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BY  Subham Shah Oct 25, 2022

Credit card is a convenient way of banking. It has made banking easy over the course of years. They can also save you money if you know how to use them effectively.  Credit cards will allow you to have funds to pay for goods and services. If you have ever used a credit card, you would know that you can buy things without spending any of your money initially. Are you thinking about debt compilation on credit cards? You can strategize to enjoy luxury on a budget. However, credit card holders are expected to repay the borrowed money and a little additional interest later. Types Of Credit Cards There are some major types of credit cards which also include Visa, Mastercard, and other types of Discover, along with American Express.  They are issued by different banks, credit unions, and other financial institutions to attract customers by providing them incentives such as hotel room bookings, gift cards, discounts, airline miles, and cash back on purchases. Credit cards will reward their users for ensuring customer loyalty. Some stores even offer credit cards so that customers can purchase from retailers. They will provide customers with promotional notices, special sales, discounts, and other perks.  Some credit card users will be allowed a separate cash line of credit (LOC) so that they can borrow cash money in advance using a credit card. However, cash advances have some disadvantages, including higher interest rates and no grace period. How Can Credit Cards Save You Money On Travel Holidays? Credit cards are a good way to spend money on holidays.  Here are the ways you can use credit cards to save money. You can get details about credit card spending. Transfer Balances If you are using a credit card with a humongous balance and a higher interest rate. Then you can transfer that amount to a credit card with lower interest rates. This 0% APR balance transfer will offer you some time to ease up your payment with accumulating interest.  According to data, if you move a $3,000 balance at 17% to a credit card with a 0% APR, you will save upto $400. After that, if you pay on a monthly basis, you will end up gaining money in the process. Credit Card & Rewards If you are accustomed to paying with credit cards on holidays. Then you should use a reward credit card to save yourself some money. If you are using a reward credit card during holiday seasons, you can earn rewards, points, miles, and cash back rewards for your every payment.  The more you use these reward cards to purchase, the more you will earn points and save money. Some reward cards even allow cash back on eligible purchases. You can redeem those points to travel or to buy more merchandise.  However, reward cards will have annual fees that you have to pay at the year-end. So, you can manage your finances according to your needs by comparing the values of the yearly rewards and the annual payment fee. Some reward cards will not offer you a grace period. A grace period is considered the time between the last billing cycle and the date of due payment. During this time, the credit card issuer might not charge you any interest since you are supposed to pay your balance on the expected day. Interest Rates You can use a card with a 0% introductory rate, where you won’t be charged interest on purchases for a certain time period. You can pay off your credit card balances before the due date to avoid interest rates.  In introductory offers, you are expected to make payments on time. If you make late payments, your introductory officer can revoke the offer. They can impose interest rates on the remaining balances. So, pay even a minimal amount before the due time.   If you want to avoid paying any extra charges during your 0% promotional introductory offer, then you should calculate each amount you have to pay on a monthly basis. So that you can reach a 0 balance when the introductory offer ends. You can Avail Balance Transfer Offer Balance transfer offers are similar to that promotional interest rates, but instead of making any purchase, you are expected to pay your already existing credit card debt.  A balance transfer card will let you move your remaining balance from one credit card to another one. However, the amount of balance you can move depends on the transfer limit.  Some credit card companies will charge minimal fees to complete the transfer. The fees range from 3-5% of the transferred amount. If you are managing finances on a holiday evening, you should calculate the amount you need to transfer. Track Every Purchase You should be tracking your every purchase. No, you don’t have to write down your every purchase but tracking is an easier option with credit cards.  You can simply log into your online account using a credit card and review the statement. If you are aware of your spending data, then it can be easier to calculate the amount you have to repay in the end.  You can check your account statement and categorize your expenses to build a budget that suits you. You Can Earn Free Travel For Your Holidays Too! When it comes to travel, it is very important to manage finances. However, spending a lot of cash on the way to travel can get stressful.  However, the reward credit cards will allow you to have a smooth ending in the holiday season. You can earn miles or points you can redeem for a free flight and hotel stay.  These free flights can also be used for annual vacations and travel. You can even avail of car rental agencies if you are not too keen on flying.  A credit card can be a fitting approach for arranging that holiday travel you’ve been planning for a long time. There are also cashback benefits that can save you a lot of money. And you can also benefit from repaying your credits till your grace period lasts.  Read Also: Vrbo.com - Best Review By Users In 2022 Hotwire.Com - Best Review By Users In 2022 Where To Stay In Key West? | Tour And Travel Guide [2022]

