OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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BY  Abdul Aziz Feb 16, 2023

Sikkim is a state in northeastern India, bordered by Bhutan to the east, Tibet to the north, and Nepal to the west. It is the second smallest state in India but is known for its stunning natural beauty, rich cultural heritage, and diverse landscape, which includes the Himalayas, rolling hills, and lush forests. Some of the popular tourist destinations in Sikkim include the capital city of Gangtok, which is known for its vibrant street markets, delicious street food, and stunning views of the surrounding mountains. Other popular destinations include the famous Nathula Pass, which offers breathtaking views of the Himalayas and the surrounding landscapes, and the Tsomgo Lake, a high-altitude glacial lake surrounded by stunning mountain scenery. 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BY  Barsha Aug 10, 2023

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10 Best Places To Travel In October – Travel Guide 2022

BY  Mashum Apr 19, 2022

Well, you got to believe this as a traveler. There are many places in the world where the touring season starts in October itself. You can expect mother nature to put all colors as you enjoy, rejuvenate and get back to your place with a bag full of memories.   Well, I know you might face a lot of problems choosing the perfect destination for an October trip. So, I have made a list of the best places (rather countries) to travel to in October. Top Ten Places To Travel In October 2022 You Should Know Check out the destinations and choose one fast. Remember, you need to do a lot of planning after finalizing a place. Have a look! 1. Bhutan   Overview A lot of travelers in the world are mountain lovers. Well, if you are one of them, plan up for a  trip to Bhutan this October. It is a landlocked country in the Himalayas sharing its borders with India and China. However, you can get easy access to the country from India. 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Again, choose this place if you are up for a solo trip or a honeymoon. Among the activities, you can indulge in witnessing the Northern Lights, whale watching, and hiking. Top Tourist Locations Gullfoss Waterfall, Reykjavik, Fjallavack Nature Reserve. How To Reach There are direct flights from fourteen cities in the US that lead to the Reykjavik Airport. So, you can easily get to the country. Dishes To Try Puffin, Hakarl, Sheep’s Head Jelly. 3. Turkey Overview As we are here with the list of the best places to travel in October, omitting Turkey would be something impossible. It is one of the most colorful countries in the world and gets more vibrant in October. If you are not much into nightlife, you can always plan for an October trip to Turkey. Do not forget to make memories of exploring the cities and visiting the tranquil beaches of the Mediterranean coast. Remember, a trip to Turkey in October can be a lavish one. So, you need to set your itinerary wisely. Try spending more on activities like riding a hot air balloon sightseeing rather than staying in expensive hotels. A family or a honeymoon trip can be the best in Turkey. Top Tourist Locations Cappadocia, Istanbul, Pamukkale, Antalya. How To Reach Both non-stop flights and connecting Istanbul flights are available from multiple cities in the US. You can choose one according to the airline and price. Dishes To Try Baklava, Sis Kebap, Kofte, Pide, Meze. 4. Portugal Overview Apart from the best places to travel in October in the USA, you can head out to one of the prettiest countries in Europe, Portugal. In October, Portugal experiences the autumn season and you can expect to enjoy the European sunshine and lush greenery. Another good fact about the country is that you can find not much crowd in this country during the autumn. Well, there would be chances to meet some intelligent travelers who visit this country. You can set friends or family trips to Portugal. The best you can do is enjoy the outstanding nightlife in Lisbon city. Top Tourist Locations Lisbon, Porto, Madeira, Faro district. How To Reach Regular flights from multiple airlines are available from all major US cities to Lisbon. Dishes To Try Pastel De Nata, Arroz De Pato, Francesinha. Click Here To Read Out: 10 Best Places To Travel In August – Travel Guide 2022 5. Indonesia Overview If you are one of those travelers always looking for lusty beaches and islands, no other country would be better for you than Indonesia. Consider it one of the best places to travel in October tropical. When in Indonesia, you can spend a lot of time in Bali. You can also make a list of the best places to travel in September and include Indonesia in it. However, expect to see a lot of crowds as it is the peak season. Well, you can indulge in a lot of water activities like snorkeling, speed boat riding, etc. Other activities that you can do are hiking and biking. When in Indonesia, do not miss the beaches of Bali. Moreover, you can explore other tourist destinations like the Tana Toraja, Komodo National Park, and Gili Islands. Top Tourist Locations Bali, Gili Islands, Komodo National Park. How To Reach No direct flights to Bali are available from the US. However, you can get