Role of Corporate Travel Agencies in Sustainable Business Travel

BY  Sibashree Nov 24, 2025

A multi-trip travel insurance policy covers unexpected financial losses for multiple trips throughout the policy period. It can be related to a medical emergency, baggage loss or trip cancellation.  As you research online, you might come across a wide range of travel insurance for multiple trips. How do you choose the most affordable multi-trip travel insurance policy?  Here are a few factors and tips that you can consider while looking for a budget-friendly multi-travel insurance plan.  Key Features: What To Look For In An Affordable Policy?  A‍‌‍‍‌ multi trip travel insurance is a policy that covers you financially against different types of risks, e.g., a trip cancellation, medical emergencies, etc., that may happen to you during multiple trips within the period of the policy.  The insurance is generally bought for a year and is therefore mostly referred to as an annual multi-trip holiday insurance policy.  Compare key coverage features, such as the ones below, across different multi-trip holiday insurance plans available online. Medical Expenses - These may include the Transportation,  vaccination, and  Repatriation of the mortal remains,  Dental treatment,  Daily allowance in the case of hospitalisation, and many other things. Trip Expenses - Delay of the trip, cancellation, interruption, missed connections, and so on. Loss of Baggage - Delay or complete loss of checked-in ‍‌‍‍‌baggage. Choosing An Affordable Policy: Does It Meet Your Needs? While you consider a multi-trip travel insurance policy instead of a separate travel insurance plan for each trip, ensure it covers all your specific needs.  Look out for the following aspects: Flexible features to customise the multi-trip travel insurance to your advantage. Online convenience and customer support to seek assistance on queries. Seamless claim settlement process and high claim settlement ratio for a reliable experience. 1. Review Your Needs For Cost-Effective Coverage While selecting basic and customisable coverage, review your needs carefully and choose the most important features. Determine the extent of coverage required based on possible risks that can affect your financial situation.  Taking this step can help you compare more effectively and lead to a better multi-trip travel insurance policy at an affordable premium. 2. Calculate Premium And Save For Multi-Trip Insurance Calculate the premium for the various annual multi-trip holiday insurance plans. It will be available on the specific insurer’s official website. Compare the price against the coverage features and benefits offered.  Some reputable insurance providers, such as Reliance General Insurance, offer premium rates for their various multi trip travel insurance policy options to make the comparison easier.  3. Save More With Exclusive Discounts As you compare features and premium rates, keep an eye out for discounts. These may apply to specific policy types, travel seasons, coverage levels, and more.  Ensure it helps you reduce the premium for an affordable policy without compromising coverage features or requirements.  4. Plan, Buy Early, And Save More Compare and buy a multi-trip travel insurance or single-trip multi-destination travel insurance plan well in advance.  Buying it much earlier can help you secure a more affordable policy by taking advantage of lower demand, better premium rates, and added coverage benefits.  What Multi-Trip Travel Insurance Does Not Cover? The first thing you should pay regard to is the limitation of every single possible length of the trip.  Next, do not allow any pre-existing medical condition. And finally, the instances that are not covered if you participate in high-risk sports. Key Exclusions You Need To Know About 1. Pre-Existing Medical Conditions:  Most of the standard checked policies will not take on the costs related to medical conditions that have existed prior to buying the insurance.  Only a couple of insurance companies may offer an extra provision at a higher price to cover the acute flare-ups! However, the planned treatments are always in the list of exclusions. 2. High-Risk Activities Suppose your program includes adventure or extreme sports such as skydiving, bungee jumping, or mountaineering.  In that case, you will understand that these activities are generally not included in a multi-trip standard policy. So, you will have to sign up for a specialised insurance policy. 3. Alcohol Or Drug-Related Incidents Suppose the event, disease, or injury happens when you are using alcohol or illegal drugs, or you are misusing prescription medication. In that case, you will most likely find that your claims will be rejected. 4. Travel Against Official Advice Insurance for incidents occurring in a specified area will most likely be voided! In case you travel to places with government advisories or warnings (e.g., war, civil unrest, or natural disasters)!  