BY  sagnika Jul 21, 2023

Are you traveling someplace? Still interested in the issue? Can I bring makeup on a plane? Of Course, you can, but you need to follow the restrictions established by the Transportation Security Administration (TSA). Makeup is essential for many in their personal and professional life. Similarly, when they are traveling, makeup is important for them. Hence, asking about the credibility of carrying makeup while traveling on a flight is important. It is necessary because the security check-in can be performed successfully if the makeup follows the established norms by TSA. According to the norm, the agents must see all the makeup products. Passengers, therefore, must carry makeup in a different clear bag so that there is no issue during screening. Can I Bring Makeup On A Plane? Answering The Most Asked! Makeup is really needed in our daily lives, so imagine how important it must be when you are traveling. You need to look good in those travel pictures! Therefore, pack your makeup with all the information so you are not penalized. At times, passengers are asked to dump makeup in paste, gel, lotion, liquid, or cream form leading to a waste of product and money. Makeup products in recent times have become costly; hence, losing even one product is arduous. Makeup cannot be considered as only lipstick, foundation, eyeliner, and others. It also includes toiletries, skincare, hair care, perfume, etc. The TSA rules are limited to makeup products and other care products. Tsa Rules For Carrying Makeup When traveling, stress soars because of all the norms and regulations. You must follow the rule of TSA called 3:1:1, where one quart-sized bag is allowed with 3.4 ounces or 100 ml liquid, cream, gel, or pastes. If you do not follow the TSA norms, there is a high chance of TSA agents pulling your bag and implementing more screening procedures. There are many instructions based on air travel because of the increasing risks of illegal substance smuggling and others. When discussing carrying makeup products, informing TSA agents about any products taken in large quantities is important. Organizing Makeup Bag Always carry makeup in a clear bag to carry all your makeup. It will make your traveling much easier. Try to use spacious storage bags and containers for transparent makeup products. It will keep clarity between you and the TSA agents. Try to carry makeup only as much as needed. Try to leave the redundant products behind; hence, make a plan and a list. Follow the TSA rules and accordingly carry the liquids and powders. 1. Makeup You can carry any makeup in powder or solid form in your carry-on and checked baggage without any restrictions. However, try to avoid taking powder makeup above 12 ounces. During the screening, the powder product must go in a separate pin when check-in. No restrictions are implemented by the Transportation Security Administration (TSA) concerning the quantity or the size of the product as long as it is in solid or powder form. The restrictions are implemented if the makeup products are in paste, gel, lotion, liquid, or creamy form. The first restriction is that the amount must be 3.4 ounces or less if you carry makeup in paste, gel, lotion, liquid, or creamy form in the carry-on bag. One quart-sized zip-top bag is allowed, where as many as travel-size liquids containing 3.4 ounces can be carried. For one passenger, only one zip-top bag is allowed. However, in the checked baggage, there are no restrictions on the makeup in liquid, gel, or cream. 2. Skincare For skincare, TSA has established the same 3-1-1 rule, especially because skincare is mostly in cream and liquid form, especially when skin care is carried in handbags. Products such as shampoo, lotion, makeup, and sunscreen are mostly in cream or liquid form; hence you must carry these products in a quart-size bag. A quick tip: the low humidity in airplanes is what causes dry and cracked lips while onboard. You're permitted to bring solid lip balms to take care of this. 3. Haircare For hair care products that you might carry, you must remember the 3.4 ounces rule for liquid products. The TSA agents can toss them away if you do not follow this rule. Hence, you can lose the product. Apart from that, you can use a hard shampoo and conditioner bar if you are tired of dealing with all these norms. It will help you follow the rules established by TSA without worrying about your liquid products being tossed out. 4. Bodycare In body care, products are in liquid form. Hence, the rule related to liquid must be followed. The 3.4 ounces norm for the liquid must also be observed, especially when carrying body care products. In checked luggage, you can carry anybody care products. There are no restrictions established for checked baggage. You can carry wet wipes in your handbags, hence because there are no restrictions on carrying wet wipes. 5. Nail Polish Nail Polish is a liquid and inflammable product; hence, you must be careful when carrying nail paint. The amount allowed for carrying nail polish is 100 ml or 3.4 ounces. In your carry bag, you must take a smaller container of nail polish that is less than 3.4 ounces. Be careful when carrying nail polish because airplane turbulence can lead to spillage or leakage in your bags. Nail polish also has a specific smell that can be disturbing for others. 6. Perfume Deodorant, perfume, or Cologne are also a part of makeup because it is used for physical hygiene, smelling good, and others. Considering the products, Cologne or deodorant can be in either aerosol or liquid form, at risk of being inflammable. Try to carry a travel-size bottle so that you do not face any potential issues of TSA agents dumping your products. Overall, passengers must take 3.4 ounces of perfume. Conclusion   Read this article to learn whether you can carry makeup while traveling on a plane. To answer the question, can I bring makeup on a plane? Yes, you can. We have also informed you about other makeup products, such as hair care, skincare, and perfume. Please let us know if you have ever faced any issues regarding carrying makeup products while traveling on a plane. Read Also: Everything About Breeze Airways: Breeze Airways Reviews, Features, And More! Can You Use Bluetooth On A Plane? – Know It All Here! Can You Bring A Lighter On A Plane? Know It All Here! Avelo Airlines Reviews You Were Looking For!

