OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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Weekend Escapades: Things To Do In Chattanooga

BY  Abdul Aziz Oct 19, 2023

This outdoor oasis in the South is a solid wanderlust attraction. A scenic city that is always on the move can be your next perfect weekend getaway. The city is bustling with energy, and on a typical afternoon, you will see its locals as well as weekenders venturing into the Tennesse River along with their boards and boats. The bikers go up and down the hilly streets through the town, running and walking down the pedestrian bridge and playing with frisbees in the numerous parks. The parks look neat, being hedged by bike lanes and carefully placed benches. Public art makes the town come alive with color and socio-cultural significance. The number of things that will stay with you long after you visit this town is too many, but one of them will be the food and the restaurants. There are also a lot of adventures to be had outdoors in this character-filled city. If you are looking for some weekend fun or a short trip to feel rejuvenated, this city is close by and has to offer a lot. 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If you are looking for things to do in Chattanooga with kids, they will love the adorable macaroni penguins and dreamy sea jellies. Try visiting on a weekday, as it gets busier on weekends, for a more authentic experience. If you are looking for free things to do in Chattanooga, the city also offers a free shuttle to get here, making the experience pocket-friendly. Lookout Mountain cntraveler.com There are three scenic attractions this mountain ridge has to offer. There is the Ruby Falls, Rock City, and the Incline Railway. The Ruby Falls is the United States’ deepest and tallest underground waterfall standing at 260 feet. Rock City is where one can see seven states from the iconic Lover’s Leap. And when you hop on the Incline Railway, you will be witnessing the steepest passenger railway on Earth. You need to spend a minimum of 4 hours at these mountains to gauge the highlights of the spot. 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Tennessee Valley Railroad Museum wp.com This nostalgic train trip will offer aesthetically restored vintage locomotives and passenger cars that encase the intricate craftsmanship of ages long gone. The ride will take you through the beautiful Tennessee countryside that has awe-inspiring views bound to make you reflect on the simpler times of the past. The museum’s exhibit has an impressive set of artifacts, old photographs, and other memorabilia that help bring the rich railroading history to life. The staff here are highly knowledgeable and will eagerly share information on railroad history while being dressed in period attire. The experience will provide you with lots of fascinating insights whether you are a history buff or otherwise. Ruby Falls simpleviewinc.com This one is the deepest and tallest underground waterfall that is open for public access in the States. There are guided tours such as the classic waterfall tour, the lantern tour, and the extended cavern experience tour. The tour will take you along its beautiful cavern trail to a gorgeous waterfall that is surrounded by old geological formations that took millenniums to form. There are also extensively picturesque views of the Cumberland Plateau, Tennessee Valley, and the Tennessee River from the top of the Lookout Mountain Tower. The tours fill up pretty quickly. You must purchase the tickets online in advance for increased availability. Chattanooga Whiskey Experimental Distillery chattanoogawhiskey.com One of the other things to do in Chattanooga for adults is visit the whiskey distillery. This distillery is the first ever to craft whiskey in Chattanooga in over a hundred years. It boasts over 100 different barrels that mature in an aging cellar. Each visit to the distillery is an ode to the past, present, and future of hand-made bourbon. You can reserve a tour & tasting trip to check out their latest craft. This can also be one of the things to do in Chattanooga for couples. You must be 21+ with a physical and valid ID. Creative Discovery Museum This museum is a hands-on children’s museum at the very heart of downtown Chattanooga. It is known to inspire children of all ages to innovate, explore, play, and create. The exhibits are designed to entertain as well as educate children on exploring the world around them. They are pushed to become inquisitive about art, science, music, water exploration, and dinosaur digging. It was rated number #7 by Trekaroo of the children’s museums in the U.S. in 2015. Wrapping Up Chattanooga sure has everything you could want for a short trip away from the hustle of the city. If you want to know about things to do in Chattanooga this weekend, we hope this article gave you a headstart. If you have thoughts to share or questions to ask, please leave a comment below. We would love to hear from you! Read Also: You Won’t Believe The Best Things To Do When In Fiji! 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Tips To Help Plan For Your Wedding & Honeymoon In Northern Beaches

