OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

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Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

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Train Travel Essentials Packing Tips for a Smooth Journey

BY  Abdul Aziz Aug 11, 2023

All aboard, travelers! If you're looking forward to a scenic and relaxed journey on the rails, it's essential to know some key train travel packing tips. They’ll make your trip a comfortable and enjoyable experience. Whether you're taking off on an exciting transcontinental adventure or just a weekend getaway, preparation is key. The right packing and planning can set the tone for a smooth ride. So, review these essential packing tips and must-haves for your next train travel adventure. Train Travel Packing Tips 1. Bring A Spacious Single Carry-On When selecting luggage, your best bet is a spacious carry-on bag. They're ideal for day trips and even those train travel packages that span a week or two. Choose a bag specifically designed for travel. It often has waterproof material and anti-theft features to protect your things inside as you focus on your trip. If you need more room for your belongings, a lightweight wheeled bag is an excellent alternative. Not only is it easy to maneuver, but it’ll also fit into the usually constrained compartments of many trains. Packing light becomes crucial here since space on trains isn't as generous as in planes. 2. Use Organisational Packing Cubes As a traveler's best friend, packing cubes help you organize your belongings. Organizing your belongings into various compartments allows you to easily locate what you need without turning your bag upside down.  Get cubes in varying sizes to fit everything from large pieces of clothing to socks and undies. Not only will these organizers save you time, but they’ll also keep your packing tidy throughout your journey. 3. Pack Clothing You Can Layer Understanding the weather and climate of your train route is vital, even if you'll be inside the train for the most part. Packing layered clothing allows for easy adjustments to fluctuating temperatures. Start with light layers and add warmth as needed. That way, unexpected weather changes won't catch you off guard. 4. Consider Bringing Multi-Purpose Items The more versatile the items in your luggage, the lighter you can pack. Think of multi-purpose garments or accessories that can serve more than one function. Bringing along a scarf that can double as a blanket, for example, saves you the need to pack too much. Now that you know how to pack effectively for your trips, check out what you need to bring for your worry-free journey via train. Train Travel Must-Haves A. Travel Documents Remember to have your necessary travel documents like tickets, identification, and any required visas at hand. A small document holder can make managing these essentials a breeze.  Failing to bring your documents could delay your trip or deny you entry on the train. Before you leave for the train, double-check these items first and last to ensure you won't forget anything. B. Personal Toiletries Some trains may provide complementary toiletry kits, but it's always a good idea to bring your own, just in case. A small toiletry bag with travel-size items like toothpaste and face wash can keep you fresh and clean during the journey. Why not pack multi-purpose toiletries like petroleum jelly or moisturizer with SPF to save more space in your kit? These items can help you pack more efficiently. Consider transferring the contents into tiny travel bottles to avoid bringing the larger original containers with you. C. Sleeping Kit For overnight journeys, a sleeping kit including a blanket, sleeping mask, ear plugs, and neck pillow will make your trip more restful. Investing in a compact set ensures comfort without taking up too much room. Pack these items together in one compartment to grab them easily before sleeping. D. Insulated Water Bottle And Snacks Even if the train offers fresh food and beverages to first-class and economy passengers, it won't hurt to bring your own for the trip. An insulated water bottle will keep your drinks at the right temperature, and snacks will fill your stomach between meals. Store your food in resealable pouches to keep the contents from spilling out and making a mess. E. Electronics And Entertainment Don't forget your charger, headphones, and favourite book or e-reader. A relaxing train journey is perfect for unwinding with a good read or movie. If possible, store your electronics, phone, and wallet in the same small bag, as these items are often considered valuables. F. Portable Clothesline A portable clothesline can be handy if you plan to freshen up some clothes during extended travel. It's light, practical, and easy to use. This train travel must-have is ideal for drying wet towels or using it as a makeshift bunk divider. Though, remember to ask for permission first before using it. G. Rubbish Bag The train may have several rubbish bins you can walk over to, but there'll be times when you just want to remain seated. A small rubbish bag comes in handy for these occasions since all you need to do is take it out and toss your waste inside. It helps keep your space clean and organized during long-haul journeys, whether luxury travels or trips planned at the last minute. Conclusion Embarking on a train journey doesn't need to be a puzzle. By following these train travel packing tips, you can have a stress-free ride anytime. From versatile carry-on choices to must-have comfort items, thoughtful planning makes all the difference. So, grab your ticket, pack wisely, and enjoy the scenic vistas through the window. The train route is waiting, and your seat is reserved!

