OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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Wander to Beautiful Locales on the Best Caribbean Cruises! 

BY  sagnika Feb 26, 2025

Are you planning to travel on a cruise? Have you ever traveled to the Caribbean? One of the best ways to explore the Caribbean is on a cruise. Apart from catching the most beautiful sunsets, you will get to experience delicious cuisine and beautiful locales.   Some of these places are perfect for the February vacation ideas you have got! They will ensure that you will enjoy it to your heart’s content, be it with your partner, your family, or your kids.   Let me share with you some of the best Caribbean cruises destinations so that you can make your plans. Did you know, you have to be on the port side when traveling on northbound cruises so that you can check out the beautiful sunsets?   Imagine the beauty of the place and exploring it while on a cruise. 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READ MORE best cruises out of galveston

Here is a List of Best Cruises Out of Galveston for 2025

BY  sagnika Mar 11, 2025

When planning a cruise trip, you need to know the departing docks along with whether it is a round trip! If you are someone who is planning to depart from Galveston, let me share with you some of the best cruises out of Galveston.   When you visit different destinations when going to the Caribbeans, such as Cancun, Cozumel, Europe, Alaska, and others. These places are perfect for you if you love diverse and vibrant cultures along with making your lifetime memories.   Let’s explore more about the different places when you book some of these cruises! Many of these places are some of the best places to visit in February. Let me share with them some of the coolest plans that you can make when booking these cruises.   Here is a List of Best Cruises Out of Galveston for 2025   Before you book your cruise, let me share with you some of the key factors that influence you to make the decision. 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Galveston is the home port of this cruise line and once it commences from the port, it takes you across a beautiful journey.   There are beautiful ports such as Costa Maya creating a perfect itinerary for you, both on-board and off-board experiences. There are several other experiences for children if you are going with your family.   Additionally, you can have an amazing couple experience if you are planning to make a special trip. There are also some opportunities for you if you have plans to travel alone because, in recent times, there are individual cabins and suites for such travelers.   Carnival Breeze   A dream-class cruise ship, I am vouching for Carnival Breeze ship one of the best cruises out of Galveston. The cruise line has a variety of cabins where you get all the first-class amenities along with maintaining a quality and talented crew. Additionally, you can also highlight it as one of the best cruises for families!   There are several ships such as Carnival Breeze, Carnival Breeze, Carnival Valor, and others. You will get 24-hour services on these ships as you visit beautiful exotic locations such as Miami, Spain, Venice, Barcelona, and others.   You will get a water park on board the ship along with other activities such as a ropes course! There are several other activities such as mini-golf, dancing sessions, and movie dates. Furthermore, there is a buffet, eateries and additionally, and two main dining rooms for breakfast, lunch, and dinner!   When the cruise docks at various ports, you can visit various places such as national parks, museums, and restaurants. Let's not forget shopping at the local markets, creating a perfect opportunity for memories.   Regal Princess   The Royal-class cruise ship will take you to some of the most exotic places in the world. 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Top 13+ Famous Wonders Of India That You Must Visit.

