OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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READ MORE Langkawi RORO Ferry

Langkawi RORO Ferry: Your Gateway To Island Paradise

BY  Ankita Jan 30, 2024

Langkawi RORO offers a wide range of on-board ferry services to passengers for their ferry trip to Langkawi. The ferry operator company is constantly making efforts to provide a reliable and speedy service for passengers. Langkawi Kedah RORO Service has trained staff who have been providing services to passengers for a long period of time. Book your Langkawi RORO ferry tickets and enjoy a fantastic sail experience between Kuala Kedah and Langkawi Jetty.  Langkawi RORO Ferry Ticket Online Booking Langkawi, a captivating island located in Malaysia's Kedah state. It is a sought-after travel destination that attracts tourists with its beautiful beaches, stunning landscapes, and lively culture. The most effective method to get to this paradise is to take the LK Roro Ferry. The greatest part about this ferry is probably the fact that you will be able to board it along with your cars. The Langkawi Kedah RORO Management Sdn. Bhd. is completely committed to offering extraordinary travel experiences to our loyal customers. Their focus is on providing an unrivaled passenger ferry that bridges Langkawi and the mainland. It operates all day and every day of the year. With more than two decades of experience in the field of ferry, Langkawi RORO ferry remains constant. Its commitment to maintaining the highest safety standards throughout every ferry operation. Amenities on the Langkawi RORO Ferry Services The Langkawi Kedah RORO ferry can accommodate a capacity of 400 passengers. They aim to reduce delays and wait times to ensure a relaxing environment for all of our guests. The ferry is designed to meet all demands for cargo and freight of passengers! catering completely to commercial and non-commercial needs. The journey by boat to Langkawi is distinguished by luxury and comfort. The vessels are outfitted with modern conveniences, which ensure the smoothest and most enjoyable trip. 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If you do not have a problem with connecting flights, Malaysia Airlines and Malindo Air both stop at Kuala Lumpur International Airport. Getting to Langkawi By Road There are no roads connecting Langkawi. But you can drive from the Malaysian mainland, such as Kuala Lumpur, using a car or a bus to any of the following spots.  Ferry Terminal in Kuala Kedah is located on the northwestern coast of Malaysia. If you are planning to ride along the North-South Expressway, you must take the exit at Alor Setar Selatan and then follow the road signs. It could take around 6 hours to reach Kuala Kedah via a car from Kuala Lumpur. The ferry terminal at Kuala Perlis, which is further up, will take you about an hour longer.  The regular coaches and buses are available between KL and Kuala Perlis, and it takes about 8 hours. The buses usually leave from the Pudu Sentral bus station or even the Hentian Duta bus station in KL. You will find the bus stand within walking distance from the ferry clock at Kuala Perlis.   Getting To Langkawi By Train If you're traveling from Kuala Lumpur, it's advisable to book an ETS (Electric Train Service) ticket to Arau. Being the royal capital of Perlis, Arau is regarded as the starting point for the journey to Langkawi and Thailand, where every adventurer begins their journey to the island via Kuala Perlis Ferry Terminal. Choosing Arau as your final stop is recommended as it is closer to the port, and the ferry ride's duration will be shorter.  The journey takes approximately four hours and 49 minutes and is considered the fastest inter-state train service in Malaysia. If you want to enjoy a picturesque journey and are not in a hurry to reach your destination, this is a great travel choice. Ticket prices range from RM72 to RM92, and you can book your journey on the official website. Upon arriving at your destination, you can hire a Grab car or a taxi to reach the ferry terminal, which operates from 7 am to 7 pm. Wrapping Up You must have a passport that is valid for at least 6 months, and you will need one blank page to make an entry of the immigration stamp. Furthermore, you will not need a visa to enter the country. You could be visiting for business or pleasure for a period of 90 days or less, and still, you wouldn’t need a visa. If you have thoughts to share or questions to ask, please leave a comment below. We would love to hear from you! Read Also: 5 Best Temples To Visit In Bangkok Top 5 Reasons Why You Should Travel A Country By Ferry The Reasons To Choose A Tropical Island Vacation Every Year

