OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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The Most Common Pitfalls To Be Aware Of When Traveling In The US

BY  Nabamita Mar 7, 2024

For 38.2% of Americans, dwindling spending power has become a major deterrent that is dampening their travel plans. If economic woes and rising prices are keeping you from vacationing overseas, why not consider exploring the US for a change of pace and scenery? Its sweeping terrain provides plenty of options, whether you’re looking to unwind at a sunny beach or go skiing on a snow-covered mountain. However, traveling in the US could expose you to various risks, just like overseas destinations. So, being mindful of them and taking extra precautions will go a long way in making your vacation enjoyable and worry-free. Common Pitfalls to Avoid When Traveling in the US Here are the safety hazards you stand to encounter during your US travels. Accommodation Scams  Fraudsters often impersonate well-known hotel operators to direct travelers to malicious websites. Such sites are usually set up to steal credit card and other personal information of anyone booking a room, which scammers could later use for financial fraud. Sometimes, the deceptive acts are much more subtle yet could leave you in equal despair. Consider for a moment an accommodation ad that provides exaggerated or inaccurate details or omits critical information to mislead you. This is a prevalent trick shady accommodation owners deploy to overcharge guests and secure bookings during off-peak travel seasons. Deceptive Tour Operators Scammers may offer promotional deals via online ads, messages, emails, and telemarketing calls in a bid to attract travelers hunting for bargains. But these promotions could quickly turn your dream vacation into a nightmare if you don’t watch out. Remember, malicious actors could use fabricated travel packages to steal both your money and personal data. 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What Are The Best Things To Do In Rome? Here Are My Favorites 

BY  Sibashree Feb 4, 2026

Now, whenever it’s about the iconic destinations such as Rome or Paris, making a “things to do” list is exhaustive.  And the extortion shows in the guides I check on the internet. So, this time, I planned to create a guide on things do in Rome and it is something very personal. After three trips to Rome over the years, I can safely say that I have started to know the real pulse of the city. It’s beyond the Colosseum and Roman history.  We have a different guide on the main attractions in Rome if you only want to learn about the iconic attractions.  So, let me take you on a trip to Rome through my eyes.  Also, I am happy that combating overtourism in Rome has finally been taken up seriously. If you are a foreign tourist, you will have to pay €2 to visit the Trevi Fountain during the daytime from February 2026.  Nevertheless, here are my favorite things to do in Rome.  What Are The Best Things To Do In Rome?  Timeless, Rome has the power to add a new favorite shade to your list of favorites. Or, you can have a trip to the past at every corner you look!  It takes a lifetime to understand the true essence of Rome.  1. Rediscover The Shade Of Ocher  Ocher is the color you begin and end your day in Rome with. The street light, which plays the perfect complement to the Sun, also creates the same magic when bouncing off the buildings.  Especially during the winter months, when the sky of Rome is bright blue, the old buildings stand as the eternal witness. Guess their color? It’s ocher.  Also, if you ask me which city wears decay the best, it’s Rome for sure. 2. Exploring The Pantheon (Yes Again!) The Pantheon never gets old for me. A building that has been standing for 2000 years feels magical.  