Guide To Traveling By Private Boat: Experience A Luxury Journey On The High Seas

BY  Sibashree Sep 5, 2024

Is it about getting most of your travel credits? It’s time to check out the FintechZoom best travel credit card alternatives.  As I was traveling in July this year, the travel credit card I was using gave me a lot of hassle. Only a traveler stuck in a foreign land knows what a nightmare it is! The bonus policies were all over the place for me, and every time I wanted to redeem my award points, the hotels charged me a certain fee. I was angry and did not know why I earned those points!  However, as I returned home, I started exploring other options and found the Platinum Card® from American Express a feasible option.  Then again, a better option for me may not work for others. So, as a traveler, I felt that I should have a sincere discussion about the traveler-friendly options available.  The travel credit card you choose will decide your travel benefits and how many miles you gather. FintechZoom has suggested some of the most suitable travel credit card options. In this guide, we will delve deeper and determine the best options for you.  THIS IS Why You Will Choose FintechZoom Best Travel Credit Card Let me be as honest as a mirror for you! I am always skeptical about what financial solutions to trust, and I piss my partner off with endless questions as he has a better understanding of these things. Then again, he wanted me to learn things the hard way. So, he suggested that I explore the FintechZoom options.  FintechZoom is the best platform for choosing the best travel credit card because of its in-depth analysis and comparisons. Further, FintechZoom makes the most of the artificial intelligence (AI) technology to provide specific information based on accurate financial stats.  In addition, I was really impressed by the transparency of the platform, and the app offered easy navigation while I was exploring options.  THIS Is The FintechZoom Best Travel Credit Card  Here, I present the FintechZoom best travel credit card! I will keep it to the point and drive to your travel requirements.  1. Chase Sapphire Preferred® Card As I was exploring the Chase Sapphire Preferred® Card travel benefits, I found out that USA Today has called it the best travel credit card for “beginners and experienced travelers.” Indeed, the terms are pretty clear and transparent.  Also, my research said that in 2021, Chase was the largest credit card issuer based on market share. So, there is enough backing to go by the FintechZoom suggestion.  What You Get From The Chase Sapphire Preferred® Card The table below explains the benefits of the Chase Sapphire Preferred® Card.  Welcome Bonus60000Flexible Point Transfers* 14 Airline or Hotel Partners (Or you can redeem through Chase Travel℠ at 1.25 cents each.)Travel Purchase through the Card5x Reward PointsDining3x Reward PointsAll Other Travel Purchases2x Reward PointsAnnual Hotel CreditsUp to $50Points Worth 25% More When Booking Travels (For example, for 10000 points, you will get $125 as cash back or gift cards)Yearly Bonus10%Repay Eligible PurchasesUp to 24 Months Without Interest (Purchase of $100 or More)Complimentary Travel Protections$10,000 Per Person and $20,000 Per Trip (Against non-refundable, pre-paid travel expenses when the trip is canceled or interrupted)Purchase Protection Benefits $500 for Each Item and $50000 for Every AccountForeign Transaction FeesWaived OffReferral PointUp to 75000 a Year on Successful Referrals (15000 Points on Each Referral)  However, I found two downsides of the card. The $95 annual fee is a little bothersome. Also, the “21.49%-28.49% variable APR” is high.  * Point transfers can occur among 11 airlines and 3 hotel partners on a 1:1 basis. So, there will be no transfer fees. Marriott, Hyatt, United Airlines, Air Canada, and Air France are some of the prestigious partners for this point transfer benefit.  2. The Platinum Card® from American Express Platinum Card® from American Express is celebrating its 40th year. So, you will get many years of trust and safety when you pick this one. Further, with this best travel credit card, you will get access to airport lounges, and as I have started using this travel credit card, I am already in love with the car rental benefits.  Even though the $695 annual fee is quite high, it has offered me more than $1500 in benefits and values. For me, it is a suitable option as I travel quite often. Honestly, the high annual fee can be justified only when you are using the card frequently. “No other card comes with as much perk potential as The Platinum Card® from American Express (terms apply, see rates & fees). If you travel frequently and want to do so in style, this card deserves a place in your wallet. However, this card is best for urban fitness buffs, frequent travelers, high-end shoppers and those who want top rewards on flights and premium accommodations. If you don’t fit the profile, justifying the $695 annual fee might be a stretch.” - Forbes This Is What You Get From Platinum Card® from American Express Learn the American Express Platinum Card® benefits from the table below.  