Summer In Rome: Sleep, Do, See

Jul 17, 2024

Last Updated on: Jul 7, 2025

Travel Blog

Summer in Rome: Every traveller knows Rome is one-of-a-kind; no wonder it is widely recognised as the Eternal City. 

Aside from the timeless architecture and history that lives in all of its paths, one cannot get over its ethereal beauty. And can you blame?

The city is charmed with an eternity of times you may explore and still discover something new for yourself. You never know what you will find in its most notable landmarks because there’s so much to see and do.

Let us now start our guide on things to do, locations to see, and spots you may enjoy during your Roman summer break.

Exploring Rome: It All Begins With A Plan…

First, we will explore the remains of the Roman Forum and visit the Colosseum. It is the most famous symbol of the city of Rome worldwide. 

Both the Pantheon, which is well-known for its dome, and St. Peter’s Basilica in Vatican City offer a panoramic view from its dome. These are evergreen destinations that never fail to leave a lasting impression and have a strong and timeless historical aura. 

1. The Sistine Chapel

The Sistine Chapel, which is housed at the Vatican Museums, is another must-visit ​​location. However, pay attention – reservations are required in advance. Then, take in the views from the Spanish Steps and see the Trevi Fountain.

Art lovers might visit the Galleria Borghese, which features paintings by Bernini and Caravaggio, and the Capitoline Museums, which are home to antique Roman artefacts. The National Gallery of Ancient Art is situated at Palazzo Barberini as well. 

2. Catacombs of San Callisto

For an experience like no other, visit the Catacombs of San Callisto and walk or ride along the Appian Way. The Orange Garden will offer breathtaking sunset views of Rome, and the Baths of Caracalla will provide insight into ancient Roman public baths.

Rome also has an outstanding food scene. Crispy and thin Roman pizza and classic pasta dishes like carbonara, cacio e pepe, amatriciana, and gricia are examples of its traditional cuisine. Notable dishes are Carciofi alla Romana, or Roman-style artichokes, and Supplì, fried rice balls filled with cheese. 

3. Relish The Roman Delicacies

Also, take a chance to savour Saltimbocca alla Romana, which is veal cooked in butter and white wine with prosciutto and sage. Desserts not to be missed are classic tiramisù and maritozzo, a sweet bun filled with cream. 

Take a chance to enjoy a meal at classic trattorias like Da Enzo al 29 or Armando al Pantheon, or venture to Michelin-starred restaurants like Il Pagliaccio or La Pergola for a premium experience. 

4. Extraordinary Stays

Of course, there are plenty of places to stay in Rome. For reasons related to transit, goods, and services, we advise selecting places close to the city centre. 

Furthermore, the majority of the most well-known, highly regarded lodging options with top-notch service are found in Rome’s historic centre. You may, for instance, consider the wonderful VRetreats hotels

Rome may be chaotic, so pay attention to this step to ensure that you have the greatest holiday possible with excellent service and the ability to see all the places you want to see in less time.

Here’s Your Rome Itinerary…

Whether you are in the city for three days, five or a week, you need an itinerary to visit places that deserve priority. If I were to give an honest opinion, three days is fine for a tour of this ethereal destination. Here’s why:

1. Day 1 at the Palatine Hill

Are you back from the Colosseum already? If so, it’s time to visit Palatine Hill and, of course, the Roman Forum. Count on me when I say this: Palatine Hill is absolutely unmissable! 

Sure thing, everyone loves the Colosseum, and they’re most likely to hit their destination when they reach Rome. But why not go that extra mile to discover a not-so-hidden-gem?

If you are dying for some epic views across the forum, this one destination should be on your bucket list. Welcome, home Christmas card photos dwelled with tour images. 

2. Day 2 at Pane e Salame

It is obvious that you should stop at a food destination with all that extra vacation stress you are carrying. I have found an incredibly amazing lunch spot in Rome, Pane e Salame. It is a paradise for those looking to gulp fresh cheese and delectable meats. 

