OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

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Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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BY  Shahnawaz Dec 13, 2023

For the vast majority of people in Australia, their wedding day is a pretty big deal, and it is something that they have been thinking about for most of their life. Due to its importance, it is a day that needs an incredible amount of planning, and many would-be brides start planning the moment that their partner proposes to them. This is an incredibly important day for both the bride and groom, but it is equally important for all of the guests that you are going to invite to celebrate your big day. If you have been lucky enough to have been proposed to quite recently, then you should know that planning should start straight away. Starting Off With The Wedding Plan… One of the first things that you have to make sure that you get right is finding the right venue, and lucky for you, there are a number of quality wedding venues in Northern Beaches. Don’t try to do everything by yourself and so turn to your family members and friends to help you plan out everything. 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READ MORE Family Tours To Israel

Family Tours To Israel: Explore The Rich History And Culture Of The Holy Land

BY  Abdul Aziz Mar 29, 2024

Looking for a perfect destination to hang out with your family for a few days? Israel can be a good place to visit with your family. Family tours to Israel will provide you with a captivating experience of a journey through history and culture. Along with that, the jeeping journey can make the whole tour adventurous for you.  Being in the heart of the Middle East part, Israel is the hub for diverse cultures, rich ancient history, and awe-inspiring landscapes. With the perfect blend of history, education, relaxation, and adventure, family tours to Israel will surely become a unique travel memory. This article will help you to know Israel better by shedding light on the exclusivity of family tours to Israel.  Why Family Tours to Israel are Exclusive? There are several reasons for Israel being the perfect destination for a family trip. Touring in Israel, especially on four wheels, goes beyond a typical family trip experience. 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READ MORE Closest beach to Knoxville, TN