READ MORE can you bring cigarettes on a plane

Can You Bring Cigarettes On A Plane? Know Your Answer Here!

BY  sagnika Jun 6, 2023

If you are going to the airport and thinking, can you bring cigarettes on a plane, the answer is in this article. Due to the higher risk of fire and smoke, which can spread across a pressurized cabin such as an airplane, endangering hundreds of people's lives, cigarettes, lighters, vapes, and e-cigarettes all pose a threat. The regulations are strict regarding smoking cigarettes, using e-cigarettes and vapes, and others. You need to know the rules and policies concerning cigarette restrictions and other related items. There is no prohibition on carrying cigarettes onboard flights according to the regulatory norm established by the Directorate General of Civil Aviation (DGCA). Yet in-flight smoking or tobacco consumption is not allowed according to rule 25 of the Aircraft Rules, 1937. Initially, tobacco was used as a form of medicine by the Native Americans; however, when in the 16th century, the Europeans discovered tobacco, and it became popular as an alternative drug. Europeans introduced different types of smoking, such as pipes, dissolvable tobacco, cigars, hookahs, e-cigarettes, and chewing tobacco. However, you can carry cigarettes. The regulation highlights other objects that can deliver nicotine, such as vape pens, devices, personal vaporizers, e-cigarettes, e-hookah, and e-cigars. All these products produce a mixture of nicotine and flavored liquids in an aerosolized form. I will take you through this article to explain why smoking cigarettes inside the aircraft is banned and mention other restrictions. Can You Bring Cigarettes On A Plane? Smoking was not always banned on airplanes. However, with the increasing consideration of the life risks of many passengers and crew members, it became necessary to prevent smoking. On an individual and environmental level, cigarettes pose a threat. Smoking has also been identified as a hazard to health, considering there have been serious medical threats in the form of lung diseases, cancer, stroke, chronic obstructive pulmonary disease (COPD), stroke, and heart diseases. It is another reason the Federal Aviation Administration (FAA) established regulatory norms. The facilities, standard operating procedures, equipment, and services follow the FAA's technical guidelines for carrying cigarettes, vapes, e-cigarettes, and others. Therefore, taking tobacco is allowed, but consumption of smoking inside and around the aircraft. Both the rich and the poor have become addicted to it, and it is one of the pillars of the economy in the present world. Keep reading this article to learn about the regulatory norms for carrying cigarettes on a plane. Carrying Tobacco Carrying cigarettes on the plane in your handbag and checked-in luggage is not prohibited by the Transportation Security Administration (TSA). So when you ask if you can bring cigarettes on a plane, remember that you must be of legal age to carry tobacco. As Fletcher Knebel said, "Smoking is the leading cause of statistics." The airport and airplane authorities need to consider the risk of cigarettes because it poses a serious risk and threat to people on the plane. It is better to use a patch or gum when flying. The amount of tobacco carried on a plane is not restricted. Taking cigarettes might be fine for the airlines; however, you must know the local rules and regulations about the country or place you visit. I also want your attention to the fact that it is allowed to transport tobacco on a plane. Yet, it