6 Great Reasons To Choose A Luxury Pool Villa For A Phuket Stay

BY  Sibashree Nov 24, 2025

A multi-trip travel insurance policy covers unexpected financial losses for multiple trips throughout the policy period. It can be related to a medical emergency, baggage loss or trip cancellation.  As you research online, you might come across a wide range of travel insurance for multiple trips. How do you choose the most affordable multi-trip travel insurance policy?  Here are a few factors and tips that you can consider while looking for a budget-friendly multi-travel insurance plan.  Key Features: What To Look For In An Affordable Policy?  A‍‌‍‍‌ multi trip travel insurance is a policy that covers you financially against different types of risks, e.g., a trip cancellation, medical emergencies, etc., that may happen to you during multiple trips within the period of the policy.  The insurance is generally bought for a year and is therefore mostly referred to as an annual multi-trip holiday insurance policy.  Compare key coverage features, such as the ones below, across different multi-trip holiday insurance plans available online. Medical Expenses - These may include the Transportation,  vaccination, and  Repatriation of the mortal remains,  Dental treatment,  Daily allowance in the case of hospitalisation, and many other things. Trip Expenses - Delay of the trip, cancellation, interruption, missed connections, and so on. Loss of Baggage - Delay or complete loss of checked-in ‍‌‍‍‌baggage. Choosing An Affordable Policy: Does It Meet Your Needs? While you consider a multi-trip travel insurance policy instead of a separate travel insurance plan for each trip, ensure it covers all your specific needs.  Look out for the following aspects: Flexible features to customise the multi-trip travel insurance to your advantage. Online convenience and customer support to seek assistance on queries. Seamless claim settlement process and high claim settlement ratio for a reliable experience. 1. Review Your Needs For Cost-Effective Coverage While selecting basic and customisable coverage, review your needs carefully and choose the most important features. Determine the extent of coverage required based on possible risks that can affect your financial situation.  Taking this step can help you compare more effectively and lead to a better multi-trip travel insurance policy at an affordable premium. 2. Calculate Premium And Save For Multi-Trip Insurance Calculate the premium for the various annual multi-trip holiday insurance plans. It will be available on the specific insurer’s official website. Compare the price against the coverage features and benefits offered.  Some reputable insurance providers, such as Reliance General Insurance, offer premium rates for their various multi trip travel insurance policy options to make the comparison easier.  3. Save More With Exclusive Discounts As you compare features and premium rates, keep an eye out for discounts. These may apply to specific policy types, travel seasons, coverage levels, and more.  Ensure it helps you reduce the premium for an affordable policy without compromising coverage features or requirements.  4. Plan, Buy Early, And Save More Compare and buy a multi-trip travel insurance or single-trip multi-destination travel insurance plan well in advance.  Buying it much earlier can help you secure a more affordable policy by taking advantage of lower demand, better premium rates, and added coverage benefits.  What Multi-Trip Travel Insurance Does Not Cover? The first thing you should pay regard to is the limitation of every single possible length of the trip.  Next, do not allow any pre-existing medical condition. And finally, the instances that are not covered if you participate in high-risk sports. Key Exclusions You Need To Know About 1. Pre-Existing Medical Conditions:  Most of the standard checked policies will not take on the costs related to medical conditions that have existed prior to buying the insurance.  Only a couple of insurance companies may offer an extra provision at a higher price to cover the acute flare-ups! However, the planned treatments are always in the list of exclusions. 2. High-Risk Activities Suppose your program includes adventure or extreme sports such as skydiving, bungee jumping, or mountaineering.  In that case, you will understand that these activities are generally not included in a multi-trip standard policy. So, you will have to sign up for a specialised insurance policy. 3. Alcohol Or Drug-Related Incidents Suppose the event, disease, or injury happens when you are using alcohol or illegal drugs, or you are misusing prescription medication. In that case, you will most likely find that your claims will be rejected. 