OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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What Are The Unique Things To Do In Santo Domingo, Dominican Republic? (The Site Of The First Cathedral In The Americas)

BY  Sibashree Sep 8, 2025

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Visiting The Ozama Fortress A Spanish architecture built under the guidance of Fray Nicolás de Ovando, the Ozama Fortress has a quintessential medieval vibe.  Many people refer to this as the “Walled Fortress,” as it is, of course, the “first permanent military structure in America.”  The 21-meter central tower of the fortress stands tall, while the canons facing the Ozama River, which were used to drive the pirates away, are still inside the fortress.  2. Exploring The Colon Park Parque Colón or the Plaza de Mayor is the epicenter of the Colonial City of Santo Domingo. It has an impressive statue of Columbus in the middle, and it is surrounded by the iconic architecture of the Colonial City, such as the Cathedral of Santo Domingo and the Cathedral Museum. Every corner of this place is Insta-worthy.  3. Visiting Columbus Lighthouse El Faro a Colón or the Columbus Lighthouse is a 37-meters high architecture, honoring Christopher Columbus, the man who discovered America.  The cross-shape of this lighthouse refers to America’s Christianization.  John Paul II inaugurated this structure in 1992, and today it is a museum and a popular venue for conferences and temporary exhibitions.  4. Exploring The Ladies Street Las Damas Street or Ladies Street has the distinction of being the “first street of the colonial city.” The government of Nicolás de Ovando built this street.  It got its name as ladies used to walk here, and today, the street has notable locations such as the Trampolín Museum, House of Hernán Cortés, and the Cocoa Museum.  5. 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While Santo Domingo is not dangerous at night, there have been instances of crime against tourists at night. So, stick to exploring areas such as Zona Colonial and use apps such as Cabify and Uber for a safe ride.  3. Can You Drink The Water In Santo Domingo?  The Santo Domingo Tourism has confirmed that you cannot drink tap water in Santo Domingo. You have to drink water from packaged bottles available at local shops, hotels, and restaurants.  4. Can You Wear Shorts In Santo Domingo? The Dominican Republic Tourism says that you should wear shorts at the beach. However, for casual strolling across the city or visiting its important landmarks, you must wear regular casual daytime wear. Also, Dominicans love to dress up, and especially in the evening, you will notice everyone decked up in nice outfits.  5. Does Santo Domingo Have A Nightlife? Yes, Santo Domingo has a vibrant nightlife. The Zona Colonial, with its old heart, is the epicenter of all nighttime fun. Furthermore, you will find upscale clubs in Avenida Venezuela, and Maleco is the place where you can catch stunning live performances.  6. What Is The Best Time To Visit Santo Domingo? December to April is the best time to visit Santo Domingo. Lower humidity, less rainfall, and moderate temperatures make these months ideal for tourists.  Read Also: Unique Things To Do In Montreal: Things You Must Not Miss In Canada’s Cultural Capital Unique Things To Do In Tuscany: What Is A Must-See In Tuscany? Valladolid Mexico: Exploring The City That Was Built In 1543

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The Most Beautiful Places In The World