Membership Rewards80000 (After spending $8000 on “eligible purchases in the first six months of the card ownership.)Foreign Purchase Transaction Fees NoneFlight And Prepaid Hotels Booked through the Card5x Reward PointsOther Purchases 1x Reward PointsAirline Free Credit Up to $200CLEAR® Plus Membership$199Global Entry or TSA PreCheck® Application Fee CreditUp to $85Hotel Benefits Up to $200Digital Entertainment CreditMaximum $240Equinox Credit $300Cellphone ProtectionUp to $800 for Each Eligible Card Account Further,  British Airways Avios and Air Canada Aeroplan are some of the prestigious aviation partners of this travel credit card. Also, among the hotel partners,  Marriott Bonvoy and Hilton deserve a special mention.  I am so proud to have chosen this card!  3. Capital One Venture Rewards Credit Card The Capital One Venture Rewards Credit Card offers an easy and transparent reward program. Here is what you get with this best travel credit card. Unlimited 2x reward points on every purchase 75000 sign-up bonus on a $4000 purchase in the first three months 1,300+ airport lounges access So, overall, this is a card for travelers who go on a trip twice or thrice a year and prefer simple terms.  4. Citi Premier® Card The Citi Premier® Card has great rewards for travelers. You can earn 3x reward points on air travel, hotel booking, and gas station usage.  You have to visit the ThankYou® Rewards program to redeem your reward points. Further, you can transfer the points to the airline partners of the travel credit card for added benefits.  Things No One Told You About Choosing FintechZoom Best Travel Credit Card FintechZoom’s selections are great, and now you have better options. However, to choose the best travel credit card for you, you will have to abide by the following smart tips.  Earlier, I was foolish not to think of these aspects, and I don’t want you to make the same mistakes.  Consider Your Travel Habits You must keep your frequency and expense of traveling and the benefits a card offers on purchases. Further, be careful about dining, lodging, flight booking, and car rental benefits. These are the things that cover the majority of our travel expenses, right?  Know the Sign-Up Bonus When you get a travel credit card, know the minimum amount you need to spend to get the sign-up bonus. It is crucial to get the sign-up bonus if you want to increase your rewards balance.  Further, make sure that the minimum amount you need to spend for the sign-up bonus is within your budget.  Look at the Annual Fee Is your travel credit card waiving off the annual fee for the first year? Or does it offer annual credits?  These are some of the factors that you need to consider to get the best travel credit card. Also. ensure that the perks and rewards of your card are more than the annual fee you pay.  Know About The Foreign Transaction Fees Benefits Foreign transaction fees are bothersome for international travelers. So, waiving foreign transaction fees is crucial if you travel to other countries frequently.  Flexible Redemption Options Flexibility and versatility in redemption options are important while using a travel credit card. The best one will allow you to transfer points to hotels and airline partners.  Of course, the option of redeeming your points as cashback or gift cards is always available.  FAQs About FintechZoom Best Travel Credit Card 1. What makes FintechZoom’s travel credit card recommendations reliable? FintechZoom is famous for its objective and accurate reviews. Further, FintechZoom has reviewed factors, such as sign-up bonuses, redemption points, travel benefits, and annual fees, to suggest the best travel credit cards for us.  Also, the FintechZoom travel credit card suggestions cater to all types of travelers and their different requirements.  2. Can I have more than one travel credit card? Yes, you can have more than one travel credit card. Each card comes with its unique reward redemption benefits and bonuses.  If you are an aware user, you will know the perks of each card and which one will be the most suitable for the type of travel expenses you are making now.  So, use your cards strategically to optimize your travel benefits and earn more points.  3. How can I maximize my travel rewards with the FintechZoom best travel credit card? You can follow simple tricks to optimize your travel credit card benefits.  Know and use the sign-up bonuses. Pay your credit card bill in full and final at the end of every month. Know and transfer the transfer points and transfer them to travel and airline partners for optimized benefits.  4. Are there any downsides to using the FintechZoom best travel credit card? Yes, some travel credit cards can have downsides in the form of high annual fees and APR. Also, the interest rates of these credit cards increase in leaps and bounds if you don’t pay the monthly bill in full. Therefore, you have to be mindful of your financial state and control your spending habits before you apply for a credit card.  Also read Why Include Whale Watching In Your LA Itinerary. Traveling On A Budget: Tips For Affordable Adventures. From Cocktails To Kickflips: Must-Try Activities In San Diego.

