OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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Alsi Resort – Overview, Reviews, Pros, And Cons

BY  Shahnawaz Jun 26, 2023

If you are planning a family trip away from the hustle and bustle and bustle of daily life, then Bayshore, Newport, is the place to go. The Alsi Resort hosts the best place for your leisurely holiday with a variety of amenities. They have a seasonal outdoor pool, bay-front property, Jacuzzi Suites, and, most importantly, Barbeque ( who doesn’t love barbeques?). Bayshore, in New York City, is a good place for a small holiday of a day or two. You can visit the Sagtikos Manor, The Himes Museum, and other attractions of the sight. So, when making a small trip to Bayshore, why should you choose Alsi? Well, that is what this review is for. Here you will learn about Alsi Resort and the amenities it has to offer, its locations and more. About Alsi Resort Alsi Resort runs on passion. 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Single Parent Cruising Tips and Tricks for a Memorable Adventure

BY  Ankita Mar 4, 2024

Being a single parent can be a wonderfully rewarding experience, but there’s no denying that it comes with its fair share of challenges. Not least of which is choosing how and where to go on vacation. A family vacation is a joyous thing but when you are the sole parent it comes with plenty of responsibility and needs careful thought. Cruising is a brilliant way to take a lot of the stress out of a vacation as a single parent and can be a brilliant adventure to have with your kids. With its all-in-one entertainment and wide range of activities and amenities, as well as the chance to see a wide range of exciting destinations in just one trip, cruising can offer a great way to explore the world as a single-parent family. So if you like the idea of a Western Caribbean cruise or a voyage up the Pacific Northwest, here are a few Cruising tips and tricks to help you enjoy a smooth and memorable experience. Single Parent Cruising Tips and Tricks for a Memorable Adventure Did you know that solo parenting is important while you are traveling with a child? Above all you can get multiple new challenges which are added on the top of the list. Below I am going to discuss single parent cruising tips and tricks for such a memorable adventure. 1) Choose the Right Cruise Line As with any family cruise, it is extremely important to pay careful attention to what the cruise line you choose offers. You will want to take into account things like the amenities your chosen ship offers, what children’s programs and clubs it has, and whether it has sufficient family-friendly activities to keep your little ones entertained. For single parents, this is even more important as you will need some time to yourself, so things like dedicated kids’ clubs and babysitting services are vital. 2) Book a Family-Friendly Cabin Your choice of cabin will also have a big impact on your cruise, so choose wisely. 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That is why several people found that the Disney app is handy to use. This means we could easily track what events were happening on board, and you could even track what time you must go for dinner. Being with a five-year-old child is easy to manage once you can track such records. 12) Take Advantage of The Childcare Did you know that childcare offered on any cruise tour is the biggest part of what has made this so relaxing for every single parent? This is also fun. A 5-year-old child who is capable by herself can go to the Oceaneer's Club. In this way, she can have lots of fun there with significant and stimulating activities and several other character visits. 13) Start or Join the Facebook Community for The Cruise That You Will be on If it won't be possible for you as a single parent to engage with the cruise tourists community by leaving your child alone, join the FB cruise community. With the help of the Facebook cruise group, you can interact with others on the same cruise as you would be there.  Being a single parent, Facebook cruse groups are also helpful, such as:  You could connect easily with other single parents. Arrange some better things together with children of the same age as yours. This might be helpful in case your child is an only child. In Conclusion In this article, I have discussed single-parent cruising tips and tricks for a memorable adventure above. Before heading for any solo parenting, there are some tips and tricks that you have to know. This might happen if you are facing several new challenges at that time. Having these ideas would help manage. Also, solo parenting with your kids is always luscious if you know how to work properly. I hope you liked this article. If you have queries, please comment below! Read Also: A Cultural Adventure: Dhow Cruise Trip In Dubai The Role Of Self Storage In Extended Cruise Travels Wellness At Sea: Health And Spa Facilities On Cruise Ships

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Traveler’s Must-Know! 5 Money-Saving and Practical Packing Tips

