OMG! THIS Is The FintechZoom Best Travel Credit Card 2024| Travel Finance Guide

Sep 5, 2024

Last Updated on: Nov 18, 2024

Travel Guides

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives. 

As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points! 

However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option. 

Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available. 

The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you. 

THIS IS Why You Will Choose FintechZoom Best Travel Credit Card

FintechZoom Best Travel Credit Card

Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options. 

FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats. 

In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options. 

THIS Is The FintechZoom Best Travel Credit Card 

Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements. 

1. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent. 

Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion. 

What You Get From The Chase Sapphire Preferred® Card

The table below explains the benefits of the Chase Sapphire Preferred® Card. 

Welcome Bonus60000
Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)
Travel Purchase through the Card5x Reward Points
Dining3x Reward Points
All Other Travel Purchases2x Reward Points
Annual Hotel CreditsUp to $50
Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)
Yearly Bonus10%
Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)
Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)
Purchase Protection Benefits $500 for Each Item and $50000 for Every Account
Foreign Transaction FeesWaived Off
Referral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral) 

However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high. 

* Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit. 

2. The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits. 

Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently.

No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet.

However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” – Forbes

This Is What You Get From Platinum Card® from American Express

Learn the American Express Platinum Card® benefits from the table below. 

Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)
Foreign Purchase Transaction Fees None
Flight And Prepaid Hotels Booked through the Card5x Reward Points
Other Purchases 1x Reward Points
Airline Free Credit Up to $200
CLEAR® Plus Membership$199
Global Entry or TSA PreCheck® Application Fee CreditUp to $85
Hotel Benefits Up to $200
Digital Entertainment CreditMaximum $240
Equinox Credit $300
Cellphone ProtectionUp to $800 for Each Eligible Card Account

Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention. 

I am so proud to have chosen this card! 

3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card.

  • Unlimited 2x reward points on every purchase
  • 75000 sign-up bonus on a $4000 purchase in the first three months
  • 1,300+ airport lounges access

So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms. 

4. Citi Premier® Card

Citi Premier® Card

The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage. 

You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits. 

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

Things No One Told You About Choosing FintechZoom Best Travel Credit Card

FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips. 

Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes. 

Consider Your Travel Habits

You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right? 

Know the Sign-Up Bonus

When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance. 

Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget. 

Look at the Annual Fee

Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits? 

These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay. 

Know About The Foreign Transaction Fees Benefits

Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently. 

Flexible Redemption Options

Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners. 

Of course, the option of redeeming your points as cashback or gift cards is always available. 

FAQs About FintechZoom Best Travel Credit Card

1. What makes FintechZoom’s travel credit card recommendations reliable?

FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us. 

Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements. 

2. Can I have more than one travel credit card?

Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses. 

If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now. 

So, use your cards strategically to optimize your travel benefits and earn more points. 

3. How can I maximize my travel rewards with the FintechZoom best travel credit card?

You can follow simple tricks to optimize your travel credit card benefits. 

  • Know and use the sign-up bonuses.
  • Pay your credit card bill in full and final at the end of every month.
  • Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits. 

4. Are there any downsides to using the FintechZoom best travel credit card?

Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full.

Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card. 

Also read

Share on Social Media

Meet Sibashree Bhattacharya, a travel enthusiast who has a decade-long experience in transcending virtual barriers with her words! Her deep love for travel is apparent from her travel escapades to the mountain, often taking her readers on a journey, her words acting as Portkey! Fun fact: Sibashree loves to dive deep into the history of the places she is about to visit, making her travels even more wholesome. If you were wondering how her articles are not short of time travel, this answers it!