4. Travel Against Official Advice Insurance for incidents occurring in a specified area will most likely be voided! In case you travel to places with government advisories or warnings (e.g., war, civil unrest, or natural disasters)!  5. Self-Inflicted Harm  Generally, the inclusion of such injuries caused deliberately by  Oneself,  Suicide attempt, and  Disorders related to mental/emotional conditions (like anxiety or depression), 6. Loss Due to Negligence In a nutshell, the insurer will not compensate you for lost or stolen personal items if it finds that you were negligent (e.g., leaving items unattended in a public place or not using a hotel safe). ​‍​ ‌‍​‍Common Limitations You Will Encounter  Maximum Trip Duration: This is perhaps the most significant restriction that comes along with multi-trip policies.  If you are after unlimited trips in a year, remember that the limit is set per trip, most of the time 30, 45, or 60 days, depending on the plan you select.  Age Limits: Generally, multi-trip insurance policies have an upper age limit for applicants to be covered; this limit is usually set at about 70 years.  It may be necessary for your elderly family members to look for specialised single-trip insurance policies.  Coverage Limits on Valuables: It is important to note that there are typically sub-limits on compensation for lost or stolen valuables, such as cash, jewellery, or electronic items.  Specific Documentation Required for Claims: You must furnish all required documentation to make a successful claim!  For instance, original receipts, medical records, and a police report (which should be filed within 24 hours in case of theft)! Otherwise, your claim is likely to be turned down.  As a precautionary measure, always make sure you have read the fine print of the policy you are considering and discussed any clarifications, doubts, or planned activities with the insurance company before the purchase.‌ Read Also: Coverage For Special Occasions: Travel Insurance For Canadian Festivals And Events The Convenience Of Online Long Stay Travel Insurance Top 8 Travel Medical Insurance Trends to Consider

BY  Barsha Jan 17, 2023

Planning to check out the Traverse City beach sometime soon? But what beach will you go to - there are so many beautiful beaches in this area of the United States that you will be left spoilt for choice - we know we were! So, the next time you are planning a trip to the beach, don’t forget about Traverse City. Keep reading to find out! A Guide To Traverse City Beach - 10 Best Beaches To Explore! There are so many beautiful hotels that you will b spoilt for choice - so choosing the location based on the popular hotels of the area would be a wrong choice. Instead, how about finding out which is the prettiest beach first before you can book your hotels? But here’s a list of hotels to help you out anyway! Bayshore Resort, The Baywatch Resort, Grand Beach Resort Hotel, Delamar Traverse City, Parkshore Resort, Cherry Tree Inn & Suites, Sugar Beach Resort Hotel, Pinestead Reef Resort, The Beach Haus Resort, and Pointes North Beachfront Resort Hotel. Once you are done going through the hotels, scroll down to read about the prettiest beaches in Traverse City. 1. West End Beach: West End Beach is perhaps our favorite Traverse City beach - it was so pretty and, more importantly, not crowded. Perfect for your next weekend getaway, you can’t miss out on this pretty little beach. Review By Kasey Chappel: “Beautiful serene views, relaxing by the bay is bar none! Watching the sailboats listening to the birds, and staring at the water is very relaxing! I recommend anybody stop by, hang up a hammock and chill out for a while ?” 2. Clinch Park: There are several beaches in Traverse City but none like the beautiful beaches in Clinch Park. Not just the internet but our personal experience tells us that these beaches are hand down the prettiest! Review By Desi Carpenter: Chilled little water pad & "obstacle" course for the kids. The beach area is usually (always) clean, with friendly people and amazing views right on the pier. Great area to park and be able to access downtown or walk behind the buildings on the boardwalk. 3. Haserot Beach: Honestly, Haserot Beach is a gem - one of the prettiest hidden gems that we came across on our trip to the different beaches in and around Traverse City. Plus, this beach is free from rocks and comes with a nice picnic area, vault toilet, and playground. Review By Sebastian Cowgill: Great swimming spot with a nice scenic drive on the way in. On the day we went there were only two other groups so it was nice and private. It was the only beach we went to in the area that wasn’t crowded. There’s also a great boat launch right there so you can drop in easily. 