The Story Of Castel Sant’Angelo: A Fortress Of History And Culture

BY  Subham Shah Oct 25, 2022

Credit card is a convenient way of banking. It has made banking easy over the course of years. They can also save you money if you know how to use them effectively.  Credit cards will allow you to have funds to pay for goods and services. If you have ever used a credit card, you would know that you can buy things without spending any of your money initially. Are you thinking about debt compilation on credit cards? You can strategize to enjoy luxury on a budget. However, credit card holders are expected to repay the borrowed money and a little additional interest later. Types Of Credit Cards There are some major types of credit cards which also include Visa, Mastercard, and other types of Discover, along with American Express.  They are issued by different banks, credit unions, and other financial institutions to attract customers by providing them incentives such as hotel room bookings, gift cards, discounts, airline miles, and cash back on purchases. Credit cards will reward their users for ensuring customer loyalty. Some stores even offer credit cards so that customers can purchase from retailers. They will provide customers with promotional notices, special sales, discounts, and other perks.  Some credit card users will be allowed a separate cash line of credit (LOC) so that they can borrow cash money in advance using a credit card. However, cash advances have some disadvantages, including higher interest rates and no grace period. How Can Credit Cards Save You Money On Travel Holidays? Credit cards are a good way to spend money on holidays.  Here are the ways you can use credit cards to save money. You can get details about credit card spending. Transfer Balances If you are using a credit card with a humongous balance and a higher interest rate. Then you can transfer that amount to a credit card with lower interest rates. This 0% APR balance transfer will offer you some time to ease up your payment with accumulating interest.  According to data, if you move a $3,000 balance at 17% to a credit card with a 0% APR, you will save upto $400. After that, if you pay on a monthly basis, you will end up gaining money in the process. Credit Card & Rewards If you are accustomed to paying with credit cards on holidays. Then you should use a reward credit card to save yourself some money. If you are using a reward credit card during holiday seasons, you can earn rewards, points, miles, and cash back rewards for your every payment.  The more you use these reward cards to purchase, the more you will earn points and save money. Some reward cards even allow cash back on eligible purchases. You can redeem those points to travel or to buy more merchandise.  However, reward cards will have annual fees that you have to pay at the year-end. So, you can manage your finances according to your needs by comparing the values of the yearly rewards and the annual payment fee. Some reward cards will not offer you a grace period. A grace period is considered the time between the last billing cycle and the date of due payment. During this time, the credit card issuer might not charge you any interest since you are supposed to pay your balance on the expected day. Interest Rates You can use a card with a 0% introductory rate, where you won’t be charged interest on purchases for a certain time period. You can pay off your credit card balances before the due date to avoid interest rates.  In introductory offers, you are expected to make payments on time. If you make late payments, your introductory officer can revoke the offer. They can impose interest rates on the remaining balances. So, pay even a minimal amount before the due time.   If you want to avoid paying any extra charges during your 0% promotional introductory offer, then you should calculate each amount you have to pay on a monthly basis. So that you can reach a 0 balance when the introductory offer ends. You can Avail Balance Transfer Offer Balance transfer offers are similar to that promotional interest rates, but instead of making any purchase, you are expected to pay your already existing credit card debt.  A balance transfer card will let you move your remaining balance from one credit card to another one. However, the amount of balance you can move depends on the transfer limit.  Some credit card companies will charge minimal fees to complete the transfer. The fees range from 3-5% of the transferred amount. If you are managing finances on a holiday evening, you should calculate the amount you need to transfer. Track Every Purchase You should be tracking your every purchase. No, you don’t have to write down your every purchase but tracking is an easier option with credit cards.  