BY  Ankita Jun 12, 2024

My dear fellow adventurers! Are you looking to start the next thrilling journey? Well, grab your backpacks and hereafter get ready.  We have come up with some insider tips that will help you save your money and ease your packing experience.  We've gained extensive experience in efficient packing, which helps us find the best travel gear. Today, we will discuss the five essential tips to transform the way you pack successfully.  In addition, it will enable you to be fully prepared for your adventures. In this article, we will discuss some fantastic products that will make your travels even more enjoyable.  Tip 1: Invest In A Reliable Travel Bag Imagine you are dashing through the airport, aiming to catch your flight. Suddenly, disaster strikes.  The strap of your flimsy bag opens, resulting in scattering all your belongings on the pavement. What a nightmare! This is why you must invest in the most durable travel bags. This is an absolutely crucial development.  However, we understand what a travel bag means to you. The collection of sturdy and stylish chest bags is designed to combat the ravages of inclement weather. You need these sturdy friends, especially in relation to globetrotting. For example, you can take the Not My Type Techwear Backpack. These bags have a futuristic design with adjustable straps and a front zipper pocket, guaranteeing superior mobility and ample storage space.  Hence, whether you prefer convenience; the sleekness of a messenger bag, or versatility,  their range of features offers coverage safeguarding.  Trust us: a good-quality, sturdy travel bag can save you from the stress and inconvenience of inclement weather at any time during your journey.  Tip 2: Pack Smart And Light Next, we add the traveling light to the list. They are magical, to say the least. Not only can easily save a lot on your baggage fees. But simultaneously, you get the freedom to explore without feeling weighed down.  So, how can you pack smart and efficiently? Well, it's all about space-saving and minimizing wrinkles (stress).  Hence, instead of folding your clothes, roll them tightly. This space-saving technique can help bring down the creases and make unpacking a breeze. Need a pro tip?  Stuff your underwear and socks with travel essentials and optimize every inch of space efficiently.  To take your packing game to the next level, take a look at the fantastic range of packing cubes that are available on Techwear Official's website.  However, the clever organizers can help you make your life easier while traveling.  Besides, they help you keep your clothes compartmentalized with the utmost neatness. Thus, you can stay organized, and you can easily find your requirements during your journey. Tip 3: Stay Organized With Packing Cubes Let's face it: Opening the suitcase to search for a chaotic mess is every traveler's nightmare.  Moreover, you may feel it is like solving a puzzle while jet-lagged. That's where packing cubes can be most helpful.  Moreover, these ingenious small wonders are extremely effective. They help you stay organized on the road. However, packing cubes of different sizes effectively segregates your clothing items.  As a result, it will help you easily find your favourite shirt or pair of socks buried deep inside your travel bag.  Moreover, the Techwear Official offers you the most durability and style. The packing cubes with compartments and compression zippers can help maximize your space. Once you try them, you will feel their indispensability. Tip 4: Bring A Portable Charger In our digital age, staying connected while traveling is essential. Whether it's capturing breathtaking moments with your camera or navigating through unfamiliar streets with your smartphone, our devices need to stay powered up.  That's why a portable charger is a travel essential of a true game-changer. We suggest you pick ones that have a compact design, high power capacity, and fast-charging capabilities, so you'll never have to worry about running out of battery again.  Just imagine the relief of finding a charging point at the airport and realizing you don't have to fight over it with other desperate travelers.  However, having a portable charger stashed in your backpack will ensure that you never run out of power during your exciting adventures.  Tip 5: Save Money With A Travel Money Belt Now, let's talk about keeping your valuables safe. As much as we love exploring new destinations, it's essential to protect our passports, cash, and cards from pickpockets or accidental loss.  That's where the humble travel money belt comes into play—a discreet and reliable solution to keep your valuables secure.  If you already consider the cleverly designed belts, which come with hidden compartments to store your essentials safely without worrying about your valuables—trust me, you are already there! Who does not want an extra layer of security and freedom to explore with peace of mind? Tip To Consider While Buying Money saving Travel Products The discussion above was about some smart products that can save you money. Each has its own advantages.  However, in this section, we discuss some of the considerations when buying them. Of course, you can not buy these products just randomly. So, without further ado, let's get started with the discussion. First, Figure Out Where You Usually Spend Money Budgets will be a concern when managing the new destination. Hence, you have to be calculative right from the beginning when managing your economy.  Do not worry; you just have to be mindful of how much you want to spend on buying travel-related products.  Moreover, you have to be mindful when figuring out your priorities. Finally, to keep your finances in shape, you have to be honest with your spending habits during the trips.  Consider The Size And Space  Now that you are buying the aforementioned travel products to save money, you have to consider their worth. Remember, not all travel-related products may be worth it to you.  However, being portable, compact, and durable can help you save space, which is one of the big factors. Hence, considering the space and size of the products becomes one of the important elements attached to your travel outing. Consider The Price Vs. Value You must consider the price and value of the products before you make the purchase. It's always better to avoid the cheaper products, as they can easily save you money. However, in the long run, you may have to suffer worse situations during your travels, which will surely add salt to your wound.  Therefore, you should not compromise on buying high-quality products. Also, the value and utility of the product should be considered before selection. For example, if you purchase a digital translator, it's a great investment for anyone who travels internationally frequently.  Therefore, you have to be calculative when you buy these money-saving travel-related products. Your best decision on the purchase is the sole determiner on whether you can optimize the products. Simply triggered by the fear of missing out (FOMO) and buying them without consideration can not serve your purpose well.  Putting The Discussion To A Close Your travel experience must always be hassle-free and easy. One of the most important things is to consider the money you are spending. The products that we discussed are all effective, and they serve your purpose to the fullest. Hence, consider the above points and buy them for your safety and convenience. Additional Reading: Your Unique Travel Packing Guide Must Pack Business Travel Packing List Along With Tips 6 Expert Packing Tips That Will Make Your Trips More Fun