OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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BY  sagnika Aug 19, 2023

Want to know about the best hotels in Mexico City? Was your experience the last time difficult? Not to worry! I have made a list for you with 25 of the best hotels in Mexico City that will allow you to experience luxury, art, beauty, comfort, accessibility, aesthetics, and adventure. It is considered one of the most populated areas in the world, with the second-highest number of museums! Please read the article to learn about the best hotels in Mexico City and what your budget should be for it! Here Are The 25+ Best Hotels In Mexico City If you visit Mexico City, you must find accommodation that will provide you with all the amenities and fulfill your requirements! I have listed some of the hotels close to some of the best places in Mexico to be as a traveler! For example, Coyoacan is an artsy and modern village; hence, you must visit it. So, I will name some of the best hotels you can book to access the village. There is a sense of traditional experiences in the village. 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I am shortlisting the 25 best hotels Mexico City based on their services, accommodation amenities, affordability, and accessibility. 1. Sofitel Mexico City Reforma Want to eat and look over the sweeping panoramic vistas of Mexico City? The Sofitel Mexico City Reforma gives you just that! A Five-Star hotel, it is one of the best in the country. As a French luxury brand, the hotel's luxurious amenities and style have the city's best services! They have created a name for themselves, and as a brand, they offer some of the city's most breathtaking views. There is a rooftop restaurant in the hotel where you can reserve a table for lunch or get an amazing breakfast and enjoy the beautiful views of the city! The price of the rooms per night is $428.64! 2. Sheraton Mexico City Maria Isabel Hotel The location is the most convenient if you book the Sheraton Mexico City Maria Isabel Hotel, based on Paseo de la Reforma. Thus, you can easily catch an Uber or walk if your destination is closer. With a tight budget, you can book the rooms for $126.74 per night! You will get free Wi-Fi, comfortable rooms, and a fantastic city view, including the iconic Angel of Independence. There is a rooftop pool that sports an even better idea; when I stayed there, it was mostly void of people! You will get a healthy breakfast, a restaurant, and a coffee shop. If you are body-conscious, you need not worry; there is an onsite gym in the hotel! There are meeting rooms and facilities that will allow you to conduct conferences and special events. You need to book it in advance, though! 3. Octavia Casa The retreat has been crafted by fashion designer Roberta Maceda who has extended their business along with the Octavia clothing line. You can also shop from the clothing line when you book this hotel. It is one of the best Mexico City hotels! If you consider buying that button-up crisp shirt, this is your chance. The home is perfect for a group of people holidaying together as you can access cotton-satin bedding, homeware, and other interior that are beautifully designed. The price of the beautiful home starts from $422.42, while there is delicious food and drink! 4. Le Meridien If you are attracted to modern design and architecture, this is for you! The Le Meridien Mexico City is a property by Marriott situated along the Paseo de la Reforma. The rooms are quite large, almost apartment-sized, with windows extending from floor to ceiling glass! The large suites include a separate living room with a giant television set, a large sofa, a desk, and a chair! It will create a workspace for you! You will also get free Wi-Fi. The room per night costs around $125.07. There is an indoor swimming pool and a jacuzzi where you can relax and rejuvenate. There is also a gym downstairs in the hotel, which is an easier option for people who regularly like to workout! The Mexican restaurant connected with the restaurant offers amazing delicacies; you must take advantage of it when you visit! 5. Casa Polanco The Casa Polanco Hotel Boutique charges $496.80 for a room for one day, and the environment around the room is so beautiful that you will think it is a timeless and unique space. The staff is well aware of the requirements of the guests. Most of the people who visit the hotel are quite sophisticated. Hence, the rooms are well-furnished. You can access different places in Mexico City from the hotel, such as Mariano Escobedo, Paseo de las Palmas, and Paseo de la Reforma. There are different services available that make your stay a little better, such as free parking, free breakfast, couples massage, bicycles available, a fitness center, and others. It is one of the best places to stay in Mexico City! 6. Volga A luxury hotel, Volga Hotel opened in June 2023 and has already made a name for itself with the urban yet soothing experience of the rooms. There is a skylight in the interiors of the rooms, which are designed slickly. There is a music stage, cabanas, and loungers on the rooftop terrace, so you can chill around or even carry your laptop there and work! A bar is in the works, based out on the terrace. The prices of the rooms in the hotel start from $839.85 per night! 7. Mondrian Mexico City Condesa The hotel Mondrian Mexico City Condesa is based on the crossroads of the two most popular neighborhoods, Condesa and Roma. If you want to have the most alluring views while staying in a hotel, this is the hotel you should book your rooms in! The hotel has 183 rooms and 18 luxury suites! The hotel charges $169.11 for one room per night. You will get free Wi-Fi along with private parking and fitness centers. 