When Can Navigation Rules Be Overlooked?

BY  Pijus Maity Jul 17, 2024

Summer in Rome: Every traveller knows Rome is one-of-a-kind; no wonder it is widely recognised as the Eternal City.  Aside from the timeless architecture and history that lives in all of its paths, one cannot get over its ethereal beauty. And can you blame? The city is charmed with an eternity of times you may explore and still discover something new for yourself. You never know what you will find in its most notable landmarks because there’s so much to see and do. Let us now start our guide on things to do, locations to see, and spots you may enjoy during your Roman summer break. Exploring Rome: It All Begins With A Plan… First, we will explore the remains of the Roman Forum and visit the Colosseum. It is the most famous symbol of the city of Rome worldwide.  Both the Pantheon, which is well-known for its dome, and St. Peter's Basilica in Vatican City offer a panoramic view from its dome. These are evergreen destinations that never fail to leave a lasting impression and have a strong and timeless historical aura.  1. The Sistine Chapel The Sistine Chapel, which is housed at the Vatican Museums, is another must-visit ​​location. However, pay attention – reservations are required in advance. Then, take in the views from the Spanish Steps and see the Trevi Fountain. Art lovers might visit the Galleria Borghese, which features paintings by Bernini and Caravaggio, and the Capitoline Museums, which are home to antique Roman artefacts. The National Gallery of Ancient Art is situated at Palazzo Barberini as well.  2. Catacombs of San Callisto For an experience like no other, visit the Catacombs of San Callisto and walk or ride along the Appian Way. The Orange Garden will offer breathtaking sunset views of Rome, and the Baths of Caracalla will provide insight into ancient Roman public baths. Rome also has an outstanding food scene. Crispy and thin Roman pizza and classic pasta dishes like carbonara, cacio e pepe, amatriciana, and gricia are examples of its traditional cuisine. Notable dishes are Carciofi alla Romana, or Roman-style artichokes, and Supplì, fried rice balls filled with cheese.  3. Relish The Roman Delicacies Also, take a chance to savour Saltimbocca alla Romana, which is veal cooked in butter and white wine with prosciutto and sage. Desserts not to be missed are classic tiramisù and maritozzo, a sweet bun filled with cream.  Take a chance to enjoy a meal at classic trattorias like Da Enzo al 29 or Armando al Pantheon, or venture to Michelin-starred restaurants like Il Pagliaccio or La Pergola for a premium experience.  4. Extraordinary Stays Of course, there are plenty of places to stay in Rome. For reasons related to transit, goods, and services, we advise selecting places close to the city centre.  Furthermore, the majority of the most well-known, highly regarded lodging options with top-notch service are found in Rome's historic centre. You may, for instance, consider the wonderful VRetreats hotels.  Rome may be chaotic, so pay attention to this step to ensure that you have the greatest holiday possible with excellent service and the ability to see all the places you want to see in less time. Here’s Your Rome Itinerary… Whether you are in the city for three days, five or a week, you need an itinerary to visit places that deserve priority. If I were to give an honest opinion, three days is fine for a tour of this ethereal destination. Here’s why: 1. Day 1 at the Palatine Hill Are you back from the Colosseum already? If so, it’s time to visit Palatine Hill and, of course, the Roman Forum. Count on me when I say this: Palatine Hill is absolutely unmissable!  Sure thing, everyone loves the Colosseum, and they’re most likely to hit their destination when they reach Rome. But why not go that extra mile to discover a not-so-hidden-gem? If you are dying for some epic views across the forum, this one destination should be on your bucket list. Welcome, home Christmas card photos dwelled with tour images.  2. Day 2 at Pane e Salame It is obvious that you should stop at a food destination with all that extra vacation stress you are carrying. I have found an incredibly amazing lunch spot in Rome, Pane e Salame. It is a paradise for those looking to gulp fresh cheese and delectable meats.  I saved some serious money on their charcuterie tray, which was the wanderer’s reward! It has got so many delicacies that you can share without feeling guilty to your friends. Also, add Aperol Spritz for that extra kick! While Venice and other north Italian cities are quite popular for their finger food-serving styles, this place does something unique. Have an amazing time at Pane e Salame and taste the authentic Italian culture in the form of food.  3. Day 3 is for a Walking Tour I will not immediately name the places, but nothing pays off like an accomplished walking tour of Rome. Art flows through every single vein of the city, and you are never going to be secluded! On this walking tour, you are most likely to cover Piazza Navona, the Spanish Steps, Campo de Fiori, the Trevi Fountain and the Pantheon. This tour shouldn’t take you more than an hour!  Important Consideration: These places are jam-packed with tourists. So, you can book your tickets for months with fewer tourists arriving, say during winter or autumn. Follow these tips, and you’ll be good to go! The Bottom Line So, what’s stopping you from discovering the gem of Italy? There’s literally so much to see and do in the city that boasts of art and culture.  Get ready to see something special and dine in the best places in Rome. Thank you for reading this article till the end!  We really hope we were helpful on your way to planning your vacation. Wishing you the best stay in Italia! Also read Roman Revelations: Unforgettable Things To Do In Rome, The Heart Of Italy! Find Hotels Near Rome’s Top Attractions And What Parts Of The City To Stay In. The Italian Train Group FS Will Launch A New “Night Train Like Hotel”: Rome To Dolomites.

