Best Time To Visit Andaman – Andaman Guide Of 2023

BY  Barsha May 24, 2025

Just imagine you are out in the sea, cruising through the crystal clear waters with towering cliffs around you. And, you sailed to reach the most breathtakingly beautiful fjord in the world. Exciting, right? But, does this kind of place truly exist? Well, welcome to Trollfjord in Norway. One of the most beautiful and mystical fjords in the wilderness of Norway. Here, you will enjoy the natural essence of fjords with a cinematic view of the cliffs converging towards your sailing cruise. It is one of the most famous spots to experience fjord cruises in their purest form.  For those planning a fjord tour that’s a bit off the tourist radar—but packed with jaw-dropping beauty and Arctic charm—a Trollfjord cruise in Norway should be at the very top of your itinerary. Why Cruise Norway’s Fjords? If you are wondering why you should cruise through Norway’s fjords? You will be awed to know about the beauty of the western coastline of Norway. It is carved into numerous sea inlets for you to cruise down. And, the coastline stretches to all the way from the city of Stavanger to the Arctic Circle. The best way to experience this extraordinary landscape is from the water. So, you need to take the Trollfjord cruise to navigate through these majestic cliffs. And thanks to Norway’s long summer days, the golden evening light stretches for hours. So, the cliffs are literally washed with the surrealistic glow of the long sunsets. Moreover, you get to enjoy the wildlife spots like puffins and porpoises to fully immerse yourself in the peaceful rhythm of Norway. The Secret Splendor of Trollfjord Trollfjord (or Trollfjorden) is a narrow fjord located in Northern Norway, nestled between the Vesterålen and Lofoten archipelagos. It stretches for around 2 kilometers. So, it is not one of the biggest fjords to explore. But the breathtaking beauty of the place balances the short stretch of it. Moreover, you can access the fjord only by using a boat to sail down, as the entrance is quite narrow. Around 100 meters wide, the entry leads to towering granite cliffs rising straight out of the glassy waters. Inside the fjord, you will see beautiful waterfalls and alpine peaks all around the place. Truly, the fjord offers a marvellous spectacle to nature lovers. Unlike more famous fjords like Geirangerfjord—which draw crowds and cruise liners—Trollfjord is remote, wild, and blissfully quiet. So, you can enjoy its tranquility while cruising. The Best Way to Experience Trollfjord? Go Small, Go Local One of the most important decisions you’ll make when planning a fjord tour is how you’ll see it. Large cruise ships are great for comfort and convenience—but they can’t get into Trollfjord.  The narrow entrance and tight turning space make it accessible only to smaller, more agile vessels. For an unforgettable and sustainable experience, book with a small, eco-conscious operator like World Sea Explorers.  Their Trollfjord tour is designed for travelers who want to get up close to nature—not just view it from a distant balcony. On a small ship, you’ll: Sail quietly through the fjord with fewer than 12 guests on board Get closer to waterfalls, wildlife, and cliffs  Hear stories and local legends from expert guides  Support sustainable tourism and low-impact exploration  It’s a fjord cruise experience that feels personal, peaceful, and immersive—more like a nature retreat than a sightseeing tour.  What You’ll See on a Trollfjord Cruise Each Trollfjord cruise is shaped by the weather, the wildlife, and the season, but here’s a taste of what you can expect: 🦅 Sea Eagles in Flight Trollfjord is famous for its population of white-tailed sea eagles, Europe’s largest birds of prey. These majestic raptors often glide close to the cliffs, circling boats and scanning the water for fish. 