You can simply log into your online account using a credit card and review the statement. If you are aware of your spending data, then it can be easier to calculate the amount you have to repay in the end.  You can check your account statement and categorize your expenses to build a budget that suits you. You Can Earn Free Travel For Your Holidays Too! When it comes to travel, it is very important to manage finances. However, spending a lot of cash on the way to travel can get stressful.  However, the reward credit cards will allow you to have a smooth ending in the holiday season. You can earn miles or points you can redeem for a free flight and hotel stay.  These free flights can also be used for annual vacations and travel. You can even avail of car rental agencies if you are not too keen on flying.  A credit card can be a fitting approach for arranging that holiday travel you’ve been planning for a long time. There are also cashback benefits that can save you a lot of money. And you can also benefit from repaying your credits till your grace period lasts.  Read Also: Vrbo.com - Best Review By Users In 2022 Hotwire.Com - Best Review By Users In 2022 Where To Stay In Key West? | Tour And Travel Guide [2022]

BY  Nabamita Jul 28, 2022

Hidden from the hubbub of crowded cities and tourist destinations lies one of the most beautiful spots of Rajasthan. Mount Abu is the only popular place in Rajasthan up in the hills. With beautiful lush greenery aesthetic and serenity that you wouldn’t wanna leave the beautiful place. Mount Abu is one of the most popular destinations among couples for their honeymoon.  Known as “The Hill of Wisdom,” up there in Mount Abu are the pilgrimage destinations for Rajputs and Jains. One of the most popular among them is the Dilwara Jain Temple, built around the 11th to 13th centuries.  Before you plan a trip to Mount Abu, you should know the best time to visit Mount Abu. Most of the time, the climate is great for tourists to visit Mount Abu.  But for you to get the best experience, visit here in Mount Abu; let me break down the best time to visit Mount Abu.  MonthSeasonMin/Max TemperatureWeatherNovember to FebruaryWinter16-22CCold and PleasantMarch-JuneSummer31-36CWarm and HotJuly to OctoberMonsoon28-34CIrregular Rainfall Best Time To Visit Mount Abu For every tourist destination, there is a perfect time when you should visit that place, for Mount Abu best time to visit.  Peak Season For Mount Abu, the peak season for tourists is from November to February. Every nook and cranny of the mountain is decorated in festive wear. So this would be the best time to visit Mount Abu.  Shoulder Season Since it's the summer in Mount Abu, you won’t be seeing many tourists. But if you like peace and tranquility, then this is the best time to visit Mount Abu. Without the horde of tourists, you can actually see the beauty of the mountain.   Off Season The off-season for Mount Abu is the monsoon months from July to October. The rainfall here is quite irregular. But during these months, you can see the freshness of the mountain is revealed after a shower.   Best Time To Visit In Mount Abu And Why?  1. Winter In Mount Abu November to February Temperature The climatic condition of Mount Abu during winter ranges from 16 to 22C. During the day, it can rise up to 27C, and during the night, it can fall to 10C.  Weather As it doesn’t snow in Mount Abu, the feels very soothing and cool. It perfectly compliments the hotness during the daytime. The weather is optimal for sightseeing and traveling around.  Significance Mount Abu has a rich history to itself; you can find it being mentioned as Abudaranya in Puranas. Most pilgrimage spots and forts here date back to the 11th century.  Why visit now? This is no doubt the best time to visit Mount Abu. With the perfect weather, you can enjoy each and every tourist spot now.  Most festivals here take place during the winter months. So you can even enjoy the hospitality and the culture of the place. Events such as dancing, music, light show, fireworks, and even flying kites take place at this time.  Things to know Since the winter months is the peak tourist time, so be prepared for the crowd. It is also possible that hotel rates are going to increase. Try to visit towards the end of December so you can visit during the winter festivals.  2. Summer In Mount Abu March to June Temperature In The summer months in Mount Abu, the temperature ranges from 31 - 36C. During the day, it can rise to 40C, and at night it falls to 27C. Weather Even in the summer months, you can easily experience irregular rainfall. But the heat is not in an extreme range. During the summer months, due to the summer vacation holidays, you can expect a lot of crowds here.  Significance The heat here in Mount Abu is not as scorching during the summer months, so you can enjoy it as well. Only by carrying a good amount of sun protection. You can easily beat the heat.  