BY  Ankita Jan 12, 2024

Visions of crystal clear water lapping at pristine white sandy beaches, a glass of vintage wine on an exclusive rooftop bar overlooking a breathtaking cityscape, or perhaps a relaxing day at a world-class spa in an exotic location - luxury travel often evokes such dreamy thoughts. But alas, are such extravagant getaways limited only to the affluent? Not necessarily. Traveling in style doesn’t always have to break the bank. With the right planning, smarts, and a bit of innovation, you, too, can orchestrate a memorable and luxurious vacation, without burning a hole in your pocket. One key to success in this endeavor is leveraging modern technology, like a Travel Planning Virtual Assistant. Budget Your Journey Well The first step towards carving out your dream luxury vacation on a budget is to plan thoroughly. Define your budget and stick to it. This is where a Travel Planning Virtual Assistant can be your most valuable tool. Today's AI-based virtual assistants offer comprehensive services: finding budget-friendly flights, choosing cost-effective accommodations, searching best deals on activities, and even helping you stick to your budget during the trip. Choose Your Destination Wisely Sometimes luxury is less about the world's popular tourist spots and more about untouched, serene spots. The path less traveled can provide tranquility and exclusivity that even money can't buy. Choose destinations that aren't on everyone's bucket list, but offer immense beauty and unique experiences. Countries in Southeast Asia, Eastern Europe, or South America can render a luxury experience at a fraction of the cost compared to traditional luxury destinations like Paris, Dubai, or New York. Leverage Off-Season and Mid-Week Travel Contrary to popular belief, the off-season can be a perfect time for budget luxury travel. During these times, you can snag the best hotel rooms, flights, and experiences at heavily discounted prices, without the chaotic crowds. Mid-week travel also often has cheaper airfares and accommodations. Your Travel Planning Virtual Assistant can assist in comparing offseason rates for various destinations, and set price alerts for mid-week flights. Book Well In Advance or Very Last Minute Booking flights and hotels well in advance ensures you secure the best prices. Alternatively, a last-minute booking can also land you killer deals as airlines and hotels endeavor to fill empty spaces. Try both strategies and see what works best for your travel plans. Choose Accommodation Wisely Luxe doesn't necessarily mean a 5-star hotel. Consider boutique hotels, bed and breakfasts, or vacation rentals, which often offer personalized services that rival or even exceed those of bigger chains. Many of these alternatives provide a unique experience, let you live like a local, and save money in the process. Eat Like a Local One of the most significant expenses on vacation is food. Instead of dining at expensive tourist traps, explore local markets and eat like a local. Not only can you save a ton but you also experience the authentic taste of your destination's cuisine. Take Advantage of Free Activities Every destination has activities that don't cost a cent but offer priceless experiences. Be it wandering through charming local neighborhoods, visiting free museums, exploring nature trails, or enjoying a sunset on a secluded beach. These experiences will not tax your wallet but will enrich your memory bank. Use Points and Miles If you're an avid credit card user, make sure to leverage rewards points for flights, hotels, and even dining. It could, quite literally, earn you free travel. In conclusion, luxury travel, contrary to popular belief, is not just the exclusive domain of the ultra-rich. With careful planning, making thoughtful choices, and using technology like Travel Planning Virtual Assistants to our advantage, we can all have luxury vacations while staying within our budget. Remember, luxury doesn't always come with a giant price tag. Sometimes, it is hidden in the heart of a priceless experience. So, pack your bags, plan wisely, and embark upon your dream luxury vacation without squandering your life savings. Read Also: Planning A Vacation To Bali? Read This Blog! The Reasons To Choose A Tropical Island Vacation Every Year How To Choose The Perfect Costa Rica Vacation Rental: A Step-By-Step Guide

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.