BY  Abdul Aziz May 10, 2021

Picture this. You're paddling through the water, the smell of pine filling your nose, the warm sun on your face. Is this a dream? Nope, it's you in your new inflatable kayak. There are so many incredible benefits of this kayak over a hardshell. And no matter your needs, there's a perfect model for you. Keep reading to learn why you should buy yourself an inflatable kayak. Lightweight and Portable   These kayaks are portable and fold up into a carry bag, no bigger than a standard duffle bag. So put the roof rack away and throw the bag in the trunk with your other lake day essentials. The weight will depend on the make, but they usually weigh anywhere between 25 and 35 lbs. And if you're a beginner looking for a light and portable kayak, consider the Sevylor Quikpak K5, which has a backpack storage system. Stable and Durable  Inflatable kayaks have wide bottoms, tall sides, and they're very buoyant. They also have a good weight capacity, don't easily capsize, and are hard to tear. But if something goes wrong, you can always repair it using a patch kit. But just note, lower-end kayaks will be significantly less durable than higher-end ones. So if you're kayaking in rough waters, you should get one made from a heavy-duty rubber or PVC material. And if you want a super-strong and versatile kayak, get the Sea Eagle Explorer 300x. But don't worry, it's still light, weighing only 31 lbs. Easy Storage  While you want your kayak to function well for your day on the lake, you also have to think about the off-season storage. To store an inflatable kayak, you have to deflate it, dry it off, fold it, and put it into a carry bag. Inflation and deflation are quick and should take no longer than 10 minutes each. And of course, this bag doesn't take up much space and can be put in any garage, basement, or storage unit. For example, the Advanced Elements AdvancedFrame is a sturdy touring kayak but can still fold up to 30" x 17" x 10." Relatively Inexpensive  While costs vary based upon quality, you can get a great inflatable kayak for a reasonable price. For example, inflatable boat expert Tom Fontana says that they can vary from $100 to $1,700. He claims that if you're buying one for recreational use, then you should look to spend $400 to $500. But if you want your kayak to function similarly to a hardshell, you should spend more than $1,000. If you want to strike a good balance between price and function, the Intex Excursion Pro will be your new best friend. And you can find more pricing information from Tom about inflatable kayaks at pumpupboats.com. Now Go Buy Yourself an Inflatable Kayak  As you can see, an inflatable kayak is great for all types of water and boating activities. So whether you purchase it for durability, easy storage, or the low price point, you'll have a blast when you finally get it on the water. Now go get your perfect kayak! If you enjoyed this article, check out more of our adventure content. Read Also: Top 10 Best Travel Apps to Use in 2021 How To Prepare Yourself For The Perfect Vacation: Top 7 Tips 6 Expert Packing Tips that will make your Trips more Fun