Why visit now? The best time to visit Mount Abu wildlife sanctuary is during the summer months. The forts and museums are great places to visit during the summer months. Here is Trevor’s Tank; you can even encounter crocodiles up close.  Things to know Even in the summer months, you are going to see crowds, so expect to see long lines for certain places. Since it will be hot, try to visit the indoor attractions during the morning and afternoon. And the outdoor places in the evening when the weather cools down.  3. Monsoon In Mount Abu July to October Temperature The temperature during the monsoon months remains around 28C to 34C. It rains irregularly throughout the day, and that makes the air humid.  Weather During the monsoon months, the weather doesn’t go up more than 28C. The rain makes the weather cooler after the summer. Surrounded by desert, the fresh greenery of Mount Abu looks fresh during the monsoon.  Significance The serene beauty of Mount Abu during the monsoon months is beautiful to even experience. The rain showers freshen ups the mountain. The whole surrounding creates a relaxing environment. Why visit now? During the monsoon, the surrounding looks fresh and more lively. Since not a lot of tourists visit at this time, you can have the whole place for yourself.  This is the best time to visit Mount Abu if you just want to relax and enjoy nature. You can talk for long walks and enjoy the local culture.  Things to know Since not a lot of tourists visit here during the monsoon, you will get a lot of discounts on hotels. Though it doesn’t rain heavily, enough to hamper your plans for sightseeing. So keep that in mind while planning an itinerary.  Frequently Asked Questions (FAQs): 1. Which Month Is The Best Time To Visit Mount Abu?  Even though you can visit Mount Abu any time of the year, the best time to visit Mount Abu is from November to March. 2. How Many Days Are Needed To Visit Mount Abu? You would need about 3 to 4 days to visit the whole of Mount Abu.  3. Which Is The Best Time To Visit Udaipur And Mount Abu? For Mount Abu, the ideal months are November to March. And for Udaipur, the ideal months are from September to March.  Visit Now! As you can see, you can visit Mount Abu any time of the year, but what you need to know is the climatic conditions of that time. It is very important to know the essential things to carry for every weather. Like during the winter carrying warm clothes is important. Bring enough sunscreen during the summer and don't forget to carry your umbrella during the monsoon. If you keep these things in mind any time can be the best time to visit Mount Abu. Read More: Which City Is Known As The City Of Lakes? Top 7 Best Places To Visit In Darjeeling – Travel Guide Top 5 Best Tourist Places In Coimbatore – Travel Guide

BY  Shahnawaz Mar 1, 2024

In today's world, where wanderlust meets savvy investment strategies, there's a growing trend among travelers and investors alike: vacation properties. This unique approach not only satisfies the urge to explore new destinations but also presents a prudent financial investment through the acquisition of real estate. Here's how blending the love for travel with the intricacies of mortgages can create a rewarding venture. Why Consider Vacation Properties? Vacation properties serve dual purposes; they are a getaway retreat for you and your family and a potential source of income through rental. In picturesque locales, from the sandy beaches of Bali to the quaint villages of Tuscany, these properties beckon with the promise of adventure and the allure of financial returns. Investing in a vacation property has a lot of benefits. The first thing is, as mentioned above, it is an amazing source of passive income. When you rent out the property, you get back substantial returns, especially during the peak seasons. Moreover, vacation rentals have higher rental rates as compared to long-term rentals, which gives you more revenue. Along with the financial benefits, when you own a vacation rental property, you get to spend a lot of time enjoying your personal vacations as well. You can spend a lot of time on your own property when the place is vacant. You get to enjoy all the amenities you have set for others.it is a perfect relationship between investment and vacation home. Understanding the Mortgage Process for Vacation Homes Investing in a vacation property often involves navigating the mortgage landscape, which can be daunting for both seasoned investors and first-time buyers. The process entails several unique considerations: Interest Rates and Terms: Mortgage loans for vacation homes may come with different interest rates and terms compared to primary residences. Lenders often view these properties as higher risk, which can influence the loan conditions. Down Payment Requirements: Typically, vacation homes require