Essential Guide to Travel Insurance in New Zealand for Your Trip

BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  Abdul Aziz Sep 25, 2023

Beaches are one of nature's greatest wonders that attract millions of visitors annually. With their scenic vistas and the soothing sounds of waves, beaches offer a sense of calm and tranquility. However, beneath their beauty lies many mysteries and surprises. From the endless motion of tides and currents to the minute particles that make up the sand, beaches hold remarkable secrets. In this article, we explore some of the most fascinating yet unknown facts about beaches that will leave you astonished. The Sand Shifting Spectacle Have you ever noticed how the arrangement of sand on the beach appears to change with every visit? This is no illusion - and is always on the move. Prevailing winds and waves continuously transport sand particles up and down the coast. It has been estimated that over 100 million tons of sand shifts globally every year! More perplexing is that the sand migrates in large belts called sand shadows that stretch for miles underwater. Intricate currents carry the grains long distances before depositing them in new locations. So, the very sand formations we see today were not here years ago, demonstrating the dynamic nature of beaches. The Micro Marvels Taking a closer look, each grain of sand is a minute miracle. Under a microscope, their shapes - rounded, angular, or elongated - tell stories of the forces that wore them down from rocks and polished their edges during travel. More incredible than their structures are their constituent elements. Most beach sands contain over 90% silica in the form of quartz. But other common yet tiny components include corundum (a mineral harder than quartz), zircon, rutile, and monazite. These durable crystals withstand erosion to eventually materialize as multicolored specks within the ordinary sand. Such compositional diversity packed into one scoop of sand bursts our perception of its simplicity. You can learn more about beaches by following Westhampton Beach news. The Invisible Border Control What truly demarcates where the land ends and sea begins is another enigma, revealed only at high or low tides. Known as the shoreline, this boundary between water and Earth is governed by complex tidal patterns. Differences in tidal ranges around the globe also make for head-scratching sightings. In places like the Bay of Fundy in Canada, tides vary by over 16 meters - high enough to submerge harbors! On the contrary, tides along the Atlantic coast of the USA are a mild 1-2 meters. Consequently, exactly defining the coast is tricky business, owing to the ocean's fluid occupation and abandonment of shore spaces throughout each day. The Living Beach Combers Lurking within the beach sands is a whole unseen universe teeming with critters. A single handful contains multitudes of crabs, clams, snails, worms, and more - true beachcombers that sift nutrients from the grains. Some, like the mole crab, have adapted shovels and gills for an underground existence. Others like sand dollars appear genteelly gliding over the ocean floor but are in fact agents of filtration. Their ensemble supports a delicate food web that cascades onto shorebirds, fish, and more. Together, these coastal colonizers comprise an integral living fabric woven into the very landscape we walk upon unaware. The Secret Of White Sand Beaches Most travelers envision picturesque white sand beaches when dreaming of tropical paradise destinations. However, few realize that the white sand creating such idyllic shores is far from a natural geological phenomenon. Its genesis can be attributed to an unlikely source - the excrement of colorful reef inhabitants known as parrotfish. Parrotfish play a vital role in marine ecosystems through their prolific feeding habits. With their specialized beak-like jaws adapted for grazing coral structures, they consume vast amounts of dead coral rubble. However, their digestive systems lack the ability to break down the indigestible coral skeleton remnants. As a result, kilograms of crushed coral limestone are processed and expelled from the fish in the form of fine white granules. To Wrap Up These are but a few astonishing truths behind our literal and metaphorical shorelines. Indeed, beaches hold more puzzles and poetry than first meets the eye. Their ever-shifting sands, microscopic marvels, cryptic borders, and thriving undercover life form a picture far richer than their placid outward appearance projects. The more we learn to look, the deeper the discoveries and wonder we gain from nature’s simple yet most complex creations – the beach. Read Also: Best Beaches In Costa Rica For Family Vacation A Guide To Traverse City Beach – 10 Best Beaches To Explore These Are The Closest Beaches To Ohio That You Need To Go For A Dreamy Vacation!