🐬 Marine Life Porpoises, seals, and even whales can be spotted in the fjord and surrounding waters—especially in early summer when marine activity peaks. 🌄 Towering Peaks and Waterfalls The granite cliffs on either side of the fjord are peppered with snowmelt-fed waterfalls. In summer, they cascade down like silver ribbons, especially after rain. 🌿 Pristine Silence One of the most powerful features of Trollfjord is the silence. With no road access and minimal boat traffic, the fjord has a serene, sacred quality that’s rare in today’s world.  When to Go: Best Season for a Trollfjord Tour Although the place is beautiful throughout the year, there is a specific seasonal time when you can best enjoy the place. During the months of May to September, Trollfjord has the longest summer days. So, you get to enjoy the mild weather and long hours of daylight while cruising or sightseeing the wilderness around. Moreover, if you are visiting around the months of June and July, you will get to experience the most awesome sunsets. With the midnight sun, you can enjoy the evening golden hours to relax or sail through the fjords. However, in August, the weather becomes slightly cooler. So, it is perfect for enjoying the cool sea breeze while cruising through the marine life. Also, you get to check the migratory birds and whales around the place. But if you want to truly immerse yourself in an offbeat location with few tourists and beautiful natural landscapes, try visiting during September. Amidst the autumn weather, you can enjoy the beautiful mornings and a hint of winter’s arrival in the air. Some tours also operate in the winter months, combining a fjord cruise with Northern Lights chasing. While Trollfjord may be harder to reach in icy conditions, you can cruise through the surrounding waters to see the Arctic starry skies. What to Pack Whether you’re visiting in summer or winter, dress in layers and prepare for rapidly changing weather. A waterproof jacket, warm base layers, and good shoes are essential. Don’t forget: A camera with a zoom lens (for eagles!) Binoculars Reusable water bottle and snacks Gloves, hat, and scarf even in summer—it gets breezy on the water  Extend Your Adventure in Lofoten & Vesterålen If you’re traveling this far north, you’ll want to spend a few extra days exploring the surrounding region.  The Lofoten Islands are postcard-perfect: colorful fishing villages, dramatic peaks, white-sand beaches, and cozy rorbuer (traditional fisherman cabins) you can sleep in. Vesterålen, just north of Lofoten, is quieter but equally stunning. It’s one of Norway’s best areas for hiking, kayaking, and whale watching.  You can also explore Sami culture and taste traditional Arctic cuisine in this lesser-traveled region.  Why Trollfjord Should Top Your Norway List If you are a traveler who loves experiencing unique and breathtaking nature, Trollfjord should be on your next trip plan. From the wilderness to the natural serenity, it offers you everything you need right in one place. It’s raw, powerful, and deeply moving—and the feeling cannot be replicated in any other place. By choosing a Trollfjord cruise in Norway with a small-ship operator, you’re getting more than just a photo dump. In a way, you’re immersing yourself in one of Norway’s most magical places. With the locals and the beautiful nature around, you are guaranteed to love the land, sea, and everything in between. With the craze of travelling for Instagram views, most of the tourist spots have become crowded. So, choose Trollfjord in Norway to immerse yourself in an offbeat trip to nature! Up Next.. Here is a List of Best River Cruises in Europe! These Best Places To Travel In Europe Are Amazing In Winter Chartering a Yacht in Norway: Your Ultimate Guide to an Unforgettable Adventure