a larger down payment, sometimes as much as 20-30% of the purchase price, reflecting their status as luxury or non-essential purchases. Rental Income Consideration: If you plan to rent out your vacation home, lenders might take potential rental income into account, which can aid in qualifying for a mortgage. However, this requires thorough documentation and, sometimes, previous landlord experience. The Joy of Travel and the Wisdom of Investment Owning a vacation property allows you to immerse yourself in your favorite destinations. Whether it's a ski lodge in the Rockies or a beachfront villa in the Caribbean, these homes offer a personal escape with the warmth and comfort of your own space. Beyond personal enjoyment, these properties can be rented out to vacationers, providing a steady income stream that can offset mortgage payments and maintenance costs. Navigating Challenges and Rewards The journey of buying and owning a vacation property is not without its challenges. From managing the property remotely to understanding local real estate laws, it requires diligence and research. Yet, the rewards can be substantial. Not only do you enjoy personal retreats in beloved locales, but you also stand to gain from property appreciation and rental income. A Call to Adventure and Investment As we navigate our world, the concept of investing in vacation properties presents a compelling blend of adventure and financial prudence. It embodies a spirit of exploration, not just in the sense of travel but in the realm of financial growth and stability. For those bitten by the travel bug and those seeking to expand their investment portfolio, vacation homes offer a horizon worth exploring. Factors you should consider while choosing the location of the property Picking the correct location for your vacation rental property is essential. Here are some of the crucial factors that you should consider: Factors you should consider while choosing the location of the property Picking the correct location for your vacation rental property is important. Here are some of the important factors that you should consider: Local attractions and tourism demand How successful your vacation rental property is going to be depends on the demand of the place. Before you invest, check for the popularity of the place among travelers. Identify the local attractions that are drawing the visitors to itself. Consider the things that are making the place popular. Whether it is their cultural heritage, its natural beauty, or how close the place is to the popular destinations. Properties that are close to tourist spots or close to vacation destinations have a tendency to attract more renters. You can choose coastal destinations, urban hotspots, ski resorts, historical and cultural sites, and some emerging destinations. Along with the well-established vacation sports, the emerging destinations are a good investment.  Look for places that are rapidly developing; they have high potential for getting you a high rental return. Rental and seasonality demand Having a good understanding of the tourist season in the place is important. Research about the holidays, special events, and the peak tourist seasons that will take the rental demand to the next level. If the location is such, which has a year-round demand, it is going to get you a consistent source of income. But if the property is in a seasonal location, then you might get fluctuations in the rental bookings. Regulatory environment Before you get a vacation rental property, it is important to know the regulatory environment of the location. Some countries and cities have specific rules and regulations regarding short-term rentals. Get yourself familiar with the restrictions and local laws to make sure you abide by all the regulations. Try not to ignore the legal aspects, as that could land you with a penalty or even cause your rental business to close. Amenities and infrastructure Think about the accessibility and proximity of the essential infrastructure as well as the amenities. Choose an area that has good transportation links, restaurants, shopping centers, and entertainment options. Guests always prefer properties that are convenient and have easy access to the services and local attractions.  Final Thoughts Before embarking on this journey, it's crucial to conduct thorough research, consult with real estate and financial professionals, and consider all aspects of the investment, including the potential need for a mortgage. With the right preparation and mindset, owning a vacation property can be an enriching experience that combines the joys of travel with the benefits of real estate investment. ADDITIONAL READING: A Guide To Planning Your First Family Ski Trip The Ultimate Business Traveler’s Guide To Bangkok From Britain To Australia: A Guide For Brits Making The Move Down Under