Leave a Reply

Your email address will not be published. Required fields are marked *

title-img Related

READ MORE Hotel in Bournemouth

Finding the Best Hotel in Bournemouth

BY  Kanchan Shaw May 4, 2022

With over 150 hotels in Bournemouth, it can be difficult to know which hotel is best suited to your needs. The city has everything from 5-star resorts overlooking the ocean to quaint bed and breakfasts located minutes from the sandy beaches that made Bournemouth famous. This guide on how to find the best hotel in Bournemouth will help you choose where to stay based on your price range, amenities, and location preferences. 5 Factors To Consider When Choosing A Hotel In Bournemouth: When it comes to planning a trip, deciding where to stay is an important decision. When searching for hotels there are many factors that must be considered before booking a room. Here you will find 5 things to think about when choosing your hotel. The most important factor when choosing a hotel location is convenience. Before even looking at price or star rating you should know exactly where you plan on visiting and what attractions you want to see. While it may seem obvious if you plan on being out of your hotel for most of your trip finding a location that has nearby public transportation and various sightseeing spots can save time and money. Depending on how much money you have planned on spending on your vacation, the price can play an important role in choosing where to stay. 1. Is it near other attractions? Although it can be fun to stay at a hotel that’s right on your destination’s main street, consider whether it might be more convenient to book a hotel that isn’t quite as close. For example, if you want to visit both a local beach and an amusement park (assuming they’re fairly close together), choosing a hotel in Bournemouth close to each might mean you end up wasting time commuting between them. On the other hand, if you prefer having one spot where all of your accommodations are conveniently located—and happen to enjoy spending lots of time lounging by your room during trips—chances are there will be several good options for you nearby. All in all, distance from major attractions is something worth thinking about when booking a hotel. 2. What are amenities of choice? Though it may seem like a no-brainer, when you’re on vacation you probably want to know that your hotel offers at least some of these amenities. The more, obviously, the better. When deciding which hotel to stay at next time you’re away from home, make sure to check out their amenities before booking a room: Indoor swimming pool, Sauna, Fitness center, Free WiFi, Spacious rooms, and suites. 3. Can I request special treatment? When traveling, you might be able to get a free upgrade by calling ahead and asking for a room with a view, a quiet room, or whatever else your heart desires. But what if you’re not traveling? As we mentioned earlier, don’t accept no as an answer when asking for something. Instead of telling yourself no because it’s too much work or too hard to deal with someone who might say no, push yourself to take on that challenge and ask anyway. Chances are high that you will get some kind of response, even if it isn't exactly what you were hoping for. 4. Is it located near restaurants? You’ll never get enough sleep if you’re in a hotel that has only room service. Is there a good restaurant within walking distance? And, even if there is one, will it deliver to your room? If not, where can you find nearby food delivery services? Can they come right to your door or do you have to trek down to reception? 5. How much am I paying per night? One of your biggest expenditures when booking a hotel room is going to be its nightly rate. This is why it’s important to choose wisely. When you find a hotel with rooms available at a lower nightly price than average, check its reviews—they’ll help you get an idea of what other guests think about their stay and will let you know if that low price is worth it or not. Hotels with good ratings can be almost half as expensive as ones with bad ones, on average, but one-starred hotels should give you pause before booking. Choosing a four-star hotel can save your company up to $800 per night versus choosing one rated three stars or less, according to TripAdvisor data. Read Also: Top 10 Hotels In India The Ultimate Hotel Tipping Guide 10 Best Places To Travel In November – Travel Guide 2022 Spinnaker Resorts & How Do You Get Out Of A Spinnaker Timeshare

