OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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BY  Sibashree Oct 8, 2025

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READ MORE best hotels in vegas

Sin City Stays: Here Are The Best Hotels In Vegas!

BY  Abdul Aziz Dec 27, 2023

The Las Vegas Strip is undoubtedly the most evocative tourist location. After all, it's the only location on Earth where you can easily stroll from your accommodation to the Eiffel Tower, Lago di Como, and an Egyptian pyramid. Of course, a lot of this started out as schtick, but a new era of hospitality in Las Vegas has been sparked by the rush to accommodate a visitor base that is becoming more and more well-traveled and cosmopolitan. These days, the resorts lining this three-mile stretch of the city offer some of the most affordable luxury lodging options available anywhere in the world. For example, a hotel that's perfect for you and the kids might not be the best choice for a romantic weekend away for two. Our list of the best hotels in Las Vegas offers a variety of travel experiences. The Wynn Las Vegas (and its sister resort Encore) is a must-visit for anyone seeking an opulent, five-star experience. 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Lisbon To Porto Distance: Different Ways To Travel, Accommodation Options, And More 

BY  Sibashree May 26, 2025

Welcome to Lisbon, where Fado music fills the air, and places such as Jerónimos Monastery, São Jorge Castle, and the Belém Tower tell stories from the past.  Further, at the recently held ExpoVacaciones 2025, Lisbon stood tall with this tourism message. The focus was on the city's rich culture, heritage, sustainability, and gastronomy.  Also, with a handsome tourist inflow from various European countries, Lisbon is now ready to explore Asian and other international markets.  Vera da Cunha Serrão, the representative of the Touristic Promotion of Lisbon at ExpoVacaciones, said,  “We’re proud to show what others saw in us. This is vital in understanding the global Portugal story.” However, around 314 km from Lisbon, Porto is another important location in the tourism landscape of Portugal.  The historic center of Porto, along with the Monastery of Serra do Pilar and the Dom Luís I Bridge, is a UNESCO World Heritage Site.  Moreover, the Lisbon to Porto journey, especially by train, is the most beautiful experience you can have. However, you can also enjoy a bus or car ride and take a flight to travel the distance.  In this Tour and Travel Guide, we will discuss the various modes of transportation from Lisbon to Porto, the journey, food, accommodation, and more!  What Is Porto Famous For? The “Rival” Of Lisbon Porto, with a touch of humor, is often called the “Rival of Lisbon.” And this comparison is beyond the origin of “Murder in Porto,” a craft beer that can blow your mind. If you still have doubts about “Is Porto Portugal worth seeing?” here are the reasons why it’s a must-visit destination in Portugal.  1. Port Wine Isn’t Porto famous for its port wine? Oh, Yes! The porthouses by the River Douro sell the best wine, and they also tell tales that go back to the 1200s.   Local traders built these port houses or impressive buildings in the 1200s when the bishop of Porto introduced unfair taxes.   2. Historical Attractions Furthermore, if you are a history buff, you will get lost in the historic center of Porto, a UNESCO World Heritage Site.  Palácio da Bolsa, or the Stock Exchange Palace, is a prominent landmark in the historical center.  3. The Most Beautiful Book Store In The World Porto also has Livraria Lello, which was built in 1906. Housed in a neo-Gothic architecture building, the bookstore has wooden staircases and red velvet carpets spread on the floor.  Once you reach here, you will know why it introduces itself as “The Most Beautiful Bookstore in the World.”  And the “Little Birdie” here says that J.K.Rowling took inspiration from the interior of the bookstore.  4. Cruising Along The River Douro You can enjoy a cruise ride in Rabelo or the traditional boats in Porto to enjoy a different perspective of the city.  These traditional vessels were earlier used to transport port wines from the Douro Valley to Porto. 5. A Trip To The Douro Valley The Douro Valley is home to historical Fonseca and Crofts vineyards. You can have there the most amazing white port wine.  For a  more serene experience, you can visit the small town of Pinhao and enjoy a ride in the Rabelo boat for two hours.  What Is Lisbon Famous For? What Are The Best Attractions In Lisbon? Food, history, cultural heritage, and the love for Fado music come together in Lisbon. The Portuguese capital is now looking to achieve the perfect blend of heritage charm with modern amenities.  