BY  Abdul Aziz May 17, 2023

Travel is not a thing to be taken lightly. The ability to explore the world is well and truly a privilege, born of new travel capabilities and ever-more global communities. Travel is a gift – but choosing where to travel can feel like something of a course. Say you’re looking for somewhere utterly beautiful to visit; where should you go? Any list of this nature is unavoidably subjective; beautiful places are often bucket-list places, fanned out across a wide-open world and which appeal to very specific sensibilities. Someone who sees the delicate nature of life through the coral reefs of Sharm El-Sheikh might not find that same sublimity in the harsh expanse of the Grand Canyon. As such, this list doesn’t seek to define or even rank ‘beauty’ from destination to destination. Rather, it’s designed to be a crib sheet – a handy guide by which to inform your own decision-making, should you be planning the trip of a lifetime. And these are just a handful of suggestions, too! The Azores, Portugal The Azores are Portuguese territory, but a far cry from the Iberian Peninsula. These nine volcanic islands are way out in the mid-Atlantic Ocean, boasting some of the most incredible island landscapes of the entire world. Secluded bays, beautiful villages, unspoiled sands and so much more await the intrepid traveler. A private jet rental can bring you to the quiet runways of Ponta Delgada in consummate luxury – from where you can enjoy the unusually lush green landscape that surrounds you. The Lago das Sete Cidades, a crater lake of indescribable magnificence, is a short hop away and unlike anything you have ever seen before. Arashiyama Bamboo Grove – Kyoto, Japan On practically the opposite side of the globe, Japan plays host to an incredible array of stunning views and sublime locales. It is especially hard to choose between them, particularly when so much of Japan’s landscape is forever immortalized in art and pop culture. One stand-out bucket-list location is an unassuming one in comparison, but no less popular for its size. The Arashiyama Bamboo Grove, nestled in the suburban northwest of Kyoto, is a stunning forest of pure green bamboo. Paths run through the trees, allowing you to soak in this utterly unique forest experience – with an outside chance of meeting a few monkeys in the process. Reynisfjara, Iceland I challenge you to find any destination in Iceland that is not an emotionally moving location or landscape. Reynisfjara stands apart from the jagged volcanism of the inland, though, being a black sand beach that is every bit as mesmerizing in person as it is in the pictures. Iceland is worth a tour of its own, but Reynisfjara should be high on your list of places to visit. Banff National Park, Canada While globe-hopping can help with getting up close to the best sights on the planet, there are those that are little more than a stone’s throw away. A brief stint north of the border could take you to Banff National Park in Canada, where you can explore the Rockies like nowhere else: above and below. This mountainous terrain hides incredible views, stunning glacier lakes, and a network of caves and basins that defy your eyes. Read Also: How To Plan A Best One-Day Trip To Atlanta With Family? What Is Most Likely To Cause Someone To Fall Overboard? Top 10 Scenic Snowflake Cities In The U.S. To Travel To This Winter

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10 Things You Have To Do When You Visit Australia!