I saved some serious money on their charcuterie tray, which was the wanderer’s reward! It has got so many delicacies that you can share without feeling guilty to your friends. Also, add Aperol Spritz for that extra kick!

While Venice and other north Italian cities are quite popular for their finger food-serving styles, this place does something unique. Have an amazing time at Pane e Salame and taste the authentic Italian culture in the form of food. 

3. Day 3 is for a Walking Tour

I will not immediately name the places, but nothing pays off like an accomplished walking tour of Rome. Art flows through every single vein of the city, and you are never going to be secluded!

On this walking tour, you are most likely to cover Piazza Navona, the Spanish Steps, Campo de Fiori, the Trevi Fountain and the Pantheon. This tour shouldn’t take you more than an hour! 

Important Consideration: These places are jam-packed with tourists. So, you can book your tickets for months with fewer tourists arriving, say during winter or autumn. Follow these tips, and you’ll be good to go!

The Bottom Line

So, what’s stopping you from discovering the gem of Italy? There’s literally so much to see and do in the city that boasts of art and culture. 

Get ready to see something special and dine in the best places in Rome. Thank you for reading this article till the end! 

We really hope we were helpful on your way to planning your vacation. Wishing you the best stay in Italia!

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Pijus Maity is an SEO Associate with an engineering background, combining technical expertise with a passion for digital marketing. He specializes in optimizing websites for better search engine performance, leveraging data-driven strategies to enhance user experience and drive results.

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READ MORE bali vs thailand

Bali vs Thailand: Which Place is Better? 