5. Self-Inflicted Harm  Generally, the inclusion of such injuries caused deliberately by  Oneself,  Suicide attempt, and  Disorders related to mental/emotional conditions (like anxiety or depression), 6. Loss Due to Negligence In a nutshell, the insurer will not compensate you for lost or stolen personal items if it finds that you were negligent (e.g., leaving items unattended in a public place or not using a hotel safe). ​‍​ ‌‍​‍Common Limitations You Will Encounter  Maximum Trip Duration: This is perhaps the most significant restriction that comes along with multi-trip policies.  If you are after unlimited trips in a year, remember that the limit is set per trip, most of the time 30, 45, or 60 days, depending on the plan you select.  Age Limits: Generally, multi-trip insurance policies have an upper age limit for applicants to be covered; this limit is usually set at about 70 years.  It may be necessary for your elderly family members to look for specialised single-trip insurance policies.  Coverage Limits on Valuables: It is important to note that there are typically sub-limits on compensation for lost or stolen valuables, such as cash, jewellery, or electronic items.  Specific Documentation Required for Claims: You must furnish all required documentation to make a successful claim!  For instance, original receipts, medical records, and a police report (which should be filed within 24 hours in case of theft)! Otherwise, your claim is likely to be turned down.  As a precautionary measure, always make sure you have read the fine print of the policy you are considering and discussed any clarifications, doubts, or planned activities with the insurance company before the purchase.‌ Read Also: Coverage For Special Occasions: Travel Insurance For Canadian Festivals And Events The Convenience Of Online Long Stay Travel Insurance Top 8 Travel Medical Insurance Trends to Consider

BY  Sibashree Dec 10, 2025

Seeing elephants in the wild? Wow. Just wow. They’re huge, slow, and somehow look like they know everything. I mean, you watch them, and it’s like, “Yep, this is Africa walking by.” That is, these giant elephants literally showcase the continent’s untamed spirit. If you’re thinking about a safari, you’re probably asking, “Right, but where do I actually go?” There are loads of places.  Addo Elephant National Park in South Africa is one of them. Big herds, easy to spot, and honestly… it feels kind of magical. Watching a whole family cross a dusty plain, or spotting a tiny calf sticking close to its mom… that kind of thing stays with you.  But yeah, luck helps, and knowing a bit about when and where elephants move helps a lot. So, if you are also curious about where to see African elephants in the wild, I have got the perfect guide.  In this blog, I will be highlighting all the famous places where you can find them and experience a journey amidst the wildest nature. So, keep reading to know more! Where To See African Elephants In The Wild? Even though there are countless zoos and sanctuaries to explore, not everywhere can you find an African elephant. That’s why you need to visit the specific regions where these majestic tuskers truly show themselves. So, here’s where to see African elephants in the wild.  1. Botswana: The Mega-Herd Sanctuary If you want numbers that will make your jaw drop, Botswana’s got it. They have the biggest elephant population in the world, and it’s over 130,000. I know, crazy. So, no matter which sanctuary you visit, you will definitely find some friendly elephants walking by. 2. Chobe National Park Chobe is kind of legendary. Especially the riverfront. In the dry season from May to October, elephants just pile in by the thousands. They drink, splash, hang out, just being elephants. Take a boat, get close, watch them play. Honestly, your brain will keep going, “Wait! Is this even real?” Now, the best viewing time is during the summer months of April to October. That’s when you get to see them flooding the riverside in herds.  But during the rainy weather, they migrate and come back again during the dry season of winter.  3. Okavango Delta The Delta is different. Slower, more spread out. Elephants wander through reeds, walk in shallow water.  Sometimes they even swim across little channels. It’s so calm, almost hypnotic. You can just watch for hours, and yeah, it’s peaceful. Unlike the other places, this area is the transition route for the migratory elephants. That is, during the monsoons, they pass through this region for food and water. But the area often faces conflicts between the herds and the local communities. For instance, the herds at times raid the crop fields. Causing havoc and outrage among the local communities. 4. South Africa: Accessible And Diverse Viewing South Africa is great if you want elephants without trekking into the middle of nowhere. The parks are easy to get to, and you can usually spot them without much stress. 