OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

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Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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Discover The Charm Of Copenhagen Hotels

BY  Abdul Aziz Feb 22, 2024

Copenhagen, a city where history meets modernity, offers a hotel for every traveler. From luxurious havens to cozy boutiques, these accommodations are more than just a place to stay; they're an integral part of your Danish adventure. Explore more about Copenhagen hotels. Immerse yourself in the heart of Copenhagen's culture, design, and hospitality, a city celebrated for its seamless blend of tradition and innovation. Whether you find yourself captivated by the historic elegance of the city center, with its cobblestone streets and centuries-old buildings, or the trendy vibes of Vesterbro, known for its bustling cafes, art galleries, and vibrant nightlife, Copenhagen's hotels cater to every taste and promise experiences as rich and diverse as the city itself. 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Traveltweaks Com: Why Is It A Trustworthy Resource For Travel Planning?

BY  Sibashree Aug 28, 2025

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READ MORE is Indianapolis safe

Is Indianapolis Safe? Things You Must Know Before Planning An Indiana Tour

BY  Sibashree Jan 30, 2025

Despite having famous cultural trails and many important museums in the USA, Indianapolis tourism has always been affected by safety concerns. Is Indianapolis safe? This is the question that people keep asking, considering the high crime rate.  2024 was a relatively good year for Indianapolis as the crime rates decreased from 2023.  So, Indiana's public safety leaders are planning to keep the momentum with public safety plans.  Further, there are endeavors to bring positive changes in the community. So, despite having a 43.82 crime rate and 100 homicides taking place in Indianapolis in 2024, it is making every effort to change for the better.   Moreover, the homicide rate in the state has gone down consistently every year since 2021. So, is Indianapolis safe to travel to? You can travel to some parts of the state as they are safer.  Do you want to know about these safer areas in Indianapolis? Here is the list with brief details about the places to visit. Is Indianapolis Safe? Yes, You Can Visit The Following Places  Indianapolis has a crime rate way higher than the national average. However, that does not indicate that all parts of Indianapolis are crime-infested.  For example, the downtown area and the neighborhoods in the northeast have higher crime rates. On the other hand, Greenwood, Carmel, and Zionsville have lower crime rates. So, learn where you will stay in Indianapolis during your next trip. 1. Zionsville In Boone County, Zionsville has remarkably maintained a low crime rate (1 in 1000). The first place of attraction in Zionsville is Traders Point Creamery. It is a 19th-century dairy barn promoting a farm-to-table culture in Zionsville.  You can even visit the Fanimation Antique Fan Museum, Zionsville Nature Center, and the Starkey Nature Park in Zionsville.  2. West Lafayette If you want to live in a place filled with a youthful vibe, West Lafayette in Tippecanoe County will be your instant favorite. Here, the crime rate is low (1 in 1000).  West Lafayette has many places of tourist attractions, and Purdue University is the best among them. The Ross-ade Stadium, Mackey Arena, Fort Ouiatenon, and Lily Nature Center are some favorites of locals and tourists in West Lafayette.  3. Fishers https://www.instagram.com/p/C7hOb1uuzmb/?img_index=1 Fishers, a growing suburb bordering Carmel, is one of the safest places to visit in Indianapolis. Ritchey Woods Nature Preserve is one of the most prominent tourist attractions in Fishers.  Further, you can visit the Conner Prairie Museum, Flat Fork Creek Park, Cheeny Creek National Park, etc., to spend some time in nature at Fishers.  4. Highland Along the southern tip of Lake Michigan, Highland in Indianapolis is one of the safest places in Indianapolis. Highland is a great place to visit in Indianapolis, also its proximity to Chicago makes it accessible.   5. Brownsburg https://www.instagram.com/p/C9zvwB1OfSo/ Brownsburg has been growing in the last few decades, and when asked is Indianapolis safe or not, Brownsburg is the place you need to visit.  Furthermore, Brownsburg has visitor attractions like Williams Park and Natural Valley Ranch. 6. Crown Point Lake County, in northwest Indiana, has Crown Point, one of the most peaceful places in Indianapolis. So, if you want to know is Indianapolis safe, Crown Point can be your go-to destination.  Crown Point is also close to Chicago, and you will love the quintessential small-town vibe here. Moreover, the places to visit here are Lemon Lake County Park and Lake County Historical Museum.  7. Avon Avon in Hendricks County has the best amenities and is known for its public parks. Further, just 20 minutes away from Indianapolis, Avon, the newest community here, is also growing at the fastest pace.  The places to visit are Washington Township Park, Avon Town Hall Park, and the most beautiful Avon Gardens.  Moreover, don’t miss a bite of the pork tenderloin sandwich when you are in Avon. The Coachman Restaurant & Lounge is one such place for indulging in gastronomic delight.  8. Dyer Dyer, a safer place in Indianapolis, has many public parks. When in Dyer, you will get to drive along the Ideal Stretch. It was a manifestation of the vision of having a coast-to-coast rock highway by Carl G. Fisher.  It was the first paved road in Indianapolis. Further, Meyer's Castle is an important historic landmark in the city.  Moreover, don’t miss a gastronomic delight at DOC's Smokehouse & Craft Bar. Here, everything you get is made using fresh and local ingredients.  9. Carmel Carmel, nestled in Hamilton County, has the second-lowest crime rate in Indianapolis. You will find the Monon Trail here, where you can hike, bike, and explore the city hotspots. Further, Carmel will never disappoint you with its copious dining and entertainment options. You can visit the Clay Terrace, a community lifestyle center.  Moreover, you can explore dining options here are Juniper on Main at 110 E Main Street, Carmel. It serves amazing crabs and deviled eggs; you can reach them at (317) 591-9254.  10. Greenwood Located in the Johnson County of Indianapolis, Greenwood has a Farmer's Market and a distinct vibe that distinguishes it from the hustle and bustle of Indianapolis.  The places to visit are the Greenwood Park Mall, Old City Park, shopping malls, etc.  Is Indianapolis Safe? A Tour And Travel Note On Safety Tips  The Indianapolis Metropolitan Police Department (IMPD) works closely with the local community to maintain law and order in Indianapolis. Furthermore, the local people here are very welcoming.  Still, you need to follow some safety tips if you are planning a trip to Indiana, and here they are! Do A Little Research About The Place You Want To Visit As I have already shared a list of safer areas in Indianapolis, you can choose your place to stay or vacation.  Avoid Walking Alone At Night This is like a thumb rule when you are new to a city. So, even if you are staying in Zionsville or some of the safer places in Indianapolis, you must wander around the city alone. And you must especially avoid areas like the Canal Walk or Downtown at night.  Seek Assistance From A Local Guide If you want to explore the nearby neighborhood or want to learn about Indianapolis culture, you can seek assistance from a local guide.  Further, you can join a community tour conducted by a local tour operator if you are new to the city and want to explore new places.  Also read Top 10 Most Popular Paraguay Food That You Must Try. 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