BY  Shahnawaz Oct 31, 2023

Statistics show that American travelers are likely to make 1.94 billion domestic leisure trips by the end of this year. One area that is quite popular is the Gulf of Mexico. Nestled along the southwestern corner of the United States lies an idyllic stretch of coastline. It draws families searching for memorable sun-filled adventures and lifetime memories.  The Gulf of Mexico, with its shimmering turquoise waters and warm sandy shores, serves as an oasis for beachgoers, nature explorers, beachcombers, and water enthusiasts alike. From Port Aransas beaches to Gulf Shores attractions and Biloxi's hidden gems, here is your gateway to family fun in the Gulf. Join us as we discover everything this coastal paradise has to offer. We have with us activities like building sandcastles to embarking on exhilarating boating adventures. Port Aransas: A Beach Lover's Haven Port Aransas, situated on Mustang Island, is known for its charming coastal town feel and 18-mile pristine shoreline. It is often called the Texas Treasure. It is renowned as an inviting and family-friendly vacation spot along the Gulf of Mexico shores. Port Aransas makes for an excellent coastal retreat getaway. As soon as you step onto Port Aransas' powder-white sands, you'll understand why this town is such a gem. Beach lovers will find plenty of space here for building sandcastles, flying kites, and playing beach volleyball, not forgetting the calm waves that make swimming enjoyable. And if you’re lucky enough, you might even spot dolphins swimming nearby. If you're planning a visit to Port Aransas, Texas' charming coastal town, your trip must be carefully orchestrated. Start with finding accommodation that perfectly meets your preferences. Due to its immense popularity during peak vacation seasons, Port Aransas can quickly become overrun.  As such, beginning an early search for the best Port Aransas vacation rentals is crucial to ensuring a relaxing and stress-free stay. By booking in advance, you ensure a comfortable and enjoyable place. It also makes sure that every aspect of the Port Aransas experience can be maximized during your stay there. Boating Adventures: The Heart of the Gulf One of the quintessential Gulf of Mexico experiences is taking to the water for a boating adventure. The Gulf's calm and clear waters make it a prime location for all types of waterborne activities. No matter if it is sailing, jet skiing, kayaking, or taking part in any aquatic recreational activities, the Gulf offers limitless aquatic adventure. Are you seeking an unforgettable maritime adventure? For an experience like no other, take the plunge and discover the Gulf's plentiful islands, bays, and inlets. A visit to the Florida Keys gives snorkelers and scuba divers the chance to dive or snorkel across its vibrant coral reefs, teeming with aquatic life. You can even swim alongside turtles and tropical fish in the clear, warm waters. Families interested in history will find visiting the USS Lexington museum in Corpus Christi an unforgettable experience. This World War II aircraft carrier provides visitors with the chance to explore its vessel. They can learn its story, and try their hand at flying an aircraft using the flight simulator. Biloxi, Mississippi: A Hidden Gem Biloxi, Mississippi, stands out as an often-overlooked gem in the Gulf of Mexico. It boasts expansive white-sand beaches, lively casinos, and an impressive history. Biloxi makes an attractive option for families searching for an all-encompassing vacation experience. Biloxi's beaches are an outstanding feature, providing the ideal setting for relaxation, beach games, and water activities. But the city's lively atmosphere extends beyond the shoreline, with world-class casinos offering entertainment, dining, and gaming options for adults. If you're traveling with older kids or a multigenerational group, Biloxi is an excellent choice for its diverse entertainment offerings. For a touch of history and culture, the Ohr-O'Keefe Museum of Art is a unique attraction, housing contemporary and historical artwork and architecture. The Biloxi Lighthouse, another historical landmark, provides an opportunity to learn about the area's maritime history and enjoy panoramic views of the Gulf. The Alabama Gulf Coast Zoo The Alabama Gulf Coast Zoo is an essential stop for families in Gulf Shores, Alabama, looking for a fun-filled combination of education and entertainment. This world-class zoo provides visitors with an unforgettable experience by bringing animals from around the globe closer to them so that they can observe them up close. From playful lemurs to majestic lions and curious kangaroos, the Alabama Gulf Coast Zoo's immersive exhibits give visitors a greater understanding of animal kingdom marvels. Not only can you experience these incredible creatures in their meticulously curated habitats, but you can also engage in unforgettable encounters, such as feeding a giraffe or encountering a sloth. The Alabama Gulf Coast Zoo makes for an educational adventure perfect for family outings along the Gulf of Mexico coast and offers educational fun for people of all ages. Conclusion The Gulf of Mexico offers family-friendly destinations that promise sun, sand, and adventure for everyone in your group. From Port Aransas in Texas to Gulf Shores, Alabama's captivating beaches, to boating adventures on its open waters, here you can find something for every family member to enjoy. Wherever your journey leads you, the Gulf will provide an experience you won't soon forget. So pack your bags, grab your sunscreen, and embark on an unforgettable family journey to the Gulf's sunny shores. 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