OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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The Benefits Of Having A Passport | Did You Know These

BY  Sibashree Jan 17, 2025

A passport is not just a travel document but a key to unlocking a world of opportunities. While it primarily serves as a means of identification when crossing international borders, having a passport is also crucial for getting emergency assistance and crucial services.  Moreover, it is an important document for career advancement in another country and ensures personal freedom.  As a tourist, you must be aware of all the other benefits of having a passport so that all your rights are reserved, you remain protected during travel, and you stay abroad.  Benefits Of Having A Passport You Did Not Know  When something like a passport has been there since the time of the Bible, you must know how important it is. The Book of Nehemiah mentions that everyone needed a royal travel document from King Artaxerxes I of Persia for travel. Nevertheless, according to popular versions, King Henry V made traveling with passports official.  Again, with time, many perks and benefits were added as the advantages of having a passport. And here, we will discuss them in detail.  1. International Travel Opportunities One of The most obvious benefits of having a passport is traveling internationally. With a valid passport, individuals can visit countries worldwide, whether for leisure, work, or study.  Traveling abroad provides an enriching experience, exposing people to different cultures, languages, and landscapes. It fosters personal growth, broadens perspectives, and creates memories that last a lifetime.  Whether it’s a vacation to a distant beach, a cultural tour in Europe, or exploring a new city for work, a passport is your ticket to adventure and discovery.  If you have an upcoming trip and your passport has expired, you can apply for emergency passport replacement with expedited services.  2. Career Advancement In the modern workplace, international experience is often seen as a valuable asset. Many employers seek individuals who can work across borders, manage global teams, or interact with international clients.  A passport lets employees take advantage of business opportunities abroad, attend international conferences, or work on overseas projects.  Whether you’re moving to a new country for a job or simply taking a short business trip, having a passport can open doors to career advancement and networking opportunities that may not be available without it. 3. Educational Opportunities Unlocking educational opportunities in foreign countries is one of the prime benefits of having a passport. Many students choose to study abroad, whether to earn a degree or participate in exchange programs.  Having a passport is a prerequisite for enrolling in such programs and allows students to gain exposure to different educational systems, research opportunities, and career paths.  Study abroad experiences often enhance personal development and improve academic performance, making students more competitive in the job market upon their return home.  Moreover, students can build a global network, establishing lifelong friendships and professional connections. 4. Easier Access To Healthcare And Services While having a passport is not a direct gateway to health insurance or services, it can make it easier to access medical care while traveling.  Many countries offer reciprocal healthcare agreements, which allow citizens of certain countries to receive medical treatment while abroad. For instance, some European countries provide emergency healthcare to travelers from other member states.  In addition, having a passport makes it easier to apply for travel insurance, which often includes health coverage for medical emergencies abroad. 5. Emergency Assistance Abroad In times of emergency, a passport is crucial for obtaining assistance from your home country’s consulate or embassy.  If you lose your passport, encounter legal trouble, or experience an emergency while abroad, your embassy can assist in arranging a replacement passport or help with emergency services.  Having a passport means you have a lifeline to diplomatic and consular support, making your travels safer and less stressful. 6. Identity And Security A passport serves as an official proof of identity, particularly useful when dealing with immigration authorities or international institutions.  It provides a standardized and secure form of identification that is universally recognized. This helps reduce the risks of identity theft, as passports often come with sophisticated security features, such as biometric data, that make them difficult to forge or alter. 7. Romance Beyond Borders  Yes, in this world of Meta, Tinder, and everything digital, you may find your soulmate across borders. So, it’s an international romance, and every time both of you plan to meet and either of you travel, you will need a passport.  Further, it’s not just about finding a partner beyond the borders of your country. You may plan to fly to exotic locations for pre-wedding shoots, destination weddings, or even a dream honeymoon.  Irrespective of the purpose of the international travel with your partner, both of you will need a visa.  8. An Autobiography Or A Travel Saga Someday… Are you an avid traveler? How many times has your passport been stamped? These stamps can be your pride and like keeping track of the places you have visited. So, a few years later, your passport can be a memoir for you.  Those stamps can vouch for your achievements as a traveler. When you write an autobiography or a travel saga, your passport will be like the reference book. 9. Passport For Someone Always On The Move One of the benefits of having a passport is readiness. Suppose your parents live in another country or your company headquarters is elsewhere. Whenever there is a requirement, you will have to rush. If you have a passport, you will be ready for these sudden travels. However, always be particular about the expiration date of your passport. You must make it a point to renew your passport at least six months before expiration.  10. Legal Safety And Better Child Law Protection Does your child have a passport? It can ensure better legal protection for them. Unfortunately, divorce cases are very common these days, and a lot of couples fight over child custody. If your ex-partner lives abroad and there is an ongoing custody battle or incidents like kidnapping around it, a passport is crucial to fly with your child to safety.  It’s very easy to get a passport for a child. So, you must apply and get one for them.  Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13+ Famous Wonders Of India That You Must Visit. Top Tips For Motorbike Rental In Phuket – A Guide To Exploring The Island On Two Wheels.

