OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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BY  Sibashree Jan 16, 2025

Renting a perfect yacht for your charter is a thrilling opportunity to enjoy luxury, freedom, and adventure. Travel on the surface of the blue ocean is unlike anything you want to experience during the holidays. The different amenities available on the board give you an experience unlike anything else. You can charter an airplane for a fun and joyful ride. But there’s something else when it’s a yacht.  However, selecting the ideal yacht can seem overwhelming, with so many options available.  Whether you’re a seasoned sailor or a first-time renter, here’s a step-by-step guide to help you choose the perfect yacht for your trip.  1. Define Your Vacation Style Think about the type of experience you want. Are you looking for a romantic escape, a family-friendly adventure, or a lively party with friends? Your vacation style will guide you in selecting the right type of yacht.  Sailing Yachts: Ideal for those who love the authentic experience of navigating with sails. 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READ MORE transformative travel experiences

Adventure Awaits: The Path To Fulfilment Through Exploration

BY  Sibashree Oct 22, 2025

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READ MORE best time to visit Uttarakhand

Which Is The Best Time To Visit Uttarakhand? – Travel Guide

BY  Abdul Aziz Jan 16, 2023

If you are an adventurer and avid traveler, then your next holiday destination should definitely be Uttarakhand. It is definitely a beautiful romantic destination along with a spiritual journey for visitors and tourists. So if you are planning on taking a trip to the land of God, then you should know when is the best time to visit Uttarakhand. In different seasons the scenic beauty of Uttarakhand is different, so depending on what you like, you can select the best time to visit Uttarakhand. When To Visit Uttarakhand: History & Tourism? Uttarakhand is a state in India with the most beautiful hill stations like Nainital, Rishikesh, Dehradun, and Mussoorie, also has one of the most famous National Parks, Jim Corbett National Park. The mountains are not only a great honeymoon destination, but Uttarakhand is a religious destination as well. Known as “Devbhumi,” Uttarakhand is a “Land of Gods,” with multiple Hindu temples and pilgrimage destinations. Well-Known Hindu temples like Badrinath temple, Kedarnath temple, and even the world-renowned national park, the Jim Corbett National Park. So if you are planning a trip to the mountains, then you should know the best time to visit Uttarakhand. Read More: Which Is The Best Time To Visit Auli? – Travel Guide Climate In Uttarakhand Whenever you are visiting a place you haven’t visited before, it is also important to know which is the best time to visit Uttarakhand. So if you are not aware of the best time to visit Uttarakhand, then I am here to help you know the right time and particular temperature of Uttarakhand, when you should visit. Then if you wanna know everything about Uttarakhand, then keep on scrolling down and keep on reading. Summer Season If you are going to Uttarakhand then the best time to visit Uttarakhand is during the summer. The summer in Uttarakhand is very beautiful, with flowers in full bloom. The famous religious journey known as the Char Dham Yatra starts in May and lasts till September. Here in Uttarakhand, the festivities were celebrating different festivals. During the early spring, you are going to get the best deals in hotels and the cost of most places is lower. So if you are planning a trek here in Uttarakhand, the springtime is great to visit of flowers Uttarakhand best time to visit. Monsoon Season In the mountains, the monsoon in Uttarakhand lasts from the middle of June to about September. Uttarakhand receives heavy rainfall and flood every year, which causes massive destruction throughout the valley. This makes the monsoon season, not at all the best time to visit Uttarakhand. Winter Season During the winter months, it is the best time to visit Uttarakhand, either for a family vacation, a trip with friends, or even for your honeymoon. The valleys of Nainital are beautiful when it is fully snow-covered. Sitting in front of the fireplace, with your partner, is indeed quite romantic. You can also take part in activities like camping, white water rafting, or even bonfire nights. How To Reach Uttarakhand? If you are looking for routes to reach Uttarakhand, then you should know that there is more than one route to reach Uttarakhand. Even if you are traveling solo or with your family and your friends, then you should know all the ways you can reach there. There are many places you can visit here in Uttarakhand such as Nainital, Dehradun, Rishikesh, Mussoorie, and the Jim Corbett National Park. So if you have decided on the places you wanna visit, then I can show you the best route and best time to visit Uttarakhand. By Train One of the cheapest ways to reach Uttarakhand was by train. You can reach Dehradun or Nainital. The Kathgodam railway station is about 35km away from Nainital, the Kathgodam railway station is easily reached by train from cities like Kolkata, Delhi, and Dehradun. Whereas the Dehradun railway station can be reached by cities like Maharashtra, Delhi, Punjab, Uttar Pradesh, and Gujarat. With popular Indian trains like Dehradun Express, Shatabdi Express, Nanda Express, and Doon Express, you can reach Uttarakhand. By Air Uttarakhand has two domestic airports, which are The Jolly Grant Airport (DED) and the Pantnagar Airport (PGH). The DED is about 22 kilometers away from Dehradun’s city center. This airport has regular services of nonstop planes and flights from Mumbai, Delhi, Chennai, and Bangalore. The flights regular at the airport were Jet Airways, Alliance Air, and IndiGo.  The other airport is PGH, serving the hill station at Nainital, Almora, and Ranikhet, which is about 120km away from Jim Corbett National Park. By Road Uttarakhand can also be easily reached by road, and if you are someone who loves long rides, then you are in luck, as the scenic beauty of Uttarakhand is beautiful. The state of Uttarakhand has about 1543 km of state highways, but 1328 km of national highways. There are about 1000 buses from the Uttarakhand Transport Corporation, that go out of the state. Through NH 34, Rishikesh and Haridwar are all connected to the capital Delhi. And through Badrinath and Dehradun, the NH 7 passed through. Highways 309 and 109 were interlinked with Almora, Jim Corbett National Park, and Almora. By AirBy RoadBy TrainBy SeaNew Delhi to Uttarakhand1.5 hours8 hours6 hours-Pune to Uttarakhand4.3 hours34 hours31 hours-Mumbai to Uttarakhand2.2 hours9.38 hours32.2 hours-Kolkata to Uttarakhand5.15 hours10.56 hours29 hours-Bangalore to Uttarakhand7.2 hours53.3 hours52.18 hours-Tamil Nadu to Uttarakhand-40 hours42 hours-Hyderabad to Uttarakhand-31 hours- Wrapping Up! Now that I have shown you all the possible ways you can travel to Uttarakhand, when is the best time to visit Uttarakhand as well? So now you can properly plan the best time to visit Uttarakhand. If you liked this article then give it a like and comment down below and tell us when would you like to visit Uttarakhand. Read Also: Which Is The Best Time To Visit Mussoorie? Which Is The Best Time To Visit Shimla? – Travel Guide Best Places For Highest Bungee Jumping In India – Adventure Guide