BY  sagnika Mar 13, 2025

Are you confused between Bali vs Thailand? Are you unable to choose between the two popular locations in Southeast Asia? For your next holiday, let me share with you a detailed comparison between Bali and Thailand so, that you can plan accordingly. If you are looking for warm places to travel in February, these can be good options.   Making your job easier is my responsibility, especially when I keep boasting that I love traveling. There are several categories based on which you will understand which location will satisfy your plans of traveling.   I will share with you information that will give you confidence for your next trip. Furthermore, you will gain the right experience when you plan your travel to a specific location based on your needs and requirements.   Bali vs Thailand: Which Place is Better?   If you are wondering about the perfect beach location, you will see Google will suggest places that are either in Bali or in Thailand. Well, I have been to both places and I have to say the best of both places.   Yes, there are so many similar elements in the location but there are also diversities. I will share with you several categories and explain how they are in Bali and Thailand. You will get an idea of where you want to go when you go through these factors.   Basics of Bali   Apart from the beautiful beaches, the basics of Bali also include hidden waterfalls, picturesque rice paddies, and iconic temples. The tourism industry is thriving not just because of the natural landscapes. It is one of the most exotic places to travel, especially with its beautiful landscapes and culture!   However, also because of its water sports like surfing, hikes to volcanoes like Mount Batur, and delicious food. Yes, you also need to be a little cautious when visiting Bali because there is unpredictable weather, drinking tap water is not safe and beware of scammers.   Theories of Thailand   Thailand is famous for its temples and monasteries, especially when Buddhism is an integral part of their culture. Additionally, how can we forget the beautiful sandy beaches of Thailand creating the perfect picturesque view for you?   Furthermore, the locals there are popular for their hospitality and friendliness. Let's discuss how the shopping scene is there plus, the way the food and culture of the two places differ. Then you can decide where you plan to go, Bali vs Thailand!   A Detailed Comparison between Bali and Thailand   Bali is a part of Indonesia while Thailand is a whole country, so statistically, it is much bigger. Islands that you must visit if you plan to travel to Thailand are Koh Phangon and Koh Samui for natural beauty. While, if it is all about shopping and a big city feel, go to Bangkok.   Let’s not forget Phuket and Pattaya if you are a beach lover. After all, the rice terraces in the north of the country are a perfect place if you are into photoshoots and perfect DPs for your social media profiles. Coming to Bali, it is a smaller place and easier to travel.   Be it Ubud or Kuta, the beaches are beautiful and relaxing. Let us not forget the beautiful crochet dresses you get in the local market which you can then don and visit the rice paddy fields. Beautiful volcanoes on the island have created beautiful forests and waterfalls around them.   Visa   Visiting Bali will need you to purchase your visa online or after you arrive at their airport for 500,000 IDR/AUD 50/USD 35. Additionally, if you are visiting Bali, you will need to pay a tourist tax of USD 10/AUD 15/ 150,000 IDR per person.   Paying online will help you book your visa beforehand, however; you have to use a different portal to book it. Furthermore, you can also book your visa at the airport, however, I would suggest otherwise. Going to Thailand, and getting a visa is much easier as compared to Bali.   It is also one of the places to travel without a passport! You have to pay 10,000 Thai baht for a single entry which can be extended later because they provide a Visa waiver that lasts for 30 days. However, the visa-on-arrival scheme is not quite well established.   I did it and there is a huge line with so much chaos in the airport. If you have a connecting flight from there, you are doomed especially because there is a lot of partiality going on. If you are applying for a group visa, the process is much faster as compared to an individual visa so, I will suggest applying for an online visa before traveling!   Accommodation   If you want luxury, when you are booking accommodation, Bali is a better fit than Thailand, in my opinion. There are a variety of guest houses, Airbnb, hotel resorts, hostels, and homestays available in Bali with all the comforts and warm hospitality of the local people.   You will get accommodations under a diverse range, from budget-friendly to luxurious. Thailand also has a diverse range of accommodations, especially in the big cities. The concerns arises if you like spacious living quarters because Bali will give you that while Thailand, mostly is a little cramped.   Transportation   When you plan for Bali, try to select locations that are closer to each other! For a single day, create an itinerary where you visit two to three places that fall in the same direction or district. The best option is renting a scooter because it is one of the best options to explore both popular and off-track locales.   