READ MORE national parks in virginia

A Guide To National Parks In Virginia – Latest Guide

BY  Subham Saha Jun 24, 2021

Virginia is a state of the U.S that is very famous for its climate and natural beauty. Not the last, in Virginia, you will have many national parks with amazing views. There are almost 22 national parks in Virginia. So, you can go gently and visit the most exciting places to gain more knowledge about nature.  If you are thinking of having a new experience we can guide you properly. Before visiting the national parks in Virginia, you must know some points that you will never miss. So, let’s see the best things about national parks and get assistance. Things Never Forget You can have the best national parks in West Virginia that are too amazing. But, all the parks are part of nature, you have to stay accordingly. However, if you have a wish to visit the national park, prepare yourself for that.  There are hill areas where you can walk or can take a bicycle ride. When you step on, you have to stay curious to watch the outside. Another thing is, you have to be passive about the animals. The Appalachian Trail is one of the beautiful parts of national parks. When you visit another park, the Arlington ceremony graveyard, you have to maintain silence. After the death of people, here everyone lies forever. When you ride on a horse, you have to keep in mind, and this is a wild animal. So, you will not hurt the horse during your ride. There is another beautiful valley that you will visit. The clean water will stay calm and quiet.  You also can take a ride on a boat to look at nature.  The national parks in Virginia, consisting of rides that you can easily afford to enjoy. So, no need to wait to visit Virginia. Just follow the guidelines and enjoy the utmost. Best National Parks In Virginia Till now, there are a total of 22 that are amazing to visit. Even in some places, some monuments are spots of the American civil war. However, seeing the national parks, you can connect yourself to history. National parks in Northern Virginia also attract tourists very much. Your first look at the parks and prepare yourself. Summer, spring are excellent times to visit the national parks. Let’s get some ideas about the national parks in Virginia. 1. Arlington House (The Ceremony House) The Arlington place is a place that native people created for Robert. E. Lee to show respect for his dedication. Through this place, the citizens gave him respect. This person is one of the prominent faces of the Civil war. Attached with that, the Arlington national ceremony people created in the time of civil war. There are dead bodies inside the ground, actually, in a graveyard that reminds everyone about the soldiers.  Here, you can enjoy the peaceful atmosphere. It seems very beautiful because of its calm and quiet nature. So, do visit here and learn the history. 2. Blue Ridge Parkway Blue ridge parkway is one of the stunning national parks in Virginia. It is in the northern part of Virginia where the tantalizing air of Appalachian hills comes. 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Unlocking The Mysteries Of Fishing: Optimal Times Revealed