Also, one great thing I noticed last time was how they are managing the crowd. You have to pre-book it. So, you cannot just walk in.  You can even book your fast-track tickets for the Pantheon.  It’s an irony that this temple for all (Pan) gods (Theos) is not revered as the other architectural icons of the world. However, for me, it’s most cryptic and intriguing, even the Colosseum.  3. Visiting The Colosseum And Roman Forum (You Cannot Miss It, Right)?  I got inside the Flavian amphitheater last time. However, if you are a first-timer, you can make proper plans and book a ticket online in advance.  Also, with each ticket, you will get an entry to the Palatine Hill and the Roman Forum. However, if you want to explore the rare corners of the Colosseum, such as the attic or the underground, you will need to buy separate tickets.  Moreover, let’s make this clear to you! You will need an English-speaking guide. It does not matter how much you have read about the Colosseum. The anecdotes they share and the way they help to navigate have no match. Also, it is through their stories that you will see the Gladiators in Rome coming alive in front of your eyes.  4. Exploring The Vatican Museums  We all know that Vatican City is one of the countries near Italy, and it is an enclaved microstate.  The Vatican Museums are like miles of artwork. The museums have around 70000 artworks in their 24 different sections.  The gallery of maps was the most fascinating for me as a traveler and travel writer. It took around 3 years to get completed.  Also, the Bramante Staircase itself is an attraction, and I spent quite some time near it. However, the Vatican Museums need better crowd management. Also, please note that the museums are now open at 8 AM instead of 9 AM for better visitor management.  5. Making A Wish At Trevi Fountain  I have already mentioned the fee imposed for visiting the Trevi Fountain. And it was much-needed, as the last time I was in Rome, there were around 60000 people near the front basin of the fountain.  Still, you cannot miss the fountain during the sunrise. And a tourist staple?  To make a wish and throw the coin in the fountain water. These little cheesy things never get old.  6. Walking Up The Spanish Steps  Are you looking for free things to do in Rome? Just walk up the iconic Spanish steps.  These steps are picture-perfect and a favorite for tourists looking for Instagram snaps. The steps get their name from the Spanish Embassy at the bottom. However, a Frenchman built the stairs, and the French Church at the top offers you some moments of quietude.  The steps are also pretty close to Via del Corso, the main shopping street of Rome. Also, you will find different cobbled alleys and quaint piazzas. Any particular favorite?  Yes, Piazza del Popolo won my heart.  7. 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However, the gallery limits the number of visitors.  So, if you don’t prebook, the tickets can get sold out.  Enjoy the works of Raphael, Bernini, and Caravaggio at the Borghese Gallery.  9. Exploring The Lesser-Known Side Of Rome: The Southeast I took a scooter from the Centro Storico, and it was great to explore places like San Saba and Ripa. Away from the crowd, the first major encounter here was the Circus Maximus.  And it was a goosebump moment, without exaggerating a bit! It was the place where chariot races took place, and 25000 Romans were witnesses to them.  Then, I continued walking toward Roseto Comunale and reached Giardino degli Aranci. It is a garden of orange trees, and it has Terrazza Aventino, or the terrace from where you can enjoy amazing views.  The next destination was the Piramide di Caio Cestio. A pyramid in Rome? Yes, it is. Finally, I reached the Baths of Caracalla. The history of the bath goes back to 215 AD. 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READ MORE best time to visit mauritius

