OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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8 Tips For A Fun And Memorable White Water Rafting Experience

BY  Arnab Dec 27, 2023

White water rafting delivers a thrilling experience, balancing stunning natural vistas with adrenaline-fueled excitement. If you're new to this adventure, you likely have queries and considerations regarding what to expect and how to prepare for maximizing your thrill.It might surprise you, but white-water rafting can be equally thrilling for beginners and experienced adventurers, provided you choose the right location and know what to expect. Here Are Eight Prime Ideas For A Fun And Memorable White Water Rafting Experience In this blog post, we'll provide eight essential tips and insights to ensure your first expedition is both enjoyable and safe, leaving a memorable impact. 1. Choose the Right Attire Staying in your boat for the entire duration of the outdoor adventure won’t stop you from getting wet. Anticipate getting wet on your journey, and don waterproof and anti-chafing garments that can serve as a barrier between you and the raft. Fabrics such as cotton and wool take an extended period to dry and draw heat away from your body, potentially leaving you feeling cold. Ideally, you want to go for synthetic materials that dry quickly and don’t absorb a lot of water. When picking shoes, choose those that have laces. Flip flops and sandals can easily get lost if you happen to lose balance or fall into the water. Depending on the weather forecast and expected temperatures, you can wear a wetsuit. It will offer extra buoyancy and protect you from temperature drops that characterize the colder months. 2. Always Bring a Helmet Safety is of key concern whenever you go on an outdoor adventure and rafting is not an exception. Make sure you have all your safety equipment, including a helmet. White water rafting rivers often have rocks, branches, and logs lining the bottom and you may not notice them from your sitting position in the boat. 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Essentially, you need to keep one hand at the base of the paddle on the shaft while the other holds firmly over the T-grip. This ensures that you have control of the paddle and cushion any blows to you or your rafting mates in case of anything. 6. Practice Your Swimming Like we said before, you cannot stop yourself from falling into the water when you go white water rafting. Understanding the different swimming techniques such as aggressive and defensive swimming can be a lifesaver if you find yourself in the water. Rivers meant for white water rafting have high currents so you need to be sure with what you are doing. If you choose to swim to the banks, make sure you only go for the banks and avoid standing still in the water even if you need time to think. Standing still or walking in the river could cause foot entrapment which could be dangerous. 7. Research Your Destination Different rafting sites offer different experiences. 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It is an activity that requires you to stay fully engaged and attentive to the paddling patterns and commands from your guides. Some companies will provide you with photographers so they can capture every memorable moment. Endnote You will definitely have lots of fun when you go rafting so make sure you do it with a group of people you are close to. The adrenaline rush will be a source of new memories you will cherish. However, make sure you follow your guide’s instructions to stay safe especially if it is your first time. Read Also: 10 Best Things To Do In Prague Five Tips for First Time Traveler to India

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Experience Canada Like A Local: Insider Tips You Can’t Miss

BY  Ankita Feb 7, 2024

Are you dreaming of exploring Canada’s majestic mountains, vibrant cities, and charming small towns? Look no further! The country has so much to offer. But before you pack your bags and head off on an airplane, there are insider tips you can't miss. This guide is here to help you discover the real Canada beyond the famous tourist spots you see in pictures. Let's explore how you can truly experience Canada like a local. Explore Beyond the Cities While cities like Toronto, Vancouver, and Montreal are must-visits, Canada's true beauty lies in its vast wilderness. To truly discover the beauty, consider renting a car or taking a local bus to explore the scenic countryside, national parks, and charming small towns. Let's talk about these cities one by one: 1. Vancouver The city is known for its breathtaking landscapes and greenery. You can hike in the nearby mountains or stroll along the stunning Stanley Park Seawall, offering ocean views and lush forests.  Vancouver Island is one of the best places in the world for whale watching. With its pristine waters, it is perfect for kayaking and canoeing. Also, it is home to an abundance of wildlife. Keep an eye out for bald eagles, black bears, seals, and sea lions.  To enhance your experience of the Vancouver Island getaway and make it even more relaxing, consider planning your stay at a resort. You can enjoy various amenities and facilities like a swimming pool, Gym, business areas, and the town’s tasty cuisine. Also, you can avail of special offers if you book online and get an incredible experience of staying. 2. Toronto In Toronto, there are awesome adventures waiting for you. You can visit the famous CN Tower, where you'll get amazing views of the city. Or you can ride on a ferry to Toronto Islands. At the place, you'll find sandy beaches and the most beautiful skyline views. It's a great place to chill and have fun. It is also home to cool neighborhoods like Kensington Market, where you can explore colorful streets filled with unique shops and tasty food. Also, enjoy the walk along the waterfront at Harbourfront Centre, where you can enjoy live performances and art exhibitions. 3. Montreal In Montreal, you can dive right into the lively culture. One of the best parts is trying out yummy food in the busy markets. There are all sorts of delicious things to taste. You can also wander around Old Montreal, like stepping into the past with its cobblestone streets and charming buildings. The place is full of incredible art and music events so that you can catch some fantastic shows and exhibitions. And if you like outdoor fun, there are parks and green spaces to enjoy. Participate in Local Festivals Canada's calendar is packed with festivals celebrating everything from music and film to food and heritage. Participating in these events is a fantastic way to experience local culture and meet nationals.  Join the vibrant festivities of the Calgary Stampede, where you can get in on the action and feel like a cowboy or cowgirl for a day. If you're into movies, the Toronto International Film Festival is the place to be. You can watch cool films and soak up the artsy vibe. It's a fantastic way to experience culture and make new friends while having a wonderful time. Uncover Hidden Gems Exploring hidden gems during your Canada adventure enhances your traveling experience. You can ask locals for tips on where to find hidden beaches, peaceful hiking trails, or cool hangout spots in town.  Discover the charm of lesser-known neighborhoods, like the artistic alleys of Toronto's Kensington Market. 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Connemara National Park: Where Guglielmo Marconi Invented The First Full Duplex Radio 