READ MORE what to do in Columbus Ohio

What To Do In Columbus Ohio This Weekend | A Brief Ohio Travel Guide

BY  Sibashree Dec 11, 2024

As someone in her early thirties and a big foodie, Columbus Ohio has always been the biggest draw for me.  Now, you may be curious about the connection between my age and the city. The city is a bustling hub of college-goers. So, whenever I visit here, I relive the days I have just left behind. So, if you ask me “what to do in Columbus Ohio,” it’s like soaking in nostalgia for me.  Again, the foodie in me cannot avoid the allure of the North Market or Budd Dairy Food Hall. These are some of the biggest hotspots for gastronomic delight in the city.  Furthermore, the Worthington Farmers Market, with 100s of food vendors from Columbus, is a gem in the food tourism landscape of the city. It is, in fact, the best of the best on the “10 USA Today Readers’ Choice 2024” list. However, the things to do in Columbus Ohio are beyond exploring the food landscape. 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While you’re here you can immerse yourself in our award-winning, chef-driven food scene, spend time outdoors along our expansive riverwalk and abundant green spaces or explore our unique and walkable neighborhoods.” Sarah Townes, ECI, Chief Marketing and Innovation Officer at Experience Columbus. 1. Exploring The Local Breweries https://www.instagram.com/p/DB9upnpyq-f/?img_index=1 With many local breweries and wineries around, you don’t need to think much about what to do in Columbus Ohio. So, you can explore the following vineyards and breweries here. High Bank DistilleryAddress: 1051 Goodale Blvd ColumbusContact Number: (614) 826-5347Land Grant Brewing CompanyAddress: 424 W Town St ColumbusContact Number: (614) 427-3946Jackie O's On FourthAddress: 171 N Fourth St ColumbusContact Number: (614) 929-5265 2. 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Name of The RestaurantAddressPhone NumberMomo Ghar North Market (Nepalese Cuisine)59 Spruce St, Columbus+1 614-495-6666Hubert's Polish Kitchen59 Spruce St, Columbus                                                    +1  614-220-8787Dos Hermanos Taco Truck59 Spruce St, Columbus  +1 614-670-4239Preston's: A Burger Joint59 Spruce St, Columbus  +1 614-400-1675 So, when in North Market, you can explore whatever you crave!  3. Visiting The Columbus Museum Of Art https://www.instagram.com/p/DDHcQqBNHqD/?img_index=1 Address: 480 E Broad St, Columbus, OH 43215, United States Phone Number: +1 614-221-6801 Hours Open: 10 AM to 5 PM (Tuesday, Wednesday, Friday-Sunday), Thursday - 10 AM to 10 PM, Monday - Closed The Columbus Museum Of Art is the go-to place if you want to see the biggest collection of local maestros like Elijah Pierce and George Bellows. Furthermore, you will find many collections here as examples of modernism in America and Europe. Also, a tour of the museum will make you familiar with contemporary technology, art and photographs. Moreover, you can collect small souvenirs from the Museum Gift Store. Moreover, the collections of the museum are updated daily and the museum hosts events on a regular basis. 4. Kayaking Along The Scioto River If you want to know what to do in Columbus Ohio, you can kayak through the Scioto River. Kayaking in the river is also a great way to enjoy the vistas of bustling city life on the river banks. Further, once you are done kayaking in the river, you can visit Scioto Mile. It is a brilliant example of “environmental rehabilitation.” In fact, USA Today has named it one of the top 10 riverwalks in the country.  5. Taking A Tour Of The German Village If any dark academia fan asks me what to do in Columbus Ohio, this weekend? I will suggest them visit the German Village. 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Spend Some Time With Plants At Franklin Park Conservatory https://www.instagram.com/p/C6v24pyNFTx/?img_index=1 Address: 1777 E Broad St, Columbus, OH 43203, United States Phone Number:  +1 614-715-8000 Operating Hours: 10 AM to 4 PM every day, 5-9 PM (Monday-Thursday and Sunday), 5-10 PM (Friday and Saturday) The Franklin Park Conservatory functions with the tagline of “Life Happens Here.” I am a plant mommy, and for me, the Gardens and Collections are the best sections of this conservatory.  You will find here more than 400 species of plants. Further, the glasswork of Dale Chihuly and horticulture places make this conservation center a unique fusion of nature and aesthetics.  Along with the conservatory and the greenhouses, you will also come across the following hotspots at Franklin Park. John F. Wolfe Palm House and Dorothy M. Davis Showhouse, constituting the oldest part of the conservatory The Scotts Miracle-Gro Foundation Children’s Garden Scotts Miracle-Gro Company Community Garden Campus Chihuly Collection Botanical Gardens Bonsai Collection Light Raiment II Cardinal Health Gallery, etc.  Entry to the Franklin Park Conservatory is free on Sundays for the residents of Columbus and Franklin County. However, on other days, the park charges an entry fee of $23.50 (10 AM to 5 PM) for people aged between 13 and 59.Further, seniors aged above 60 need to pay $19.50, and children between 3-12 years need to pay $16 for the entry. Moreover, for museum visits and special occasions, you will have to pay $3.  So, with the best sample plan for what to do in Columbus Ohio this weekend, you can now pack your bags and get going!  Also read Unique Things To Do In Tulsa: Into The Land Of Art Deco Architecture. Things to Do in Greenville, SC For Adults: Paranormal Walk And Food Tourism. Free And Cheap Things To Do In Phoenix, Arizona | Phoenix Travel Guide On A Shoestring.