8. La Valise A luxury hotel, La Valise is a 1920s French-style townhouse situated in Roma Norte. I can assure you that it is one of the most intimate luxury hotels in Mexico City. The price of the rooms starts from $459.87 per night! Three rooms are available in the La Valise: La Terraza, La Luna Suite, and El Patio Suite. The suite called La Terraza allows the guests to sleep under the stars as well as a king-size bed. There is also a private terrace along with the room. The hotel is beautiful in design, aesthetics, and architecture. You can book the hotel if you are planning on a romantic getaway! Book it fast; there are only three! 9. Casa Prim The hotel is a family-owned hotel or can also be identified as a gorgeous small boutique that gives you a luxurious experience. The rooms charge $115.96 per night, so if you are on a tight budget yet want to feel luxurious, this is your moment! It is one of the top hotels in the city with its historic architecture and design! As guests, you will experience positivity with all the added thoughtful and supportive facilities. For example, free toiletries, room service, bathrobes, wardrobes, and coffee makers are present in the room. You can also access free Wi-Fi and room service in this hotel! There is a complimentary breakfast, and the perfect location gives you access to Paseo de la Reforma or Roma Norte. 10. Intercontinental Presidente Mexico City It is one of the popular business hotels in Mexico City where business travelers and people planning for conferences go! Seminars and workshops are a significant part of the guests' itinerary in the Intercontinental Presidente Mexico City! If you book a room in this hotel, you will be charged $273.80 per night! The hotel hosts many bars and onsite restaurants! You can access the spacious fitness center and health club if you are a fitness freak. The hotel is pet friendly; very few of those are there in Mexico, so if you are a dog or a cat lover, you know which hotel to book! If you are lucky enough, you can get rooms that give you a view of the National Museum of Anthropology and Chapultepec Park. 11. Zocalo Central Hotel The incredible view that the terrace restaurant of Zocalo Central Hotel gives you is incomparable. If you are visiting Mexico City for a good time, you must book rooms in this hotel to enjoy lunch or a drink. One of the best views you can access from this hotel is the Mexico City Metropolitan Cathedral. If you book rooms in the hotel, you must pay $152.12. Your stay will be charming, especially when there are kitchenettes along with the rooms. 12. Barcelo Mexico Reforma The hotel is considered one of the best hotels in Mexico City, where the starting price of the rooms starts from $133.02. The hotel is located on Avenida Paseo de La Reforma and provides Wi-Fi, a fitness center, conference facilities, a business center, a bar, and others. 13. Four Season Mexico City The hotel is one of the Five-star luxury hotels in Mexico City, and if you have the moolah, do not miss your chance to stay in this hotel. It is undeniably one of the best luxury hotels in the city. The price of rooms starts from $603 per night! As a guest, you will have comfortable suites and guest rooms for a private retreat with free Wi-Fi, 24-hour room service and in-room dining, a private bar, and luxury bath products. You will also get a rooftop outdoor pool and a fitness center! Two restaurants in the hotel are available: Becco specializing in Italian cuisine, and Pan Dulce, which sells French pastries and traditional Mexican food. There is also a gastro bar, Fifty Mills, one of the city's best! If you are looking for rejuvenation, you can avail yourself of the Mexico city type luxury spa in the hotel. Gentlemen's Tonic is an English-style barbershop that the hotel hosts. 14. JW Marriott Hotel Mexico City If you are a Marriott Bonvoy member, to experience a luxurious stay, you can book JW Marriott Hotel Mexico City. You will love the hotel; it combines modern style and classic luxury. What is more, guests can review the features of the hotels. The hotel has spacious rooms where you will get all the amenities provided. The rooms per night are $439.08, offering a spectacular view of the city. There are attentive staff, a health club, a large pool, and fine dining options. Business travelers are largely catered to by the hotel, along with the restaurants and shops of Polanco can be accessed by them too. 15. Andaz Condesa The hotel Andaz Condesa opened in January 2023, and the rooms are priced at around $307 per night. It is one of the beauties of Mexico City, with its magenta mirrored escalators and neo-lit cacti at the hotel's entry. The furnishing of the hotel is performed with blonde timbers, which contrasts with the pastel velvet-covered seating and decor-esce curves. There is a terrace where you can hang around with delicious food such as Tulum and seafood. 16. Gran Hotel Ciudad De México The hotel is very classy with its ornate design, and the interior of the hotel is beautiful, giving off a luxurious vibe even when it is not that price. The room price starts from $174.09 per night. Therefore, it can be affordable if you have an established budget. The hotel has Tiffany stained glass ceiling giving a stunning feeling with regards to a Five-Star hotel if it is not one. The rooms are quite spacious and provide a beautiful look out to the city! 17. Courtyard By Marriott Mexico City Airport Courtyard By Marriott Mexico City Airport has a restaurant and fitness center and is considered one of the best hotels in the Mexico system. The hotel also provides free airport transportation. The charge for the room levied by the hotel for one night is $131.13. There is housekeeping, and the rooms are completely soundproof! 