You can also book your rides on transportation apps such as Grab and Gojek. Several places are quite traffic-prone in areas such as Canggu and Seminyak. Thailand is huge, so you select any two or three cities like Phuket, Pattaya, Bangkok, and others.   Apart from renting scooters, you can get public transport such as trains, planes, and buses in Thailand which is quite easy for you! You can select Thailand as one of the best places to travel with kids.   Beaches   Beautiful beaches in Bali offer you soft powdery sand with endless blue and green water, and waves crashing! You must visit the resort town of Nusa Dua, after all, it is one of the coolest places to check out the picturesque views.   Another beautiful view that you must not miss is the black sand beaches in Bali with its aesthetics. The Indian Ocean in all its beauty is brought to the forefront because some people are crazy about the water. Even though Thailand has more beaches than Bali, you won’t be able to cover all of them because it is a whole country! Try and visit the famous beach, Railay Beach. So, I feel Bali has more natural beach beauty as compared to Thailand.   Things to Do   If you compare geographically, Bali is a smaller island compared to Thailand, a big country. Of course, we go by numbers, Thailand might give you a larger number of things to do, however, it might become more hectic as compared to Bali. However, the locations and activities are quite far apart from each other.   Surfing, snorkeling, swimming, and parasailing are some of the water sports that you can do when visiting Bali. So, when it comes to experiencing things to the maximum, Bali is a better choice as compared to Thailand.   Starting from Uluwatu Temple, Bali Zoo, Mount Batur, Tanah Lot Temple, Goa Gajah and so much more, you will see the beauty of nature, culture, history, people, and others. Thailand offers you a beautiful view of the White House of Chiang Rai and the Grand Palace.     Safety   When it comes to safety, there are some issues in Thailand and Bali. Bali is normally quite safe and the crimes that are reported are mostly petty such as snatch and grab or pickpocketing. While Thailand’s road accidents are quite high.   From a crime perspective, Thailand is safe overall however, the nightlife districts in Pattaya, Phuket, and Bangkok attract a lot of scammers. Furthermore, there have been people who have fallen victim to occasional acts of crime and violence.   Nightlife   Thailand has better nightlife than Bali so if you are a party lover, you must either be in Bangkok, Phuket, or Pattaya in Thailand. Bali on the other hand has limited places to offer you party vibes such as Kuta Beach or Seminyak Beach!   The parties in Bali are more inclusive because of the close circle, locals mostly invite you if they connect well with you. While Thailand has a seedy side of the nightlife!   Culture   Bali is a Hindu-majority Island with a natural landscape but what is more attractive is their traditional culture. With a Hindu enclave in a Muslim country, the city has a well-defined culture with temples, rituals, festivals, offerings, arts and crafts.   Thailand on the other hand has a lot of Thai and Buddhist culture persisting creating a fascinating culture. There are several monasteries and places to worship which are quite welcoming for tourists.   Overall, both places have beautiful, warm, and welcoming cultures and you can easily vibe anywhere!   Food   With a prominent culture for food, both Balinese and Thai food are delicious. However, compared to Bali, the street food culture is quite rich with delicious and high-quality food served at a very cheap price. You will also get a range of local and international fare-based Thai restaurants.   Pad Thai, Som tam, Moo ping, Khao Soi, Khao man gai, and other items are deliciously available almost everywhere. If you are a fruit lover, you have to try their mango, papaya, and other fruits, desserts, and drinks on the street.   At Bali, there is a lot of cafe culture, and it is a bit expensive especially when it comes to offering a normal menu. Some common items that you should try in Bali are Nasi Goreng, Bali Guling, Sate, and Mie Goreng.   Shopping   Everyone loves shopping, so if this is a factor based on which you choose a location for your next vacation, then let me tell you it is quite different in Bali vs Thailand. You will find high-end products at the malls of Bangkok, and night markets at different beach towns in Thailand.   You should keep the money for shopping when visiting Thailand while in Bali, things are quite cheap. Several entrepreneurial shops and small stores are giving you a variety of local options, arts, crafts, clothing, and others.   So, Is Bali Better or Thailand?   Of course, in my opinion, I enjoyed more in Bali but that could have been because I was more experienced in traveling than when I visited Thailand. Simultaneously, the diversity I have seen in Bali is a bit more as compared to Thailand!   When you are doing Bali vs Thailand when planning your next vacation, jot down the points mentioned above. Discuss it with your travel buddies or if you are solo traveling, start your research accordingly.  Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13+ Famous Wonders Of India That You Must Visit.