The Closest Beach To Knoxville, TN: Know The Best Getaways

BY  Sibashree Sep 20, 2023

Does Tennessee have a beach? No, it does not.  For the longest time, I have been planning a long beach holiday. And something or else will always turn up ruining the plan.  The kids have their exams and there are family commitments. So, our beach vacation was always limited to Douglas Lake or Cherokee Lake.  However, I had done my research on the closest beach to me and this time, we had a long weekend.  So our road led to Sullivan’s Island, the closest beach to Knoxville, TN. Having said that, there are many beaches near Knoxville TN.  For example, Myrtle Beach in South Carolina is one of the most popular ocean beaches near Tennessee. We also have Folly Beach in South Carolina and Oak Island in North Carolina.  In today’s Tour and Travel blog, we will talk about the beaches close to Knoxville TN, and tell you why they are most suitable for the ultimate Tennessee beach vacation. What Is The Closest Beach To Knoxville Tennessee?  Our journey to the closest beaches to Knoxville TN will start from Sullivan’s Island, as promised.  However, before taking you on a tour of these beaches, I wanted to share the best time to visit the closest beach from Knoxville TN.  Knoxville primarily has two tourist seasons. You can visit the closest beach to Knoxville, TN between March and June and September to November.  So, let’s begin the ultimate Knoxville beach journey. Here we go!  1. Sullivan’s Island, South Carolina Distance from Knoxville: 380.4 Miles Travel Time: 6 Hours I was looking for ocean beaches within 6 hours of me, and I found out Sullivan’s Island. It is a barrier island with an area of around 8.91 km².  Further, Sullivan’s Island, the closest beach to TN, stands out with its local history. It has Fort Moultrie, built in 1776 and it still tells the story of how it protected the city from the cannonball attacks of the warships.  Moreover, Sullivan’s Island is important in the history of literature. Edgar Allan Poe was stationed at Fort Moultrie between November 1827 to December 1828. 2. Myrtle Beach, South Carolina Distance from Knoxville: 412 Miles Travel Time: 6 Hours 46 Minutes Sitting in Knoxville, I was looking for beaches within 7 hours of me. I found the name of Myrtle Beach in South Carolina.  Myrtle Beach is nothing short of a fantasy island and it was once the hub of pirates. Further, Myrtle Beach is associated with the Indigenous people and roaming ghosts.  A visit to Myrtle Beach is incomplete without exploring the Ripley’s Aquarium of Myrtle Beach. Further, you must spend some time at the Myrtle Beach State Park, and Myrtle Beach Pinball Museum.  3. Folly Beach, South Carolina Distance from Knoxville: 383 Miles Travel Time: 6 Hours 35 Minutes  Folly Beach, one of the closest beaches to Knoxville, is the ultimate destination to stay, eat, play. and explore!  Further, life on Folly Beach revolves around outdoor activities. From a casual stroll on the beach to more adventurous activities like surfing, boating, kayaking, and biking, Folly Beach offers you the opportunity to enjoy the best beach vacation.  Moreover, Folly Beach is a wonderful melting pot of modern entertainment and exploring wildlife. You can attend the Annual Folly Festivals and take part in birdwatching and exploring wildlife.  Blu Restaurant And Bar, Bert's Market, and Bounty Bar are some popular places to eat on Folly Beach.  4. Kiawah Island, South Carolina Distance from Knoxville: 396.5 Miles Travel Time: 6 Hours 30 Minutes Kiawah Island with a majority of marshland, is located at a distance of 6 hours and 16 minutes by car from Knoxville.  To emphasize the adventure, let me tell you that the beach is often used for native wildlife watching! Several locations across the beach are perfect if you are looking for wildlife spotting! The two locations popular for this purpose on the beach are Canvasback Duck Pond and Marsh Island Park. What’s more, there are two scenic observation towers in Kiawah where you will get a 360-degree view of the sea and land!  If you are a hiker or like to bike, this beach is perfect! They have natural paths for these types of adventures. For accommodation, there is a private 2nd story deck that you can rent to enjoy some stunning ocean views.  There is one popular restaurant called Jasmine Porch where you can splurge on good food, especially the Low-country favorites such as shrimp and grits, she-crab bisque, fresh seafood, po’boys, and burgers! 5. Isle Of Palms, South Carolina Distance from Knoxville: 383 Miles Travel Time: 6 Hours 30 Minutes There is a playground for children, so this is the perfect destination if you have kids.  There is also a picnic area, so if you plan to spend the whole day out, you can go to this beach. For accommodation, there is a single-family cottage which is well decorated! Food is another important part of the vacation, so I suggest the Sea Biscuit Cafe! Try out the seafood omelets, shrimp, and gravy because these are the low-country options. 6. Hilton Head, South Carolina Distance from Knoxville: 411 Miles Travel Time: 6 Hours 32 Minutes You have to visit this beach for the best sunsets across the water! In a distance of 6 hours, 26 minutes from Knoxville, the coastal paradise is someplace to be visited.  If you are planning on staying the night, there is a resort rental that you can book. You can enjoy the outdoor and indoor pool, a tiki bar, etc. You must catch the coastal area food, especially crab cakes, sandwiches, shrimp, grits, and salads.  7. Oak Island, North Carolina Distance from Knoxville: 441.5 Miles Travel Time: 7 Hours 14 Minutes If you are looking for a scenic beach, Oak Island is the place to visit for all adventurous activities.  Water sports are quite famous here, along with that, you can see Fort Caswell, used in the 1800s and 1900s. This is one of the beaches near Knoxville TN! You will take 7 hours and 8 minutes to reach the beach and can visit the island lighthouse, which is situated just beside the fort.  There is a perfect walk to enjoy Oak Island Nature Center at the beach, so if you are a nature lover, you know where to go! Further, adventures such as kayaking are the thing to do as an outdoor adventure sport. Many family homes and rentals are at a distance of the March beach, providing incredible views across the beach. If you visit the beach, you must try out scrumptious food items such as steak, chicken, and pasta, apart from the delicious seafood. 8. Wrightsville Beach, North Carolina Distance from Knoxville: 442 Miles The beach is a little farther from Knoxville, TN, as it takes about 7 hours and 23 minutes.  There are three beaches in Wilmington: Kure, Carolina, and Wrightsville. All the beaches qualify as some of the best beaches near Knoxville. Apart from common activities such as shopping and dining, there are interesting activities to perform, such as going on catamaran cruises, visiting the History Museum, and attending fairs and seasonal festivals. The Fred and Alice Stanback Coastal Education Center organizes educational programs and treasure hunts for children.  IIn terms of food, you will find some of the best cheeseburgers at this closest beach to Knoxville, TN! If you are a picky eater, you will find various options, from steaks to seafood platters. 9. Kure Beach, North Carolina, Closest Beach To Knoxville, TN Distance from Knoxville: 449.5 Miles Travel Time: 7 Hours 30 Minutes The beach at Kure is beautiful, apart from the North Carolina Aquarium, which is situated at Fort Fisher.  Significant features are located at the beach, such as a nature play area, an adventure reef, and touch tanks. This beach is located at a distance of 7 hours and 31 minutes.  Apart from the beach, you can also visit places such as the historical site of the Civil War Museum, the Fort Fisher State Site, beach cruises, a dog park, and a playground in front of the beach. You cannot miss the food such as burgers, sandwiches, seafood and pasta! I am already drooling! 10. Tybee Island, Georgia: Closest Beach To Knoxville, TN Distance from Knoxville: 434 Miles Travel Time: 7 Hours The beach is located at a distance of 6 hours and 55 minutes by road from Knoxville. Some of the place’s main attractions are the restaurants and the quaint little shops.  The beach is popular for people finding their relaxing haunt near Tennessee. Considering, it is the closest beach to Tennessee! It is a low-key beach situated just outside of Savanah! Apart from relaxing on the beach, you can also access different amenities in Savanah, such as museums, historic architecture, upscale shops, ghost tours, and other attractions perfect for family outings. Beautiful rentals are close to the beach and a 1-minute distance from where you can enjoy some stunning visuals.  The food available in and around the place is quite popular! One such restaurant is located near the waterfront called Bubba Gumbo. The seafood Gumbo is their signature dish! You can also order fried fish, jambalaya, burgers, and crab cakes. They also popularly serve shrimp. 11. Simon’s Island, Georgia: Closest Beach To Knoxville, TN Distance from Knoxville: 491.2 Miles Travel Time: 7 Hours 32 Minutes The beach is situated at a distance of 7 hours and 42 minutes from Knoxville, TN! The beach Oasis is a perfect place to relax, especially with all the amenities present to make your life easier.  The Neptune Park Fun Zone here is for family attractions. You can also find a store to rent accessories for water sports restaurants, and several shops provide you with good food and the necessary equipment for the beach vacation, such as sunscreen, sunglasses, and others. There is one family beach rental along with its private swimming pool. The rental can host a family, which is pretty close to the lighthouse.  You cannot miss the delicious food available on this closest beach to Knoxville, TN! Once such a restaurant opens, Porch offers fried catfish, shrimp, and fried chicken. Read Also: Top 8 List Of National Parks In North Carolina – Travel Guide Closest Beach To Nashville – Top 10 Beaches You Can Visit Top 10 Beaches In Gloucester In Massachusetts – Travel Guide The Perfect Getaway: Discovering The Closest Beach To Disney World!