward through the trail is Scary!  Siyeh Pass Difficulty Level - Strenuous Trek Distance - Over 10 Miles  Siyeh Pass is the trekking trail you must explore to see the 1.5 billion-year-old fossils in the park. You will also get to see many glaciers throughout the trek. The glaciers visible in this trekking route are: Blackfoot Sexton Piegan Jackson In addition, you will love trekking through the spruce and fir forests, and the wildflowers in the meadows are a treat for the eyes.  Hidden Meadow  Difficulty Level - Easy Trek Distance - 3 Miles  Hidden Meadow in Glacier National Park is a kid-friendly trail. Further, it is a short trek taking you through forests until you reach a meadow for an expansive view of the surroundings.  Also, you will love the largest Douglas firs here.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.