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BY  Sibashree Sep 22, 2025

As a global explorer, you just have to make smart planning! This makes international trips smoother and more rewarding.  Once you check the world time differences, it can help you to avoid a lot more surprises during the booking process. So, knowing the time is very necessary. This way, you can ensure a very smooth coordination before you even depart.  You just have to ask “What time is it?” at your destination. Trust me when I say this, this can easily help you to prevent many issues. Thus, you must pay attention to the travel timing to understand the difference between a restful journey and a jet-lagged arrival.  Why Travel Timing Matters for Global Trips Travel timing matters for global trips because it impacts every aspect of the experience, from your budget and comfort to the activities you can enjoy.  Strategic planning around seasons and demand can lead to a more pleasant and rewarding vacation. Travel timing plays a crucial role in  Reducing stress,  Saving money, and  Enhancing cultural experiences.  So what are you planning for? A short getaway or a long journey across multiple continents?  Once you start to align your schedule with time zones and seasonal patterns, it ensures you arrive ready to enjoy your destination.  According to the U.S. Department of Transportation, careful flight planning and awareness of travel times can also improve overall safety and efficiency. How Do I Avoid Jet Lag When Traveling Abroad? Jet lag, probably the worst feeling of all! It occurs when your body is out of sync with a new time zone. There is no proper solution for it, apart from one thing, which is preparation.  But how can you prepare yourself for it?  Well, first things first, you have to adjust your sleeping schedule slightly during the daytime. You have to stay hydrated and further get exposure to sunlight once you arrive.  You can also use the short nap technique. This technique has been a good way to reset yourself so far. However, you must avoid taking long naps as it might disrupt the process.  There are some global explorers who plan their flights to arrive in the evening. This further allows them to reset naturally and wake up fresh!  What Is The Best Way To Check Time Zones Before Booking? Next comes the time zone awareness. This plays a huge role in preventing missed connections and lost vacation days. Before you book your tickets, you can always compare your departure and arrival times across the destinations.  Once you are aware of the time zone, it also becomes very easy for you to make small adjustments in scheduling. This way, you can land at a very convenient hour, rather than in the middle of the night!  Many travelers overlook the International Date Line. This can shift your calendar forward or backward by an entire day.  This matters especially for trips that cross the Pacific. Here, the arrival dates may not match your expectations. Why Is Timing Important For International Travel? Timing can affect almost every aspect of traveling, whether it is about securing the best airfare or maximizing the daylight hours.  Once you can align your itinerary with the local conditions, it can help you save both time and energy.  When you are planning to choose the best time to travel, what does that mean? Well, it often means considering not just weather but also peak seasons.  Arriving during local festivals or avoiding high-demand periods can make your trip more enjoyable and budget-friendly. How Can I Coordinate Flights Across Multiple Countries? Multi-country itineraries require careful coordination. A simple strategy is to book flights in a logical geographical order, reducing backtracking and fatigue. Align layovers with cities you want to explore briefly, turning long waits into mini-trips. When juggling different airline carriers, keep buffer times between connections. This ensures delays in one country don’t derail the rest of your schedule. Best Practices For Smarter Travel Timing To help global explorers manage complex itineraries, here are a few key practices: Check time zone differences before booking flights. Adjust your sleep gradually before departure. Schedule arrival times to match local routines. Use daylight to reset your body clock quickly. Add buffer hours for connecting flights. Timing and Seasonal Considerations Seasonal timing can make or break a trip. Traveling in the off-season often means fewer crowds and lower prices, though it may also bring less predictable weather.  For cultural travelers, timing trips to coincide with major festivals or local holidays offers a chance to experience traditions firsthand. Winter and summer bring different challenges depending on the hemisphere. Always confirm not just weather patterns but also daylight hours, which may impact sightseeing plans. Why Sustainable Travel Matters More Than Ever For The Global Explorers? In 2025, global explorers will seek ways to make travel more sustainable for two primary reasons!  One is to preserve the diversity of ecosystems. Second is to promote cultural diversity for future generations.  The tourism industry has always played a massive role in  Carbon emissions,  Resource consumption, Waste production.  This factor will take a huge toll on climate change! This can further lead to environmental degradation.  Thus, sustainable practices are a partial solution to the problems at hand. Sustainable tourism emphasizes  Genuine culture and community interaction rather than commercialization, Ensuring that tourism benefits the local economy,  Creates jobs,  Sustains livelihoods without overwhelming the community.  Thus, global explorers can support locally owned businesses and choose less-traveled destinations.  This can lead to minimizing the negative impacts of "overtourism," and diluting the unique character of any given destination.  Ultimately, sustainable travel transforms individual journeys into a powerful force for positive change, thanks to the global explorers. Whereas, the most exquisite and least protected regions of the world remain ever spirited and protected. Read Also: Planning To Travel The World? How To Pack Up Your Life So It’s Ready For You When You Get Back Essential Safety Supplies To Pack On Your Backpacking Trip Why Solo Adventures Can Be Life-Changing

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.