BY  sagnika Jun 26, 2023

Are you considering making travel plans to visit Cabo San Lucas? The ultimate destination for adventurers can be dangerous because of the harsh weather and increasing crime rates. Want to know is cabo san lucas safe? Cabo San Lucas is 20 meters above sea level, while the geographical location is 22.88 degrees North and 109.90 degrees West. Thomas Ritchie founded the place in 1828. The climate of Cabo is a tropical thorn forest. However, there is a certain desert terrain spread. A critical icon can be found in the area, The Arch. In Spanish, "El Arco" is the natural stone arch that is well known worldwide and a symbol of Cabo San Lucas. Read the article to learn more about it. Also Read: How To Find The Best Ontario Cocaine Rehab Center? Is Cabo San Lucas Safe? Let's Find Out! Cabo San Lucas is situated in Mexico with picturesque beaches. It is a popular tourist destination rich in culture and boasting sumptuous local food. Almost 2.8 million travelers visit Cabo annually, and there are repeat visitors. The coastal life experience that Cabo San Lucas offers is quite beautiful at a meager price as compared to many other popular tourist destinations. The place is more alluring than other beach destinations, and the good annul the bad regarding tourism. The question arises Cabo San Lucas is safe because in recent times. The country of Mexico is going through a crisis of cartel warfare and drug-related violence. The U.S. government has issued a warning regarding the travel advisories in Mexico, and Cabo has been excluded. Cabo is a popular tourist spot and is considered safe for visitors. Yet some issues might put tourists at risk in recent times. Where Is Cabo San Lucas Situated? Cabo San Lucas is situated in the Baja California peninsula on the West Coast of Mexico at the southern tip. The overall positioning of the place is in the southeast of California, USA. Tourism In Cabo San Lucas The tropical weather in Cabo is perfect for visitors. The white sandy beaches and glistening blue waters create the perfect backdrop for tourists walking barefoot. Thousands of tourists frequent Cabo every month. There are certain things that you need to consider when you are traveling to Cabo, such as you should only buy bottled water, always staying in groups, and don't dress up too flashy. As a visitor, you must know that there are no lifeguards. Hence, you should always have local contacts who can help you. You must book with trusted sources for accommodations. How To Reach Cabo San Lucas? The time to reach Cabo San Lucas by flight from New York, Vancouver, Canada, and Chicago is 5 hours, while from Seattle and Atlanta, it takes 4 hours. Traveling from San Francisco to Cabo will take 3 hours, while from Dallas and Los Angeles, your flight will be two and a half hours long. Crime In Cabo Certain crimes are active in Cabo, and Interpol is working hard to prevent them. The Interior is performing criminal investigations and spearheading spontaneous crackdowns to stop crime. The concerns that are identified in Cabo are as follows: Drug Use and Sale Gang Activity Carjacking Scams Robbery Homicide Pickpocketing The total population of Cabo is 202,694, and most crimes are happening against the locals. The crimes are severe, so the authorities are taking a solid stand to curb the crime. The crime rate has increased to 80.29% in 2023. Thus, safety is a concern. The vibrant sceneries, nightlife, and natives are the attraction of Cabo, yet visitors might feel reluctant due to safety issues. Considering Cabo is right on the edge of the coastline, it is easy for drugs to pass from Mexico to other countries. It does contribute to more gang violence and drug-related crime in Cabo. It would be best if you stayed away from the coastal regions late at night as tourists and visitors. There is a higher risk of getting mugged. Venturing into tourist habited places such as shopping centers, tourist attractions, bars, and restaurants is a better idea to enjoy your trip. The most convenient transportation choices are Uber, Lyft, and Shuttle. Safety Concerns Cabo has topped the list of scams and frauds, making it difficult for the authorities. Before and after the peak season, the issues further increase. In 2022, at least 800 reported cases of fraud and scams. Kidnapping is another concern where the perpetrators ask for money after abducting loved ones. In