4. Traverse City State Park Beach: Another Traverse City beach we really loved was the Traverse City State Park Beach. It’s so family-friendly and perfect for anyone planning to travel to the beach with children. Review By Doug Smith: This is a fairly long beach that runs West of the entrance and all the way to the Pinestead Reef timeshare resort. It used to be a deep beach but the water levels are up (can't fault the park). Picnic tables and benches are well maintained (many beaches lack these). Long grassy area (another plus that many lack). Pedestrian bridge from the state campground on another side of the highway. 5. East Bay Park: It’s highly possible that you might not be a fan of those big city beaches that are always crowded and even the water’s so deep. In that case, the beaches in East Bay Park are perfect for you - it’s relatively less crowded and the water’s pretty shallow. Review By Citallwic: I’ve visited a number of the parks and trails in the East Bay Regional Park District over the years, most recently enjoying May afternoon walks on the Contra Costa Canal Trail and the new George Miller Trail. Briones Regional Park remains my favorite component of the district system, and I especially like to be there when the raptor migration is in full swing. I am SO grateful for all the hard work and cooperative efforts that have made the East Bay Regional Park District one of the finest park/trail systems in America. 6. Bryant Park: Amongst the different Traverse City beaches, the ones in Bryant Park are perhaps the most popular amongst the local residents. So, if you want a local beach flavor then heading over to Bryant Park is a great idea. Review By Lucky M: This beach is lovely. The parking lot is really small, which can be a problem, but it also limits the crowds. There is lots of room on the expanse of nice, clean sand to spread out. The water is mostly pretty shallow, so it's great for the kids to play safely, and there's also a great playground. There is a nice bathhouse with flush toilets and sinks. For visitors with disabilities, there is a special path all the way down the beach that a wheelchair can easily navigate, and a special bench to accommodate them. In fact, the path is so nice that everyone was using it to walk on! The city has really done a beautiful job with this beach. 7. M.C. Beach: Another one of our favorite Traverse City beach is located at M.C. Beach! It’s beautiful, and the beach has cute tables - up for a gateway with your girl gang? Then this one’s surely your best shot! Review By B9008UBmichaelm: We have known the Marbella Club for many years, but due to circumstances this is the first time we have been back for a few weeks in 3 years. The significant and noticeable development always invites us to spend the days and evenings there. Especially for lunch the last few days at MC Beach - to enjoy the warm welcome by Federica, the cool service and the delicious recommendations by Benjamin, Borja or Tani (in no particular order) cannot be surpassed in terms of professional nonchalance. The entire team does a terrific job and it is a great pleasure to be there. Bravo and chapeau! We are already looking forward to lunch today. 8. Taylor Park Long Lake Township: You don’t need to search with terms like ‘beach traverse city Michigan’ - if you are looking for a beach that’s local and small, then definitely head over to the beaches at Taylor Park Long Lake Township! Review By Mitchman1964: I am a local Realtor residing in Long Lake Township who spends a great deal of time recreating on Long Lake with friends and family. I've sold many lakefront homes on this gorgeous inland lake located just 10-15 min. West of Traverse City. The roughly 3,000 acre all-sports lake is popular for swimming and boating with its 5 islands, nesting bald eagles and loons, deer and other wildlife. It's crystal clear waters, sandy bottom and relatively shallow depth make for a user friendly experience for families and fishing. There are two public boat launch access points, one at he North end of the lake just West of the Village and the other on the West side of Long Lake off of Crescent Shores. This is one of the most desirable inland lakes and bodies of water in all of the Grand Traverse Region. For more info, I can be reached at (231) 645-2323 and I'm happy to assist you in your vacation plans or finding the lakefront property of your dreams! Read More: Discovering The 11 Most Beautiful Places Of Adventure In The World 9. Sunset Park: While people will recommend the sugar beach traverse city area, it will be so much better to just head over to Sunset