READ MORE Morocco

Fun Things To Do In Morocco: Exploring The Land Of Rich Culture And Adventure

BY  Arnab Jul 17, 2023

When it comes to fun and immersive experiences, few places can match the vibrant souks of Marrakech. Lose yourself in a maze of extremely narrow alleyways that are full of a kaleidoscope of colors, enticing aromas, and the sounds of haggling merchants.  Get Yourself Immersed in the Vibrant Souks of Marrakech Explore the bustling markets where you can find everything from traditional Moroccan spices and intricately crafted ceramics to beautiful textiles and hand-woven rugs. Don't forget to put your bargaining skills to the test and enjoy the lively atmosphere that surrounds this enchanting city. Trekking in the Sculprous Atlas Mountains For nature enthusiasts as well as adventure seekers, trekking on the breathtaking Atlas is an absolute must-do in Morocco. Lace up your hiking boots and embark on an unforgettable journey through rugged terrains, picturesque Berber villages, and alluring valleys.  The High Atlas region offers a range of hiking trails suitable for all levels of experience, letting you witness stunning landscapes, encounter local wildlife, and experience the warm hospitality of the Berber people. Whether you opt for a day trip or a multi-day trek, the Atlas ranges promise awe-inspiring views and an opportunity to connect with nature. Discover the Timeless Beauty of chefchaouen's Blue Medina Settled in the Rif Mountains, the city of Chefchaouen is renowned for its picturesque blue-painted medina, creating a fairytale-like ambiance. Wander through the narrow, winding streets adorned in shades of blue and marvel at the traditional Moroccan architecture. The blue-washed buildings and alleyways make for a photographer's paradise, providing endless opportunities for capturing Instagram-worthy shots.  As you explore this magical city, take the time to visit the vibrant local markets, indulge in delicious Moroccan cuisine, and soak up the serene atmosphere that sets Chefchaouen apart. Ride a Camel and Camp Under the Sahara Desert's Starlit Sky A trip to Morocco isn’t complete without venturing into the vastness of the Sahara Desert. Experience the thrill of riding a camel across the golden dunes, immersing oneself in the surreal beauty of the desert landscape. As night falls, settle into a traditional desert camp and witness the spectacular sight of a star-filled sky.  Share stories around the campfire, listen to traditional music, and indulge in a delicious Moroccan feast. The tranquility and grandeur of the Sahara Desert offer a once-in-a-lifetime experience that will leave you with memories to cherish forever. Unveil the Rich History and Architecture of Fes Step back in time and explore the medieval city of Fes, renowned for its ancient mosques, madrasas, and maze-like streets. The UNESCO-listed Medina of Fes is the world's largest car-free urban area, paving the way to wander freely through centuries-old architecture and soak up the city's rich history. Visit the famous Al-Qarawiyyin Mosque, the world's oldest university, and admire the intricate details of the Bou Inania Madrasa. Don't miss the vibrant tanneries, where you can witness the traditional process of leather production. Fes offers a captivating glimpse into Morocco's past and is a must-visit for history enthusiasts. Relax and Unwind in the Coastal Town of Essaouira Escape the hustle and bustle of Morocco's cities and head to the picturesque coastal town of Essaouira. Known for its laid-back atmosphere and stunning beaches, Essaouira offers a perfect blend of relaxation and adventure. Stroll along the historic ramparts, explore the bustling fishing harbor, and savor fresh seafood at the local restaurants. For the more adventurous, try your hand at windsurfing or kiteboarding, taking advantage of the strong Atlantic winds. With its charming medina and picturesque coastal scenery, Essaouira provides a refreshing break from the inland cities. Experience Moroccan Hospitality with a Homestay To truly immerse yourself in Moroccan culture, consider embarking on a homestay experience. Stay with a local family and get a glimpse into their daily lives, traditions, and authentic Moroccan hospitality. Whether you're in bustling cities or remote villages, a homestay offers a unique opportunity to connect with the locals, learn about their customs, and even participate in traditional activities like cooking traditional Moroccan dishes or practicing traditional arts and crafts. It's an excellent way to forge meaningful connections and create lasting memories. Embark on an Unforgettable 3-Day Tour with a Reputable Tour Operator. One of the best ways to experience the wonders of Morocco is by embarking on a 3-day tour organized by a trusted tour operator. These tours offer a well-crafted itinerary that covers some of the most iconic destinations in the country, ensuring you make the most of your time. A reputable tour operator will handle all the logistics, including transportation, accommodation, and guided tours, allowing one to sit back, relax, and fully indulge your soul in the experience. With a 3-day tour, you can embark on a whirlwind adventure, exploring the highlights of Morocco. From the bustling streets of Marrakech and the majestic Atlas Mountains to the charming coastal town of Essaouira and the Sahara Desert, these tours offer a diverse range of experiences. You can expect to visit historic landmarks, indulge in local cuisine, engage with the vibrant culture, and witness breathtaking landscapes. Whether you're a solo traveler, a couple, or a group of friends, a 3-day tour with a reputable tour operator is an efficient and hassle-free way to explore the best that Morocco has to offer. Opting For the Right Tour Operator for Your Moroccan Adventure While planning an adventure to Morocco, selecting the right tour operator is crucial for a smooth and enjoyable experience. Here are a few key considerations to make when choosing a tour operator: Reputation:  Look for tour operators with a solid reputation and positive reviews from past travelers. Check online platforms and travel forums, and seek recommendations from friends or travel agents. Itinerary: Review the itinerary offered by the tour operator to ensure it covers your desired destinations and activities. Be attentive toward the duration of each stop and the overall pace of the tour. Inclusions:  Check what has been included in the tour package, such as accommodation, transportation, meals, and guided tours. Make sure that the inclusions are in pair with your preferences and budget. Flexibility:  Don’t forget to consider if the tour operator provides any flexibility when it comes to customizing the itinerary or adding optional activities. Value for Money:  Compare prices and inclusions among different tour operators to determine the best value for your budget. By carefully selecting a reputable Tour operator that matches your preferences, you can embark on a stress-free and memorable Moroccan adventure, leaving you with unforgettable memories of this captivating country. Read Also: Tips To Help You Plan Your Holidays To Morocco How Safe Is Morocco For Travel In 2022? What Is The Best Time To Visit Morocco?