Cabo, there are risks of tourists getting kidnapped in vehicles that pretend to be taxis but are not. The tourist destination ranks third in the statistics of kidnapping. The municipality of Cabo San Lucas has a negative image regarding managing crimes for locals and visitors. The center of Cabo has the best hotels, attractions, beaches, and accommodations where crime is controlled. Unfortunately, the back alleys and the side roads are not so safe. Los Cangrejos And Las palmas The neighborhood has some safety concerns, which are pretty high for crimes and theft. People are constantly falling victim. Santa Rosa In San Jose del Cabo Armed robbery, vehicle robbery, and assault crimes are common in Santa Rosa. Visitors must be careful of hot spots. This location has accommodations and tourist attractions, making it straightforward for visitors to fall victim. It would be best if you kept the windows of the cars locked. You must continue on the way if any strangers are asking for help or a lift. The reported crimes in this location are based on gas stealing. The neighborhood around the airport is primarily rural, which is considered dangerous. City Center The area is crowded, making it the perfect place for mugging and pickpocketing. Every day, twenty crimes are reported. Therefore, visitors must avoid congested areas. There is a high chance of losing your belongings because stealing is common. Conclusion Please read the article to learn the answer to is cabo san lucas safe and why you should be careful before you visit it. Comment below regarding your traveling preferences and whether you would like to visit Cabo someday. Read Also: How Safe Is Morocco For Travel? Is Spirit Airlines Safe? Get Your Answer Here! FAQ About Staying Safe With Holiday Royal Vacation Club

BY  Sibashree Nov 3, 2025

I visited Luang Prabang in 2022, and the capital of the ancient Laotian kingdom was slowly recovering from the rampage of COVID-19. The misty mornings were special, with hundreds of monks walking through the narrow streets with their alms bowls.  People gather and offer fruits and rice to the monks. The monks silently accept the offerings, then quietly return to the temples.  Even today, with skyrocketing tourism numbers, Luang Prabang remains one of the most unspoiled places on earth. Buddhism and a strong belief in the power of nature have helped the city to maintain its authentic charm.  Also, the 32 Buddhist temples present in Luang Prabang today are a telltale of the history, myths, and spiritual beliefs associated with the city’s origin. In this Luang Prabang temple guide, I will talk about the top Buddhist temples to visit in Luang Prabang Laos. Of course, the Golden City Temple or Wat Xieng Thong is the most famous among them. It was built in 1560.  What Are The Top Buddhist Temples To Visit In Luang Prabang Laos?  As the mornings in Luang Prabang are special with the quietude and humility of the alms giving ceremony, the evenings are magical with the evening chants of the monks in the temples.  The sound of the chants echoes through the valley with the Mekong River passing by dreamily and the outlines of the mountains fading into the darkness.  I used to get lost in my thoughts that these temples were the sites of the coronation of many Laotian kings. Also, despite their intricate designs, they look like an extension of the ethereal natural landscape here.  Nevertheless, these are the top Buddhist temples to visit in Luang Prabang, Laos.  1. Wat Xieng Thong Also known as the “Monastery of the Golden City,” Wat Xieng Thong evokes awe. Built in 1560, it is home to the famous reclining Buddha Sanctuary or the Red Chapel.  It also stands out with its architectural excellence, including the multi-tiered roofline and beautiful mosaic work.  2. Wat Mai Suwannaphumaham View this post on Instagram A post shared by Marek Kotlarski (@mkotlarski) Wat Mai, or the New Temple, is the largest in Luang Prabang. It looks exquisite with the gilded bas-relief panels on the façade.  Also, it is historically important as it served as the residence of the highest Lao Buddhist dignitary till 1975.  3. Wat Visounnarath (Wat Visoun) Wat Visoun has a distinctive, spherical, and unique stupa called "That Mak Mo” or the “Watermelon Stupa.” It has a rounded shape.  Also, Wat Visounnarath was founded in 1512. So, today, it is the oldest operating temple in Luang Prabang.  