18. The Red Tree House The beautiful home with 1930s style has been turned into a classy house which is detected in art and painting. If you are a global traveler, this place is for you! The beautiful home has rooms of all shapes and sizes, with 22 rooms. This boutique hotel is a perfect fit for people interested in socializing and enjoying their social lives! Decorated with an attractive garden courtyard, the hotel is ideal for artsy people! You can try local dishes such as soups made of fried corn flour shells accompanied by refried beans, cheese, and onion. The room in the hotel costs around $150.38, with a beautiful view around it. 19. Hostel Barrio Downtown One of the best hotels in Mexico, Hostel Barrio Downtown is an attractive hostel but for people with a low budget! In 2022, the hotel opened while the theme of the hotel was Mexican-themed, with decorations such as neon lights, lucha libre wrestling masks, and comic skeletons. The price of the rooms in the hotel starts from $40.61, while you can book the room on a first-come, first-serve basis. The hostel is quite popular among individuals who are always on the go, traveling and working, sometimes called the digital nomads. Food items such as crisp tortilla triangles with salsa and other trimmings are easily available! 20. Durango 219 Another hotel with a cool vibe is built with pink Cantera local stone and is beautifully designed. There are 12 rooms with contemporary styles that have one signature piece, such as an unfussy sculpture or a vintage chair. The rooms in the hotel are quite expensive. The color palette of the rooms is grey, beige, and neutral colors. There are balconies in the hotel, and you can access Condesa and Roma neighborhoods. 21. Pug Seal Anatole France Pug Seal Anatole France is ranked number 1 out of 62 special hotels. Based on the 122 reviews on Tripadvisor, the hotel has been rated 5 out of 5. The rooms of the hotel are priced at $275.95. The services are good, and you will get free breakfast, airport transportation, and parking. 22. H21 Hospedaje Boutique Were you looking for something to soothe your soul in Mexico City? Please book your rooms with the H21 because they are like an oasis of calm with the beautiful market, plaza, and Blue House of Frida Kahlo surrounding it. The hotel was built by the current owner's grandfather in 1928, and the rooms for the guests have been designed from the basic or original house plan layout. The rooms are of different sizes and shapes, offering peace and tranquility. The walls and interior have been designed beautifully with beige and grey shades. The colors are blended well to create satisfying colors. The hotel has unique visuals, including distressed white wood, while quarry stone has been used on the floors. The hotel is decorated with vintage figurines and seems inspired by photography books. The hotel's approach is very casual and comfortable, where you can either order room service or help yourself in the kitchen. The hotel is well known for its continental breakfast! The starting price of the rooms in the hotel is $164.65. 23. Cape Pepe It is a luxurious stay for solo travelers; you can get the rooms for $60.07 for a night, and it is considered one of the best hotels in Mexico City. There is history here, along with sustainability and familiarity. There are different types of sleeping arrangements, such as neat bunks, pods with curtains, and private rooms for couples or families that are all based out in a renovated historic building. The hotel displays some beautiful art by Mexican artists and luminaries; one of them is Jose Vasconcelos, who was a popular writer and philosopher. 24. Casa Tuna The entry gate will steal your heart with traditional pinata and bougainvillea spread across the property in Coyoacan. The beauty around is nothing short of beauty; hence, the location of the hotel is the selling point! There is the Coyoacan market along with Frida Kahlo's Blue House, which is accessible from this property. It charges $131 per night for the room, and you have to take a short taxi ride to visit the museum studio house of the Mexican mural painter Diego Rivera. 25. NaNa Vida Charging $150.08 for a room per night, this hotel will give you the perfect taste of luxury through the style of local living. The rooms are colorfully furnished, along with timber finishes to the furniture. Enjoy the view, you can enjoy tea, coffee, and pastry on the rooftop terrace. There is also a popular tavern called La Nuclear that serves a traditional alcoholic beverage called pulque. The property is stylish and justifies the name 'nana vida,' which means pleasurable surprise in Zapotec, an indigenous language. What Do We Know? So, are you visiting Mexico City and making a list of the best hotels in Mexico City? I have already made you that! Now all you have to do is create an itinerary so that you can decide on which hotel you will be booking! Mexico City also carries the impact of the Spanish invasion, another historical influence you will experience when you visit. Comment down below to let us know about your expectations from the city or the purpose based on which you are visiting the city! Read Also: This Is The Best Time To Visit Iceland & These Are The Things You Should Do! Top Hotels With Jacuzzi In Room In Las Vegas – Travel Guide Best Pet Friendly Hotels Near Me In Florida City – Reviewed 10 Best Hotels In Sanibel Island – Tour And Travel Guide