Park - it’s pretty and perfect, plus you get to see one of the most beautiful sunsets. Review By Susan Page: Very nice, quiet park. It's very clean. There are swings and another piece of playground equipment. Close to the water and far enough from the road. It's fairly quiet and has benches and picnic tables. Can enjoy a terrific sunset. Parking is plentiful. Enjoy this park. 10. Suttons Bay Beach: If you find Suttons Bay gorgeous, then there’s no point in not visiting Suttons Bay Beach! It’s beautiful - again, people might recommend the grand beach resort traverse city, but it’s better to just hit the area around Suttons Bay for the perfect beach weekend getaway. Review By Mike Gardner: Nice little beach right behind the downtown area. Not far from restaurants and shops. For your convenience, you will find two private unisex restrooms to use to change and clean up in private. This is a family-friendly beach with a nice playground for the kid as well. Frequently Asked Questions (FAQs): Check out the most frequently asked questions related to the Traverse City beach mentioned below in detail! 1. What Town Has The Best Beach In Traverse City? Ans: Perhaps, the most popular beach in Traverse City is located in Clinch Park, just minutes away from downtown. The stretch is beautiful and runs along the entire West Grand Traverse Bay - it’s only a very short walk from different shops, restaurants, and coffee bars. 2. What Is The Prettiest Beach In Michigan? Ans: The prettiest beaches in Michigan are as follows,a. South Haven,b. P.J. Hoffmaster State Park,c. Grand Haven,d. Warren Dunes State Park, ande. Pictured Rocks National Lakeshore. 3. What Are The Best Swimming Lakes Near Traverse City? Ans: One of the best swimming lakes near Traverse City is Perch Lake. While there are several lakes located in Michigan that go by the same name, the one we are talking about spreads over 40 acres in the East Bay Township, just outside of Traverse City. 4. Which Great Lake Has The Prettiest Beaches? Ans: The prettiest beaches in Great Lake are as follows,a. The Grotto - Lake Huron,b. Bluffer's Park Beach - Lake Ontario,c. Pancake Bay Beach - Lake Superior,d. Sleeping Bear Dunes National Lakeshore - Lake Michigan, ande. Long Point - Lake Erie. And It’s A Wrap! So which is your favorite Traverse City beach - which one do you plan to check out any of these days? We can’t wait to find out! If you do plan a trip to Traverse City, don’t forget to let us know about your experience in the comments below! Read Also: 10 Best Nude Beaches In The World 6 Things To Do At The Beach This Fall Top 7 Nantucket Beaches For Tourists In Massachusetts

BY  Sibashree Sep 20, 2025

Modern families seek more from ski holidays than just pistes, and they want entertainment for non-skiers, activities for young children, convenient downtime options, and excellent safety standards.  You’ll want to discover more than just the slopes, if you are planning on visiting Val Thoren’s for a ski holiday.  There are plenty of non-ski activities in Val Thorens for families to enjoy that make all the difference.  Val Thoren’s has improved its facilities in recent months to tailor towards families who need childcare services, indoor leisure centre facilities, and a diverse range of entertainment options. What Is Val Thorens? If you're new to the ski scene or haven't heard of Val Thorens before, let me give you a quick rundown. Val Thorens is renowned for being the highest ski resort in the Alps, and it's no surprise that it boasts an impressive snow record.  The village sits at an elevation of 2300 meters, and many of the main ski areas soar above 3000 meters, with plenty of north-facing slopes and a couple of small glaciers to boot. However, it's worth noting that the runs coming down from Méribel and those in the Orelle sector can face some challenges.  Since they face south or west, they can get a bit slushy later in the season. There are also many Non-ski activities in Val Thorens that you will enjoy.  That said, the resort does a great job of snow-making, so overall, Val Thorens remains one of the most reliable spots for snow in the Alps. What Are Some Non-Ski Activities In Val Thorens That You Must Check Out? These are some really popular non-ski activities you can enjoy when you visit Val Thorens:  1. Childcare, Nurseries & Snow Gardens Val Thoren’s offers great childcare from early infancy through school age. If you need a daycare for babies from three months old, the ESF daycare provides both full and half-day care options, including meals and multilingual staff that can guarantee safety and comfort.  There are also snow gardens that are catered for toddlers ages 18 months to three years that combine indoor play with an easy snow introduction.  