BY  Barsha Dec 10, 2022

There’s something so beautiful about the beaches in Gloucester, Massachusetts - so much so that you have to visit all of these beaches. From small, isolated charmers accompanied by soft, silky sand to larger, pebbly beaches boasting kaleidoscopic sunsets and impressive views, Gloucester's most popular beaches have everything you love! Located comfortably on the gorgeous and captivating Cape Ann, the diverse Gloucester beaches are perfect for every season! Most Boston residents love to visit these beaches during weekends, soaking up some Vitamin C and enjoying the fresh air in the charming atmosphere. So, if you are planning to visit during Summer or on weekends, you can expect some crowds.  The rest you can find out by scrolling down - and don’t forget to stick around till the end!  Top 10 Beaches In Gloucester In Massachusetts - Travel Guide! So you are planning to check out the beaches in Gloucester MA! That’s great. In fact, if you are planning to go for a swim, you can visit during the Summer months or even between the Memorial and the Labor Days! This is the time when you will find lifeguards on duty, relatively less frigid water temperatures, and welcoming ice cream trucks.  Pack that picnic, pick your swimsuit, get hold of your umbrella, and find the perfect beach in Gloucester! Don’t forget your sunscreen - for now, keep reading to find out about all the hidden gems on the Gloucester shore.  1. Good Harbor Beach: Image Source: kubrick.htvapps.com Do you love digging your feet into silky soft, and velvety sand? Then this Gloucester beach will definitely impress you with its spectacular sunsets and sugar-white base. One of the prettiest beaches in Gloucester, the Good Harbor Beach will make you feel like you are sitting on some exotic Caribbean island! The Gloucester beach is perfect for playing volleyball, body surfing, and walking especially during low tide. There are always lifeguards on duty from 9 a.m. to 5 p.m. every day! Try not to trash the place considering it will also pollute the sea. Insider's tip: Flotation devices, inflatables, and surfboards are all banned between Memorial Day and Labor Day. But boogie boards made from Styrofoam are allowed.  2. Wingaersheek Beach: Image Source: lyndsayhannahphotography.com One of the most beautiful beaches in Gloucester, Massachusetts, Wingaersheek Beach doesn’t have a vast expanse of sand. It measures only about half 0f one mile in terms of length. But don’t make up your mind based on the size of this beach - instead, consider the sheer beauty of the beach! The beach is 0.6 mile long where people can stroll around. The name of the beach has been derived from the Dutch name ‘Wyngaerts Hoeck’. The beach parking reservation system creates opportunities for tourists and visitors to enjoy their beach experience especially if they are non-resident. Insider's tip: Visit Wingaersheek Beach during low tide. The low tide not just increases the size of the beach dramatically, but you will also get to spot clams and hermit crabs. 3. Half Moon Beach: Image Source: a.travel-assets.com You don’t have to google ‘half moon beach Gloucester’ - instead, just pack your beach and check out this golden horseshoe surrounded by lush green nature and giant boulders. The crescent shape of the beach is responsible for its name. Perfect for couples, you must visit this beach if you have been seeking an isolated beach experience. In the city of Gloucester, there are many beautiful beaches and if you visit this one, it will be a memorable experience. The beach is hidden and if you come really close, only then will you be able to see the beach. Insider's tip: You must not miss out on the Sunset. The sky will display hues of orange, pink, and yellow - don’t forget to carry your camera! 4. Pavilion Beach: Image Source: cdn-cms.bookingexperts.nl Located close to Gloucester downtown, Pavilion Beach is one of our favorite beaches in Gloucester! After an exhausting day of shopping and stuffing our mouths with local delicacies, Pavilion Beach appears like a respite with its clean water and pretty views. We loved how relaxing the atmosphere was in and around this beach! Insider's tip: In the month of June, residents here celebrate St. Peter's Fiesta, an event that was started in 1927 for honoring the ‘patron saint of fishermen.’ 5. Plum Cove Beach: Image Source: atlanticcoastaldiscoveryhome.files.wordpress.com One of the Gloucester beaches that's a favorite amongst locals, Plum Cove Beach is perfect for families. Ideal for kids and young adults, this mini slice of sandy paradise is all you need this weekend - it’s practically impossible for kids to get lost here! You will find your stress washed out and all your worries lulled by the waves.  Insider's tip: Lifeguards are not on duty starting from the weekend after Father’s Day, and it continues till Labor Day weekend. 