Furthermore, the city is now aiming to grow as a people-focused destination with a dynamic ambiance for local travelers.  Nevertheless, these are the top tourist attractions in the city. 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Know The Modes Of Transportation You can take a train ride from Lisbon to Porto for the most beautiful journey. However, you can also take a bus ride or a flight to travel the distance.  Travel By Train From Lisbon To Porto  Twenty eight trains run between Lisbon to Porto on a daily basis. The train departs from the Gare do Oriente station in Lisbon and arrives at the Campanha Station in Porto.  The distance between these two places by train is 274 km and the journey takes between 2 hours 49 minutes and 3 hours 14 minutes based on the type of train you have boarded.  The Alfa Pendular trains are the fastest, and the regular intercity trains take a little longer to cover the distance.  You can book the train tickets online or by visiting the railway station. The ticket prices start from $30.  Also, the earliest train departs from Lisbon at 6:39 AM, and the last train departs at 10:09 PM.  Is It Worth Taking The Train From Lisbon To Porto? Yes, it is absolutely worth taking the train from Lisbon to Porto. The journey gives you the opportunity to explore the beauty of the Atlantic Coast to the fullest.  Further, trains are frequently available between these two cities, and they are more reliable and comfortable as a mode of transportation.  Moreover, they consume less time than the buses, and the railway stations in Lisbon and Porto offer easy access to city centers and all important locations.  Can You Go To Porto For The Day From Lisbon By Bus? Yes, you can travel from Lisbon to Porto by bus. The journey takes around 4-5 hours, and you can book the bus tickets online on platforms such as redBus.  RedBus daily runs 112 buses from Lisbon to Porto, and the buses take 3 hours and 36 minutes to cover the journey.  Traveling from Lisbon to Porto is a budget-friendly option as the ticket price on redBus starts from only EUR 4.99. Buses depart from the Lisboa Oriente Terminal in Lisbon and reach Porto Garagem Atlantico in Porto.  Moreover, the earliest departure time of the bus is 12:15 AM and the last bus from Lisbon departs at 11 PM.  Traveling From Lisbon To Porto By Car If you are traveling from Lisbon to Porto by car, the journey of 314 km will take around 3 hours.  You can take the main motorway A1 for the journey. However, if you want a more scenic road trip experience, you can choose routes such as A29, A17, or A8.  All the roads have tolls, and they offer excellent driving conditions.  Furthermore, during the road trip, you can stop by beautiful towns such as Figueira da Foz, Coimbra, Alcobaça, Pombal, and Nazaré.  Travel From Lisbon To Porto By Plane If you want to save more time and you are willing to spend some extra Euros during your travel, you can take a flight from Lisbon to Porto.  The journey takes around 2 hours and 30 minutes and the ticket prices range from €30 - €120.  Flights depart from the Humberto Delgado Airport in Lisbon and reach the Francisco Sá Carneiro Airport in Porto.  What Is The Best Time To Visit Lisbon And Porto? April to May or the spring season and September to October or the fall season are the best times to visit Lisbon and Porto. Spring is the season of flowers. Further, the average temperature of 60-70 degree F make it ideal for exploring the outdoors.  Moreover, the Liberation Day Celebration on 25th April is one of the major reasons to visit Lisbon and Porto during the spring season.  On the other hand, the fall season, especially October, is the time of grape harvesting near the Douro Valley. You will also love birdwatching in October.  View this post on Instagram A post shared by Gemma Hadley | Wine Writer & Communicator (@gemmakatehadley) What Are The Accommodation Options In Porto And Lisbon? The accommodations, especially the boutique hotels in Lisbon, match the quintessential European vibe of the city. You will also get Airbnbs in Lisbon. While these Airbnbs are great for budget travelers and larger groups, they fail to replicate the charm of boutique hotels.  Nevertheless, these are some well-known boutique hotels in Lisbon.  The Vintage Lisbon Lisbon Wine Hotel Memmo Alfama — Design Hotels On the other hand, the accommodations in Porto offer a cozier vibe, and there is something very quaint about the hotels and townhouses in this port city.  However, if you want to stay in a boutique hotel in Porto, you must explore options such as Wine & Books Porto Hotel, Bloom House By Sweet Porto, and PortoBay Teatro. What Is Porto Famous Food? If you love seafood and stew, Porto is the best location in Portugal for the ultimate gastronomic delight.  