connecting flights from Doha, Hong Kong, New Delhi, etc. Dishes To Try Sambal, Bakso, Soto. 6. Italy Overview You can always check out the best places to travel in October 2021 and find Italy on the list. Well, nothing has really changed this year. Like most other European countries, there is autumn in Italy. The best you can do is get a good hotel to stay in and enjoy the culture and lifestyle of the Italians. Moreover, you can find a lot of empty Mediterranean beaches at this time. So, a solo or a honeymoon trip can best be set in Italy in October. Furthermore, if you are lucky, you can witness the Alps get their first snowfall. Sounds dreamy right?? Well, it is! Now, all you can do is pack your bags and head towards Italy in the forthcoming October. Remember to take a few heavy woolen clothes to the country. Top Tourist Locations Colosseum, Leaning Tower At Pisa, Vatican City, Trevi Fountain. How To Reach All major airports in the US have direct or indirect flights to Rome. So, you can expect to reach Italy in only a few hours. Dishes To Try Pasta, Risotto, Cured Meat, Seafood, Pizza. 7. France Overview Are you newly married or just got engaged with your partner? Are you both travelers and looking for a city to enjoy next October? Well, Paris can be your savior. Well, I would still suggest you take a week’s holiday and visit France. Yes, if you are planning, it is better to cover the entire country rather than just a city. A honeymoon trip to France in October can be action-packed. Apart from visiting the Eiffel Tower, you can enjoy the Oktoberfest in the country. You can even take the famous cruise ride while exploring the country. Another place that you should not miss visiting is the Mont-Saint-Michel. You can get all blessings from God and wish to have a happy life ahead. In case you are with friends, you can check out the museums too. Top Tourist Locations The Eiffel Tower, Palace of Versailles, Cote d’Azur, Louvre Museum. How To Reach There are several non-stop flights to Paris from multiple city airports in the US. You can purchase your tickets early to save some bucks on the journey. Dishes To Try Steak Frites, Bouillabaisse, Chicken Confits. 8. Spain Overview An October trip to Spain can be heavenly for a foodie. So, if you are one, there is probably no better place you can be in. Remember, it is the chestnut picking season in Spain. Moreover, you can taste some excellent wine while paying a visit to the country of Andre Inesta. Apart from putting things to your system, you would also have something to put to your soul. The warm Mediterranean waters can welcome you to swim. So, do not skip visiting a Spanish beach on a bright sunny day. Again, avoid it in the afternoon as chilly winds can blow you anytime. While in the country, you can check out the churches, museums, and shops. Top Tourist Locations La Sagrada Familia, Park Guell, Seville Cathedral. How To Reach Catch any flight from the US that leads to Barcelona, Madrid, Malaga, etc. Dishes To Try Gazpacho, Tortilla Espanola, Patatas Bravas. You May Like To Read This: 10 Best Places To Travel In December – Travel Guide 2022 9. Greece Overview A country with a lot of history and enriched culture, Greece is now struggling with an economic breakdown. However, she is all up for welcoming tourists from all corners of the world. So, if you are looking for an offbeat country to visit, Greece can be your October destination. You can do a lot of adventurous activities in the country while in Greece. There are lots of hiking and cycling routes that you can enjoy along with sweet sunshine and breeze. So, waste no more time and purchase your tickets to visit the country. It can be the best for you if you are planning to go solo or with your partner. Top Tourist Locations Delphi, Acropolis, Rhodes Town, Nafplio. How To Reach Several non-stop flights are available from the leading US cities to Greece. So, all you have to do is purchase a ticket at the earliest. Dishes To Try Taramasalata, Dolmades, Grilled Meat. 10. Switzerland Overview It can be one of the best places to visit in October as you can enjoy the chilly weather and witness the snowcapped mountains. If you are lucky, you can even find the grasslands covered with snow in the month of October. Well, for a pro-trip, you can take a lot of winter gear while visiting Switzerland during the month of October. The Interlaken, Lake Geneva, The Rhine Falls, The Matterhorn. You can find non-stop flights to Zurich from many major airports in the US. There are some luxury airlines that have flights to the national capital of Switzerland. Zopf Bread, Cheese Fondue, Berner Platte, Grape Wine delicacies. Frequently Asked Questions (FAQs): Q1. What Is The Best Beach To Visit In October? Q2. Is It Safe To Travel To The Caribbean In October? Q3. Where Is A Warm Place In October? Q4. Which Caribbean Island Has The Best Weather In October? Final Take Away So, I am sure that you have already picked a country that you would visit as October arrives. As of now, you can plan for bringing out the visas and updating your passport. Finally, connect to a travel agency in your area beforehand. Read More: A Cruising Tour Of Komodo Island Top 7 Places To Visit For An Asian Solo Traveler 10 Best Places To Travel In May – Travel Guide 2022