6. Cressy's Beach: Image Source: arc-anglerfish-arc2-prod-bostonglobe.s3.amazonaws.com The beaches in Gloucester are so different from each other. If you are not a fan of typical beach activities like running around, comfortable lounging, or even sandcastle building, then Cressy's Beach is ideal for you! Don’t forget your water shoes since the waters are peppered with rocks, even the shallow waters!  Insider's tip: Picnic tables and outdoor grills are permitted here - so you can settle down with some food and enjoy the same with the spectacular views! 7. Niles Beach: Image Source: goodmorninggloucester.files.wordpress.com You thought the perfect Gloucester beach MA doesn’t exist. But then you come across Niles Beach, and the silver sand accompanied by high tides will welcome you! Located in eastern Gloucester, this is one of those secluded spots that are the perfect welcome getaway from the common bustling beaches. The beach is limited to vehicles; however, it is well situated across East Main Street in Gloucester. The beach is not allowed to everyone and residents mostly enjoy the place. Insider's tip: Since the beach is so beautiful, naturally, you will face problems with parking. If you manage to get hold of some beach stickers, then you can save yourself from the traffic. 8. Long Beach: Image Source: media.vrbo.com One of the best beaches in Gloucester, Long Beach is literally that - a really long beach stretching from Gloucester to Rockport. The picturesque beach is known for its soft, silky, and white sand - and how can you even ignore the captivating Thacher Island, accompanied by two historic lighthouses? This is one the favourites among the locals! It has a private parking lot along with showers for swimmers or divers. There are also beautiful cottages libing up the beach looking like the perfect picturesque. Insider's tip: Check the parking signs really carefully. You will find that certain areas on the beach have the ‘resident-only’ sign, which means you will need beach stickers for lounging in those areas. 9. Norwood Heights Beach: Image Source: cdn.photos.sparkplatform.com One of the best parts of Gloucester MA beaches are the local gems that are completely hidden from tourists. And Norwood Heights Beach is exactly that - a local gem, albeit hidden. A charming mixture of rocks and sand, Norwood Heights Beach is ideal for everyone who is seeking a little more than ordinary! Don’t forget to visit the Annisquam Lighthouse. The beach is even more beautiful with the lighthouse on it called the Annisquam lighthouse. There are also resorts on the beach so you can book your stay there and enjoy the food. Insider's tip: If you love listening to music, then you must use headphones on this beach since open speakers are banned on the beach. 10. Singing Beach, Manchester-By-The-Sea: Image Source: lh5.googleusercontent.com Although Singing Beach is not technically located in Gloucester, there’s no way we can miss out on this one! One of the most beautiful beaches in Gloucester, Singing Beach, is located in the downtown area of Manchester-By-The-Sea. And it’s not just the sheer beauty of the beach that attracts visitors, it’s also the musical experience you will find here. The beach also has a beautiful summertime bathhouse where you can stay and enjoy your vacation. There is also a snack bar behind the house. The sand on the beach makes noise when it dries! Insider's tip: Parking can be quite challenging especially if its a really busy weekend in Summer. Frequently Asked Questions (FAQs): Check out the most frequently asked questions about the different beaches in Gloucester.  1. Which Beach Is Better, Good Harbor Or Wingaersheek? Ans: Wingaersheek is known for its calm and beautiful water, perfect for all beachgoers who aren’t seeking any waves. In fact, if there’s anyone looking for waves, then Good Harbor is what you need, not Wingaersheek. And if you are a lover of long walks by the beach, then you can’t miss out on Crane Beach, located in Ipswich.  2. What Is The Best Beach To Go To In Massachusetts? Ans: The best beaches to visit in Massachusetts are as follows,➊ Madaket Beach located in Nantucket.➋ Crane Beach located in Ipswich. ➌ Wingaersheek Beach located in Gloucester.➍ Mayflower Beach, located in Dennis.➎ Wellfleet Kettle Ponds located in Wellfleet. 3. What Beaches Are In Gloucester, Massachusetts? Ans: The top three beaches in Gloucester are as follows,➊ Wingaersheek Beach,➋ Good Harbor Beach, and➌ Half Moon Beach. 4. What Is The Clearest Beach In Massachusetts? Ans: The clearest beaches in Massachusetts are as follows,➊ Lake Dennison,➋ Morses Pond,➌ Long Pond, ➍ Upper Goose Pond, and➎ Coast Guard Beach. And It’s A Wrap! So we have arrived at the end of our curated list of the best beaches in Gloucester. If you are planning a trip to Boston, we suggest taking the weekend off from the city and heading over to Gloucester! And if you are already visiting Massachusetts, there’s no way you can miss out on Gloucester or its charming beaches.  So plan your next beach trip - and don’t forget to share your experiences with us in the comments below! Read Also: 10 Best Nude Beaches In The World Why Myrtle Beach Is The Ideal Summer Destination Top 7 Nantucket Beaches For Tourists In Massachusetts