Mini clubs accommodate children aged three to six, offering structured activities whilst parents enjoy the slopes.  For more personalised care, you can hire private nanny services like Little Peaks Childcare. These provide bespoke support with a flexible booking service for parents who wish to book with them on certain days.  For British families, there are English-speaking carers who can understand family preferences and requirements. 2. Indoor Amenities & Leisure Centres If you fancy visiting a leisure centre for the day and enjoying the indoor amenities that the resort has to offer, there is a main sports centre for that. It features heated swimming pools with fun water features and slides for families to enjoy.  It also has a separate children’s soft play area for the kids to enjoy and be entertained during the afternoon breaks.  For older children, there are trampolines and climbing walls to keep them entertained if they enjoy taking on a physical hobby.  Parents can enjoy the wellness facilities that the resort has to offer, such as a sauna and hammam, whilst the children are happily occupied with their activities nearby. When the weather deteriorates, the cinema screens English-language films and subtitled releases.  Bowling facilities and games rooms provide evening entertainment. You get most amenities within walking distance of accommodation, and operate extended hours during peak seasons. 3. Outdoor & Adventure Alternatives There are lots of thrilling non-skiing activities that Europe’s highest ski resort has to offer. Val Thoren’s maintains almost all its terrain above 2,000 metres, according to recent statistics. This provides the perfect snow conditions for alternative activities. There are plenty of activities that range from toboggan runs, night sledding, and husky sledding. Moreover, you will get snowshoeing expeditions that explore mountain landscapes, and zip-lining. 4. Family-Friendly Amenities Val Thorens is a fantastic destination for families, boasting the Famille Plus certification. This means you can expect a variety of family-friendly amenities and services throughout the resort.  You’ll find restaurants that offer kids' menus and highchairs, creating a welcoming atmosphere for families to enjoy meals together. For parents looking to relax, many of the major hotels feature wellness centers with spa treatments and serene areas to unwind.  While you take a moment for yourself, your kids can join in on organized activities designed just for them. If you need any practical items during your stay, worry not! There are plenty of medical services available on-site for those minor scrapes and sniffles. Additionally, you will also find shops that stock all the essentials, like baby supplies and children’s equipment. So you’ll never feel overwhelmed. Plus, the resort’s central booking service is a real lifesaver for busy families. It can help you easily: Arrange accommodations Plan activities So, this makes your vacation much more enjoyable and organized. With the range of facilities available that extend beyond skiing, you’re truly spoilt for choice at Val Thoren’s as it ensures that every family member has a memorable experience. Enjoy All The Non-ski activities in Val Thorens Today!  In today’s fast-paced world, modern families are looking for more than just traditional ski holidays.  They want experiences that cater to everyone's interests and needs. Skiing is fantastic. But it's equally important to find a destination that offers entertainment and activities for those who prefer not to hit the slopes. Additionally, it is also important to consider engaging options for young children.  Additionally, families appreciate convenient downtime options and a focus on safety to ensure a worry-free trip. Val Thorens stands out as a fantastic family-friendly destination. It offers a variety of non-ski activities that can make your holiday truly memorable.  In recent months, the resort has made significant improvements to its facilities, catering specifically to families.  Parents can take advantage of childcare services that allow them to enjoy a few hours on the slopes or relax, knowing their little ones are in good hands. The indoor leisure center is a gem! It features a range of activities that can keep both kids and adults entertained.  There's something for everyone to enjoy, regardless of age, such as: Swimming pools Play areas Family-friendly games In essence, Val Thorens has evolved into a destination that truly understands the needs of modern families. They ensure that both skiers and non-skiers have an unforgettable holiday experience amidst the stunning alpine backdrop.