READ MORE Sydney From The Air

See Sydney From The Air: Why We Love It

BY  Sibashree Jul 23, 2025

You and your family should have some vacation time coming up. This can be for a weekend or longer. Visiting the great city of Sydney is a great decision.  Everyone knows that when you go on vacation, there never seems to be enough time to visit everywhere that you want to see.  There are plenty of bus tours and walking tours around the city, and while these are beneficial for your health, you don’t get to see everything, which can be very disappointing. This is one of the reasons why many people decide to hire chopper, which many people commonly refer to as a helicopter.  When it comes to sightseeing, there is no better way to see the city than from the air. You get to kill two birds with one stone here because you get to ride in a helicopter for the very first time, and you also get to see what Sydney is really about.  The Reasons Why It Makes Sense To View The City Of Sydney From The Air The following are some of the top reasons why it makes perfect sense to view the City of Sydney from the air. 1. You Get A View like No other Once the helicopter is high enough, you can actually see the whole city from the best vantage point. It will allow you to see the many buildings, the Sydney Harbour Bridge, and the water that flows beneath it. There are so many landmarks to be seen and you will get to see all of them in a fraction of the time. You will not have to experience any of the noise that the city provides, and you get to see everything without interruption. 2. No Crowds To Contend With  The reason why you’re going to Sydney is because it is an incredibly popular destination. The place serves as a tourist attraction not only for Australians but for people from all across the world.  This means that it gets incredibly crowded at certain times of the year. Therefore, the tourists should embrace anything that allows them to avoid these crowds.  There will be no queues for you, no waiting to take a photograph because you will be viewing everything from the comfort of your seat in the helicopter. Things You  Get To See & How You Can Enjoy  As was pointed out earlier, you only have a certain amount of time to see the city, and as everyone keeps telling us, time is money. You could spend the whole day walking around the city and still not get to experience everything, but in about 30 minutes in a helicopter, you get to see the complete city. It is an unforgettable experience that everyone needs to enjoy at least once in their lifetime. People often like to take photographs either with their camera or their smartphone. A helicopter tour allows you to take the best photographs imaginable. You will get to take a picture of the city's skyline. The tour includes the Sydney Harbour Opera House and many of the city's popular tourist attractions. While touring in Sidney, you get to see the iconic places and the destinations from the air within minutes.  However,  you would not have been able to do that if you were travelling on the ground.  You get to see the following things: 1. Sydney Tower Eye: As the helicopter flies on the skies of the city, you get to see the Sydney Tower Eye. Sydney From The Air looks the most mesmerizing and incredible. Travellers get an incredible feeling when they get to see the tower where they must have gone shopping. 2. Opera House  The Opera Tower looks like a small flower which can literally fit into your hands. Therefore, you get the best view of Sidney from the air.  The monument looks smaller than anything, and you get to see it from an angle which you have never seen before. 3. Harbour Bridge  Enjoying the aerial view of the Harbour Bridge while watching Sydney from the air is an experience. As a result, no one shall ever forget it in their life. The cars and the vehicles on the bridge appear to be tiny, while the helicopter passes over the bridge. You feel like you are watching your own LEGO city, but the truth is that they're real. 4. Pynchgut Island  The chopper crosses Pinchgut Island after crossing the Harbour Bridge. The flyers get to see the ancient fort from the sky.  5. Watson Bay  The flyers then enjoy the incredible view of the turquoise blue waters of Watson Bay.  The flyers get to see the ocean like they are flying a drone.  However, the flyers in a helicopter get a firsthand view of the entire thing rather than flying a drone. The waves and the people on the beach, everything overall looks very tiny and incredible. 6. Dover Heights  The helicopter then passes by the cliffs of Dover Heights. The passengers, therefore, enjoy the view from the windows of the helicopter. 7. Bondi Beach  The helicopter then flies to Bondi Beach. 8. Sydney Skylines  The flyers, therefore, get an overall tour of the entire Sydney Skyline while they enjoy Sydney From The Air. IS Tour Of  Sydney From The Air Safe? And Other Things You Should Know About The Helicopter Tour Services The companies associated with the tour ensure proper safety for their passengers. They ensure to provide people with the most incredible experience of their life while not compromising safety factors. The operators measure the weight of the flyers. The professionals, therefore, balance people and then onboard them on the helicopter. The operators provide the flyers with a safety kit which ensures safety during crisis. Other Facilities Provided By The Helicopter Company : The helicopter companies in Sidney also provide multiple other facilities, such as free parking. Therefore, tourists do not have to worry about parking.  The flying companies also provide free pickup and drop-off facilities after the ride is over.