BY  Shahnawaz Dec 13, 2023

For the vast majority of people in Australia, their wedding day is a pretty big deal, and it is something that they have been thinking about for most of their life. Due to its importance, it is a day that needs an incredible amount of planning, and many would-be brides start planning the moment that their partner proposes to them. This is an incredibly important day for both the bride and groom, but it is equally important for all of the guests that you are going to invite to celebrate your big day. If you have been lucky enough to have been proposed to quite recently, then you should know that planning should start straight away. Starting Off With The Wedding Plan… One of the first things that you have to make sure that you get right is finding the right venue, and lucky for you, there are a number of quality wedding venues in Northern Beaches. Don’t try to do everything by yourself and so turn to your family members and friends to help you plan out everything. It is going to be a very exciting time, but it is also going to be stressful as well, and so the following are just some of the top tips that will help you to plan your wedding & honeymoon.Why Is It Important To Plan Your Wedding And Honeymoon? They say, “failing to plan is a plan of failing,” which is quite right. Especially when it comes to the most important event of your life - the wedding. It doesn’t matter how long you have been planning your wedding and honeymoon- it always falls short. Thus, the best thing to do is to plan early. Exactly like your wedding, the honeymoon is another important phase. It helps to set the tone for the new life that’s coming forward. These are the first personal moments between a couple, which should never be wasted. And to ensure your honeymoon is a big success, planning is very essential. Tips To Plan Your Honeymoon And Wedding EfficientlyThere can never be the “right” way of planning your wedding and honeymoon in Northern Beaches. These are some of the special days in life, and they must be unique, just like your relationship. So, here are a few tips to strategize about your big day: Begin making plans today - If you and your partner have decided on a date and it’s at least one year away, then you might think that there is lots of time, so there is no need to worry. This is a mistake that many couples make, and they go on to regret it when they have nothing decided upon and the wedding is just around the corner. Start planning today, and you get to take advantage of booking it early and maybe getting yourself some much-needed discounts. Many venues get booked up rather quickly so don’t make the mistake. Plan the wedding together - Some brides are guilty of taking on the reins of responsibility and running with them without asking their other half about their opinions. This can make the other person feel very left out and so the day isn’t as special to them as it should be. 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7 Reasons To Take Your Kids To Gatlinburg