READ MORE things to do in San Juan Puerto Rico

Things To Do In San Juan, Puerto Rico For Free | Traveling On A Shoestring

BY  Pijus Maity Nov 20, 2024

Puerto Rico is more than just a beach vacation. There is a reason why it is all over the internet, with a 22% surge in the search volume in 2024 (year-on-year). The UN Tourism report further highlights Puerto Rico as the second-most searched Caribbean destination.  The tourism attractions in Puerto Rico are diverse, and there is a sincere attempt from the government to develop the tourism infrastructure.  San Juan, the capital of Puerto Rico, has a vital role to play in the tourism boost of Puerto Rico. Along with being a stunning destination, San Juan also has vibrant street art and a happening neighborhood. Moreover, it is a quintessence of joie de vivre.  Need more reasons to head to San Juan? It has many activities that will not charge you a single buck. Sounds fun, right? Let’s explore the best things to do in San Juan, Puerto Rico, for free.  You Can Try The Following Things To Do In San Juan, Puerto Rico, For Free | Budget-Friendly Travel Ideas In The Caribbeans  It will not be a jugglery of words if I call San Juan a “Caribbean Gem.” By the end of the 1800s, San Juan became a part of the USA. Further, San Juan, the capital of Puerto Rico, is the oldest city under the USA jurisdiction. Did You Know?Some airlines in Puerto Rico have increased their line of flights. Avelo Airlines is one of them and it has added a flight in “The Lakeland (LAL) – San Juan (SJU) route.” Further, it is the second route it has added to its itinerary outside the continental USA.  The flight will have 20000 more seats, and this addition is expected to yield an economic impact of $6.3 million only in the first year of the line’s operations. This news corroborates the prospects and boost of tourism in San Juan.“The strengthening and expansion of air access to the island is key to the full development of the local tourism industry, so negotiations to attract new airlines and the increase in routes and frequencies is decisive for everyone. We share the enthusiasm of Avelo management with this new non-stop route since this new service between Puerto Rico and Florida will result in economic benefits for the entire tourism industry.”Carlos Mercado-Santiago, Executive Director, Puerto Rico Tourism Co. (PRTC) The city has rainforest, beaches with cobalt blue waters, century-old architecture, heritage, and of course, the things to do in San Juan, Puerto Rico, for free.  So, why not try them? 1. Explore The Street Art In Santurce El Patio de Sole is a local restaurant on Calle Cerra and it is one of the highlights of Santruce, the most happening neighborhood of San Juan.  Murals and larger-than-life art pieces by street artists have transformed this locality into a vibrant art gallery.  Calle Loíza, the “Foodie and Arts Avenue” of Santruce, is another great place to explore street art here. Moreover, Aguacates and Las Musas are some of the best larger-than-life installations here. Did You Know?Almost 10 years back, San Juan, Santurce, and the entire Puerto Rico were going through an economic crisis. Through the Santurce Es Ley street art festival and the Color Libre engagement project, the street artists addressed social problems.   2. Enjoy Bird Feeding At Parque de las Palomas Parque de las Palomas is a public park and it is a place to relax amidst or after a tiring day at work. You can just sit on the benches overlooking the ocean and enjoy the cool breeze here.  Further, feeding birds at Parque de las Palomas is one of the best things to do in San Juan, Puerto Rico, for free. This park is home to pigeons. You can collect bird seed from the park kiosk and feed these playful creatures.  3. Indulge In Street Food At Piñones Piñones on the beach bustle with local street foods. You can have fresh coconut here. Also, the alcapurrias and empanadas available at the local kiosks are amazing. Tour And Travel Note Don’t forget to get some honey and souvenirs from local vendors and artisans here. You can also take a stroll along the boardwalk or enjoy a bike ride in the mangrove forest.  