BY  Abdul Aziz Dec 19, 2023

Deciding on the optimal time for a successful fishing trip involves more than just grabbing your rod and heading to the lake.  Fishing weather and timing play a major role in enticing fish to actively bite. Understanding the intricate factors impacting fish behavior can make the difference between an epic day of catches or an empty-handed outing.  The concept of peak fishing weather windows may seem complicated for novice anglers. However, learning a few basics about weather patterns, seasons, times of day, and other influential elements will set you up to unlock the ideal moments.  Arm yourself with this vital timing knowledge to begin consistently landing trophy catches during your fishing ventures. Paying Close Attention to Time Zones  Believe it or not, time zones actually matter quite a bit when seeking the best fishing times. Fishing weather models track fishing hours based on time zones because this helps predict two prime factors - sunlight and warmth throughout the day. Fish tend to bite more around sunrise or sunset due to the shifting positions of the sun, and weather warmth greatly impacts how fish metabolisms function.  So even just a single-hour difference east and west can shuffle the peak activity periods.       While apps and sites may list general guidelines for top fishing hours, anglers should always cross-reference the recommendations with their specific time zone for improved accuracy. Adapting Strategies to Match the Weather Weather elements like temperature, wind levels, and precipitation greatly affect fish behavior patterns. As fishing weather shifts day-to-day, expert anglers learn to alter tactics to make the most of the conditions dealt to them. On hot, sunny days, fish instinctively head to deeper waters, offering refuge from the intense heat.  Successful anglers rely on bottom-running rigs with weighted lures to reach the fish in their cooler hideouts.  Alternatively, overcast days with little to no wind often present almost perfect opportunities to break out topwater lures and fly rods for epic surface strikes.   During rain storms, savvy lifelong fishermen turn to chatter baits and spinnerbaits - lures with vibrations that realistically mimic bait fish struggles.  This extra commotion cleverly attracts active predators looking for an easy meal. In essence, closely observe the variables nature offers up to decide on good weather for fishing and then strategize your approach accordingly based on the presence of both positive and negative conditions. Attuning Your Efforts to Seasonal Patterns Fish species follow natural annual cycles regarding their prime feeding and spawning activities. Tuning into these annual patterns will clue you into recurring windows of exceptional fishing via yearly cycles like: Spring - Pre-spawn staging makes for very active biting before the actual spawning season begins. Target warmer, shallow waters to catch fish aggressively feeding to fuel up for spawning.  Summer - Post-spawn feeding frenzies happen as fish regain strength after spawning stress. Focus on productive structures hosting large amounts of insects and bait fish.  Fall - Fish prepare for winter months by voraciously feeding to pack on extra weight. Bump up lure sizes for reaction bites from these feasting fish. Winter - Deep, slower, subtle presentations are often best as the whole fish moves and feeds remarkably less. But cold snaps quickly heating up water can trigger short intense reaction bites. Related: Six Important Factors To Consider Before Planning Alaska Fishing Trip Fine-Tuning Tactics to Different Times of Day  Beyond major influences like weather patterns and seasons, the actual time of day also significantly impacts which fishing strategies will be most productive. Early Morning hours often allow peaceful fishing conditions as the waters calm. Target shallow water structures while fish actively chase bait, revealed by the slowly growing morning sunlight.  Mid-Day sun can quickly send fish retreating into thicker cover or considerably deeper channels away from the brightness. Slow down presentations by utilizing jigs or crankbaits capable of running deeper. Dusk brings another wave of vigorous fish activity. Break out those trusty topwater plugs and get ready to capitalize as bait fish also become more active. Remain alert to shifts in fish behavior based simply upon the natural passage from morning to afternoon to evening. Vary approaches appropriately as needed. Conclusion While rather intricate at first, once fully grasped, the concepts around prime fishing times can bring order to the complex puzzle of precisely when to catch more fish. Heed key patterns related to time zones, unpredictable weather factors, seasons, and daylight conditions. Combine these elements with area-specific knowledge regarding fish behaviors and frequently favored structure spots.  Then, narrow down the most promising timing windows to strategically play the odds in your favor for an epic haul.  Eliminate the pure guesswork and stack the deck towards success by unlocking the secrets of timing for a winning day of fishing. Read Also: A Guide To Traverse City Beach – 10 Best Beaches To Explore 10 Best Restaurants On Sanibel Island – Tour And Travel Guide When Can Navigation Rules Be Overlooked?