READ MORE rv camping northern california

Camping under the Canopies: RV Adventures in Northern California 

BY  Abdul Aziz Dec 30, 2023

Visiting Northern California ensures an amazing trip that is jam-packed with attractions, activities, and breathtaking locations. If you're looking for an amazing way to make the most of your vacation, think about renting an RV and visiting some of the best campgrounds in this charming area. There are so many possibilities available for adventures based on RVs that choosing just a few is a fun challenge. From tanning in the warm sun on a pristine beach to fully embracing the beauty of nature, Northern California offers a plethora of life-changing experiences. You've come to the right place if you're looking for the best RV camping Northern California. Is RV Camping In Northern California Legal?  Discover the best RV campgrounds Northern California has to offer by reading on, and make sure your next trip is nothing short of spectacular! California generally allows RV living as long as you don't park your vehicle overnight on private property without the owner's permission. You should be mindful of local regulations, though, as they might forbid parking certain kinds of RVs on public roads. Among the few states without laws banning RV living is California. If you want to live in an RV, you can legally do so. Before relocating to your new mobile home, it is imperative to ascertain the policies of your neighborhood HOA regarding this matter. RV Camping Northern California  If you are looking for locations for RV camping Northern California is your best bet. Here are the top RV parking grounds. Get ready, its going to get exciting! Yosemite National Park   The expansive campground located within Yosemite National Park is aesthetically pleasing. It sounds amazing to wake up to a stunning view of Yosemite Valley on a cold night, doesn't it? Winter visitors to Yosemite will find Upper Pines Campground to be a great location. For those who wish to witness Yosemite in all its winter splendor, Upper Pines is the perfect place to go because it remains open even when the valley receives snowfall. The only location in a National Park with a campground open all year round is Upper Pines. It is not possible to get hookups at this campground. Nonetheless, it features areas designated for tents, RVs, and vehicle camping. Yanks  For RV camping Northern California has Yanks. Yanks is a cutting-edge establishment in Greenfield, California. It is designed for individuals seeking an exceptional, enjoyable, and opulent experience with their loved ones. For those who enjoy traveling in style, they have something to offer everyone. With their wide RV sites and complete hookups, Yanks is the ideal destination for any kind of vacation. Numerous amenities are available, including a fitness center, pet wash, pool, spa, as well as laundry. Large RVs and people wishing to park and connect their tow car can fit in the park's pull-through spots. They also have patios and concrete pads. Every campsite has full hookups with 30/50 amp electricity, free cable TV, and free Wi-Fi available throughout the park. Vacaville RV Park  Another great place to stay is the California RV Park campground in Vacaville. It is close to the San Francisco, Sacramento, Napa Valley, and other beaches in California. Major attractions like the Monterey Bay National Marine Sanctuary, Solano County Wine Country, Napa Valley Wine Country, and Sacramento Wine Country are all nearby. You can stay in touch with your friends as well as family back home and your coworkers at work thanks to the free WiFi that is available everywhere. The best part is that if you don't have an RV, you can rent their tent cabin. Ramblin' Redwoods Campground & RV Park  In Crescent City, RV camping Northern California, there is a family-friendly campground called Ramblin' Redwoods Campground & RV Park. The park has everything you need to enjoy the outdoors and explore the area, including an RV park and full-service campground! The campground is one of the few in California that provides hiking trails, hot showers, and restrooms, along with all-inclusive rates. In addition to having large campsites, fully functional kitchens, open as well as shaded sites, private forest sites, and much more, it is family-friendly. Ramblin' Redwoods Campground is the ideal location for you to stay, whether you're searching for an opulent cabin tucked away in the forest or just want to hang out at a campground in an RV with your family! Santa Cruz Redwoods RV Resort  The Santa Cruz Redwoods RV Resort is a great location for a tranquil, restful vacation. It provides all the conveniences you require for a pleasurable stay with loved ones or friends. It is tucked away in the Santa Cruz Mountains' California redwoods. A wide range of activities are available in the park to keep visitors happy and busy. Basketball courts, fishing ponds, playgrounds, pavilions, eateries, and restrooms are a few of these. Visitors can even buy snacks and mementos from the general store located on the premises. If you want to enjoy some fun in the sun, you can boat or swim in the lake from the waterfront. This park is ideal for travelers looking for an affordable as well as practical place to stay because it offers RV sites. Every RV site has complete hookups, which include cable TV, water, sewage, and electricity. But keep in mind that the RV site is not a place for tents. Among California's most well-liked campgrounds is Beals Point Campground. Beals Point Campground is a lovely location on the west side of Folsom Lake, north of the dam. Beals Point Campground is open year-round, offering both RV and tent camping near the water, as well as incredibly spacious tent sites. With 69 fully equipped campsites, a store, as well as breathtaking mountain views, the campground has it all. All summer long, they accept reservations for the 69 sites, which are open to visitors of all ages. They go to first-come, first-served when it gets too chilly and don't fill up as quickly. For overnight visitors, the campground offers potable water, hot showers, as well as a swimming pool. Lake Perris State Recreation Area  If you're looking for a weekend full of adventure, Lake Perris State Recreation Area is the place for you. With 167 tent camping sites and 264 paved RV sites (along with electricity, water and sink water), it's the biggest natural lake in the state. There is a dump station at each entry. A grill-equipped fire ring as well as a picnic table are also available. California's Riverside County is home to the stunning Lake Perris. Mountains and hills surround it. Spread out across the lake, the campsites provide a distinctive experience for campers who wish to take in the scenery without having to worry about making frequent trips from their spot. Wrapping Up  You're in for a treat whenever you travel to Northern California because of its alluring beauty, as well as the magic is amplified in the summer. The warmth and sunshine make the outdoors an ideal playground for adventure seekers, beckoning you to go camping and hiking. Additionally, it's a great place to go on vacation because every city has a wealth of things to do and attractions to keep you occupied. If you have thoughts to share or questions to ask about RV camping Northern California, please leave a comment below. We would love to hear from you! Read Also: Top 7 Places To Visit For An Asian Solo Traveler Wonders of the Waves: RV Camping Along Oregon’s Coastal Beauty