4. Flying Kites At El Morro El Morro, a famous fort in San Juan, is located on the top of a hill, and it overlooks the bay. The grassy land in front of the fort is a big draw to the visitors.  The high winds here make the grassy stretch ideal for flying kites. You can carry your own kites or buy one from the local vendors and enjoy your time with kids and the ones young at heart.  5. Sunbathing Playa Ocean Park, a hub of offshore reefs, is the highlight of Condado, the most popular beach in San Juan. Condado and all other beaches of Puerto Rico are free as those are public land. Further resorts like Condado Vanderbilt Hotel and La Concha make visiting Condado one of the best things to do in San Juan, Puerto Rico. Moreover, you can go kitesurfing or just relax on the beach and enjoy a sunbath.  6. Paseo De La Princesa Scenic Walk Paseo De La Princesa is an esplanade. This 19th-century promenade from the cruise port to El Morro fort stands out due to its European vibe. As you take a walk along Paseo De La Princesa, just outside the city wall, you will find large trees making arches. Further, the antique street lamps will grab the attention of any connoisseur. Moreover, you will find many food vendors as you enjoy the scenic walk. Are you travelling with your partner? Visit Paseo De La Princesa during sunset for the most romantic experience.  7. Experience The Best Of Night Life At La Placita De Santurce Do you want to experience the happening nightlife of San Juan? You must visit La Placita De Santurce after 9 PM as most of the bars here open after 9 or 10 PM and remain functional till early morning. Especially on the weekend, La Placita, or the famous market square, is the most vivacious with people on the street. Enjoy the Salsa moves and the grooviest reggaeton music.  8. Take A Walk In The San Juan Botanical Garden Operating Hours: 6 AM to 6 PM The San Juan Botanical Garden is a great place for the study of local plants and animals. The botanical garden is on the University of Puerto Rico campus. You can take a free entry here, and you also don’t need to pay any charges for parking.  This is a great place to relax and exercise in San Juan. It is also perfect for a picnic. Moreover, you can explore the Japanese bridges and trails to make the most of your time here.  9. Pray At San Juan Cathedral Operating Hours: 8 AM to 4 PM (Sunday - Up to 2 PM) Mass Times: 7:25 AM and 12:15 PM on Weekdays, 7 PM on Saturdays, 9 AM and 11 AM on Sundays The Catedral de San Juan Bautista, or San Juan Cathedral, is the oldest church in the entire Western Hemisphere.  Juan Ponce de Leon rests here, and the church also houses the mummified remains of a martyr from the first century, St. Pio.  Attending the Noche Buena mass on 24th December is a one-of-a-kind experience at this church.  To make the most of these fun and free things to do in San Juan, Puerto Rico, you need comfortable accommodation in the city. The table below has a list of some of the best hotels in San Juan with contact details.  Hotel In San Juan, Puerto RicoContact Number Courtyard by Marriott Isla Verde Beach Resort+1 787-791-0404Residence Inn Isla Verde+1 787-961-1155Hyatt House San Juan+1 787-977-5000Dream Inn PR+1 787-200-6340Condado Vanderbilt Hotel +1 787-721-5500Tropica Beach Hotel+1 787-728-8119La Concha Renaissancece San Juan Resort+1 787-721-7500Dreamcatcher by DW+1 787-455-8259Hotel El Convento+1  787-723-9020AC Hotel San Juan Condado+1 787-827-7280 If you are planning to explore the best things to do in San Juan, contact any of the hotels first to book your accommodation.  Also read Top 10 Most Popular Paraguay Food That You Must Try. Top 13+ Famous Wonders Of India That You Must Visit. Top Tips For Motorbike Rental In Phuket – A Guide To Exploring The Island On Two Wheels.