Tripas à Moda do Porto, or the triple stew, is hearty here, while the fresh seafood, especially cod, will allow you to indulge in coastal delight.  You can even try Francesinha or the sandwich here with melted cheese and layers of meat. However, the kick of this sandwich is the spicy beer-based sauce.  Moreover, if you have a sweet tooth, don’t forget to try Tarte de Amendoa or almond tart in Porto.  Also, don’t forget to try Cachorrinhos, Porto’s answer to an American hot dog, Bifana sandwich, Alheira sausage, and pastéis de bacalhau, a type of croquette.  Why Do People Like Porto More Than Lisbon? Which Is Prettier, Porto Or Lisbon? Lisbon is the most popular city in Portugal, and it should be the national capital. Also, the city's sunny vibe and quintessential European charm make it stand out.  However, if you want a cozier experience and you want to experience the old Portuguese vibe, Porto will be the go-to place.  Also, the port wine, wineries, and port houses around the Douro River have built a way of life that is unmatched, and the only reference here can be the history books or the stories you have heard.  Moreover, Porto has a unique visual appeal with well-preserved historic buildings and buildings adorned with azulejo or tile work. So, I find Porto prettier than Lisbon, and Porto would be my silent favorite if I had to choose between these two cities.  However, the choice will depend on your sense of aesthetics and the kind of experience you want to have in Portugal. Lisbon To Porto Frequently Asked Questions (FAQs) Here are some frequently asked questions and answers about the Lisbon to Porto distance and journey. 1. What is the distance between Lisbon and Porto?  Lisbon to Porto distance is about 313 kilometers (195 miles) by car. Both cities are quite connected, making transportation between them easy by train, plane, bus, or rental car.  2. How To Get From Lisbon To Porto?  There is no definitive way that is widely recognized, but the following The commonly used means to travel from Lisbon to Porto are trains, planes, buses, and self-driving cars. Trains provide easy access to destinations, while buses provide cost-effective means to travel.  3. How long does it take to get from Lisbon to Porto by train?  The time taken by a high-speed train is approximately 2.5 to 3 hours depending on the train service. Trains operate frequently, arriving directly in central Porto, making them a great option for their convenience as well as for their efficiency.  4. Is flying from Lisbon to Porto worthwhile?  The time it takes to reach destinations by air is approximately 1 hour in the air, but when airport transfer and security clearance are considered, it may take more time than traveling by train.  Air travel is most favorable for those traveling to/from international flights or collecting miles for air travel rewards.  5. What is the driving time from Lisbon to Porto?  The drive between Lisbon and Porto can range from 3 to 3.5 hours when using the A1 motorway. This route works well for a visitor who wishes to have flexibility, as they can choose to stop at any intermediate towns, including Coimbra or even Aveiro, if they wish.  6. Are there decent bus services available for travel from Lisbon to Porto?  Yes, buses provide a popular budget travel choice that takes anything from 3.5 to 4.5 hours. They offer frequent leaving times from the main stations in both cities. They are comfortable and very affordable.  7. What are the types of accommodation offered in Porto?  Porto has various accommodation options, including budget hostels, designer hotels, mid-scale accommodation, luxury hotels facing the river, and temporary apartment rentals. Most tourists like staying around the Ribeira, Baixa, and Cedofeita neighborhoods of Porto.  8. Should I stay overnight in Porto after traveling from Lisbon?  An overnight stay in Porto is highly recommended. Porto has its own character, history, wine caves, and river views that should not be missed in 2-3 days.  9. Are there sightseeing stops from Lisbon to Porto?  Well, for those travelling from Lisbon to Porto, it is also possible to make stops at other tourist destinations like Coimbra, Fátima, Aveiro, and Nazaré.  10. What is the preferred mode of transportation for first-time tourists?   For someone visiting a country for the first time, the train is definitely the most preferable option considering its speed, comfort level, accessibility to central stations, and availability. It is a hassle-free mode of transport to travel from Lisbon to Porto.  Read Also: What Are The Top Things To Do In Porto, Portugal? A Porto Travel Guide 11+ Best Beaches In Portugal That You Must Visit Once In Your Life What Is Special About Madeira Portugal?