READ MORE Traveling Alone

Solo Globetrotter’s Guide: Must-Have To-Do’s For Traveling Alone

BY  Abdul Aziz Jul 28, 2023

Traveling alone can be a liberating and transformative experience. It allows you to explore the world on your terms, embrace new cultures, and discover your inner self. However, some essential preparations are necessary to make the most of your solo adventure. In this article, we will present some crucial tips for solo globetrotters to ensure a safe, enjoyable, and enriching journey. So, let's begin! Relax With A Spa Day Or Wellness Indulge in the ultimate self-care by treating yourself to a blissful spa day. Unwind with rejuvenating massages, facials, and pampering treatments that rejuvenate both body and mind. Embrace wellness activities like yoga or meditation to find inner peace and harmony during your solo journey. Take a moment to cherish the serenity of your surroundings, and don't forget to bring along your favorite self-pleasure devices like real whizzinator XXX to enhance the relaxation experience. It's the perfect way to recharge and nurture yourself while creating lasting memories of tranquility. Attend A Live Music Performance Or Theater Show Immerse yourself in the vibrant local culture by attending a live music performance or captivating theater show. Whether it's a lively concert or an intimate theater production, the energy and creativity of the performers will leave you enthralled. As you enjoy the artistic expressions, you'll also have the chance to connect with other attendees, fostering new friendships and shared experiences. Embrace the magic of the moment, relishing the independence of solo travel while being part of a more significant communal celebration of the arts. Attend Cultural Events Or Festivals Take part in cultural events and gatherings to get to know the soul of the place. Get involved in their cultural activities and celebrations that show who they are. Talk to the friendly people who live there. They are often eager to tell tourists about their culture and traditions. These events give you a great chance to learn about the local way of life, making your trip more than just a viewing tour and a deep cultural exchange that opens your mind. Wander Through Local Markets And Shops Discover the authentic essence of the place by meandering through bustling local markets and charming shops. Stroll along colorful stalls, sampling exotic fruits, spices, and regional delicacies. Engage in friendly haggling with vendors to find unique souvenirs and handicrafts with special memories of your solo adventure. The immersive experience of exploring these markets allows you to connect with the daily life of the locals, learning about their customs and traditions while finding joy in the simple pleasure of discovering hidden gems. Take A Scenic Hike Or Nature Walk Escape the hustle and bustle of city life and venture into the tranquil beauty of nature. Embark on a scenic hike or leisurely nature walk, immersing yourself in the breathtaking landscapes, diverse flora, and fauna. The peacefulness of nature is perfect for self-reflection and meditation, letting you feel like you are one with your surroundings. On a soul-enriching solo trip, take pictures of the beautiful views, enjoy the quiet, and let the soothing sounds of nature be your music. Share Your Travel Plan With Your Trusted Family    Share your travel plan with your trusted family. It is one of the things that you must do. Provide all the travel plan details to your family members and give them copies of essentials like ID and other important papers required for your tour and travel. It ensures taking safety measures on your side.  If you find yourself stuck in any problem, your family members can rescue you. If you find yourself in serious problems, then your family members can act to your rescue.  They can do it best only if you share your travel's nitty gritty with them. It is one of the most important requirements to put you in a safe place.  Avoid Reckless Behavior And Use Common Sense You are going alone in different places. It means you will be encountering different cultures. You can learn from different cultures, transforming you as an individual. But working on your behavioral aspects as it is can ensure your safe travel there.  If your behavior is good, you can easily get help and cooperation from a diverse group of local people. Research on the behavioral traits and local culture of that particular place. It can help you adjust yourself to the new settings easily.  Do Your Safety Research Also, conduct your research on your safety in the new place. It is a must in the new place.  While traveling in a group or in sol, you must have all the safety measures depending on the location you visit. Research the safety measures properly, and you will easily prepare a list of things you do not have.   Add them this time. You might have needed a few safety measures in your previous travel. So get them while you are moving around this time. Also, procure adequate knowledge of the organizations that govern the place. Look at their safety guidelines; you can manage your solo tours less easily.  Get Travel Insurance   If you are a regular traveler, then you must have travel insurance. It has many benefits, so travelers buy such insurance to safeguard themselves from problems. Travel insurance aims to save your travel costs if you have a delay in travel or damage to your luggage.  If you face any severe accident, travel insurance can protect you by compensating against the expensive bills and treatment costs. Life is brimmed with uncertainties, so you must have insurance against any accidents and their consequences.   While selecting travel insurance, look for the benefits they offer against the insurance coverage. Try to find out the best only then select the ones that fulfill your needs best. It is one of the ways to be on the safer side. Last Words Solo travel is a remarkable way to learn about the world and yourself. With these must-do activities, your solo expedition is bound to be an extraordinary and transformative one. So, on your next globetrotting adventure, embrace the joy of solo travel and create memories that will stay with you forever. Read Also: 5 Reasons To Consider Solo Travel A Traveler’s Guide To Lutsen The Best Tips To Travel Around The World