5. Addo Elephant National Park Addo, in the Eastern Cape, is perfect. Big herds chill around cars, and their darker color makes them stand out. Plus, you can mix safari with a beach day. It’s like, “Why not, right?” Two awesome things at once. Additionally, it features one of the densest populations of African elephants. So, when you visit the park, you can enjoy the unique elephant viewing along with the biodiversity of the area. But these elephants are characterized by shorter stature and thicker tusks. Making them stand on their hind legs to grab food from taller branches. Another interesting fact about this park is that the herds are led by a matriarch in the group. That is, the female members of the herd lead others to food and shelter. 6. Tanzania: An Elephant Hub Sure, everyone talks about the Great Migration, but Tanzania’s elephants are incredible too. Mainly after the massive poaching crisis, it is finally reviving its herds of elephants to balance the biodiversity. 7. Tarangire National Park Tarangire doesn’t get enough attention. In the dry season, elephants gather around the Tarangire River. And the baobab trees? Massive. Like, movie-set huge. Watching elephants wander under them… wow. Just wow. Moreover, the African elephants choose diverse locations for their habitats such as swamps, savannahs, baobab forests, and even the rocky hills. Since they play a massive role in shaping the park’s ecosystem, they are protected under strict poaching laws. So, the population of the elephants can recover from its below-average levels. 8. Zambia: Walking Among Giants If you want up-close-and-personal, emotional stuff, South Luangwa in Zambia is it. Walking safaris started here. They’re still amazing. Moreover, the concentration is finally starting to grow after the major poaching crisis. Also, the laws are aiming to curb poaching and restore the elephant population in the area. This way, they can maintain the natural connection of the local communities with the elephants. So, the initiatives have started to conserve the giant beings from being eliminated. 9. South Luangwa National Park Guides take you out on foot. Yeah, walking. You’re safe, don’t worry. But when an elephant passes nearby, you feel the ground move. It’s humbling. Slow, personal, and totally sticks with you. Moreover, nearly three-fourths of the entire population of elephants in Zambia resides in South Luangwa. So, when you visit this national park, you will get to see some of the most iconic and brilliant ones. Especially near the riverside, you can spot the elephants crossing in herds. So, this is the only time to view them so closely and vividly without needing your travel binoculars. Visiting African Elephants To Enjoy The Journey Botswana’s endless plains, Addo’s herds, Zambia’s walking safaris… it all matters. Visiting these places helps keep elephants safe.  But honestly, these are the places where you can see the African elephants in the wild. And that’s a memory you keep forever. Future generations deserve that too! Don’t you think?

BY  Sibashree Dec 24, 2024

If you are an explorer and budget is your only constraint, the cheapest places to travel in the world can be the best destinations for you. They await you with an immersive and fulfilling experience.  In addition, many of these places offer you the chance to enjoy pristine nature as camping or staying at quaint homestays are the best options there.  Here, we have created a Tour and Travel Guide with destinations that will help you cut down on the luxurious resort fees and airfares. However, spending less will in no way impact your travel experience.  In fact, today, most travelers look for a meaningful experience, and you gain the best when your pocket is not filled with dollars and you have to tread the extra mile.   Cheapest Places To Travel Around The World | Traveling On A Budget The cheap places to travel around the world will depend on the part of the world you are traveling from. Naturally, the currency and exchange rate will differ from one country to another. So, we have curated here the cheapest places to travel around the world from the USA. We have also shared the USD exchange rate for the currency of those locations. 1. Hungary 1 USD = 389.30 Hungarian Forint Hungary has Budapest, the capital city with history spilling its charm in every corner. Further, the architecture here will take you to a different era.  The most famous architecture in Budapest are: The Church of Our Lady of Buda Castle Rumbach Street Synagogue Hungarian State Opera, etc. Moreover, don’t miss a walk through Andrássy Avenue. It is a UNESCO World Heritage Site in Budapest, Hungary.  2. Mexico 1 USD = 20.13 Mexican Peso Very few people know that Mexico has the most serene beach scene. To have a most fulfilling beach holiday in Mexico, you have to plan a trip to Holbox. Further, Holbox has a rich marine life. So, you will find here the most fascinating animals, like the manta rays, whale sharks, sea turtles, and eagle rays.  