BY  sagnika Apr 16, 2024

Are you an adventure junkie? Are you someone who loves nature? Traveling to remote places to enjoy weird things? Let's visit Australia to experience some of the best places and enjoy every moment! If you love traveling, I suggest you put Australia on your bucket list. Lush waterfalls, river systems, wide redness of the facts, and landscape landscapes are some of life's best experiences. The mountain scenery is breathtaking as you go through the trips, either created by travel guides or you can customize it, so let's go over the things to do in Australia! You will experience beauty at the Sydney Opera House or the Uluru rock formation, some of Australia's best landmarks. All these experiences are worthy of your bucket list as some iconic places include national parks and aesthetically gorgeous locations. 10 Things You Have To Do When You Visit Australia! When you travel to Australia, you will not only be surprised by all the beauty and nature around you but also by the experience. The culture, the place, the food, and the wildlife make an adventurous and valuable experience of your life. Anyone who loves nature should visit Australia at least once in their lifetime. It is a nature paradise with cultural heritage and sought-out experiences. There are plenty of experiences and activities based on trips to tourist attractions! You can choose any one of these trips to have an amazing experience! Did you know there is an activity where you can kiss koalas? The white sand beaches are perfect for your trip as you can have close encounters with wildlife and stunning nature, including mountains, oceans, beaches, and deserts. Here, let me share ten of the best things to do in Australia and the best tourism services. You will surely experience some of the best beautiful and diverse landscapes! Road Trip To The Great Ocean Road The Great Ocean Road is another beautiful place to go on a road trip. It is a leisure trip and features stunning views. There are two Apostles, London Arch and Loch Ard Gorge, which you can check out! While you are traveling, you can admire the jaw-dropping vistas. The sheer magnitude of these views will give you goosebumps and overwhelm you! You cannot assume the feeling because the view is completely unfamiliar yet stunning. When you go outdoors, you will rejuvenate and be filled with gratitude! One of the things to do in Australia is explore the cuisine here! If you are craving food, I suggest you stop at the Apollo Bay Fishermen's Co-op. I am sure you will find delicacies! Experience Uluru's Field Of Light Installation You must experience the large-scale art piece Uluru's Field of Light Installation, which illuminates the red center! Over 50,000 multi-colored LED lights illuminate the art! I suggest you visit at dusk to enjoy the spectacular views. Artist Bruce Munro created beauty and named the art Tili Wiru Tjuta Nyakutjaku! It was installed in 2016, and the long path creates a beautiful experience. The art brings the desert to life, as it is colorful and lights up the seven football fields. Sunset Camel Ride On Cable Beach One of the things to do in Australia is visit Cable Beach, which is so popular for its beautiful sunset! The ride can take 45 minutes and 2 hours, as the starting point is Cable Beach. This location is very close to the Beach Club; however, there are some restrictions regarding body weight and age! You can go on a camel ride across this beach and marvel at the sunset! The sky is reflected on the serene waters in shades of orange and yellow. ADVENTURE, the largest camel farm in Australia, is located at Uluru Camel Tours. There are 60 beautiful camels. Let's Not Forget Fields Of Lavender At Bridestowe Estate The Bridestowe Estate is the largest privately owned farm in the world! The lavender farm in Tasmania creates a perfect environment for all bloom lovers and helps you create memories. This Island has vibrant purple blooms, so if you love flowers, you must visit. If you like ice cream, try the lavender-infused ice cream that is quite popular on this Island. Check Out Quokka At Rottnest Island Quokka are adorable marsupials with whom you can take selfies when visiting Rottnest Island. The reserve on this Island is perfect, well-maintained, and very welcoming to all visitors! These cuties are used to humans as they are quite interested! Hence, they will come close to you if you are quiet and still. Try not to chase them; instead, give them space because they will come to you of their own volition! You can engage quite positively with the quokkas and create memorable experiences. Several white beaches at Rottnest Island can be explored, such as Fay's Bay, Little Armstrong Bay, Little Salmon Bay, The Basin, Pinky Beach, and Parakeet Bay. Paddling on Sydney Harbour This place is perfect if you plan to experience a kayak tour under the Sydney Harbour Bridge during sunrise! If you are with your partner, this place is ideal for taking photos and making many memories. Your Instagram account will be a perfect collection of beautiful places! You can enjoy picturesque views while visiting the Sydney Opera House and the harbor's calm waters! The place is a source of pride and love for all Australians, as they acknowledge its traditions. Visit Lucky Bay To experience one of the best places in Australia, you must visit Lucky Bay, an Aussie beach where the Kangaroos sun themselves regularly! The turquoise water and white sand make everything perfect for sunbathing and catching roos to capture on your camera. Make iconic memories when the kangaroos appear on your camera or blog! It is in the western region of Australia. Dolphins surf in the water, perfect for checking out some of Australia's iconic wildlife. When you plan to visit the site, you might have to pay $15 per night if you are an adult, while if you have a child aged 5 to 16 with you, you must pay $3. The campsites in Lucky Bay have solar showers, dishwashing facilities, and toilets. Go Cruise Shipping At The Kimberley Kimberley is still a place where wilderness can be seen! If you want to experience the wild side of nature, go on a cruise ship to Kimberley, which has about two billion years of natural history. The coast of Kimberley is quite isolated, and it is in Western Australia. There are rocky shores, lush waterfalls, ochre-colored gorges, and a network of river systems! You can cruise, enjoy luxurious sleeping quarters and gourmet meals, and enjoy the beautiful place. The cruise has beautiful accommodations, where you can stay while enjoying the stunning view and experiencing rugged nature. Try Out Cage Dive In Crocosaurus Cove, Darwin You must have the adventure of swimming with the marine life in Australia if you are an adventure junkie! This is on my bucket list and should be yours, too! It might feel like a dream when you read about it, but you can make it come true! From humpback whales to whale sharks, you can enjoy different activities, such as gliding alongside them or going mask-to-fin with them! You can also play with adorable sea lions or go out for a swim with pods of dolphins. Apart from these activities, let me bring to your notice one of the coolest activities for adventure junkies when they visit Australia. Visit the Crocosaurus Cove in Darwin, which is in the northern territory. The activity that you must do is you can go into a cage and dive into the enclosure while crocodile surrounds you. The Eyre Peninsula is also where you can check out white sharks. It was a nail-biting encounter, and it is one of the coolest experiences you will have in your entire lifetime! Finishing Off... To sum up, I have created this list of things to do in Australia to encourage you to create the perfect itinerary. When you visit Australia, you will find endless destinations and epic experiences. I have created this list so that you can have some wiggle room to plan your trip. After you have read the article, I am sure you can understand the places and how they will give you a perfect experience. You can create a comfortable leisure trip or an adventure-filled experience! Comment on what you think about the places I have listed to make a perfect plan for the trip! Read Also: 20 Things To Do In San Francisco This Weekend! Top 10 Things To Do When You Visit El Salvador Best 9 Things To Do In El Paso!