BY  Sibashree Sep 10, 2024

Connemara National Park has been an important Irish national park, having won the Green Flag Award in 2018. This international benchmark shows its worth as a green space and park. Further, in 2021, it also sought the New Heritage Site Accreditation, which shows the quality of the national park and how it is maintained in a sustainable way.   Moreover, this park is even rich in geology and houses many historical and archaeological sites. In addition, as an outdoor enthusiast, you can explore its various hiking and walking trails.   So, want to tour this Irish national park, which has a dash of history, culture, natural abundance, and more? Here is a complete guide for you.   Important Information About Connemara National Park  Visiting Time: 9 am to 5:30 pm  Entry Fee: Free  Closed On Christmas Day, St. Stephen’s Day, and Red and Orange Weather Alert Days  Amenities: Education Center, Visitor Center, Playground, Cafe, Toilets and Picnic Areas  How to Reach: You can reach this national park by train, car, or bus. You have to reach Galway City first and then take a bus (or private car) to reach the park.  Main Access Point: Near Letterfrack along the N59  Pet Friendliness: Dogs are Welcome to Walk the Trails   Fascinating Geology Of Connemara National Park  The national park is a part of the Twelve Ben area. So, the park also has underlying metamorphic rocks. The sediments forming these rocks are aged between 700 to 550 million years.   Further, you will find schists and gray marbles around the edges of the rocks. Moreover, at the top, you will see quartzite. In addition, it is astonishing to know that the final shaping of the park took place around 10000 years ago or during the last ice age.  The park has a rocky formation with boulder clay and a deposit of sand and gravel. The distinct geological features have contributed to the type of vegetation found in this area.   What Animals Are In Connemara National Park? Which Plants Does This Park Have?  The International Union for Conservation of Nature, or IUCN, has marked Connemara National Park as a Category II Protected Area. So, there is a constant endeavour to safeguard the landscape, wildlife, and ecology of the park unadulterated.   The park has many heritage breeds along with a wide range of protected flora and fauna. In addition, there are some conservation projects to protect the flora and fauna. The table below shows the details.  Birds* Stonechats Wrens Robins Peregrine Falcon Merlin Sparrowhawk Kestrel Mammals Nocturnal Animals  Pine Marten Bats Foxes Badgers  Diurnal Animals   Pygmy Shrews Red Deer Wood Mice Otters Hares Stoats Connemara Ponies Other Fauna Freshwater Pearl Mussel Salmon Trout Smooth Newt Common Frog Rare and Protected Plants and Other Flora Sundews Butterwort Purple Moor Grass Roseroot Purple Saxifrage Starry Saxifrage Pale Butterwort Lesser Twayblade Mountain Sorrel St. Patrick’s Cabbage St. Daboec’s Heath Heritage Breeds Connemara Ponies Cladoir Sheep Moiled Cattle Old Irish Goats Galway Sheep Conservation Projects** Control of Rhododendron Mweelin Exclosure New Found Wood Connemara Pony Cladoir Sheep Preservation Committee Irish Moiled Cattle & Conservation Grazing  *The national park has a large number of birds in the winter. Many native birds of Ireland, such as woodcock, song thrush, mistle thrush, snipe, and starling, increased in numbers in this season.   Moreover, fieldfare, redwing, and many other birds from Northern Europe flock to this park in great numbers during winter.   **The conservation projects in the park are designed to maintain biodiversity. These also try to eradicate the negative impacts on the rare and protected flora and fauna of the park.   Habitats Of Connemara National Park  Connemara National Park has wet boglands and uplands as its habitats. Further, the extremely wet boglands are the hubs of various vegetation. However, the uplands have drier mountain bog communities.  Boglands   Boglands are found in the low-lying areas of the park. Further, in these wet boglands, you will find the western blanket bog. In addition, purple moor grass surrounds this western blanket bog, and thus, it has a grass-like appearance.   In the national park, you will find these boglands near the pool surface, slope inclines, flat lands, and flushes. However, these boglands can appear on your route if you're hiking off trails, and there can be swallow pools. So, be careful!  Uplands   The mountainous and rocky uplands also house a wide variety of vegetation. The grasslands and heather here are also home to some rare and endangered animals, such as red deer and Old Irish Goats.  