4. Wat Aham View this post on Instagram A post shared by Austin Bush (@bushaustin) Wat Aham is also known as the Monastery of the Open Hearted. It is located next to Wat Visoun.  Wat Aham is famous for its two ancient banyan trees on its grounds. Locals believe that these trees are home to the guardian spirits of the city.  5. Wat That Luang Locals call Wat That Luang the Monastery of the Royal Stupa. The ashes of King Sisavang Vong, who died in 1959, are present in the golden stupa in the temple grounds. Even before that, it was used to cremate many members of the royal family.  6. Wat Chom Si Located on the top of Mount Phousi, Wat Chom Si was the best temple I visited in Luang Prabang. The spiritual energy there was so high.  I don’t know whether it’s the joy of reaching the temple after a trek or the magical views of the Mekong River from the top! Everything looks and feels so magical here! 7. Wat Sop Sickharam The structure of the Wat Sop Sickharam temple, what we see today, is the renovated form of the 19th century. However, the origin of the temple goes back to the 16th century.  Its architecture is a wonderful fusion of the French Colonial Style and traditional Lao architecture.  8. Wat Pa Phai The congregational hall or the traditional Lao-style sim is the highlight of Wat Pa Phai. Furthermore, its facade is unique with exterior columns and a verandah.  It also has another name, “The Monastery of the Bamboo Forest.”  9. Wat Sene Souk Haram Wat Sene Souk Haram looks dazzling with its golden and red ornamentation. It is known as the Temple of 100,000 treasures, as it was built with 100,000 stones collected from the Mekong River in 1718.  10. Wat Nong Sikhounmuang Wat Nong Sikhounmuang has recently gone through a major renovation. It is home to one of the largest and richest pagodas in Luang Prabang.  Furthermore, you can spot it from a distance due to its vibrantly colored roof in the traditional Thai style.  11. Wat Khili View this post on Instagram A post shared by Nat & Ricky Dunn (@lifedunndifferently) The large gold Wheel of Life on the front gable of Wat Khili will be the first thing to catch your notice. Furthermore, it has low roofs and a red facade with golden columns.  It shows influence from the Xieng Khouang province and was built in 1773.  12. Wat Phon Phao Wat Phon Phao has a unique octagonal structure, and with the sunlight falling over it, it uses its golden glow to illuminate the city.  The paintings in the interior of this temple are beautiful, and they depict the Buddhist philosophy of life and death.  13. Wat Manorom Wat Manorom is home to a 6-meter-high bronze Buddha statue, which dates back to the 14th century. Apart from being a temple, it is also an important community center for the locals.  In fact, all the temples in Luang Prabang help nurture community bonding. Also, historically, it used to be the home of the largest number of monks.  14. Wat Ho Pha Bang (inside Royal Palace) The Wat Ho Pha Bang, or the Temple of the Pha Bang, houses the Phra Bang Buddha image, the palladium of Laos.  This temple is located inside the Royal Palace grounds.  15. Wat Mahathat Wat Mahathat was founded in 1548. It houses the ashes of the revered Prince Phetsarath, who declared the independence of Laos in 1945.  It also has a highly ornamented facade.  16. Wat Xieng Mouane View this post on Instagram A post shared by nrq (@nrqpapa) Wat Xieng Mouane is important for its role in promoting traditional art and culture. Furthermore, I loved the gilding and traditional woodwork in the temple.  17. Wat That Phoun Wat That Phoun is one of the most peaceful temples I have visited in Luang Prabang. Also, once you enter the temple, it’s like an art gallery with a wonderful display of paintings.  The entrance gates are adorned with serpent deities or Nagas, and the temple also functions as a cremation location.  18. Wat Long Khoun “Wat Long Khoun is where our kings once meditated. It’s quiet, sacred, and often overlooked.” - Somsack, my local guide.  This former royal meditation retreat is a wonderful example of Lao architecture in the 18th century, and it has the most illustrious Jataka murals, depicting the last lives of Lord Buddha.  19. Wat Phra Bat Tai Wat Phra Bat Tai in Luang Prabang is very similar to Prabhas Tirtha in India. Prabhas Tirtha has the footprints of Lord Krishna, and War Phra Bat Tai has a huge footprint of the Buddha.  