OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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Cape Town, South Africa Overview If you are looking for the best places to travel in July, USA, consider looking abroad and set a plan for a Cape Town trip. Well, you can enjoy the winter breeze by the beach here. However, as it is in the southern hemisphere, the mean annual temperature never gets dramatically low. Moreover, Cape Town has some picturesque virgin beaches where you can easily sit and relax during July. Well, these are the reasons it has got a place in the list of the best places to travel in July.  Things To Do Go for a hiking session when you are in Cape Town. Do not forget to visit Green Point Park.  Be a part of the conducted walking tours in the city.  Places To Stay Mojo Hotel, DoubleTree (Hilton Hotel), Grande kloof Boutique Hotel Popular Dishes To Try Biltong, Meat On A Braai, Gatsby Sandwich 3. Santa Fe, New Mexico Overview In case you desire a unique holiday this July, Santa Fe, New Mexico, can be the best city where you need to be. 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Well, rather than a solo trip, you can go for a friend's trip to Sin City. In such a case, you can stay safe with some known people together.    Things To Do Visit one of the classic casinos in Las Vegas. Spend some time in the Neon Museum. Do not miss riding the High Roller Observation Wheel. Places To Stay Flamingo, Las Vegas Hotel & Casino, Caesars Palace, Rio All-Suite Hotel and Casino Popular Dishes To Try Lasagna, Maine-Style Lobster Roll, Banana Cream Pie 7. Geneva, Switzerland Overview If you are a business person looking for a destination for your business trip, there is probably no other place better than Geneva. Now, in July, you can expect comfortable weather in Geneva. You can do a lot in the place.   There are some extraordinary locations where you can visit and a lot of lounges and restaurants that you can try out. In July, you would more likely get a bright sunny day and admire the snowy outlook of the Alps. Geneva can also be the best when it comes to couple trips. So, if you are looking for a casual trip with your partner for a honeymoon, reach Geneva. Well, I am quite sure about the destination I am suggesting to you.   Things To Do Go for the Mont Blac Day Trip and have a look at The Alps. Do not miss going for the city sightseeing on the conducted bus tours. Make sure to make a Swiss Riviera Trip while you are in Geneva. Places To Stay Hotel Suisse, City Hostel Geneva, Warwick Geneva Popular Dishes To Try Rosti, Malakoff, Cenovis 8. Nambiti, South Africa Overview You might be thinking why another entry for South Africa is present in the list of the best places to travel in July. Well, you can consider it as one of the best places to travel in August too. The Nambiti Game Reserve is one of the best places to spend time spotting wild animals.   You can expect to have a super luxury trip to Nambiti. So, try planning and fixing up everything from now itself. When you are in Nambiti, do not choose luxury hotels to stay in for the nights. Rather you can opt for the camps that can give you an authentic jungle-like feeling. As the National Park covers a large area of African Savannah, you can easily spot a lot of giraffes, elephants, and even lions.   Things To Do Go for both day-and-night jungle safari. Interact with the friendly locals at the place. Taste the local cuisine while on a trip. Places To Stay Elephant Rock Private Safari Lodge, Nambiti Plains Lodge, Farquhar Lodge Popular Dishes To Try Malva Pudding, Biltong and Droewors, Bunny Chow 9. Hoi An, Vietnam Overview Hoi An can be your perfect July trip destination. Suppose you are looking for the best places to travel in July that are a bit off-beat. Purchase a flight ticket to Vietnam from the US. As you reach the country, try to avoid the cities like Ho Chi Minh City and Hanoi.   Remember, you might face a lot of rainfall due to the monsoons. Now, Hoi An is situated on the central coast, and you can explore this place comfortably as it remains dry and warm. Although Hoi An is a small city, it has a lot to give you. While exploring the city, you can witness a lot of temples and lantern-strewn cities. Also, do not forget to witness the white sand around Da Nang. Things To Do Go for a motorbike tour to the Hai Van Pass. Witness the Imperial Citadel. Do not miss the Phong Nha Caves while sightseeing. Places To Stay Gem River Side Hotel Hoi An, Under The Coconut Tree, Blue Lake Homestay Hoi An. Popular Dishes To Try Banh Mi Thap Cam, Cao Lau, Com, Ga Hoi An 10. Amsterdam, Netherland Overview As a person sitting in the US, you would not want to skip a July trip to the Netherlands. Well, the best destination for a tour in July can be its capital.   Yes! You guessed it right. I am talking about Amsterdam. You would be amazed to know that everything seems just perfect when it comes to July in Amsterdam. You can enjoy the party, good food, and the environment in Amsterdam. This is a place that you can visit on a solo and a friend's trip. The best thing you can do is sit back and relax while staying in the city. This can help you with much-needed rejuvenation. For now, check out the activities, Hotels, and foods. Things To Do Do not skip visiting the Van Gogh Museum while in this city. Visit and try out different dishes from the Foodhallen. Spent quite a good time at the Artis Zoo. Places To Stay The Flying Pig Downtown Hostel, Via Amsterdam, Eden Hotel Amsterdam Popular Dishes To Try Mint Tea, Stroop, Satay Frequently Asked Questions (FAQs): 1. Where Should I Vacation In Summer 2022? You can go to Amsterdam for a summer vacation in 2022.  2. What Is The Best Country To Visit In 2022? Singapore can be the best country to visit in 2022 July 2022.   3. Where Is The Best Place To Vacation In July? Any tropical place with warm weather can be the best for a summer vacation in July 2022. 4. Which State Is The Best To Visit In July? You can visit South California in the US in the month of July. Final Words When it comes to the best places to travel in July, you can choose the destinations given in this article. As an outstanding fact, you can start planning for the trip right from now on. There are a lot of scopes for you to choose the right travel agent. Remember, a proper travel agent would not only act as a support but as a friend who can set an itinerary for your trip. Moreover, he can give you a lot of suggestions regarding a safe trip. Read Also: 10 Best Places To Travel In February – Travel Guide 2022 10 Best Places To Travel In March – Travel Guide 2022 Top 8 List Of National Parks In North Carolina