I Had No Idea When To Visit Mauritius Till I Went There THIS Time!

BY  Abdul Aziz Oct 27, 2023

Mauritius! I had the amazing experience of going to this island country recently, and let me tell you, it was an experience of a lifetime. Initially, I was confused about which time to plan it out for. The temperatures and weather in Mauritius are at odds with the rest of the world because of its position in the middle of the ocean. But, when I got there, lucky as I was, I had arrived just before peak season. I got to know about their culture, their food, and most importantly, the best time to visit Mauritius. Here I will describe to you what Mauritius has to offer in each of the months of the year. If you want to know about Mauritanian weather the year around, make sure to stick it out to the end. Plan your trip then on, accordingly. The Best Time To Visit Mauritius Image Source: images.news18.com Mauritius is known for its sunny beaches and beautiful nature treasures. I am here to give you a season-by-season breakdown of the island. Keep reading! January To March Image Source: www.lexpressproperty.com In Mauritius, January is considered one of the hottest and wettest months of the year. Despite the high rainfall, the island is still quite busy due to the influx of tourists from the Christmas period. You can expect heavy rainfall during late afternoons, and there is a possibility of torrential storms during this month. Similarly, February is also quite hot, humid, and rainy in Mauritius. However, the rain usually doesn't last long and clears up after a few hours. Though not perfect for a beach vacation, February has fewer crowds than January. It is important to note that there is still a chance of cyclones during this month. March marks the Holi Festival, also known as the 'Festival of Colours' on the island. This annual celebration is held in honor of Lord Krishna, a Hindu deity. During the festivities, people line up on the streets and cover themselves with vibrantly-colored powder, creating a jovial atmosphere. Despite being a humid month, March sees less rainfall than January and February. April To June Image Source: media1.thrillophilia.com The month of April is a hot and humid season, making it an ideal time for sun-seekers. However, the Easter holidays make the island quite busy. If you prefer a quieter beach vacation, it's better to plan your trip outside of this period. April is also the beginning of the best time of the year to indulge in surfing or snorkeling in the crystal-clear waters. May is officially the start of winter in Mauritius, but the temperature remains comfortable, and the humidity drops. This month is popular among tourists as there are reasonable travel specials on Mauritius accommodations. The evenings can get chilly, so it is recommended to pack some warmer clothes. June is a cooler month in Mauritius compared to the humid weather at the beginning of the year. If you prefer hot weather, then June may feel much cooler. The trade winds start to increase, and like in May, the evenings can become a little colder. It's the perfect time for kite surfers. July To September Image source: www.eventsmauritius.mu July is also considered a cooler month in Mauritius. If you want to enjoy the best possible weather during this period, it's recommended to visit the North of the Island. Despite the lower temperatures, July is still a popular time of the year due to school holidays in the Northern Hemisphere. I visited Mauritius in August. In Mauritius, August is a month with mild temperatures and no rainfall, making it perfect for sunny days without the scorching heat. I would recommend you stay on the west or north coast during August as these areas provide more shelter from the wind. This month marks the Ganesh Chaturthi Festival, a festival honoring the God Ganesh, and you can see statues of the Elephant God all around the island during the celebration. September is considered the unofficial beginning of peak season in Mauritius. At this time, the strong trade winds start to die down, and the temperatures rise, ushering in the summer months and longer days of sunshine. Despite this, September still offers some quiet beaches, good deals on flights, exciting tours in Mauritius, and discounts on accommodations. October To December Image Source: www.mauvillas.com October is the driest month of the year in Mauritius, and it tends to be a busy time at the most popular destinations on the island. This month is also significant as it is the time for the Hindu festival of Diwali, also known as the Festival of Lights. During this festive period, candles and lamps light up the island in a soft glow, making it a beautiful sight to behold. November is characterized by a significant increase in humidity and temperature. The month offers more sunshine, but it's also associated with an increase in rainfall. It's a perfect time for scuba diving enthusiasts who want to catch a glimpse of the seasonal turtles, particularly the Green turtle and the Hawksbill turtle, which are commonly spotted during this period. In December, the last month of the year, Mauritius experiences a surge in global activities, and the island is no exception. Humidity levels rise, and heavy rainfall is expected, mostly in the afternoons. The sea temperature is warmer, making it ideal for water sports such as windsurfing, kayaking, and scuba diving. However, it is advisable to plan your beach holiday well in advance to avoid the high demand during the festive season. Things To Do When Visiting Mauritius Image Source: planetofhotels.com Mauritius is absolutely gorgeous most of the time, and visiting it is a must, whether solo or with family. Here are some things you can try once you decide to try this island country for your next trip: Snorkeling At Blue Bay Marine Park Image Source: static2.tripoto.com If you're interested in witnessing the beautiful marine life of Mauritius, snorkeling is an excellent way to do so. By snorkeling at Blue Bay Marine Park, you'll have the opportunity to closely observe the amazing underwater world of Mauritius that has been hidden for centuries. This excursion will transport you to a different world, allowing you to explore something that is beyond your imagination. Cave Sea Kayaking At Albion Caves Image Source: images.squarespace-cdn.com Kayaking in Mauritius offers a unique and adventurous experience. One such experience is kayaking across the cave sea, providing you with an exclusive opportunity to witness the beauty of the caves. If you are fascinated by caves and enjoy exploring their hidden stories and interesting designs, then you should definitely try a kayaking tour at Albion Caves. Walks With Lions At Casela Park Image Source: toursmauritius.mu Have you ever considered taking a walk with the king of the jungle? If so, Casela Park in Mauritius offers an opportunity to experience the wild side of the jungle by taking a thrilling walk with lions. This excursion in Mauritius promises to give you an adrenaline rush and an unforgettable experience that you may have never imagined! Wrapping Up If you are planning to visit Mauritius and want to know more I hope this article helped. My Experience of Mauritius and knowledge of it will help you select your trip timing better. If you have thoughts to share or questions to ask, please leave a comment below. I would love to hear from you! Read Also: This Is The Best Time To Visit Iceland & These Are The Things You Should Do! 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