Apart from exploring the fascinating marine life in the country, you can also enjoy a food trip here. Don’t forget to try items like Chilaquiles, tacos al pastor, and enchiladas here.  3. South Korea 1 USD = 1,435.45 South Korean Won (SKW) The port city of  Mokpo is our Tour and Travel favorite if you are traveling to South Korea. Biggest travel platforms like the Conde Nest Traveler are also in all praises for this location. Located at the southern tip of the Peninsula, Mokpo offers the best dining experience in South Korea.  Some famous places for dining in South Korea are: Dokcheon Sikdang Address: 10-36, Honam-dong, Mokpo, Jeollanam-do, South Korea Contact Number: +82 61-242-6528 Mokpo Yeonhee Nepocha Address: Samhak-ro 92beon-gil Mokpo Port Pocha No. 9, Mokpo Contact Number: +82 10-5294-8285 However, if you want to explore the food scenario of South Korea at its best, you will have to visit Seoul. 4. Vietnam 1 USD = 25,405.02 Vietnamese Dong Vietnam has Hanoi, one of the cheapest places to travel around the world for a couple. However, you can also explore places like Phú Quốc island or the Ninh Van Bay if you want to have an offbeat experience here.  Furthermore, Vietnam is a popular place for culinary tourism. The fresh food items served here are flavor bombs, and you can get them at an unbelievably low price. Here, you can try slices of pork belly or bún chả. Other must-try dishes here are the crispy pancakes served with sweet and sour fish sauce. Moreover, if you want to grab some quick snacks, you must obviously try the cao lầu noodles.  5. South Africa 1 USD = 17.85 South African Rand South Africa is home to the Kruger National Park and Boulders Beach Penguin Colony. So, it is the place where you encounter the best of wildlife. Further, if you are especially eager to know about elephants, you can visit the Knysna National Park here. This is an interactive habitat for elephants and you can be up close and personal with them. Furthermore, you can visit the following places when you are in South Africa. Robben Island Museum Apartheid Museum Cape Point Nature Reserve Cape of Good Hope Lion’s Head Table Mountain Moreover, South Africa is home to many tribes, including Hadzabe, Himba, Pedi, etc. So, you can expect a vivid and meaningful cultural experience in the country.  6. Sri Lanka 1 USD = 289.65 Sri Lankan Rupee One of the cheapest places to travel around the world, Sri Lanka will give you the most eclectic experience. We already know about the golden beaches and endless (200 miles) hiking trails.  However, Sri Lanka is also a hub of cultural tourism with Buddhist monasteries and intangible heritage. Acknowledging the appeal and significance of the Sri Lankan heritage sites for the people of the world, UNESCO has marked 7 heritage sites in the country.  Those are: The old town of Galle and its fortifications The ancient city of Sigiriya The sacred city of Kandy The ancient city of Polonnaruwa The Golden Temple of Dambulla The sacred city of Anuradhapura The Sinharaja Forest Reserve With the presence of the Sinharaja Forest Reserve, Sri Lanka is the country where you can see elephants, sloth bears, leopards, sambhurs, and many endemic species. You will also find many species of birds and reptiles here.  7. Costa Rica 1 USD = 503.16 Costa Rican Colón Costa Rica is synonymous with natural abundance. So, you don’t need to spend a fortune to explore the best of the country. There are tropical forests in the Alajuela Mountains, and these look dreamy with cloud overcasts. Further, these forests are the biggest biodiversity hubs. You can find here more than 1000 species of plants, including orchids, ferns, and bromeliads. Moreover, the verdant landscape here looks velvety with the drape of epiphytes and mosses.  So, once you are here, the feeling is transcendental. Moreover, if you are looking for outdoor pursuits, you can try surfing on the Peninsula Papagayo coasts.  8. Philippines 1 USD = 58.64 Philippine Peso Home to more than 7000 islands, the Phillippines has been a travel hotspot in the global landscape for a long time. However, as a developing economy, the Philippines is one of the cheapest places to travel around the world.  You can especially visit places like Siargao and Palawan when traveling on a shoestring. These places are also blessed with natural abundance.  Even if you are planning to book  Shangri-La Boracay or other luxury resorts, the expense will not be more than $350 per night.  Are you looking for more options regarding the cheapest places to travel around the world? You can plan a trip to countries like Malaysia, Egypt, North Macedonia and India.  Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13+ Famous Wonders Of India That You Must Visit [Updated 2024] Top Tips For Motorbike Rental In Phuket – A Guide To Exploring The Island On Two Wheels.