Furthermore, its architectural style shows a wonderful fusion of Thai, Lao, and Vietnamese architectural styles.  It is also where I found it the easiest to interact with the monks and share our philosophies about life.  20. Wat Phon Heuang The traditional stenciling on the temple's ceiling instantly evoked a sense of awe. Furthermore, I saw how it is an important social area or hub for the local community. It is so because it is one of the prime locations for participating in the alms-giving ceremony.  In addition, when I visited, it had not been extensively renovated. So, it was like connecting to the past for me.  Wat Xieng Mouane: The Lesser-Known Temple Of Luang Prabang  View this post on Instagram A post shared by Ruprecht Lin (@boblinize) Wat Xieng Maen is a hidden gem if I talk about the top temples to visit in Luang Prabang. It was founded in 1592.  I took a ferry across the Mekong River to reach this temple. It is a quiet escape, and it is significant as it was home to the famous Phra Bang Buddha image for a short period.  Accessibility Ratings Of The Best Temples In Luang Prabang  Check out the table below to know about the most accessible Buddhist temples in Luang Prabang.  TempleWheelchair AccessStairsQuiet ZonesWat Xieng Thong✅Minimal✅Wat Mai✅Few steps✅Wat Visoun✅Ramp available✅Wat Aham✅Flat terrain✅ Photography Tips Golden Hour: 6:00–7:00 AM and 5:00–6:30 PM. Best Angles: Capture rooflines from low angles; use temple doorways for framing. Respectful Shots: Avoid interrupting rituals or photographing monks without consent. Gear: Use a wide-angle lens for interiors and a tripod for low-light shots. Temple Etiquette & Dress Code In Luang Prabang Dress Modestly: Shoulders and knees covered. Avoid tight or revealing clothing. Remove Shoes: Always take off footwear before entering the temple interiors. Avoid Pointing Feet: Never point your feet toward Buddha statues or monks. Photography: Ask permission before photographing monks or rituals. Alms Giving: Participate respectfully in morning alms (Tak Bat) by kneeling and remaining silent. What Is The Best Time To Visit The Temples In Luang Prabang? Luang Prabang’s temples are open year-round, but timing enhances the experience: MonthHighlightsNovember–FebruaryCool, dry weather is ideal for walking tours.Mar–MayHot but less crowded and good for early morning visits.June–OctoberRainy season, and it stands out with its lush greenery and fewer tourists. Best Time of Day To Visit The Temples In Luang Prabang  Sunrise: Wat Chom Si after a climb to Mount Phousi Midday: Wat Mai, with its shaded interiors, is the perfect late morning and afternoon refuge.  Sunset: Wat Xieng Thong is ideal for golden hour photography.  Walking Routes & Maps: Exploring The Best Temples Of Luang Prabang  Visiting all the temples in Luang Prabang is not possible in a single visit to the city. Instead, for a short trip to the city, you can follow these temple tour routes.  1. Temple Trail Route (2–3 Hours) Start at Wat Xieng Thong.  Walk to Wat Sop Sickharam.  Continue to Wat Sene.  Visit Wat Mai.  End at Wat Visoun. 2. Sunset Spiritual Loop (1 Hour) Climb Mount Phousi to Wat Chom Si. Descend to Wat Aham. Finish at Wat That Luang. Luang Prabang Temple Guide: Frequently Asked Questions (FAQs) Here are some frequently asked questions and answers about the Luang Prabang temple guide.  1. How Many Temples Are In Luang Prabang? Luang Prabang, a UNESCO World Heritage Site, has 32 operational Buddhist temples. These temples with their beautiful murals, paintings, and sculptures depicting the life and lessons of Lord Buddha, are prominent social, religious, and community centers. Furthermore, they show a wonderful fusion of Lao, Thai, and Khmer architectural styles in their architecture.  2. Can I Visit The Temples In Luang Prabang During Festivals? Yes, you can visit the temples in Luang Prabang during major festivals such as Boun Pi Mai, the Lao New Year, and Boun Khao Phansa, or the start of the Buddhist Lent. However, you have to be patient as there will be crowds, and you have to follow the etiquette. 3. Are Women Allowed To Give Alms? I found out that people taking part in the alms-giving ceremony were mostly women. However, my guide told me to follow some strict rules. You cannot touch the robes of the monks or make any physical contact with them. Also, you must kneel down before them while offering the alms.