READ MORE Cypriot tax system

How To Accurately Budget Your Relocation to Cyprus Using the 2025 Tax Calculator

BY  Sibashree Aug 27, 2025

Have you decided to relocate to Cyprus for career purposes? That would be a wise decision as this island nation follows one of the EU’s most simplified tax regimes for expats. Beyond the economic aspects, you also get to enjoy year-round sunshine and its rich cultural tapestry.  Yet, the core question that you must be clear about before living this coastal life is, at the end of the day, what your real take-home pay will be? Relocation can be costly since it involves several factors, one of which is your net income. This is why it is necessary to validate your take-home pay; rent, healthcare, school fees, and day-to-day expenses can quickly accumulate if your financial estimates are off. Fortunately, Cyprus mandates a transparent and predictable taxation system, which is rather easy to navigate with the help of a Cyprus salary calculator. This guide explains how Cyprus’s 2025 tax rules work, demonstrating salary breakdown interpretation and offering a step-by-step case study example for clarity.  Decoding the Cypriot Tax System: The Core Components As per the Cypriot tax system, your net salary isn’t just your gross salary after deducting “a flat tax.” Instead, it’s the final value of a progressive income tax system, and a few compulsory, specific deductions. When you understand all these core pillars, you can proceed toward accurate financial planning. The Progressive Income Tax Brackets (2025) For the 2025 tax year, typically running on a calendar-year basis, Cyprus applies a progressive structure: Annual income tax (€)Tax rate 0-19,5000%19,501-28,00020%28,001-36,30025%36,301-60,00030%Over 60,00035% Optimizing Around the €19,500 Tax-free Threshold A unique feature of Cyprus’s progressive income tax system is the €19,500 tax-free threshold. This threshold is indeed advantageous for those moderate and higher earners, protecting a significant portion of their income from taxation by lowering their effective tax rate.  That is why it is often suggested to optimize financial planning, such as contributing to approved pensions, life insurance, or charitable donations (within the 1/5 cap), to further reduce taxable income. Structuring income and deductions strategically around this threshold is one of the simplest ways to optimize your relocation budget. Social Insurance Contributions (Sic) Everyone, including you and your employer, is liable to contribute towards the national Social Insurance Fund, which supports pensions, sickness benefits, and unemployment protection.  However, the limit of contribution varies by party: Employee contribution: 8.8% of gross salary Employer contribution: 8.8% of gross salary Annual cap: €66,612 (as per 2025 figure) Now, this annual cap highlights that even if your yearly income crosses €66,612, you aren't liable to pay Social Insurance on the portion above that limit. For high earners, this annual cap significantly lowers the effective contribution rate. The General Healthcare System (Ghs / Gesy) The healthcare sector in Cyprus is funded by the General Healthcare System (GHS), the amount of which is contributed by everyone living and working in the country through the comprehensive GeSY healthcare system. They provide all-inclusive medical coverage to residents, including GP visits, specialists, and hospital services. Employee contribution: 2.65% of gross salary Employer contribution: 2.90% Cap: €180,000 annual earnings Unlike Social Insurance, the GHS cap is high, where most employees have to pay the full 2.65% on their entire income. Employer vs. Employee Contributions If you are an employee negotiating your salary, be clear about your gross salary (the basis for your tax obligations and deductions) and the cost to the company (gross salary plus employer-side contributions). For employees, the compulsory deductions include: 8.8% Social Insurance (capped) 2.65% GHS Income tax per progressive brackets For employers, the mandatory obligations are higher and include: 8.8% Social Insurance 2.90% GHS 2.0% Social Cohesion Fund (no cap) 1.2% Redundancy Fund 0.5% Human Resource Development Fund Up to 8.0% Central Holiday Fund (unless exempt) Now, assuming that you are an employee structuring your budget, prioritize employee deductions. However, do not ignore the employer’s additional costs; understanding them would be beneficial during salary package negotiations, provided that benefits are negotiable. Case Study Example: Net Pay on a €50,000 Gross Salary This hypothetical example of €50,000 annual gross salary would help understand what the final take-home pay looks like in 2025 for an employee with no special expat exemptions or extra allowances. Step 1: Calculate Deductions Social Insurance: 8.8% of €50,000 = €4,400 GHS: 2.65% of €50,000 = €1,325 Step 2: Apply Progressive Income Tax €0-€19,500 @ 0% = €0 €19,501-€28,000 (€8,500 @ 20%) = €1,700 €28,001-€36,300 (€8,300 @ 25%) = €2,075 €36,301-€50,000 (€13,700 @ 30%) = €4,110 Total income tax = €7,885 Step 3: Net Pay €50,000 − €4,400 − €1,325 − €7,885 = €36,390 per year≈ €3,033 per month (assuming 12 equal payments). However, if your employer pays a 13th salary, a common practice in Cyprus companies, your monthly net pay will be even lower but spread across 13 payments. For that, you can use a Cyprus salary calculator to model these variations instantly. How Employer Costs Compare Using the same case study example of €50,000 gross salary, here’s what the employer’s total annual outlay would look like: Social Insurance: €4,400 GHS: €1,450 Social Cohesion Fund: €1,000 Redundancy Fund: €600 HR Development Fund: €250 Holiday Fund (if not exempt): €4,000 Total Cost: With holiday fund exemption → €57,700 Without exemption → €61,700 This difference is the reason to negotiate your salary package as much as possible. Moreover, some employers even offset holiday fund obligations by allowing extra paid leave instead. Final Words Relocating to an entirely new place with a new environment and legal systems is an adventure. But by taking control of your financial details upfront, and using the progressive tax brackets, understanding obligated deductions, and leveraging a precise Cyprus salary calculator, you can overturn uncertainty into confidence.