BY  Arnab Aug 22, 2023

With a burst of colors, melodies of chirping birds, and the tender touch of a mountain breeze, Gatlinburg is the picture-perfect postcard town you’ve always dreamt of. It’s a place where nature’s majesty meets man-made marvels, creating a harmonious blend of adventure, serenity, history, and charm. This family-friendly haven in the heart of the Smoky Mountains offers an exciting playground for kids, with valuable lessons waiting to be learned at every corner. It’s time we cast aside the electronic distractions and headed outdoors for good old-fashioned fun and frolic. Dive into this article to discover the top seven reasons why Gatlinburg should be your next family vacation destination. 1. Cozy Corners in Gatlinburg Imagine a wooden cabin with rustic charm, crackling fireplaces, and panoramic views of lush green mountains, the perfect setting for creating lifelong family memories. These cozy cabins offer more than just a place to rest your head. They are a sanctuary for quality time, conversations, and connections, allowing you to unplug from the rest of the world and unwind in tranquility. From story time by the fireplace to star-gazing from the deck, these moments become the highlights of your trip. If you're searching for the best cabins in Gatlinburg, you won't be disappointed with the myriad of options, each promising an unmatched hospitality experience. 2.  Adventure Parks and Ziplines in Gatlinburg No kids or adults, for that matter, can resist the adrenaline rush that Gatlinburg’s adventure parks and ziplines offer. With safety always a priority, these adrenaline-packed experiences are carefully crafted to cater to the young and young at heart alike. Imagine the thrill of swooshing through treetops on a zipline or conquering rope courses at one of Gatlinburg’s top adventure parks. It's not just about the thrill. It’s about building confidence and overcoming fears together as a family. 3. Exploring the Great Smoky Mountains Introducing your kids to the grandeur of the Great Smoky Mountains is akin to presenting them with a key to a treasure chest of natural wonders. Spanning over 522,149 acres, this is home to a vast array of wildlife and vegetation, including black bears, elk, and over 1,800 species of plants. Venturing on hiking trails with a vivid display of wildflowers offers them an enchanting canvas of nature’s artistry. Witnessing autumn's vibrant hues during scenic drives can foster a deep appreciation for nature's transformative cycles. These experiences, rich in beauty and knowledge, stimulate curiosity and create lifelong learners. Each adventure within the Smoky Mountains plays a significant role in molding your child's understanding and respect for the environment. It promotes the idea of preservation, instilling a sense of responsibility towards our planet. The thrill of spotting a white-tailed deer or the serenity of a distant waterfall echo becomes an unforgettable part of their childhood narrative. With their wealth of experiences, the Smoky Mountains entertain and educate, reinforcing Gatlinburg’s standing as an ideal destination for kids. 4.  Gatlinburg’s Historical Attractions Gatlinburg is a tapestry intricately woven with threads of rich cultural history and natural splendor. It offers much more than the eye-catching scenic beauty, standing as a testament to a vibrant historical past. Embarking on a journey through Gatlinburg's historical attractions provides kids with a living history lesson, offering a glimpse into the region's bygone era. Events like the Appalachian folk festival offer an immersion into local heritage through music, dance, and storytelling. Here, kids can not only witness but participate in the preservation of traditions. Exploring Gatlinburg’s historic sites and museums deepens their understanding of the past and enriches their cultural awareness, thus enhancing the value of their visit to this extraordinary town. 5. Gatlinburg’s Aquatic Adventure The phrase 'making a splash' takes on a literal meaning in Gatlinburg, thanks to its thrilling array of aquatic adventures. Navigating through rushing rapids during a white water rafting expedition offers a heady blend of excitement and challenge. For those who prefer a more tranquil experience, lounging in the sun by the pool provides an equally enjoyable alternative.These water activities are designed to cater to all age groups. Older kids can embrace the thrill of rafting, while younger ones will find endless joy at the water parks. Amid these aquatic escapades, the importance of water safety becomes a vital lesson, making Gatlinburg a destination that entertains, educates, and ensures the well-being of your kids. 6.  Craft Communities and Workshops in Gatlinburg The artistic soul of Gatlinburg breathes life into every visitor's experience, further enhancing its appeal as a family destination. Integral to this artistic experience is Gatlinburg's renowned Arts & Crafts Community, the largest assembly of independent artisans in North America. It is a vibrant canvas, an artistic playground inviting exploration and engagement.Participation in kid-friendly craft workshops is more than a hobby: it provides kids with an avenue for developing artistic sensibilities. They can use simple materials to craft unique masterpieces, realizing creativity's enchanting power. These workshops also serve as platforms for artistic appreciation and expression, enriching Gatlinburg experiences with colorful hues of creativity. Related: 4 Must-Go-To Places To Visit In Gatlinburg 7. Gatlinburg’s Dazzling Evenings Gatlinburg takes on a new persona when darkness falls, enchanting all who witness its nocturnal beauty. The city magically transforms, creating a captivating ambiance unique to its nightlife. An abundance of family-friendly attractions come to life during the evening, providing opportunities for bonding and discovery. Immerse yourself in captivating night shows, strolls, and fairs tailored to mesmerize people of all ages. These nighttime activities offer a fresh perspective on Gatlinburg, adding diversity to the unforgettable experiences that make it an ideal destination for families and kids. After a full day of adventure, retreat to the comfort of your cabin as the tranquil Gatlinburg night surrounds you. Gather around the warm fire, sharing stories of the day's escapades. This peaceful conclusion showcases the multifaceted charm of Gatlinburg, a city that continuously delights from morning until nightfall. Conclusion With these impressive insights, we've outlined seven compelling reasons for you and your family to visit Gatlinburg for their next family trip. This charming mountain town surpasses the typical vacation experience by providing numerous opportunities. Gatlinburg provides something for all visitors, so get ready for an enjoyable journey full of discovery and anticipation! Read Also: 4 Reasons You Must Visit Gatlinburg This Summer Tips To Make Your Vacation In Gatlinburg More Enjoyable How To Book Lodgings For A Vacation In Gatlinburg