might be prohibited in particular places leading to the airport authorities confiscating your cigarettes. No specific quantity of cigarettes has been mentioned by the TSA to be carried on a plane. Hence, you can take as many cartons of cigarettes as you want. However, certain countries have specific numbers, so discussing with your airlines before buying cigarettes is better. The border protection limits and U.S. Customs have issued limitations on 200 cigarettes when coming from foreign countries into the U.S. However, from countries such as Guam, the Virgin Islands, American Samoa, and the Commonwealth of the Northern Mariana Islands, you are allowed to bring 1000 cigarettes into the U.S. Restrictions On A Plane According to TSA rules, there are a few restrictions regarding electronic cigarettes and vaping devices. TSA was created after the 9/11 event to strengthen transportation security on the international level. TSA has also taken responsibility concerning commerce and the migration of people. Vaping devices such as vape pens, electronic cigarettes, vaporizers, and atomizers are all restricted in checked-in luggage. These restrictions have been placed because lithium batteries are found in many objects. Smoking On The Plane For the past 20 years, smoking has been illegal inside an aircraft. The vapors and smoke can easily hamper others because the closed space makes it an unhealthy breathing environment. It is also against the safety precautions because smoking can contribute to explosion or ignition in the pressurized area if left unchecked. If there is a fire that is unchecked after smoking in an aircraft, it can easily turn into a safety hazard. Read More: Can You Bring A Razor On A Plane? Find The Answer Here! E-cigarettes Restrictions When answering the question of can you bring cigarettes on a plane. I must state that according to TSA regulations, electronic cigarettes are banned in checked luggage. You can keep your e-cigarettes in your carry-on bags. Considering you have a connecting flight, you can easily use your e-cigarettes in the smoking rooms available in the airports. Other Related Items The devices e-cigarettes, vaporizers, vape pens, and atomizers are allowed in the aircraft cabin. There is also the question of can you bring a lighter on the plane because smokers often carry cigarettes and lighters. Lighters are not permitted in checked-in baggage. I recommend not carrying a lighter for your own and others' safety. However, if it is essential for you, carry a lighter with absorbable and liquefied gas. Only one lighter is allowed to be carried on the plane. Matches are available once you cross the boarding gates and are restricted to checked-in baggage. Can you take cigarettes on a plane is a question that is also asked, especially when you are traveling from the Gulf. Cigarettes at the Dubai airport are cheaper; many buy from there to collect for themselves and gifts for others. Conclusion You will learn about many things related to carrying cigarettes on a plane, and when you ask if you can bring cigarettes on a plane, you know you will find your answer. I hope you find this article useful, especially if you are a chain smoker and are worried about regulations and norms. Do let me know in the comments how this article helped you to learn more about cigarettes, vapes, lighters, and matches when traveling via flight. Read Also: Hopper Flights Review- Login, Services, And Travel Experiences Kiwi Flights Review – Login, Services, And Travel Experiences Using Flightscanner To Find Cheap Flights In 2023?