BY  Sibashree Apr 29, 2025

John has plans to visit Italy this year. He has been saving the fun for many months now.  However, a medical emergency in the family has resulted in some unexpected expenses. So, he was clueless about how he would arrange the funds, as he did not want to cancel the plans.  I suggested that he go for vacation payment plans.  The global market for “Travel Now and Play Later” services is about to reach $98.6 billion by 2033. Also known as the “Buy Now Pay Later” or BNPL Option, it is an important type of vacation payment plan.  Many travel companies offer buy now, pay later (BNPL) or other all-inclusive vacation payment plans. Here, you don’t need to pay all the charges for your vacation upfront.  On the contrary, with these vacation payment plans, you can now book your travel requirements and pay the money over time. Typically, these payment plans feature fixed monthly installment payments. Also, based on the company, these plans are available without interest or with interest.  In addition, many companies offering vacation payment plans will allow you to make a small down payment and pay the remaining amount in installments before you set out for the trip or even after completing the trip.  Here, the repayment policies will differ from one company to another.  Now, on the Tour and Travel Blog Board, we understand that traveling isn't just about choosing a travel destination, knowing the attractions, and making the itinerary.  We often overlook the funding part, only to end up in a soup, thinking about the expenses. So, here, we will discuss how these companies offering vacation payment plans are making traveling easier for you.  Also, in this, we have Escapes.ca as our expert partner, decoding the benefits of vacation payment plans and how they work for us. How Do The Best Vacation Payment Plans Work? Usually, the application for vacation payment plans works through the following step-by-step process. How it works: 1. Select "Flex Pay" or "Pay Monthly" at checkout:Many companies offer payment plans that are easily selected during the booking process.  2. Quick application:You'll need to provide some personal information for a quick decision.  3. Enjoy your trip:You can travel and start enjoying your vacation even if you haven't fully paid for it yet.  4. Choose Easy Monthly Payments To Repay The AmountThe remaining balance is paid in fixed monthly installments, often with no late fees or prepayment penalties.  What Are The Best Companies Offering Vacation Payment Plans? Here are some top names in offering vacation payment plans.  CompaniesBenefitsAmerican Airlines VacationsOffers Flex Pay with interest-free options.Beaches ResortsProvides Flex Pay for easy monthly installments.Air Canada VacationsAllows you to pay monthly and travel even if your balance hasn't been fully paid.United VacationsAllows you to book a vacation and pay monthly with a small down payment and pay the rest later.SellOffVacations.comOffers Flex Pay with fixed monthly installments.CheapCaribbeanPartners with Flex Pay to offer payment plans.ExpediaProvides flexible payment plans and can filter for free cancellation options.Apple Vacations/Travel ImpressionsMay offer payment plans through companies like Uplift. Southwest VacationsOffers Flex Pay for convenient monthly payments. Escapes.caProvides "Pay Monthly Vacation" options with a deposit and regular monthly payments. All Inclusive OutletOffers flexible payment plans for land-only bookings. Why Are Vacation Payment Plans So Popular Among Tourists? The market for vacation payment plans is growing because of rising demand for these plans among millennials and Gen Z travelers.  Especially, the buy now, pay later (BNPL) facilities are becoming more popular among millennials and Gen Z travelers, as in many cases, there are no late fees involved in the repayment structure.  Also, a recent survey has found that 18% of the travelers prefer to use the vacation payment plans.  However, do you know why these plans have become so popular? Let’s find out! 1. Vacation Payment Plans Are Flexible Vacation plans offer flexible payment options with easy installments and partial downpayments.  Also, many vacation payment services do not charge any interest on the funding provided.  2. Fintech And Digitalization Have Made Vacation Payment Plans Flexible The global online booking market is about to reach 1589.6 billion by 2032. On the other hand, the Fintech Market is about to grow to 686.85 billion by 2030.  This simultaneous rise in these two industries has made it easier to incorporate vacation payment plans into online travel booking platforms.  It works in a way similar to how you want to purchase a luxury item or service from a company, and the company arranges funding for you.  3. Vacation Payment Plans Offer More Comprehensive Travel Solutions Many services offering vacation payment plans are now collaborating with tourism companies. In this way, the companies providing vacation payment plans are now reaching out to a wider customer base.  Also, as the travel companies set the itinerary and travel packages for a particular destination, the vacation payment partner, in collaboration with the travel companies, will have a clear idea about how much fun you need.  This clarity will help the travel payment plan services customize your vacation plan for comprehensive coverage.  4. Vacation Payment Plans Help Tourists Have More Meaningful Travel Experiences The demands of the travelers are changing. Today, traveling is not just about touching the highlights.  The young travelers are looking for more “meaningful” experiences. They want to explore the local culture, visit the hidden gems, and be more sustainable in their travel practices.  However, ticking all these checklists may cause the budget to shoot up. These vacation payment plans help the tourists with adequate funding, and the flexible repayment schedule adds to their mental peace.  How To Find The Best Vacation Payment Plans? Keep all these things in mind while choosing the best vacation payment plan for your next trip.  Research and Compare: Don't settle for the first payment plan you see. Compare different vacation packages and payment options to find the best deal for your needs and budget.  Consider Booking During the Off-season: You may find better prices and deals by booking during off-season periods like mid-October through mid-December.  Check for Flexible Cancellation Policies: Look for packages with flexible cancellation policies. This way, you won't be stuck with penalties if you need to change your plans. 

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.