Moreover, the heathlands here are drier due to a higher altitude.  Hiking And Walking At Connemara National Park  For hikers, all roads in the Connemara National Park lead to the Diamond Hill summit. , panoramic views of Letter Hill or Tully Mountain. Twelve Bens and Kylemore Abbey are also visible from the mountain summit. However, the national park has three more major hiking trails. Check out the table below.  Name of the Trail Difficulty Level Distance (in Km) Upper Diamond Hill Difficult 3.7 Lower Diamond Hill Moderate 3 Sruffaunboy Trail Easy 1.5 Ellis Wood Nature Trail  Easy 0.5  If you are planning to complete a multi-day hiking trip in the national park, you can consider camping here. However, you have to abide by the Wild Camping Code and the regulations related to the Camping Exclusion Zone.   Moreover, you can take a walk (self-guided) through the Tree Trail in the park. It begins from the Car Park Kiosk, and throughout the trail, you will meet tree varieties such as holly, hazel, oak, and Scots’ Pine.   Did You Know?  Through the Connemara National Park West Center and the Letterfrack Village, you can have a thought-provoking walk. The trail you will take is known as the Poetry Trail. Further, in various locations along the path, you will find nine poems by eminent Irish poets like Mary O’Malley and Moya Cannon, which are placed on plaques.   In addition, it is a one-of-a-kind experience for poetry lovers. Some of these nine poems talk about the park and its importance in Irish history. Further, the remaining ones are more generic in nature.   Exploring History At Connemara National Park  The archaeological and historical sites at Connemara National Park tell the tales of human lives and the history of the park for thousands of years. The park’s two megalithic tombs (West and East Tomb) in the park were already popular. However, thanks to the surveys of Helen Riekstins, an archaeologist and national park guide, we have 13 other sites that add to the importance of the park.   Among these 13 sites, six further have been visited by NMS or the National Monuments Service and Department of Housing, Local Government and Heritage. Here are the visited sites.  A standing stone  A cairn  Enclosures  A pre-bog wall  Nearby hut  A house  Further, the other seven sites are to be a part of the Record of Monuments and Places (RMP) review for inclusion.   The pre-bog wall is likely to be associated with neolithic farming. On the other hand, the hut sites and standing stones are believed to be from the Bronze Age.   Connemara National Park has sites that are 10000 years old. These sites existed as coastal middens and belonged to the Mesolithic or Stone Age.  Many archaeological and historical sites are found near Diamond Hill, Letterfrack, and Mweelin.   The megalithic tombs in the park are around 4000 years old.   Connemara National Park is a twin historic site with Terra Nova National Park in Newfoundland. These twinning sites speak for the cultural bond between Ireland and Canada.  Guglielmo Marconi, who received the patent for two-way radio in 1912, is associated with the place. Between Diamond Hill and Mweelin, he suspended the wires, and the current site of Bunaboghee Bog and Park Office had the second line. Here, he invented the first Full Duplex Radio.   So, the presence of various archaeological sites and the association with famous personalities make this park a delightful site for history lovers. Moreover, the Letterfrack Industrial School (1890) is a site important in modern history. Further, the school’s graveyard here tells the grave tales of injustices to the boys resting there.   Final Words   Located in County Galway, Connemara National Park covers around an area of 2,000 hectares. The park opened its door to visitors in 1980, and since then, it has been a place of attraction with its scenic beauty, geological variety, rich wildlife, and hiking trails.   The park also hosts many events like the Summer Evening Lecture Series and Heritage Week Celebration. Moreover, stargazing has become a popular activity in the park, and adults and children over 7 years of age can participate in the star-watching event. You can also check the National Parks website for the latest events at Connemara National Park.  So, are you planning a visit to this historically and naturally rich Irish national park anytime soon? Or have you already been to this wonderful place? Don’t forget to share your experience with us!  Also read Why Include Whale Watching In Your LA Itinerary. From Cocktails To Kickflips: Must-Try Activities In San Diego. Lake Clark National Park And Preserve: Very Few Know How It Preserves The Alaskan Spirit And Culture.