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Travel Health: Which Vaccinations Should You Get Before You Travel?

BY  Shahnawaz Feb 1, 2024

Traveling is liberating; it’s one of the most celebrated hobbies in the world. However, your celebration can be masked by distress and more severe consequences if you don’t travel safely. Traveling safely means always updating your vaccination chart before you set out on your latest adventure.  Your travel plans should always have your travel vaccination on top right after the destination you are choosing to travel to. When planning your travel health, your destination plays a considerable role. Whichever part of the world you are choosing to explore next, make sure you have a list of vaccinations handy and checked before you set out on your travels. Here are some of the most common vaccinations one needs to take care of before setting out to explore the world and its many wonders.  Before You Travel Are your plans made? Have you decided where you are heading to? Here’s what you need right after you have made and set your goals: get your vaccination up-to-date. The easiest way to get your vaccination is to make an appointment with your healthcare professional and discuss your vaccination needs in light of the destination you are traveling to.  Travel vaccinations vary from routine vaccinations. When traveling to underdeveloped countries, you have to be extra careful with your vaccinations. For more information, you can even visit the embassy page of your destination to check their vaccination requirements. These protective measures are highly recommended to keep travelers safe from fast-spreading and deadly viruses like Yellow Fever, typhoid, etc.  Your healthcare professional will help you get up-to-date with destination-specific vaccines, preventive medication, and other materials you may need to keep your travel health in check.  Apart from that, make sure you ask as many questions as you can regarding general health concerns, itineraries, and planned activities when traveling to underdeveloped countries.  Pro Tip: Many vaccinations like COVID-19 require multiple doses, so make sure you seek medical attention as soon as you are sure about traveling.  Apart from vaccinations, discuss preventive medication such as medicines that prevent malaria; these are great for keeping you healthy and protecting you from fevers during your travel. Reasons Why You Should Get Vaccinated To Ensure Travel Health Travel health must be one of the core considerations for an individual. If the individual fails to keep healthy, they will disrupt the entire tour, especially if it is a family-oriented or business tour. You do not have the right to make life difficult for others. Therefore, you must have adequate protection against the issues. However, here we discuss some of the issues that are strictly related to travel. So, let us get started with the discussion so that you have a better understanding of safety concerns. In this section, we discuss why you need to be vaccinated.  The Vaccine Prevented Disease Still Persists Even Today  As we mentioned and discussed below, vaccination is considered one of the major issues linked to the individual; some of them still exist. They pass on to another individual, especially to one who is not vaccinated. The person suffers, being unguarded. Travel health is one of the major concerns; therefore, you need protection to save yourself from these diseases. That's the major problem associated with the spread of disease. Vaccines Will Help You Maintain Your Health When you go to a new place, there is a high chance of getting affected by the deadly virus. If you suffer from physical health disruption, it may harm your schedule badly. You must, therefore, understand the value of travel health, vaccinate yourself with the requirements of the government in that country, and also adhere to the norms of the individual.  Additionally, exploring the use of preventative treatments such as rapamycin can provide further protection against age-related diseases and improve your resilience while traveling. When you skip the vaccines, it will leave you vulnerable, especially on foreign soil. Let me give you a warning here: you might not know that shingles, HPV, and the flu lead to the cause of cancer.  Vaccines Are Important From The Point Of View Of Overall Health.  One of the most complex issues that harm an individual at this point is obesity. A healthy lifestyle is essential to keeping you fit and fighting bacteria and viruses. There has been wide-scale awareness of maintaining good health with regular health check-ups.  Just like it, you need to keep up-to-date with the latest vaccination requirements so that you can be healthy, fit, and fine. It is one of the safest preventives that is available to you.  Vaccines: A Must For Travel Health Different studies on the internet indicate the need for more tourists' adaptability in inclement weather conditions. Moreover, there are hundreds of instances of tourists affected by the deadly viruses succumbing to death when they return to their own country.  In a way, vaccination draws the line between life and death. So, touring without vaccination is antithetical to travel health, and you remain vulnerable in the new destinations. According to a study, around 50000 adults died from COVID-19 viruses.  The Vaccines Are Safe And Secure Making these vaccines took great effort, and they are standardized after many successful trials. Even the licenses were made stringent for the vaccines. They helped the common people and not the travelers.  They can also take them as they are one of the must-haves while traveling to another country. Hence, travelers must not doubt vaccinations and conform to travel health requirements.  Where To Get The Vaccination From? Always get your vaccinations from authorized entities; you can ask your primary healthcare provider as well.  Some of the most common vaccinations to keep in check before you travel are,  COVID-19 Chickenpox Cholera  Flu (Influenza) Hepatitis A Hepatitis B Japanese encephalitis MMR (Measles, Mumps, Rubella) Meningococcal Pneumococcal Polio Rabies Shingles Tdap (Tetanus, Diphtheria, Pertussis) Typhoid Yellow fever You may not need all of these, as some of these vaccinations are destination-specific. However, to be sure, have a lengthy chat with your primary healthcare provider.  Conclusion Whether you are traveling alone, with kids or with senior citizens, vaccination should be your priority. You wouldn’t want the happiness of your travels dampened by an unforeseen event like contracting a severe virus. Travel safe, get vaccinated, and conquer all your trips.  Read Also: Spring Travel And Eye Health Tips The Ultimate Business Traveler’s Guide To Bangkok 5 Reasons To Travel When You Retire